Scenario: Over the last several months, there has been a rapid increase in the number of loans that banks have provided for mortgages and small businesses. This change has raised concerns for the Fed. Today, the Fed has announced an increase in the interest rates that it is charging banks. In this scenario, what is the Fed trying to do by increasing interest rates

Answers

Answer 1

Answer:

Decrease the total spending.

Explanation:

When the number of loanable funds market is high, interest rates are low, which thereby insentivises spending. Banks will loan out more and thus the economy will be in a short-term expansionary phase. The feds will implement an increase in interest rate via fiscal policies and decrease the overall spending.

This is known as *crowding out*.


Related Questions

Deanna, the human resource manager of a firm, is planning how to support a strategy of empowering employees. Currently, jobs are grouped based on different functions, such as customer service, manufacturing, and packaging. Deanna is considering a redesign in which members of various functions work in divisions responsible for a particular customer group. In what way could this redesign support the goals for employee empowerment

Answers

Answer: Employees' responsibilities will be more broadly defined and focused on higher-level goals.

Explanation:

Every organization have their method of working amongst themselves, some work as a team, e.g Engineers, Accountant's e.t.c While others work in a similar way but some little twerk to the style.

Deanna is considering a redesign in which members of various functions work in divisions responsible for a particular customer group, this would make employees' responsibilities more broadly defined and focused on higher-level goals.

Despite this is good, it has its demerit, the employees may grow well in their specialized field due to they work on a broad scope.

What is the factor that you must remember
before investing that has to do with how
risky the investment is?

Answers

Answer:

safety of the investment.

Explanation:

Risk management can be defined as the process of identifying, evaluating, analyzing and controlling potential threats or risks present in a business as an obstacle to its capital, revenues and profits.

This ultimately implies that, risk management involves prioritizing course of action or potential threats in order to mitigate the risk that are likely to arise from such business decisions.

Market risk premium can be defined as a measure of the difference between a market rate of return on a market portfolio and the return on a risk-free investment such as government bonds (Treasury bills) or interest rate.

In Risk management, safety of the investment is the factor that you must remember before investing and it typically has to do with how risky an investment is.

A borrower attends a seminar on how to get rich by investing in real estate with no money down. A third party encourages the borrower to invest in three real estate properties. Under the third party's guidance the borrower completes the applications and provides the specific documentation required. The borrower is unaware that the third party owned numerous properties in the name of an LLC and submitted applications on not just the three properties known to the borrower but on a total of 15 properties, this is an example of:

Answers

Answer:

Chunking

Explanation:

Chunking

chunking

This is simply known as the ways at which information is stored through the combination of small pieces of information into larger pieces.

Chunking in business is simply known also as the sale of properties at artificially inflated prices, pitched as investment opportunities to unknowly real estate investors who are promised improbably high returns and loan risks. The third-party therefore helps the investor and may use the investor's information to apply for loans at multiple institutions and then retain the proceeds leaving the borrower with multiple loans that cannot be repaid

There are a lot of fraud scheme usually includes a "get rich quick" real estate seminar. It occurs when a third party convinces an uninformed borrower to invest in a property (or properties), with no money down and with the third party acting as the borrower's agent. The third party is also the owner of the property or part of a larger group organizing the scheme.

Expenditures capitalized as long-lived assets generally include those expenditures that:

a. Are made for normal repairs to maintain the usefulness of the asset over a number of years.

b. Are for items that have a physical life of more than a year, regardless of their cost.

c. Are material in amount and that have an economic benefit to the entity only in the curret year.

d. Are material in amount and that have an economic benefit to the entity that extends beyond the current year.

Answers

Answer:

D

Explanation:

in Chapter 7 bankruptcy a debtor

A) Is required to draw up a petition listing all assets and liabilities

B) dose not have to pay a filing fee

C) is absolved of alimony and child support payments

D) dose not have to repay educational loans​

Answers

Answer: A. is required to draw up a petition listing all assets and liabilities.

Explanation:

Bankruptcy simply refers to the legal whereby an economic entity is unable to repay their outstanding debts. In this case, the individual or business will need to sell its remaining assets in order to pay the liabilities.

Due to the above reason, then the debtor will be required by the government to list all of their assets and the liabilities that it owns and this will be used in determining whether the obligation has been fulfilled or not.

Lily would like to gather more information about investing in stock. What resources can she use to find out more information

Answers

Answer:

The correct answer is C

Explanation:

C or the third answer gives the most comprehensive answer.

A full-service stock broker can give profesional, tailor-made advise, but this person could also have less depth than a book, which would be the most comprehesive information source.

Financial articles and financial advisers can also serve this purpose, by providing brief information in more specific topics.

The CEO of Skyco, a publicly-traded company that has been earning below-average returns, has been publicly criticized by shareholders for persuading the board of directors to give her interest-free loans, for having the company purchase and furnish a lavish apartment in Paris for her personal use on her twice-yearly trips there, and for excessive stock options. The CEO's behavior may be indication of
A) reasonably compensating a CEO.
B) a weak board of directors.
C) the laxity of institutional investors.
D) the difference in risk propensity between owners and managers.

Answers

Answer:

B) a weak board of directors

Explanation:

The board of directors of a company are elected group of people that represents the interest of shareholders of a company.

They provide oversight by meeting at intervals to set policies that will govern the company.

In the given scenario the CEO got interest-free loans, for having the company purchase and furnish a lavish apartment in Paris for her personal use on her twice-yearly trips there, and for excessive stock options.

This is with the consent of the board of directors and despite the company earning below-average returns.

It is a sign that the board of directors is weak and are not adequately representating the wishes of the shareholders.

Finish Co. uses the allowance method based on the percent of sales method to account for bad debts. At the end of 2010, Finish Co.'s unadjusted trial balance shows an accounts receivable balance of $30,000; allowance for doubtful accounts balance of $200 (credit); and sales of $600,000. Based on history, Finish estimates that bad debts will be 1% of sales. The entry to record estimated bad debts will include a debit to Bad Debts Expense in the amount of: Multiple choice question. $500 $6,000 $6,200 $100 $5,800

Answers

Answer:

$6,000

Explanation:

Calculation to determine what The entry to record estimated bad debts will include

Bad Debts Expense=Sales of $600,000*1% of sales

Bad Debts Expense=$6,000

Therefore The entry to record estimated bad debts will include a debit to Bad Debts Expense in the amount of:$6,000

list the two things the government does that fall under fiscal policy. (A.p.e.x.)

Answers

Explanation:

These two policies are combined in numerous ways to influence a country's economic situation.

Fiscal policy, together with monetary policy handled by central banks, is the primary means through which governments influence a country's economy. The two primary elements of fiscal policy are income taxes and government expenditures.

The risks associated with ethics auditing include all of the following, except for: Question 11 options: Potential cover-ups prevent accuracy Revealing a problem that might not be able to be remedied The lack of a guarantee that there is a solution Problems that the company would like to keep quiet might be made public

Answers

Answer:

Potential cover-ups

Explanation:

Ethics audit refers to a review of the company's ethics system with regard to the policy and procedures set up for employees to adhere to, so as to determine whether it was effective.

The risk associated with an ethics audit is discovering a problem that the company does not wish to disclose, identifying a problem that might not be solved, no assurance that audit is the solution, and the lack of standardisation in an audit.

This leaves out only one option that is not part of the risks associated with ethics audit which is Potential cover-ups.

haley is helping to choose members for a customer satisfaction team which of the following employees demonstrate skill in focusing on the team's purpose?

Answers

Answer: Jesse constantly looks for better ways to solve problems for customers

Explanation:

Customer satisfaction refers to the measurement which deals with the happiness and satisfaction of customers with the product and service of a company.

Since Haley is helping to choose members for a customer satisfaction team, then the employee who can help the team focus on the its purpose is Jesse who constantly looks for better ways to solve problems for customers.

Indicate the effect of each transaction on the accounting equation by choosing the appropriate letter from the following list: Increase in an asset, decrease in another asset. Increase in an asset, increase in a liability. Increase in an asset, increase in owner's equity. Decrease in an asset, decrease in a liability. Decrease in an asset, decrease in owner's equity.

Answers

Answer:

Increase in an asset, increase in owner's equity.

Explanation:

Accounting equation is assets + liabilities = owners stockholders equity. The investment of owners in the company will increase the assets as when the company borrows money from the banks the company assets also raise equity.

In the summer of 2002, Kelly Flatley and Brendan Synnott joined forces to launch a homemade granola business out of Flatley's parents' home. They had no advertising budget, so they had to find other ways to let consumers know about Bear Naked Granola. The entrepreneurs went door-to-door to small specialty and natural food stores. They also set up tables and tents at community events and 5K charity runs where they gave away samples of their granola. From this information, you can infer that Flatley and Synnott used the _____ method for promoting their product.

Answers

Answer: all available funds

Explanation:

From the information given in the question, it can be infer that Flatley and Synnott used the all available funds method for promoting their product.

This all available funds method is the allocation of all the available profits for advertising purposes. It is an aggressive method as it can invoice moving door to door or doing at other means in order to promote a product. It is useful when a new company wants to increase the consumer awareness with regards to its products or services.

Usage of accounting.
Please help with this, i need the usage of accounting.

Answers

I don’t understand this one,

I’ll try to figure it out in a bit

The CEO of CLEO, Inc., in all her communications to employees consistently refers to her dream of CLEO becoming the company of choice for employee assistance programs. She keeps this theme uppermost and it is reflected in the firm's motto, the title of its Web newsletter, and even on the company T-shirts and mugs. This is an example of the firm's: Group of answer choices strategy. envisioned future. organizational culture. core ideology.

Answers

Selected Answer: A layoff will increase the slack at Clarita Cosmetics and allow the firm to absorb the increased number of errors employees may make until they learn their new tasks

Pete, a human resource intern, was given an assignment by his manager that meant he must obtain information from other departments to complete it, but some departments refused to share information with an intern. Pete was frustrated because he did not have the power to get the information he needed. In the context of this situation, Pete's manager made the mistake of

Answers

Answer:

assigning responsibility without delegating adequate authority.

Explanation:

Since in the situation it is given that the some department deny to share the information with an intern due to which pete got frustated so here the manager of the pete should done the mistake of responsibility assigning that should be without delegating to the adqequate authority

So as per the given situation, the above statement should be the answer

The quality of the report Jamie turned in was lower than expected. Here was
part of his explanation: 'Large portions of the material came from Luke down
the hall." What likely character flaw does this reveal in Jamie?

Answers

Answer:

he was not doing his job right? im sorry if this is wrong

Explanation:

Answer:

B.Lack of willingness to take responsibility

Explanation:

Which of the following conflicts led to an expansion of Presidential foreign policy power?

1)World War I
2)World War II
3)Vietnam
4)None of these choices are correct.

Answers

They answer is Vietnam and world war 1

Of all the given conflicts, the two that led to an expansion of Presidential foreign policy power were World War I and Vietnam. Hence, options A and C are correct.

What is Presidential foreign policy?

In any country, there are few higher authorities that are involved in all the policies that are run by the government of that nation, and the policy that is related to foreign affairs involves the President of the country. There is no such separate foreign policy that is run by the President of the country.

In the case of the  U.S., the constitution of the country parcels the powers regarding foreign relations to both the houses that is the executive and the legislative. Although some powers are also granted to the military, while some to the President, and others, like the regulation of foreign commerce, to Congress. With the separation of power, there is a debate also spawned over the roles of the President and Congress in foreign affairs.

Thus, Options A and C are correct.

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Throughout human history we know that Group of answer choices all countries will eventually return to very low levels of real GDP per capita. None of the above. most countries were only able to establish a few decades of high levels of real GDP per capita. not until the early 19th century were a few countries able to establish sustained long-run economic growth. all countries were able to establish periods of high levels of real GDP per capita.

Answers

Answer:

not until the early 19th century were a few countries able to establish sustained long-run economic growth.

Explanation:

Industrial revolution (industrialization) can be defined as a period of significant change in economic and social manufacturing process characterized by the use of handicrafts and agrarian methods to the use of power-driven equipments and machines. Basically, the industrial revolution began in Great Britain (England) between 1760 to 1840 and eventually spread across other countries of the world.

Prior to industrialization, humans and animals were largely used as a means to generate power, execute tasks or do certain things during the production and distribution process.

However, in the advent of industrialization and technological advancement, machines were invented to replace human and animal power.

Some examples of such inanimate sources are Steam plants, Nuclear plants, Wind etc.

In human history, we know that not until the early 19th century were a few countries able to establish sustained long-run economic growth.

required Journal entry
received rs 18000 from debtors and discount allowed him Rs 2000
it's urgent
please help me(mark as BRAINLIEST)​

Answers

Mwlqlqmqnqn im not sure...

Explanation:

Nakwqqhthats

Feelings can be hurt by mutually respecting coworkers. Please select the best answer from the choices provided T F

Answers

Answer:

False

Explanation:

A team can be defined as a group of people or set of individuals with various skill set, knowledge and experience coming together to work on a project or task in order to successfully achieve a set goal and objective.

This ultimately implies that, a team comprises of individuals, workers or employees having complementary skills, knowledge and experience needed to execute a project or task successfully. Therefore, workers working as a team usually interact with the other team members and as a result, this enhances performance and strengthen the level of relationship they share.

Basically, when coworkers or employees working in an organization have mutual respect for one another, it would help to tighten or strengthen the bond that exists in the workplace and as such improving their feelings for each other.

This ultimately implies that, feelings cannot be hurt by mutually respecting coworkers.

A merchant sued a company for breach of contract, alleging that the products she purchased failed to conform to contract specifications. Shortly before the trial was to begin, the merchant suffered a stroke that left her paralyzed and virtually unable to communicate. Her guardian was properly substituted as the plaintiff in the lawsuit. At trial, following presentation of the plaintiff's case, the company calls as a witness a priest to question him about a conversation he had with the merchant at a church fundraiser. In this conversation, the merchant told the priest in confidence that the products she received were actually quite functional, but that she had become aware of a lower price being offered by another vendor, and thus wanted to get out of her contract with the company. The plaintiff's attorney immediately objects on the basis of clergy-penitent privilege. How should the court rule on the objection

Answers

Answer:

Overruled, because the circumstances under which the merchant made the statement take it outside the scope of the privilege.

Explanation:

A clergy-penitent privilege is one that protects information that is divulged between a person and his priest. The matters discussed with the priest should be in his capacity as a spiritual adviser.

However in the given scenario they were in a social setting during casual conversation so it was not not in his role as spiritual adviser.

A clergy-penitent privilege will have applied if the conversation took place during confession or a counselling session.

The court should overrule the objection as the conversation is outside the scope of clergy-penitent privilege.

explain hotel manager​

Answers

Answer:

Hotel managers are responsible for managing employees and for planning, marketing , coordinating and administering hotel services such as catering and accommodation facilities.

Answer:

hotel manager is the one who oversees all respects of running hotel housekeeping general maintain to the budget

Lester Dunbar sold to Walter Masters real property on which Charles Endicott held a first mortgage. Masters expressly assumed the mortgage debt. Subsequently, Masters defaulted in payment of the mortgage debt. Masters contends that Endicott must first proceed against Dunbar, the original mortgagor, because he is primarily liable for the mortgage debt. Based upon these facts, ___________.

Answers

Answer: Dunbar is, in fact, a surety and must satisfy the mortgage if Masters does not.

Explanation:

A surety refers to the individual who makes a promise to be responsible for the debt obligation of a borrower on a situation whereby the borrower defaults and doesn't take responsibility. The surety is also known as the guarantor.

Since Masters defaulted in payment of the mortgage debt, but contends that Dunbar, is the original mortgagor, because he is primarily liable for the mortgage debt, then Dunbar is a surety and must satisfy the mortgage if Masters does not.

Stockmaster Corporation has provided the following contribution format income statement. Assume that the following information is within the relevant range. Sales (8,000 units) $ 320,000 Variable expenses 192,000 Contribution margin 128,000 Fixed expenses 121,600 Net operating income $ 6,400 The margin of safety in dollars is closest to: Multiple Choice $121,600 $128,000 $6,400 $16,000

Answers

Answer:

$16,000

Explanation:

Calculation to determine what The margin of safety in dollars is closest to

First step is to calculate the Contribution margin ratio using this formula

Contribution margin ratio=Contribution margin/Sales

Let plug in the formula

Contribution margin ratio=(128,000/320,000)

Contribution margin ratio=0.4

Second step is calculate the breakeven sales using this formula

Breakeven sales=(Fixed cost/Contribution margin ratio)

Let plug in the formula

Breakeven sales=121600/0.4

Breakeven sales=$304,000

Now let determine the Margin of safety using this formula

Margin of safety=Total sales-Breakeven sales

Let plug in the formula

Margin of safety=320,000-304,000

Margin of safety=$16,000

Therefore The margin of safety in dollars is closest to: $16,000

What do safeguarding devices do to protect the worker?

Select the 3 answer options that apply.

Detects operator contact with the machine's point of operation


Prevents operator contact with the machine's point of operation

Answers

Answer:

Answer: Prevent contact:

Explanation:

]The safeguard must prevent hands, arms, and any other part of a worker's body from making contact with dangerous moving parts. A good safeguarding system eliminates the possibility of the operator or another worker placing parts of their bodies near hazardous moving parts.

Safeguarding devices prevent or detect operator contact with the point of operation to protect the worker. The correct option is b.

What is a safeguarding device?

Safeguarding devices are protective measures consisting of the use of specific technical means, to protect workers from hazards that cannot be reasonably removed or sufficiently limited by design. These devices encompass a variety of equipment that prevents or limits access to the hazards. These can include everything from controls that require the worker to use both hands, gates that block access to moving parts, and sensing devices that identify when the worker is too close to the hazard.

Employers are responsible for safeguarding machines. Any machine part, function or process with the potential for causing an injury must be safeguarded using control methods that prevent employee contact with hazardous areas through effective machine guarding techniques. Almost all new machinery is available with safeguards installed by the manufacturer.

However, used or older equipment may require either purchasing additional safeguards or building and installing them in-house.

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Select the correct answer from each drop-down menu.
Complete the statement with correct answers.
А
is a check that you have written that you cannot pay due to
<

Answers

Answer:

bounced check; insufficient funds.

Explanation:

A bank reconciliation mainly computed by an accountant, gives the difference between the balance in relation to the bank statement and the cash balance with respect to the accounting records of the depositor in a particular financial institution.

In Financial accounting, a bank statement can be defined as an official summary or list of financial transactions, which typically comprises of the amount of money that has been paid into or withdrawn from an account by an individual or business entity over a specific period of time.

Generally, a bank statement usually has the following information charges, deposits, withdrawals, including the opening and closing balance for each account held at a given the period. Thus, bank customers are advised to frequently reconcile their records with bank statements in order to prevent non-sufficient funds (NSF) checks.

A non-sufficient funds (NSF) checks refers to a check that is not honored by the bank of the issuer due to the fact that the individual or business entity has an insufficient fund. It is also known as a bounced or bad check

Similarly, a bounced check is a check that you have written but you cannot pay due to insufficient funds in your bank account. Thus, the bank wouldn't honour a bounced check and as such no money would be paid to the holder.

During the taking of its physical inventory on December 31,2008, Genesis company incorrectly counted its inventory as $126,000 instead of the correct amount of $135,000.

Answers

Explanation:

Given:

Wrong inventory needed = $126,000

Right inventory need to recorded = $135,000

Correct amount need to record = 135,000 - 126,000

Correct amount need to record = $9,000

Journal entry

Purchase A/c dr    9,000

To Credit or cash  A/c   9,0000

It is well-known that retaining an existing customer is far less expensive than acquiring a new one, so you suggest that the owners begin by calculating share of customer to identify opportunities to sell more products to existing customers. Before you can calculate Camp Plus's share of customer, you need to determine what type of data you need to gather. What data sources will you need to utilize to calculate share of customer

Answers

Answer:

internal and external data

Explanation:

Big Data analysis can be regarded as one that contains massive amounts of data as well as complex analysis.

Internal data can be regarded as information that is been generated from within the business these could contains some areas like operations as well as maintenanc and personnel.

External data on other hands are attributed to the market, as well as from customers and from the firms competitors, it could be gotten from survey. All for increasing profitability.

identify five business functions that are applicable to the scenario above.Motivate your answer by quoting from the scenario ​

Answers

Answer:

heheheheheheheheheheheheheheheheheheheheheheheheheheheheeheheheheheheehehehehehe.

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