why banks pay lower interest rates on savings accounts than on certificates of deposits.

Answers

Answer 1

Answer:

See below

Explanation:

Savings accounts are more common than certificates of deposits. Banks do not restrict customers on the number of withdrawal and deposits per period in a savings account. Banks consider savings account very liquid because a customer can withdraw their money anytime. Due to this reason, savings accounts attract low-interest rates.

Certificate of deposits, CDs have withdrawal restrictions. In this type of account, the customers agree to keep their money in the bank for a specified period. Banks offer a higher interest rate to encourage customers to keep their money in the account for the agreed duration.


Related Questions

Which is NOT a type of planning used by management?
A Short-term
B Deliberate
C Strategic
D Long-term

Answers

Answer:

B Deliberate

Explanation:

Planning involves thinking ahead of events. It entails preparing beforehand for future activities.  Managers will engage in planning to ensure the business meets its objectives.

There are different types of plans. Manager can make short term or long term plans which are based on time. Strategic plans are about methodology or procedure. Deliberate is not a type of planning.

Your mom gets paid on the 15th of every month, but she’s running low on cash. Your brother’s birthday is coming up on the 10th and she needs to buy him a few more gifts. Should your mom use her debit card or credit card in this situation? explain

Answers

Answer:

The mom should use the debit card and get for him what she can cause If she doesn't have enough she is going too need to pay the government the money she took out

The mother should use the debit card and get for him what she can cause if she doesn't have enough she is going to need to pay the government the money she took out.

What is a debit card?

A debit card, also known as a check card or bank card is a payment card that can be used in place of cash to make purchases. The term plastic card includes the above and as an identity document. These are similar to a credit card, but unlike a credit card, the money for the purchase must be in the cardholder's bank account at the time of purchase and is immediately transferred directly from that account to the merchant's account to pay for the purchase.

Some debit cards carry a stored value with which a payment is made, but most relay a message to the cardholder's bank to withdraw funds from the cardholder's designated bank account. In some cases, the payment card number is assigned exclusively for use on the Internet and there is no physical card.

This is referred to as a virtual card.

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who do u guys think is going to win the election

Answers

Answer:

biden!

Explanation:

Answer:

Me!!!!!!!

Explanation:

jk biden won

last week where you work you sold 356 apples and lost 24 because they expired. the store paid $0.79. what profit did the store make on apples last week ?

Answers

Answer:

$1.50 is the correct answer to the question

Explanation:

How can you take effective notes during a classroom lecture? Check all that apply.
Write down everything I hear.
Use the Cornell method.
Listen for keywords.
Pause to take notes when needed.
Write down notes without pausing.
Sit where I can see the speaker.

Answers

Answer:

bcdf

Explanation:

Which type of market are you in if your company, along with three other companies, controls 95 percent of the total music industry? A. monopolistic competition B. perfect competition C. monopoly D. oligopoly

Answers

Answer: the answer to your question is D) oligopoly

Explanation:

Answer:

it's D. oligopoly

Explanation:

Oligopoly is a market structure where only a few large firms control a major share of the market.

Which beat defines a service?

Answers

Answer:

A service is basically a action of helping or doing work for someone.

Explanation:

Principles that help define appropriate behavior in a business setting are?
A business ethics
B business regulations
C corporate culture
D morals

Answers

Answer:

A business ethics

Explanation:

Business ethics provide the moral principles that guide the way a business and its people conduct themselves while transacting. They are the rules that a business should follow while conducting business transactions. Through business ethics, a company is able to formulate standards that regulate employee conduct. Standards make it possible to distinguish what is acceptable or wrong when engaging with customers.

A Purchasing Specialist is sometimes referred to as what? Select all that apply *

Purchasing Agent
Purchasing Manager
Procurement Manager
Buyer

Answers

[tex]\text{Hello there!}[/tex]

A Purchasing Specialist is sometimes referred as a [tex]\bold{Procurement Manager.}[/tex]

This is because they're responsible for purchasing/procuring supplies.

They relatively have the same roles, however, occasionally referred to by different names.

[tex]\text{The job of the}[/tex] [tex]\bold{Purchasing\;Manager}[/tex] [tex]\text{\;is to purchase supplies for the company.}[/tex]

[tex]\text{For example, purchasing lettuce for a}[/tex] [tex]\bold{fast\;food\;restaurant.}[/tex]

[tex]\text{The job of the\;}[/tex] [tex]\bold{Purchasing\;Agent}[/tex] [tex]\text{is to buy supplies that the company needs.}[/tex]

[tex]\text{The job of the}[/tex] [tex]\bold{Procurement\;Manager}[/tex] [tex]\text{has the same responsibilities as the}[/tex][tex]\bold{Purchasing\;Manager.}[/tex]

Therefore, all of the possible referred answers are going to be correct.

The only differences are going to be the names.

[tex]\rule{300}{1.0}[/tex]

The United States’ central bank, the , holds the account balances of the country’s commercial banks. These are called .

1st drop menu: Federal Reserve, Bank of America, Goldman Sachs, Capitol Federal
2nd drop menu: Deposit Money, Bankers' Deposits, Online Banking

Answers

Answer:

Reserves

Explanation:

The Federal Reserve is the regulator and banker to commercial banks in the US. All commercial banks are required to open and operate an account with the Federal Reserve. The money that commercial banks deposits in their accounts at the federal reserve is known as reserves.

The Federal reserves use the reserves just as the commercial banks make use of customer deposits. 'Bank reserves' is another term that refers to commercial bank deposits.

please help me
Part 1: Educational Costs
1. What is your top career choice?
2. Using the Occupational Outlook Handbook, what are the educational requirements for
that career? Include information about the type of degree or certification needed (if
applicable)
3. After reading the lesson, conducting your own research, and talking with family, how do
you plan to finance your future education?
4. What is the estimated cost of training or future education to achieve your career goal?
To determine this cost, research institutions you could attend and their associated costs
by visiting the College Navigator link.
5. Why is it important to think about these financial costs now?

Answers

Answer:

This is supposed to be based on your own opinion

Explanation:

What type of financial institution is the primary source of loans for businesses?

Answers

Answer:

The answer to your question is a bank

Prepare the general journal entry (without explanation) needed to close Net Income or Net Loss for the year end. Use compound entries where required. If no entry is required then write "No Entry Required."

Answers

Answer:

Closing entry for closing net profit / net loss for the year ended

Explanation:

In case of net profit, for the year ended closed -

Profit & Loss a/c .. dr

to Capital ac

{Reason - As profit has credit balance, so nullifying by debiting it. And, profit increases capital, so capital a/c is credited}

In case of net loss, for the year ended closed -

Capital a/c .. dr

to Profit & Loss ac

{Reason - As loss has debit balance, so nullifying by crediting it. And, loss decreases capital, so capital a/c is debited}

think about a piece of fruit that you recently purchased. list the natural, labor, and capital resources needed to get it to you

Answers

Answer: Typically shipping fresh fruit or shipping fresh produce involves a few different steps which can slow down productivity. For example, fruits are loaded into a corrugated box then added to a pallet, then shrink wrap is added or banding is used to keep the boxes on the pallet.

Explanation:

Create your own buy and sell stock problem

Answers

Answer:

The cost of a stock on each day is given in an array, find the max profit that you can make by buying and selling in those days. For example, if the given array is {100, 180, 260, 310, 40, 535, 695}, the maximum profit can earned by buying on day 0, selling on day 3. Again buy on day 4 and sell on day 6. If the given array of prices is sorted in decreasing order, then profit cannot be earned at all.

Explanation:

Work and/or assignments performed in a career are _____.


A.) tasks


B.) values


C.) interests


D.) employees


(please help :D)

Answers

Answer:

b. task

Explanation:

The assignments which are actually performed in a given career is known as Tasks option(a) is correct.

What is a career?

A career in simple words we can say that it is known to be an occupation or a profession which actually undertakes for a longer period of the time which gives monetary benefits over a period of the time.

Career is usually one person choose to do because it is known to be his/her purpose of choosing a right path over a period of the time.

Therefore Option(a) is correct.

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Choosing to go to college over getting a job right out of high school is an example of a(n) _____.


fixed cost

opportunity cost

variable cost

none of the above

Answers

It’s opportunity cost

If you get into a car accident, your___________ may increase because you will be considered riskier for insurance companies to cover
A. Car loan payment
B. Insurance premium
C. Taxes
D. Claims adjustment

Answers

Answer:

B. Insurance premium

Explanation:

If you get into a car accident, your Insurance premium may increase because you will be considered riskier for insurance companies to cover. Thus, option B is correct.

What are companies?

A corporation is a legal body formed by a number of people to conduct and manage a business entity, whether it be commercial or industrial. An organizational model that will work as an individual representative and not in a collective manner. 

As you already must be paying some amount of insurance premium, that premium will help you pay for the damage that has occurred this time. but still, when you next time may have a plan, they will increase the insurance premium.

After the accident, you have shifted from a lower-risk person to a higher-risk person. Therefore, option B is the correct option.

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Monitoring the competition is important for all the following reasons EXCEPT

a
to keep prices competitive.

b
a similar décor will attract customers.

c
to match competitors’ promotions.

d
to detect weaknesses in competitors’ promotional strategies.

Answers

Answer: The answer is B

Explanation: Took the test

Answer:

B. a similar décor will attract customers.

Explanation:

What is the difference between division of labour and specialisation?

Answers

Answer:

Specialization refers to an individual while division of labor is social or refers to society (the aggregation of individuals). Division of labour is the separation of the production process into different operations, from intellectual to manual, from each process in a production line, from country to country, etc.

What are cover letters also called?
Letter of appreciation
Letter of preparation
Letter of anticipation
Letter of application

Answers

Answer:

A

Explanation:

because they are good

Choose the term that best matches the description given.


_______detail the activities of the people both inside and outside of the organization.

Answers

c looks like the correct ansanswer

Helps measure market success and detail the activities of the people both inside and outside of the organization. Hence, option C is appropriate.

What is the meaning of market?

To make the long-term strategic expenditures more appealing and provide the organization with a future vision, define your market as just a group of individuals and the task they are attempting to do.

A market is a place where buyers and sellers can meet and trade goods and services. Markets can be physical, like a store, or they can be digital, like an online retailer.

Any location where producers, retailers, or distributors sell and customers buy is a market. Websites, main streets, and stores are a few examples. The phrase may also be used to describe all customers who purchase a service or product. Market-based businesses frequently face competition from other businesses.

The entire number of buyers and sellers inside the region or area under consideration is referred to as the "market." The region can be the whole world, a nation, a state, or a city. The value, cost, and price of traded goods depend on the market's supply and demand forces.

Hence, option C is correct.

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Answer ASAP
An entrepreneur wants to start a bakery. He wants to make a sales forecast for his first six months in business, so he obtains the sales records for all the successful bakeries in his state and uses the monthly average for his forecast. What mistake is he making in this process? A. It is impossible to make an accurate sales forecast for a new business, and attempting to do so will only set him up for failure and disappointment. B. He should not use data from bakeries in his own state, as it is unlikely that they will report accurate estimates to their potential competitor C. He should be looking at sales records for all the successful bakeries in the country, not just in his state. D. It is not likely that he will be able to match the sales volume of successful, established bakeries in his first six months.​

Answers

The Mistake is he making in this process it is not likely that he will be able to match the sales volume of successful, established bakeries in his first six months.​ The correct option is D.

What is the importance of sales forecasting?

A precise sales forecast enables businesses to efficiently allocate resources for future growth while also managing cash flow. Forecasting sales help create benchmarks for future trends and allow executives to make early course corrections. Revenue executives can optimize for more wins by aligning sales quotas with revenue goals.

Make a list of the products and services you offer. Estimate how much of each you anticipate selling. Define the unit price or monetary worth of each sold good or service. Divide the number of units sold by the price. Determine the cost of producing and selling each commodity or service.

Thus, the ideal selection is option D.

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Answer:

option d

Explanation:

it is not likely that he will be able to match the sales volume of successful, established bakeries in his first six months

What types of insurance is David likely to get through his employer?

David has just joined a new company. His employer offers a number of different insurance policies as one of its employee benefits. For example, his employer’s (Blank)
insurance covers prescription drugs and immunizations. David will also be receiving (blank) insurance at no cost from his employer.
1. casualty, health, life
2. automobile, disability, renters

Answers

Answer:

1. health 2. disability

Explanation:

Answer:

health & disability

Explanation:

Which of the following regulates the International Monetary Fund?
a. un
b. international bankers association
c. u.s
d. international finance committee

Answers

Answer:

A. UN

Explanation:

The International Monetary Fund (IMF) is an international organization that aims to promote monetary cooperation, secure financial stability, make international trade easier, increase employment, and reduce poverty. It consists of 190 countries, and its headquarters are located in Washington, D.C. Along with the World Bank, the IMF is a part of the United Nations system. This means that it's regulated by the UN.

fatima41777 why are you rude

Answers

Answer:

?

Explanation:

Thank you for the points

The amount of money that you are able to charge to a credit card. If you exceed this limit, your purchase may not go through and you could be penalized.

Answers

Answer:

isnt that called your credit limit?

Explanation:

What is the typical education level needed for an Advertising, promotions or marketing manager position?

Question 5 options:

High school diploma only


Bachelor’s degree


Doctorate degree


No degree necessary

Answers

Answer:

Kristina look at my new question thats the new chat

Explanation:

Answer:

bachelor’s degree

Explanation:

Homeowners typically pay property taxes to

reduce the amount of their mortgages.
avoid having to make a down payment.
help finance state and local governments.
help finance the campaigns of politicians.

Answers

Answer:

C. help finance state and local governments.

Explanation:

Property tax payments from homeowners normally go toward funding state and municipal governments. Option (C) is hence the appropriate response.

What is meant by a Property tax?

The term "property tax" refers to an ad valorem tax on the value of a property, and its rate is typically represented as a percentage or per mille.

The governing body of the area where the property is located is in charge of imposing the tax. Depending on the context, this might refer to a municipality, a county, a federated state, or the federal government. One property may be subject to taxation by many countries.

Real estate commonly faces a property tax. Annually or during a real estate transaction, such as with real estate transfer tax, it may be levied.

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Is profit the same as cash flow?

Answers

Answer:

No

Explanation:

Cash flow refers to the money that flows in and out of your business. It's income and expenses.

Profit, however, is the money you have after deducting your business expenses from overall revenue. Both are important, but cash flow is essential to keep your business running in the here and now.

Other Questions
Which pairs of events describe independent events?Select all that apply.A Flipping a coin and having it land with the tails side up; drawing a 7 from a standard deck of cards.B Pulling a red sock from a drawer with 3 red socks and 5 blue socks and not replacing it; then pulling another red sock from the same drawer.C Rolling a standard six-sided die and having it land on a 1; selecting a blue block from a tub of red and blue blocks.D Drawing a king from a standard deck of cards and not replacing it; then drawing a queen from the same deck of cards. PLSSS HELPPPPP MEEEE III WILLL GIVVVEEE BRAINLIESTTTT!!!!!! There are 720 dishes that need to be rinsed. Brian can rinse them in 72 minutes by himself. It will take his friend Boris 144 minutes to rinse these dishes. Howlong will it take them itthey rinse these 720 dishes together?minutes The periodic table is organized into groups and periods of elements. The characteristics of a certain group of elements are listed below. Which of these elements is in this group? Characteristics of a group of elementsis shinyis solid at room temperaturehas atoms with two valence electronsA-siliconeB-lithiumC-strontiumD-aluminum Which of the following statements most accurately describes the theme? (5 points)A text can have only one theme.The theme is about what readers learn.The theme is the subject of the story.The theme should be stated in a sentence.Whoever answers first gets brainliest letters for a vacancy announcement imagine you have to hunt find food to eat what kind of food will you find Bananas ripe and green, and ginger root Cocoa in pods and alligator pears, And tangerines and mangoes and grape fruit, Fit for the highest prize at parish fairs, Sat in the window, bringing memories of fruit-trees laden by low-singing rills, And dewy dawns, and mystical skies In benediction over nun-like hills. My eyes grow dim, and I could no more gaze; A wave of longing through my body swept, And, hungry for the old, familiar ways I turned aside and bowed my head and wept. The first three lines of the poem mention fruits grown in the tropics. Where exactly does the poet find himself? a)at a church fair b)in the west indies c)in a dream d)on a city street e)on a farm If SJL = DMT, which segment corresponds to LS? The elements on the Periodic Table that we use today are arranged by Elias is writing poems and is formatting several to fit on a page that has been divided into columns. Which column break would allow him to end one poem and start the next poem on the same page?Question 6 options:next pagesequentialtext wrapcontinuous You roll an eight-sided die. What is the chance that it will land on either a 2 or a 5? Write your answer as a fraction. If you get into a car accident, your___________ may increase because you will be considered riskier for insurance companies to coverA. Car loan paymentB. Insurance premiumC. Taxes D. Claims adjustment Suppose X has a continuous uniform distribution over the interval [1.3, 6.2]. Round your answers to 3 decimal places. Required:a. Determine the mean of X.b. Determine the variance of Xc. What is P(X < 3.7)? who do u think is better becky lynch or bayley 9. FLUENCY: ONLY USE A CALCULATOR TO CHECK!1500 + (6 + 4*) 37Your answer Justin calculates the perimeter of a rectangle with a length of 2x-3 and widthof X+4. He tells his teacher the answer is 3x-1. Is he correct or incorrect and why? Who became perhaps the best Indian commissioner in history?a. John Collierc. D.H. Lawrenceb. Ansel Adamsd. Georgia OKeeffe Julio says, "If you subtract 19 from my number and multiply the difference by - 7, the result is - 28." What is Julio's number?Julio's number is A 3-column table with 2 rows. Column 1 is labeled Scale factor with entries 1, 1.25. Column 2 is labeled Width with entries 8 inches, A. Column 3 is labeled Length with entries 28 inches, B. The value of A is ____?The value of B is____?