Mrs. Quinn has just turned 65, is in excellent health and has a relatively high income. She uses no medications and sees no reason to spend money on a Medicare prescription drug plan if she does not need the coverage. She currently does not have creditable coverage. What could you tell her about the implications of such a decision?

Answers

Answer 1

Answer:

If she does not sign up for a medicare prescription drug plan as soon as she is eligible to do so. The answer is (b).

Explanation:

It is correct.

Answer 2

Mrs. Quinn, as a healthy individual with a high income, you may be questioning the need for a Medicare prescription drug plan if you do not currently require the coverage.

However, there are a few important implications to consider before making a decision:

1. Late Enrollment Penalty: Medicare prescription drug plans (Part D) are voluntary, but if you choose to enroll later when you do need coverage, you may have to pay a late enrollment penalty. This penalty is added to your monthly premium and is calculated based on the number of months you were eligible for coverage but did not enroll.

2. Coverage Gap (Donut Hole): Medicare Part D plans often have a coverage gap, also known as the "donut hole." This refers to a temporary limit on what the plan will cover for prescription drugs. If your medication needs change in the future and you require expensive drugs, not having a Part D plan could result in higher out-of-pocket costs during this coverage gap.

3. Future Medication Needs: While you are currently not taking any medications, it's important to consider that health circumstances can change over time. Even though you may be in excellent health now, there is always a possibility that you may need prescription medications in the future. Having a Medicare Part D plan in place can help provide financial protection and access to necessary medications if that situation arises.

4. Financial Planning: Considering your high income, it's essential to evaluate the financial aspect. Medicare prescription drug plans have monthly premiums, deductibles, and copayments. Assessing the potential costs associated with a Part D plan and comparing them to the potential out-of-pocket expenses without one can help you make an informed decision.

5. Creditable Coverage: Lastly, it's important to note that not having creditable coverage, which refers to prescription drug coverage that is at least as good as Medicare's standard coverage, may impact your ability to switch to a Medicare Part D plan later without facing a late enrollment penalty.

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Related Questions

Which of the following statements describes mental disorders? A.Mental disorders are usually only found in individuals with low mental capabilities. B.Mental disorders are best managed without assistance .C.Mental disorders are illnesses that affect a person's emotions, behavior, and thoughts. D.Mental disorders are not true diseases.

Answers

the correct answer seems to be “ c . mental disorders are illnesses that affect a person’s emotions , behaviors , and thoughts . ‘

Which of the following is an appropriately assigned task for the Nursing Assistant?

Answers

Answer:

Well I did know a friend who is one. They claimed that they ussally just followed a senior around to see what they did as well as bring the water and food the the patient

Explanation:

Answer:

Taking Vital Signs and recording them according to facility policy

I hope this helped!

..

The valves in the heart open and close to move blood in between heart chambers. O a) three directions O b) two directions O c) four directions d) one direction

Answers

Hi,

The valves in the heart open and close to move blood in between heart chambers.

d) one direction

Blood can flow from the atria down into the ventricles because there are openings in the walls that separate them. These openings are called valves because they open in one direction like trapdoors to let the blood pass through. Then they close, so the blood cannot flow backwards into the atria.

A patient received a severe steam burn to his hand and wrist. You should

Answers

APPLY MOIST STERILE DRESSING

Which of the following is an argument? If you don't water your plants, they will wilt. If you water them, they will be healthy. If you fertilize them, they will be healthier. I got eight hours of sleep and ate a healthy breakfast. Therefore, I am going to have a great day. Donuts are the best breakfast food. I had one this morning. Every time your phone rings, your brain releases a chemical called dopamine.

Answers

Answer: I got eight hours of sleep and ate a healthy breakfast. Therefore, I am going to have a great day.

Explanation:

An argument refers to a series of statements which are referred to as the premises which is used in determining the truth of the conclusion.

An argument is a set of statements, such that some of the statements provide support for another statement. With regards to the question, the argument is "I got eight hours of sleep and ate a healthy breakfast. Therefore, I am going to have a great day".

1. In which of the following situations may 10 access be used?
O An extremity with signs of infection
O An extremity with signs of a crush injury
O An extremity with a previous unsuccessful 10 attempt
O An extremity with slow cap refill time

Answers

Answer:

O An extremity with slow cap refill time

Explanation:

Intraosseous access can be used in patients, children inclusive, to gain vascular access when they are in shock due to sickness or injury. IO cannulation rapidly delivers drugs and fluid to a marrow venous plexus that is noncollapsible. This is especially important if the patient is in shock and is to be resuscitated fast. Slow or prolonged capillary refill time is an indication of shock.

This option is used when other measures of delivering drugs, for example, the intravenous route are unavailable. The distal femur, the proximal tibia under the growth plate, the distal tibia above the medial malleolus are common sites where intraosseous access can be administered.

A 31-year-old man completes a half-iron triathlon and immediately submits several blood samples for a research protocol on the effects of vigorous exercise on lipids. His triglycerides (TG) are found to elevated at 232 mg/dL. He consumed almost no fat during the race and ate a carbohydrate-rich breakfast. How do you explain his result

Answers

Answer:

The increase in triglycerides can be a result of a diet with excess carbohydrates.

Explanation:

As we saw in the question presented above, the man ate a carbohydrate-rich breakfast. Since he does strenuous exercise, it's likely that all of his meals are high in carbohydrates, so he has a lot of body energy. However, this can generate excess carbohydrate in his body and this excess can stimulate insulin, which in turn stimulates the body's fat cells to form more fat. The increase in body fat is accompanied by an increase in the level of triglycerides, which is one of the components of fat.

daryl is 16. he's a wrestler - the best in his weight class. but if he gains 5 pounds, he'll get bumped up a weight class and have to wrestle larger guys and possibly lose. justin exercises obsessively. he also takes laxatives to lose weight, and he has thrown up a few times after friends dragged him out for fast food. justin even stops drinking water a day before he gets weighed for a match. what eating disorder does daryl have

Answers

Anorexia nervosa

imma be honest it says it needs 20 characters too send it so im just typing this haha yeah no im a loser okay but yeah fr tho thats the answer

Dr Sabooh, a faculty member in a medical college, showed no inclination towards academic growth and progression and often showed temper outbursts, criticized others and was resistant to any innovations. Now after 15 years, he remains a lecturer whereas his juniors have been promoted to senior posts. In his opinion, there was only a meagre difference between his salary and other postgraduates. The Dean denounced contract renewal of fcaulty members who showed no professional advancement in last 10 years. Sabooh was now worried, on the advice of his friends he joined an MS program. Now after 3 years, he held an MS degree, became an author of few publications and finally got promoted! His self-esteem took a boost and there was a noticeable pleasant change in his personality. Apply learning theories on Sabooh's progression.

Answers

Answer:

Behaviorism, Cognitivism and 21st Century skills.

Explanation:

Behaviorism, Cognitivism and 21st Century skills are the learning theories which is apply on Sabooh's progression because the behaviour is changed due to fulfilling the course. Dr. Sabooh learns the skills of 21st Century which is used for the teaching of students at school. These skills are important for the career of the students as well as provide easiness, more explanation and description to  the question.

Where was the first recognized firefighting force, known as the Familia Publica, organized?

Rome

London

New York

Philadelphia

Answers

Answer:Who were the Familia Publica? The first recognized firefighting force organized in ancient Rome.

Explanation:

55 yr old female with hx of MI , with LDL of 130 HDL of 35 and triglycerides of 150 BMI of 26, Should she begin therapy of atorvastatin ?

Answers

Answer:

25

Explanation:

jaom cajaps. zis s C's ss

Which behavior would best describe someone who has good communication skills with customers ? a) Following up with some customers b) Talking to customers more than listening to them c) Repeating back what the customer says d) Interrupting customers frequently

Answers

Answer:

b

Talking to customers more than listening to them

What are the advantages and disadvantages of early and late maturation in males and females?

Answers

Answer:

males

Explanation:

They found that girls who matured earlier than their peers had increased rates of depression that persisted over the course of the study. Among adolescent girls, early puberty is associated with more depressive disorders, substance use disorders, eating disorders and disruptive behavior disorders. Make me the brainliest and give me a heart ❤️ thank you

What is medicine and who created it

Answers

Answer:

Medicine is the science or practice of the diagnosis, treatment, and prevention of disease or a compound or preparation used for the treatment or prevention of disease, especially a drug or drugs taken by mouth. And I'm pretty sure it is Hippocrates

Explanation:

Just search it up on G00gle

tinh dầu nào có vị ngọt

Answers

Explain In English

Please

TASK TIME A. Greet/register the patient 3 minutes/patient B. Optometrist conducts eye exam 20 minutes/patient C. Frame/lenses selection 24 minutes/patient D. Glasses made (process can run 6 pairs of glasses at the same time) 66 minutes/patient E. Final fitting 5 minutes/patient

Answers

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Solution - Answer (a): The current maximum output would depend on slowest operations and that is B. Optometrist conducting eye exam (25min per patient) Hence total time available for task(B)= 10 hours * 60 min - (2 minute for first patient to greet + frame selection 20 min + glasses made 60 min + final fitting 5 min) = 600 -87 = 513 minutes. Hence, maximum capacity = 513/25 = 20.52 ~ 20 patients Answer (b): Since, the slowest process is B. Optometrist conducting eye test, if a person were to be added it must be there. The added capacity at no other place would increase total capacity of the patients processed in a day. Answer (c): In the mentioned model, the process of D and E, totaling to 65 minutes would be eliminated. And hence, in day...

tsurezure children

#BrainliestBunch

Which of the following statements about Medicare Part D are correct?

Answers

I. Medicare Part D must enroll all eligible beneficiaries who apply to be part of the program regardless of their health status.

II. Private fee for service plans are not required to use a pharmacy network but may choose to have use of one.

III. Beneficiaries enrolled in a MA medical savings account plan may only obtain part D benefits through a standalone PDP.

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Does friction enhance movement? True or false

Answers

Answer:

False. Friction does not enhance movement.

Friction is the force that is generated when two objects "rub" on each other.  

For example, it's hard to push an object on a rug, but it's easier to push an object on hardwood floor. This is because the rug creates more friction when the object rubs against it, thus slowing it down.

So, the statement is false.

Hope this helps.

Answer: False

Explanation:

Friction always in opposite direction to movement

which of the following antidiarrheal agents has only one mild side effects such as gas or bloating

Answers

Karen is listen to college

What is the term for the fire protection method in which townspeople formed two lines to pass containers filled with water toward the fire and empty containers away from it?

Water brigade

Bucket brigade

Hose brigade

Fire brigade

Answers

Answer:

bucket brigade

Explanation:

Provide one example of how stress can affect our health.

Answers

Answer:

it can lead to headache and high blood pressure

Basophils are granulocytes O a) involved in the process of manufacturing hemoglobin. b) involved in the process of allergic reactions. O c) that fight infections by microorganisms. d) that fight infections by parasites.

Answers

Hi,

Basophils are granulocytes :

b) involved in the process of allergic reactions.

Một bệnh nhân nhi bị sốt không rõ nguyên nhân chúng ta dùng thuốc hạ sốt là aspirin được không và giải thích?

Answers

. Tachycardia means ...................heart rate a) fast b) slow c) irregular d) arrhythmic


Blair's ability to label her experience as "being stressed out" demonstrates the
aspects of emotional experiences.

Answers

It demonstrates cognitive aspect of emotion.

Emotion simply means the feeling, behavioral and the physiological changes seen in an individual.

According to the cognitive theory, the mental activities of a person and their thoughts play a role in the emotions that are formed.  

Cognitive theory of emotion explains an individual's ability to be able to label her experience such as sadness, joyful, pity, stressed out etc.

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What position would you put the victim with a head, neck or back injury?
1. over arm head Splint
2.over neck head splint
3. under arm head splint
4. under neck head splint

Answers

Which of the following statements is generally true about change in the workplace ? a ) Most people accept change easily . b) Smart companies can avoid change altogether. c) Change in the workplace fairly infrequently d) Individuals can learn to manage the change in their lives.

It is sometimes difficult to distinguish children who are developing normally from those who’s development is a typical

Answers

Explanation:

Because of difference in their immune system and also Blood group also count

The correct reporting for stage 4 chronic kidney disease associated with diabetes Mel lotus, type 2?

Answers

you need to stop cheating on your collage classes because you really need to know this stuff when you have to save someone’s life. the answer is a

Adolescent drug use in the United States has _____ in recent years.

Answers

Answer:

Adolescent drug use in the United States has decreased in recent years.

You received an order to administer 400 mL of D10W at a rate of 30 ml/h. How long it will take to finish the IV. Calculate your answer in hours and minutes
if required.
O a. 13 hours and 33 minutes
b. 13 Hours exactly
C 12 Hours and 50 minutes
O d. 13 Hours and 20 minutes

Answers

A would be the answer


How long should a tourniquet be left on a
patient arm?

30sec

45 sec

60sec

90sec

Answers

Answer:

should be 60 sec

Explanation:

I hope this help

Answer:

90 seconds

Explanation:

When the procedure takes longer than that,the tourniquet should be partially deflated for 2 to 3 minutes.

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