what are the two most important factors in calculating your credit score?

Answers

Answer 1

Answer:

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Answer 2

Important factors in calculating the credit.

The answer is payments history, length of the credit history, and the public records. Also the number of inquiries and the available credit. The credit score tells us about the standing of the account in the name if the individual and the organisation.

Hence the answer is linked to credit card and its history.

The history of the credit tells you of the score you have attained and need to maintain the card. The card number and the credit available also tell about the need to add credit.Hence these are some of the factors that are used for calculating the credit score.

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Related Questions

In a hypothetical country, Nominal GDP has increased by 5%. Which of the
following must be true? (1 point)
Prices have increased.
Either price, economic output, or both has increased.
The quantity of economic output has decreased.
The quantity of economic output has increased.

Answers

As a result of an increase in nominal GDP, we can infer that Either price, economic output, or both has increased.

Nominal GDP can increase when:

An increase in price makes the final price of goods and services more than it was before An increase in economic output means that more goods and services are being produced that increase GDP

There is also the chance that both of these could happen at the same time. This would increase the Nominal GDP by a higher rate.

In conclusion, a rise of nominal GDP could come from either or both of those factors.

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state whether the item is an asset or a liability.)
i Motor Car
ii. Stock of goods
iii. Cash at bank
iv. Bank overdraft
v. The business owes a supplier for goods
vi. Loan
vii. Machinery
viii. Creditors
ix. Equipment
x. Money owing to bank

Answers

Answer:

v and i

Explanation:

Think about the life cycle (i.e., Introduction, Growth, Shakeout, Maturity and Decline) of the electric vehicle industry. What stage of the life cycle is the electric vehicle industry?

Answers

It’s in growth stage.

How often is USPS mail typically delivered to a business?

Answers

Answer: According to USPS FAQ, The general time standard is typically 2-9 days in the 48 contiguous states. Package Services is not a guaranteed service; delivery by a certain date or time is not available.

If the marginal propensity to consume (MPC) is 0.80, and if policy makers wish to increase real GDP $200 billion, then by how much would they have to change taxes

Answers

Answer:

200b

100m263min taxes exchange

how often does the bsa/aml require mlos to be trained?

Answers

According to general practice and standards, BSA/AML requires MLOs to be trained annually.

BSA is the acronym of Bank Secrecy Act

AML is the acronym for Anti-Money Laundering.

MLO is the acronym of Mortgage Loan Officer.

Generally, many examiners expect the FFIEC BSA AML Examination is that MLOs should trained and be tested annually.

However, in a case where the firm does not execute transactions with customers or possess customer accounts, or act as an introducing broker regarding customer accounts, MLOs are expected to be trained and tested every two years.

Hence, in this case, it is concluded that the correct answer is "annually."

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Some customers are more valuable than others if they ______ the company. a. generate less revenue for b. communicate less with c. generate more revenue for d. communicate more with

Answers

Answer

communicate more with

Explanation:

When applying the lower cost or market rule to the valuation of inventory, the allowance method is considered preferable to the direct method because
A. the allowance method reports a higher inventory net valuation for balance sheet purposes than the direct method
B. the allowance method reports the inventory loss or loss recover in a separate income statement account
C. the allowance method, unlike the direct method, reduces the value of inventory reported on the balance sheet
D. the allowance method reports smaller losses than the direct method

Answers

It should be noted that the allowances method is considered preferable because B. the allowance method reports the inventory loss or loss recover in a separate income statement account.

It should be noted that the most common approach when implementing the lower cost is to apply it to each individual item of inventory separately.

When applying the lower cost or market rule, the market value should not exceed the net realizable value. Also, the allowance method is more preferable than the direct method because it reports the inventory loss or loss recover in a separate income statement account.

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Lindy Appliance begins operations in 2021 and offers a one-year warranty on all products sold. Total appliance sales in 2021 are $1,600,000, and Lindy estimates future warranty costs in 2022 to be 2% of current sales. Actual warranty costs in 2022 are $25,000. Also in 2022, Lindy has additional sales of $2,400,000 and revises its estimate of warranty costs associated with sales in 2022 to be 1.5%.
Required:
1. Record the adjusting entry for estimated warranty costs at the end of 2021.
2. Record the summary entry for actual warranty expenditures in 2022, assuming all costs were paid in cash.
3. Record the adjusting entry for estimated warranty costs at the end of 2022.
4. What is the balance in Warranty Liability at the end of 2021 and 2022?

Answers

The Lindy Appliance will meet the requirements by recording the following journal entries:

Journal Entries:

1. December 31, 2021: Debit Warranty Expense $32,000

Credit Warranty Liability $32,000

To record the warranty costs for the year.

2. 2022 Debit Summary: Warranty Liability $25,000

Credit Cash $25,000

To record the actual warranty expenditures in 2022.

3. December 31, 2022: Debit Warranty Expense $36,000

Credit Warranty Liability $36,000

To record the warranty costs for the year.

4. The balance in the Warranty Liability account at the end of 2021 is $32,000, and at the end of 2022, it is $43,000.

Data and Calculations:

Warranty period for sales = 1 year

Sales Revenue in 2021 = $1,600,000

Estimated warranty costs for 2021 = $32,000 (2% of $1,600,000)

Actual warranty costs in 2022 = $25,000

Sales Revenue in 2022 = $2,400,000

Estimated warranty costs in 2022 = $36,000 (1.5% of $2,400,000)

Analysis:

1. December 31, 2021: Warranty Expense $32,000 Warranty Liability $32,000

2. 2022 Summary: Warranty Liability $25,000 Cash $25,000

3. December 31, 2022: Warranty Expense $36,000 Warranty Liability $36,000

Thus, the balance in the Warranty Liability account at the end of 2021 is $32,000, and at the end of 2022, it is $43,000 ($32,000 - $25,000 + $36,000).

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the statement of cash flows provides summary information about cash and cash during the year.

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Answer:

The statement of cash flows, or the cash flow statement (CFS), is a financial statement that summarizes the amount of cash and cash equivalents entering and leaving a company. Like the income statement, it also measures the performance of a company over a period

advertising expenses occupy approximately what percentage of global economic activity?

Answers

The advertising expenses occupies an approximate of one percentage of the global economic activity.

The global economic activity implies that total worldwide economic activities that took place between multiple countries.

The advertising expenses entails various advertisement cost incurred for the promotion of brand, entity, industry, product, service etc all over the globe.

The advertising expenses accounts for an approximate of 2% of economic output in U.S

However, In global scale, the advertising expenses occupies the approximate of 1% of the global economic activity.

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who wanna tlk im boooored

Answers

Answer:

sure why not

Explanation:

Answer:

When I answer 2 of your questions double the chance to talk.

Explanation:

True or False: You should calculate your regular monthly pay based on your Gross Pay.

Answers

Answer:

False

Explanation:

The gross pay refers to the salary you earn before taxes and other deductions are subtracted. Because of that, the answer is that the statement that says that you should calculate your regular monthly pay based on your Gross Pay is false because this amount is not equal to the amount you actually get when you are paid as the deductions have to be taken out and you receive less money.

A person should calculate his regular monthly pay based on his Gross Pay is the false statement.

What is Gross Pay?

The gross pay means the amount of salary that the assesses earn before taxes and other deductions under the section of Income Tax.

A person should calculate his regular monthly pay based on his Gross Pay is the false statement because this amount is not equivalent to the amount

that the asses actually get when he is paid, as the deductions assesses receive less money assesses receives the amount of salary after the deductions.

Therefore, the above statement is false.

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The ______ is a measure of the rate of return an investor will earn if the investor buys the bond now and holds until maturity.

Answers

Answer:

Yield

Explanation:

YTM = Yield to Maturity

pancakes and waffles are:
a.complements
b.normal goods
c.substitute
d.inferior goods

Answers

Answer:

they are always compliments

Explanation:

is this based on our opinion?

I think pancakes and waffles are Complements

an increase in aggregate demand in the economy will have what effect on macroeconomic equilibrium in the long run?

Answers

Answer:

An increase in aggregate demand in the economy will have what effect on macroeconomic equilibrium in the long run? A. The price level will rise, and the level of GDP will fall.

50 POINTS

Danielle is a cosmetologist who specializes in hair color. What skill might benefit Danielle in her career?

A. Danielle enjoys working alone
B. Danielle likes math and solving puzzles
C. Danielle is friendly and outgoing
D. Danielle is competitive and likes sports.

Answers

C. if she's meeting new clients everyday for her job she needs people skills :)
option c

because other options say maths , sports which are not important for this career the another reason I choose ( option c ) she should be friendly with her customers

in 2013, the u.s. imported $2,294 billion of dollars in merchandise like computers, phones, coffee machines, and so on. in the same year, the us exported $1,593 billion of dollars in merchandise like cars, computers, phones, and so on. the difference of $702 billion dollars is known as ______________.

Answers

The balance of trade between the U.S. imports of $2,294 billion and its exports of $1,593 billion is known as the trade deficit.  The amount of the trade deficit is $701 billion.

Data and Calculations:

Total imports in 2013 = $2,294 billion

Total exports in 2013 = $1,593 billion

Trade deficit = $701 billion ($2,294 - $1,593)

Thus, the trade deficit arises when the U.S. imports goods of higher dollar value than its exports to other nations in 2013.

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Claire opened her own Starbucks franchise in her community. She is pleased with how quickly she was able to open her franchise and that she
was able to establish a good customer base from the start because of name recognition. However, since she started this business to be her
own boss, Claire is likely to

A. Invest in his own capital and national and local advertising programs
B. Take sole responsibility for all the decisions in the business
C. Embrace the franchisors restrictions because they lead to a greater chance for success
D. Resent the management training and support the franchiser provides
E. Get frustrated with the restrictions of the franchise

Answers

C. Embrace the franchise restrictions

Claire is likely to Embrace the franchisors restrictions because they lead to a greater chance for success option(c) is correct.

Who was Claire?

Claire was a person who gradually opened her Starbucks actually in her community she established a good customer base merely of her name in that organization.

As she is her own boss she accordingly embraces the franchisors restrictions which actually lead for more and more success of her.

Therefore Option(c) is correct.

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in macroeconomics, what name is given to the costs of changing prices that businesses must consider?

Answers

Answer: menu costs

Explanation:

in macroeconomics, The name is given to the costs of changing prices that businesses must consider as menu costs.

What is Business?

An innovative company or group that engages in professional activities is referred to as a business. They could be industrial, commercial, or something else. Businesses that are for-profit operate to make a profit, whereas those that are nonprofit do so to further a philanthropic cause.

One reason for price-stickiness, a fundamental principle of New Keynesian economic theory, is menu costs. Prices that do not alter in reaction to macroeconomic developments are said to be price-sticky.

Therefore, As a result, The cost that was changed their prices in business as known menu cost.

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When making keep or replace equipment decisions, management should consider the: (Check all that apply.) Multiple select question. operating cost of the new equipment. original cost of the old equipment. operating cost of the old equipment. book value of the old equipment. trade-in allowance on the old equipment.

Answers

Answer: trade-in allowance on the old equipment, operating cost of the new equipment, operating cost of the old equipment

Explanation:

The correct option

trade-in allowance on the old equipment.operating cost of the new equipment.operating cost of the old equipmentś.

What is management?The teaching or supervising of something (such as a business) Business enhanced under the management of new owners. 2: rational use of means to achieve an end is extremely cautious when it comes to money direction.It is something that executes group efforts towards the achievement of certain pre-determined goals. “Management” is the procedure of performing with and through others to actually achieve the goals of the organization, by efficiently using delimited resources in the changing world.The act or method of managing; handling, movement, or control. skill in managing; organizational ability: great management and tact. the person or individuals controlling and directing the experiences of a business, institution,

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In terms of organization architecture, _____ refers to the employees of the organization, the strategy used to recruit, compensate, and retain those individuals, and the type of people that they are in terms of their skills, values, and orientation.

Answers

In terms of organization architecture, people refers to the employees of the organization, the strategy used to recruit, compensate, and retain those individuals, and the type of people that they are in terms of their skills, values, and orientation.

one problem with the use of the polygraph to detect lying is that the test

Answers

Answer:

the person may be nervous, causing the test to be invalid

The return per unit of risk of the optimal portfolio will be ______ compared to that of any other portfolio.

Answers

The optimal portfolio is aimed at striking a balance between the return on investment and the associated risk level. Hence, the return per unit of risk is higher compared to any other portfolio.

In other to attain an equilibrium stance between risk level and the return on invested security, an optimal portfiio is employed.

The portfolio seeks to ensure that investors obtain the highest return on investment while having to cope with very little risk level.

Hence, the return per unit risk will be higher than any other portfolio.

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What does competetive advantage mean?

Answers

Answer:

a condition or circumstance that puts a company in a favourable or superior business position.

Answer:

a condition or circumstance that puts a company in a favorable or superior business position.

Explanation:

a corporation that wishes to borrow from the general public rather than a bank will issue

Answers

Any organization that decides to borrow from the public instead of a bank

or other financial organization will have to issue a bond.

A bond represents an instrument of indebtedness by the party involved

which could be the government or an organization. The bonds are issued to

them at a particular amount which is then used to run the business or for

other important purposes.

However, the bonds issued will have to be repaid after a certain period of

time. The principal and interest accrued is usually paid and is bound by law.

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A substantial one of these will keep you from going upside down on your loan, that is, owing more on your car than it is
worth:

A) finance charges
B) insurance
C) down payment
D) interest

Answers

A-wala akung interest
B- is not the clown

Answer: C) Down Payment

Explanation: You should put more money down. You no longer need a 20% down payment to buy a home, but a down payment that’s too small can harm your equity.

Knowledge Matters ;0

if a tax is imposed on a market with inelastic demand and elastic supply, then:

Answers

Answer:

Buyers will bear most of the burden of the tax

Explanation:

Hope it helps

Exhibit 13-1
Bank
Increase in Checkable Deposits
New Required Reserves
New Checkable Deposits Created by Extending New Loans
A$0
$0
$1,000
B
$1,000
(A)
(B)
C
(C)
$90
(D)
D
$810
(E)
(F)
Assume that the required reserve ratio is 10%, that there are no cash leakages, and that banks hold zero excess reserves.
Refer to Exhibit 13-1. Suppose that the Federal Reserve conducts open market operations by purchasing $1,000 worth of government securities from Bank A. At the end of this process of money creation, what is the total amount of new checkable deposits?
a. $100,000
b. $10,000
c. $1,000
d. $1,000,000

Answers

Answer:

1,000,000"

Explanation:

How soon after entering a company’s office space does a visitor typically develop a judgment about the company?

minutes

seconds

hours

days

Answers

I would assume seconds considering that the appearance of the company plays a big role in the way the visitor views the company. If the company is presented as clean and organized it is much likelier for the visitor to have a better judgement of the company. This judgement can be formed in seconds just by the first appearance of the area.
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