Answer:
insurance is important in that it helps you indemnity the losses occured after the risk occurrence
Explanation:
insurance ensures that you are covered from all period and hazards
1. What is the relationship between insurance and successful financial management? Why is insurance important?
The relationship between insurance and successful financial management is important because while successful financial management helps with unexpected situations requiring emergency planning, insurance is a contract made to ensure that your assets are protected and damage paid for if that event occurs.2. Consider your home and possessions. What types of risks do you face? What insurance would you recommend to someone in a similar location?
You could be risked by fires, high winds, hail, and lightning damage to protect your possessions you would need Homeowners insurance. To be protected from natural disasters you may need additional coverage (if natural disasters occur often).3. What are personal, property, and liability risks? What are examples of personal, property, and liability risk?
Some personal, property, and liability risks would be poor health and old age, having your property damaged, and being responsible for something that happens that could lead to a lawsuit.4. Why is estate planning important?
Estate planning can be important because estate planning is about protecting your loved ones, transferring your assets to heirs.5. What is the principle of indemnity? Why is this principle important?
The principle of indemnity is compensation, ensuring that you will not lose any finances.Madison owns a retail clothing store. Her marketing consultant says that with all the technology at their disposal, customers will go back and forth across multiple channels before choosing to buy an outfit at her store. The consultant recommends that Madison consider an online-to-offline strategy to drive foot traffic to her store. What are two examples of an online-to-offline strategy
Answer: Amazon, Jumia
Explanation:
Online to offline strategy could be described as having the products displayed on the sellers site with their prices attached to them, the customer orders and it's delivered to them, payment is done either online or on delivery. This makes it easier for the customers as they don't have to bother or stress themselves with visiting the store always. They are many firms doing this now, examples are Amazon, Jumia etc
Amazon promoted this pattern of business more than others before others picked interest in them. They are still among the best for doing it
Soha recently revealed a new vision for her organization. At first everyone was on board, but over time it was gotten progressively harder for the members to follow through on their commitments. Yet, Soha knows this is the right move for her organization so she continues to act out her vision. By doing this, Soha is trying to ______.
Answer:
Build credibility with her followers.
Explanation:
Vision is an ideal future conditions that aligns with the purpose for which an organization or business is in operation. Thus, it's a path that guides an organization into achieving a certain height in the future.
Basically, a vision statement answers the question of what an organization would want to be, by combining its current and future objectives.
In this scenario, Soha knew her vision was the right move for her organization and as such she continues to act out her vision.
By doing this, Soha is trying to build credibility with her followers in order to show she's truthful with her vision and commitments.
4. You need to be _________ about your income and expenses to create an accurate budget for yourself.
A. Fixed
B. Variable
C. Wishful
D. Realistic
your answer is no D which is Realistic.
A nation has an absolute advantage in the production of a good, if Group of answer choices it can produce that good at a lower opportunity cost than its trading partner it can produce that good using fewer resources than its trading partner it can produce that good using more resources than its trading partner it can produce that good at a higher opportunity cost than its trading partner PreviousNext
Answer: it can produce that good using fewer resources than its trading partner
Explanation:
A country has an absolute advantage in the production of a good when such country can produce the good using fewer resources than another country.
Absolute advantage can be due to the natural endowment of a country. For example, let's say Japan uses 2 hours in producing a good while Brazil uses 5 hours in producing such good. Then, it can be deduced that Japan has an absolute advantage over Brazil.
Nails. Mona and her friends Jack and Bobby, all United States citizens, want to open a nail salon in Tennessee. They would all like to avoid personal liability for debts of the business and for wrongful acts of each other. They would also like to avoid taxation as much as possible. Mona is in favor of a corporation and asks if there is any problem with that form of business. Jack and Bobby say that they want to receive profit distributions and that they are concerned about excessive taxation with a corporation. Jack and Bobby urged the formation of a partnership even in the face of personal liability. Mona did some research and suggested an S corporation to Jack and Bobby. Would the proposed business qualify as an S corporation if it were incorporated in Delaware?
Answer:
Hence the answer is yes.
Explanation:
Yes, the above-proposed business qualify for S-Corporation, and therefore the tax break for S corporations is that business income, also as many tax deductions, credits, and losses are skilled to the owners, instead of being taxed at the company level. This avoids the prospect of “double taxation,” which happens with Partnership.
A corporation is the form of business organization that is usually a group of people or can be a group of companies. It is the organization that is authorized by the state government to act as a single entity for its business operations.
Yes, the proposed business will qualify as an S Corporation.
The reasons after being proposed as S-Corporation are as follows:
Regardless of tax status, the liability of the owners becomes limited.Double taxation is avoided on the S-Corporation.They are taxed at the business income level after various deductions instead of being taxed at the company level.To know more about S-Corporation, refer to the link:
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Place a checkmark next to each power that belongs to the states:
1)printing money
2)creating a navy
3)regulating marriage
4)creating a post office
5)establishing a public education system
6)setting speed limits
7)issuing driver's licenses
Answer:
1) printing money √
2) creating a navy √
3) regulating marriage ×
4) creating a post office √
5) establishing a public education system √
6) setting speed limits √
7) issuing driver's licenses √
Explanation:
The role of the government in any nation (traditionally) is summarised in the following major categories:
1. Defend the Natural Rights
2. Protect Against External Enemies
3. Managing Economic Conditions
4. Redistribute Income and the States Resources equitably
5. Provide Public or Utility goods
6. Prevent Any Externality
Printing Money comes under item 3 - Managing Economic Conditions. If people were allowed to print money, there would be an excess of it in circulation and that would lead to a quick erosion of the value of the same. One of the qualities of money is that it must be scare.
The purpose of the Navy is to protect the state from intrusion via its waterfronts. This falls neatly under item 2 above - Defend Against External Enemies. Other functions of government that fall into this category are Policing, Creating and Managing the Army, the Airforce, and even the Customs.
Creating a post office, issuing driver's licenses, and establishing a public educational system all fall under the duty of the government to provide Public or Utility Goods.
Cheers
Which of the following is an example of synthesizing?
Answer:
It's B.
Explanation:
I believe it's B, Putting ideas and concepts together to form a conclusion.
That's almost exactly the definition of synthesizing anyway. ♥
Putting ideas and concepts together to form a conclusion is an example of synthesizing. Thus, option 'B' is the correct option.
What does synthesizing mean in writing?Synthesis is the process of combining different parts to create a whole. Writing instructors frequently use this word when instructing students to produce a literature review or any work that calls for the utilization of several sources. When writing instructors use this word, they frequently want students to produce papers that draw connections from a number of sources so that their papers are not structured source by source but rather subject by topic to produce a whole work.
This handout offers ideas in the areas to assist students in using synthesis in their writing more effectively. We instinctively combine information to assist others in making connections between various concepts. Synthesis occurs, for instance, when you tell a friend what a number of other friends have remarked about a piece of music or movie.
Learn more about synthesizing here:
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What causes the Tragedy of the Commons? a. Social and private incentives differ, and common resources are not rival in consumption and are not excludable. b. Common resources are not rival in consumption and are not excludable. c. Social and private incentives are the same. d. Social and private incentives differ, and common resources are not excludable but are rival in consumption.
Answer:
b. Common resources are not rival in consumption and are not excludable
Explanation:
The tragedy of commons is the situation where the individual users have open access to the resources. Activities are independent are to their own self-interests and is opposite to the common goods of all uses.If a nation has a comparative disadvantage in the production of some commodity: Group of answer choices it cannot gain from international trade unless it has an absolute advantage in every other commodity. it can gain from international trade in that commodity only if it has an absolute advantage in that commodity. it cannot gain from international trade in the commodity. it can still gain from international trade in that commodity, by getting it at a lower opportunity cost than if it produced it domestically.
Answer:
it can still gain from international trade in that commodity, by getting it at a lower opportunity cost than if it produced it domestically.
Explanation:
A country has comparative disadvantage in production if it produces at a higher opportunity cost when compared to other countries.
The country with a comparative disadvantage can gain from trade by trading the good with a country that has comparative advantage in the production of that good. i.e. the country produces at a lower opportunity cost
For example, country A produces 10kg of beans and 5kg of rice. Country B produces 5kg of beans and 10kg of rice.
for country A,
opportunity cost of producing beans = 5/10 = 0.5
opportunity cost of producing rice = 10/5 = 2
for country B,
opportunity cost of producing rice = 5/10 = 0.5
opportunity cost of producing beans = 10/5 = 2
Country B has a comparative disadvantage in the production of beans and country A has a comparative disadvantage in the production of rice
Country B should buy beans from A and A should buy rice from B
Discuss the importance of financial markets for a healthy economy and economic growth.
Answer:
I think financial markets can provide money to health and economic institutions in case they need it
Answer:
A well-developed and smoothly operating financial market is essential for healthy economic growth. Financial markets act as intermediaries between borrowers and investors and channel money into the economy.
Financial markets and money markets are efficient ways for companies and governments to collect money for their needs. Governments collect money for building public infrastructures such as roads, ports, airports, bridges, and other purposes. These projects help governments create new jobs, stimulate economic growth, and earn more tax revenue in the future.
Companies borrow money for business expansion, which creates more jobs and increases economic output. Companies earn more revenue due to business expansion, and the government collects more taxes.
The financial market acts as a channel between investors and borrowers, so it needs to be efficient and robust. A strong financial market can attract funds from a huge population of small investors and accelerate economic growth.
Explanation:
This is the sample answer (word for word)
please help me with this account question I'm tryna make entries
Answer:
451
Explanation:
430+21
1234567890101112131415
Johnson purchases an office building and finances it with a 30-year mortgage. The payments Johnson will make in the next 12 months areconsidered: (2.5 Points)
Answer: Current liabilities
Explanation:
Current liabilities are financial obligations that a company must meet within the next period which is 12 months. Any obligation that should be met after a year is considered a long term liability. This is the category that bonds fall under.
The first yearly payments here are to be made within the next 12 months so these will be considered current liabilities.
Alice, Jonathon, and Rebecca are concerned that their company won't survive the current recession. As experienced ______________ managers, they are working collaboratively to develop new business strategies and work processes to effectively and efficiently support the company so that it can survive the current economic downturn and thrive in the coming years. Their employees are depending upon them to provide overall management of the company.
Answer:
top-level
Explanation:
Top-level managers can be regarded as managers that has the responsibilities of controlling as well as overseeing the entire organization. These managers are charged with development of goals as well as strategic plans and company policies, they also make decisions as regards the direction of the business. These managers include board of directors,CEO and others.
Explain in detail how Boulders Mall's management may have used media relations as a public relations tool to try to resolve controversy.
Explanation:
The management of Boulders Mall made use of the media to offer an apology for what happened in the shopping center, making it clear that there was not actually an act of discrimination due to the way the man dressed in traditional Ndebele clothes dressed and clarifying that in no case At the time, man was discriminated against because of his culture or his traditions.
This was a public way of "calming" the controversies and upsets that could have been generated in many people, because we must remember that this type of action can generate rejection by the community towards the shopping center and generate great economic losses.
Production possibilities frontiers (PPFs) are typically bowed outward because Group of answer choices the opportunity cost of producing a good typically decreases as more of that good is produced technology typically advances the opportunity cost of producing one good is typically the same as the opportunity cost of producing another good recourses are specialized, in that some are better at producing one good rather than other goods PreviousNext
Answer:
Explanation:
I’ll try helping waittt
Kelly Reeves is in charge of a new marketing effort directed toward Peru. In order for her company to market effectively and distribute to all of Peru's major cities, Kelly must devise a logistics plan for crossing the Andes Mountains on a daily basis. Which of these foreign environment uncontrollable variables would be a chief concern as Kelly devises her firm's logistics plan
Answer:
Geography & Infrastructure
Explanation:
International marketing
This is simply defined as the efforts or performance of business activities specifically made to plan, promote, and channel the movement or flow of a company's goods and services to consumers or users in more than one nation for a profit.
The process of evaluating the uncontrollable elements in an international marketing program can lead to cultural, political, and economic shock.
Marketing Environment
This is simply said to consists of controllable factors, uncontrollable factors, organizational performance, feedback, and adaptation.
Macroenvironment
This simply consists of controllable factors, uncontrollable factors, organizational performance etc.
Uncontrollable factors
This are known to be external elements influencing or affecting an organizations performance that cannot be fully channelled or directed by that organization and its marketers.
difference between luna and sol?
"I don't know, but I'll find out" is a customer service example of…
B a dangerous admission.
C losing a sale.
D magic words.
A(Not the answer) an uninformed sales rep.
Answer:
C. losing a sale.
Explanation:
CRM is an acronym for customer relationship management and it typically involves the process of combining strategies, techniques, practices and technology so as to effectively and efficiently manage their customer data in order to improve and enhance customer satisfaction.
Simply stated, it's a strategic process which typically involves collecting customer information for the purpose of improving a customer's future experience.
Therefore, this set of employees are saddled with the responsibility of ensuring the customer are satisfied and happy with their service at all times.
A salesperson can be defined as an individual or employee who is saddled with the responsibility of taking orders from customers, as well as sales of finished goods and services to consumers or end users.
A lost sale can be defined as a situation in which a salesperson or business firm looses a selling opportunity for a variety of reasons such as going out of stock, unavailability of a brand (product line), lack of product knowledge, etc.
This ultimately implies that, a process in which a salesperson looses a sales opportunity due to one reason or the other is referred to as losing a sale.
Hence, "I don't know, but I'll find out" is a customer service example of losing a sales because the customer (buyer) may not be patient enough to get the feedback while others might walk away immediately in search of the product or service elsewhere.
Answer:
It is magic words
Explanation:
I took the test got it right
Goldin Corporation currently pays its salesperson a flat salary of $5,000 per month and is considering paying $20 per unit instead. Sales are currently 200 units per month. Goldin believes the compensation change will increase unit sales by 50%. The current contribution margin is $80 per unit. If the change is implemented, net operating income will ______.
Answer:
Increase by $7,000
Explanation:
Calculation to determine the operating income
First step
Current income=($80 x 200) - $5,000
Current income= $11,000
With the change= ($80 - $20) x 200 x 150%
With the change = $18,000
Now let determine the net operating income
Operating income = $18,000-$11,00
Operating income= $7,000 per month
Therefore If the change is implemented, net operating income will INCREASE BY $7,000
The formula for the production budget is budgeted sales in units plus desired ending merchandise inventory less beginning merchandise inventory. beginning finished goods units less desired ending finished goods units. desired ending direct materials units less beginning direct materials units. desired ending finished goods units less beginning finished goods units.
Answer:
desired ending finished goods units less beginning finished goods units.
Explanation:
production budget can be regarded as budget that gives the calculation of the number of units of particular products which is needed to be manufactured, this is comprises the sales forecast as well as amount of finished goods inventory that is planned to have on hand.
It should be noted that the formula for the production budget is desired ending finished goods units less beginning finished goods units..
Azure, a C corporation, reports the following: Pretax book income is $543,000. Depreciation on the tax return is $20,000 greater than depreciation on the financial statements. Rent income reportable on the tax return is $36,000 greater than rent income per the financial statements. Fines for pollution appear as a $10,000 expense in the financial statements. Interest earned on municipal bonds is $25,000. What is Azure's taxable income
Answer:
Azure's taxable income is $544,000.
Explanation:
This can be calculated as follows:
Taxable income = Pretax book income - Excess depreciation + Prepaid rental income + Fines for pollution - Municipal interest income ………………… (1)
Substituting all the relevant values into equation (1), we have:
Taxable income = $543,000 - $20,000 + $36,000 + $10,000 - $25,000 = $544,000
Therefore, Azure's taxable income is $544,000.
An honest dispute develops between a homeowner and an electrician over whether wiring and circuit breakers installed by the electrician satisfied contractual specifications. If the wiring and circuit breakers meet those specifications, the homeowner owes the electrician $10,000 under the terms of the contract. The homeowner offers to pay the electrician $8,000 in satisfaction of the homeowner's contractual obligations, if the electrician replaces the circuit breakers with a different brand. The electrician accepts the homeowner's offer. After the electrician replaces the circuit breakers, the homeowner refuses to pay the electrician. In a breach of contract action brought by the electrician, the fact-finder determines that the wiring and circuit breakers originally installed by the electrician did satisfy the contract specifications. The fact-finder also determines that the electrician and the homeowner entered into an accord for which the homeowner failed to provide the required satisfaction. What is maximum amount that the electrician can seek in damages from the homeowner
Answer:
$10,000
Explanation:
In the given scenario a honest dispute develops between a homeowner and an electrician over whether wiring and circuit breakers installed by the electrician satisfied contractual specifications.
There are two contractual agreements. One for $10,000 for the original wiring, and the second for $8,000 for a different brand of wires.
The electrician will only be able to claim either the $10,000 or the $8,000.
When the homeowner claimed he was not satisfied with the original installation the electrician should have verified the job and and claimed damages of $10,000.
On the other hand he accepted the blame and agreed to the second contract of $8,000.
So he can either stake a damage claim on the original one alone or the second contract alone.
The maximum he can claim is $10,000
Identify the correct statement. Select one: a. During a recession, investment increases while consumption decreases. b. During a recession, investment is constant while consumption increases. c. Annual variations in investment are larger than annual variations in consumption. d. Annual variations in investment are smaller than annual variations in consumption. e. During a recession, investment decreases while consumption increases.
Answer:
Option C: Annual variations in investment are larger than annual variations in consumption
Explanation:
Investment
This is simply the act of buying or purchase of assets with the sole aim of increasing future income.
Investment risk
This is simply known as the likelihood of an investment will fail to pay the expected return or fail to pay a return at all.
Portfolio diversification
This act so as to limit the risk by spreading investment money among a wide range of investment tools.
Rate of return
This is simply known as the total return on an investment usually in percentage of the amount of money put into the investment.
One advantage of ______ is the direct crossing of trades without using a broker-dealer system eliminates the bid-ask spread that otherwise would be incurred. Multiple choice question. ECNs Direct Search Markets Broker Markets Dealer Markets
Answer:
ECNs (electronic communication network)
Explanation:
An electronic communication network can be regarded as computerized system which is designed to matches buyers as well as sellers orders automatically for securities so trading can take place in the market. ECN trading is designed to favor investor that are in different geographic areas , but want to have a complete aand secure transaction with absence of any
third party. It should be noted that One advantage of ECNs is the direct crossing of trades without using a broker-dealer system eliminates the bid-ask spread that otherwise would be incurred
Suppose the rate of return on a 10-year T-bond is 5.50%, the expected average rate of inflation over the next 10 years is 2.30%, the MRP on a 10-year T-bond is 1.64%, no MRP is required on a Treasury Inflation Protected Security (TIPS), and no liquidity premium is required on any Treasury security. Given this information, what should the yield be on a 10-year TIPS? Disregard cross-product terms, i.e., if averaging is required, use the arithmetic average.
Answer:
the yield be on a 10-year TIPS is 1.56%
Explanation:
The computation of the yield to be on 10 year TIPS is as follows:
Yield on 10 year TIPS is
= rate of return on 10 year T bond - Average inflation - MRP
= 5.50% - 2.30% - 1.64%
= 1.56%
Hence, the yield be on a 10-year TIPS is 1.56%
The same should be considered and relevant too
Solaris Autos Inc., a large automobile company, made an initial small investment in a start-up company that was developing a solar-powered car. This gave Solaris Autos controlling interests in the start-up company. However, Solaris Autos had no obligations to make continued investments in the experiments of the start-up company. It could invest small amounts depending on the new product's success at each stage of its development. If the product proved to be successful, Solaris Autos would have the right to buy out the start-up company. This approach to strategic alliance is referred to as
Answer:
real-options perspective
Explanation:
From the question we are informed about Solaris Autos Inc., which is a large automobile company, made an initial small investment in a start-up company that was developing a solar-powered car. This gave Solaris Autos controlling interests in the start-up company. However, Solaris Autos had no obligations to make continued investments in the experiments of the start-up company. It could invest small amounts depending on the new product's success at each stage of its development. If the product proved to be successful, Solaris Autos would have the right to buy out the start-up company. This approach to strategic alliance is referred to as real-options perspective. A real option can be regarded as an approach that bestow management of a firm the right, so that they can undertake certain business opportunities as well as an investments. Real option can be regarded as projects that contains tangible assets versus financial instruments. Real options could involves decision to expand as well as decision to defer project entirely.
The ______ inventory system records all inventory-related transactions in the inventory account (e.g. transportation, purchase returns and allowances, purchase returns and allowances, purchase discounts) and reduces inventory at the time of sale. The ______ inventory system uses separate accounts for these items and records cost of goods sold at the end of the accounting period.
Oscar owns a meat processing plant whose unpleasant odors waft across the city. Because the production of processed meat provides a negative externality to the community, the government should: Group of answer choices impose a tax on Oscar's production of processed meat, since the market quantity is greater than the socially optimal quantity. subsidize Oscar's production of processed meat, since the market quantity is less than the socially optimal quantity. subsidize Oscar's production of processed meat, since the market quantity is greater than the socially optimal quantity. impose a tax on Oscar's production of processed meat, since the market quantity is less than the socially optimal quantity.
Closing entries are required: Multiple Choice If management has decided to cease operating the business. Only if the company adheres to the accrual method of accounting. If a company's bookkeeper does not choose to prepare reversing entries. So that Revenue, expense, and dividends accounts must begin each period with zero balances. In order to satisfy the Internal Revenue Service guidelines.
Answer: So that Revenue, expense, and dividends accounts must begin each period with zero balances
Explanation:
Andrea, a sales associate in the fine china department of the David's Department Store, reports to Chris, the home furnishings department manager. This morning, Chris asked Andrea to change the price tags on the crystal wine glasses. While working on this task, Pietro, the bedding department manager, told Andrea that he wanted her to unload some comforters. To solve this conflict, Andrea turns to the principle of unity of command under which Group of answer choices Andrea needs to decide which manager has more power. Andrea can refuse to do both tasks. employees should report to no more than one manager. employees can report to two managers, so Andrea needs to decide whose directions to follow. Andrea will need to determine how she can multitask.
Answer: employee should report to no more than one manager.
Explanation:
Under the principles of war, it should be noted that the unity of command simply means that all the responsibility of all the forces are under one commander. The commanders possesses the authority to direct and control all the forces in order to achieve q common goal.
Therefore, in this scenario, Andrea should report to Chris who is the home furnishings department manager since Chris is his immediate manager as he can only follow the order of one boss.
