In an example, a local church is made up of people who are very different in their lifestyles and their stages of life. Mary is a 23-year-old single parent who earns the minimum wage. Jonathan is 60 years old, extremely wealthy, and works because he enjoys it. Jane is a 45-year-old lawyer who earns well and is well-respected in her profession. She is extremely career-oriented and is proud of her achievements. According to Maslow's hierarchy, Mary is likely to focus on satisfying _____ needs.
A) social
B) esteem
C) physiological
D) self-actualization
E) growth

Answers

Answer 1

According to Maslow's hierarchy, Mary is likely to focus on satisfying her C) physiological needs.

Example an physiological needs.

In an example, a local church is made up of people who are very different in their lifestyles and their stages of life. Mary is a 23-year-old single parent who earns the minimum wage. Jonathan is 60 years old, extremely wealthy, and works because he enjoys it.

Jane is a 45-year-old lawyer who earns well and is well-respected in her profession. She is extremely career-oriented and is proud of her achievements.

According to Maslow's hierarchy, Mary is likely to focus on satisfying her physiological needs. Maslow's hierarchy of needs is a motivational theory that contends that fundamental human needs must be met in order to foster personality development and emotional well-being, and that these fundamental needs are arranged in a hierarchy of decreasing importance.

In Maslow's theory of hierarchy, physiological needs are at the bottom. This level contains the basic needs that are critical for our survival, including air, water, food, sleep, shelter, and other physical needs. This indicates that Mary must concentrate on providing herself and her child with basic needs to survive as well as food, shelter, and clothes..

Learn more about maslow hierarchy at

https://brainly.com/question/27964108

#SPJ11


Related Questions

imani is 45 years old. she recently met with her financial planner to review her contributions to her roth ira, a retirement account. the financial planner also mentioned to imani that she should consider purchasing long-term care insurance since a high proportion of consumers will likely spend one to two years in a nursing home or assisted living space before the end of their lives. the financial planner said that premiums usually increase after age 50, and that there were several good plans imani should consider. imani was somewhat familiar with the term long-term care insurance, but she had never thought about purchasing the product. thus, for imani, long-term care insurance would be a(n)____product.

Answers

Imani had never considered purchasing long-term care insurance before meeting with her financial planner. Thus, for Imani, long-term care insurance would be a new product.

What is long-term care insurance? Long-term care insurance provides coverage to individuals who require assistance with everyday tasks like bathing, dressing, and eating due to chronic illness or disability. Long-term care insurance policies typically pay for care at home, in a nursing home, or in an assisted living facility.

What is a proportion? A proportion is a ratio that expresses how two quantities are related. It can be expressed in a variety of ways, such as in fractions, decimals, or percentages.

What is a financial planner? A financial planner is a professional who assists clients in developing strategies to achieve their financial goals. Financial planners can provide guidance on a variety of financial issues, such as retirement planning, investment management, tax planning, and estate planning.

To learn more about “financial planners” refer to the https://brainly.com/question/989344

#SPJ11

An open-market purchase of government bonds accompanied by a decrease in income taxes will result in which of the following in the short run?
A. A decrease in real output
B. A decrease in the price level
C. A decrease in unemployment
D. A decrease in nominal wages
E. A decrease in the natural rate of unemployment

Answers

An open-market purchase of government bonds accompanied by a decrease in income taxes will result in a decrease in unemployment in the short run. Therefore, the correct answer is C.

The open-market purchase of government bonds is a monetary policy that increases the quantity of money in circulation by lowering interest rates. A decrease in interest rates reduces borrowing costs for businesses and individuals, resulting in increased consumption and investment, which stimulates aggregate demand and ultimately leads to an increase in employment and output.

The decrease in income taxes would lead to increased disposable income, resulting in increased consumer spending, leading to increased aggregate demand, and a further increase in output and employment. Therefore, the combination of open-market purchases and a decrease in income taxes will result in a short-term boost in output and employment.

Learn more about open-market purchase at https://brainly.com/question/13607104

#SPJ11

a significant limitation of the abc model is that the product costs computed will most likely be . multiple choice question. less accurate than those computed using a conventional system understated for purposes of decision making overstated for purposes of decision making

Answers

A significant limitation of the ABC model is that the product costs computed will most likely be: less accurate than those computed using a conventional system.

What is the ABC model?

Activity-based costing is an accounting method that assigns overhead expenses to goods and services based on the activities they consume. ABC is a cost management method that calculates the cost and efficiency of each activity that constitutes a product or service to identify areas where cost savings can be made. While the activity-based costing system has some advantages, it also has some drawbacks. One of the disadvantages of ABC is that product costs calculated using it are typically less accurate than those calculated using traditional systems. Because ABC focuses on the identification of cause-and-effect relationships, there is a greater emphasis on tracing overhead expenses to individual products or services. The biggest disadvantage of activity-based costing is that it is more complex and difficult to comprehend than conventional methods.

Learn more about Activity-based costing here: https://brainly.com/question/14912137

#SPJ11

identify the daily individual income that the united nations defines as living in poverty.

Answers

The daily personal income that the United Nations considers to be poverty is around $2.00

Lack of resources to satisfy necessities like food, clothes, and shelter constitutes poverty. But poverty goes much beyond simply not having enough money. According to the World Bank Organization, hunger is a defining characteristic of poverty. Furthermore, it is also said to be the absence of shelter.

One billion children and nearly half of the world's population today live in poverty, which is defined as having a daily income of less than $2 US. Almost 800 million people worldwide suffer from extreme poverty, making do on less than US $1.25 each day. The most important thing to understand about the World Bank's new International Poverty Line is that, while the figure has increased from $1.90 to $2.15 per day, the value is largely the same.

Read more about poverty on:

https://brainly.com/question/20702315

#SPJ4

what would be the most likely fair value for avantek that would make sense to both goldman and kidder around the time period (say between 11:00 and 11:59) when greg was negotiating with goldman and kidder?

Answers

When Greg was negotiating with Goldman and Kidder, the most likely fair value for Avantek that would make sense to both of them would be $30 million. This valuation was based on a discounted cash flow analysis.

What is Avantek?

Avantek is a technology company in the telecommunications industry. They design and manufacture radio frequency (RF) integrated circuits (ICs) used in various wireless communication products, such as mobile phones, satellite television, and global positioning systems.

Goldman and Kidder were two firms interested in acquiring Avantek. However, they had different opinions on the company's value. Goldman was willing to pay $35 million, while Kidder was only willing to pay $25 million. Greg, the CFO of Avantek, was tasked with negotiating with both firms.

He used a discounted cash flow analysis to estimate the company's value. Based on this analysis, he estimated that the company's fair value was $30 million.

Greg was able to use this valuation to negotiate with both firms. He was able to convince Goldman to increase their offer to $32 million, which was closer to the estimated fair value. However, Kidder was unwilling to increase their offer, so the deal with Goldman was ultimately accepted.

Learn more about cash flow analysis here:

brainly.com/question/735261

#SPJ11

what two companies were in charge of building the railroad?

Answers

The two companies primarily responsible for building the transcontinental railroad in the United States were the Central Pacific Railroad, built the “Big Four”:

Collis Huntington, Leland Stanford, Mark Hopkins, Charles Crocker, and the Union Pacific Railroad, were built by Thomas Durant, Grenville Dodge, and their associates.

The Central Pacific Railroad built buildings eastward from Sacramento, California, and the Union Pacific Railroad built buildings westward from Omaha, Nebraska. The two firms collaborated.

The first transcontinental railroad in the United States was finished in 1869 at the meeting of the two firms near Promontory Peak, Utah, after a number of difficulties.

A significant engineering achievement, the railroad's construction opened up new commercial, transport, and communication opportunities between the US coasts.

To know more about transcontinental railroad,

https://brainly.com/question/30720598

#SPJ4

which u.s. act prohibits executives of u.s.-based companies from paying bribes to foreign government officials, political parties, or political candidates? multiple choice the united states patriot act the u.s. anti-bribery act the corruption of foreign officials act the u.s. foreign corrupt practices act

Answers

The U.S. Foreign Corrupt Practices Act (FCPA) prohibits executives of U.S.-based companies from paying bribes to foreign government officials, political parties, or political candidates.

What is the U.S. Foreign Corrupt Practices Act?

The U.S. Foreign Corrupt Practices Act is a law that prohibits firms and individuals from making corrupt payments to foreign government officials to obtain or maintain business or gain an unfair competitive advantage. The law applies to U.S. and foreign firms whose securities are registered with the Securities and Exchange Commission (SEC) or that are required to file periodic reports with the SEC.

The U.S. Foreign Corrupt Practices Act has a wide range of applications. Firms, officers, directors, employees, agents, and stockholders who engage in conduct that violates the FCPA can be prosecuted. Even third parties, such as agents or consultants, who are hired to pay bribes on behalf of the company, can be held liable.

Learn more about U.S. Foreign Corrupt Practices Act here:

https://brainly.com/question/13236708

#SPJ11

what are four factors a leader should consider when establishing a constructive climate? for each factor, understand the following: a. what is the factor? b. why is that factor important in a climate? c. how can a leader build or communicate that factor?

Answers

The four factors a leader should consider when establishing a constructive climate are trust, respect, communication, and inclusion.


Trust is important because it fosters a sense of comfort in which team members are more willing to take risks and be creative. Respect builds a culture of understanding and can promote collaboration. Communication is key to ensure everyone is on the same page. Lastly, inclusion ensures every team member feels valued and heard.

To build trust, leaders should focus on transparency, consistency, and fairness. Respect should be cultivated by recognizing different perspectives, empowering team members to make decisions, and providing support.

Communication should be clear and effective, allowing for collaboration and feedback. Lastly, inclusion can be achieved through activities that build a sense of community, such as team-building exercises.

To know more about collaboration click on below link:

https://brainly.com/question/30235523#

#SPJ11

one of the major predictions of the rothschild-stiglitz model is a positive correlation between risk and insurance coverage. this has never been observed in practice due to the confounding influence of moral hazard.

Answers

The Rothschild-Stiglitz model is one of the most well-known insurance economics models that was developed in 1976 by Michael Rothschild and Joseph Stiglitz.

It is a classic example of adverse selection, which means that insurance companies have to face difficulties in distinguishing between high-risk and low-risk customers.Therefore, to deal with this problem, the Rothschild-Stiglitz model proposed a two-step mechanism: screening and self-selection.The primary prediction of this model is that there is a positive correlation between insurance coverage and risk, implying that people with a higher likelihood of suffering a loss tend to buy more insurance.However, this prediction has never been observed in practice because of the confounding influence of moral hazard. Moral hazard occurs when people change their behavior after they have been insured, increasing their risk-taking and reducing the efficiency of the insurance market.One of the most effective ways to tackle moral hazard is to adopt incentives. Insurance companies may use deductibles, copayments, and coinsurance to align the interests of insurers and insured individuals. Furthermore, insurance companies could also implement monitoring to ensure that policyholders are adhering to the agreed-upon contract terms. Overall, insurance companies should be cognizant of moral hazard and the impact it has on the ability to make accurate predictions regarding the relationship between risk and insurance coverage.

for more questions on economics models

https://brainly.com/question/17548662

#SPJ11

your car breaks down and you are deciding to have it repaired. the most relevant issue in this economic decision is whether you have saved money to buy a new car. how much you paid for the car when you bought it. how much you spent on past repairs on the car. whether having the car repaired is worth the added cost.

Answers

The most relevant issue in the economic decision of whether to have the car repaired or buy a new one is whether having the car repaired is worth the added cost.

What are car breaks?

When we talk about car breaks, we are referring to the set of components that help slow down or stop a car. Disc brakes are the most common type of brake system on modern cars, and they work by applying pressure to a brake rotor to slow down or stop the car. In the given question, the most relevant issue in the economic decision of whether to have your car repaired or buy a new one is whether having the car repaired is worth the added cost.

It is important to take into consideration the current value of your car, how much you have spent on past repairs, and the cost of the repair needed to decide whether repairing the car is worth it or not. It is also important to take into account how much money you have saved to buy a new car.

Learn more about car breaks down here:

brainly.com/question/28247605

#SPJ11

______ shows the actual performance of ads in terms of awareness, costs efficiency, or sales and those that don't do well may be dropped.

Answers

A/B testing shows the actual performance of ads in terms of awareness, cost efficiency, or sales and those that don't do well may be dropped.

A/B testing can help you optimize your marketing efforts and get better results by allowing you to compare two different versions of a marketing element, such as an ad or landing page, against each other. A/B testing can be done on a variety of marketing elements, including email subject lines, landing pages, call-to-action buttons, and ad copy. A/B testing can help businesses increase their conversion rates by providing actionable insights into what works and what doesn't work in their marketing efforts. It can help businesses identify the elements that are most effective at driving conversions, and it can help them optimize those elements to get even better results.

In conclusion, A/B testing shows the actual performance of ads in terms of awareness, cost efficiency, or sales and those that don't do well may be dropped. A/B testing can help businesses optimize their marketing efforts and get better results by providing actionable insights into what works and what doesn't work in their marketing efforts.

Learn more about A/B testing here: https://brainly.com/question/14957436

#SPJ11

at the end of 2023, payne industries had a deferred tax asset account with a balance of $50 million attributable to a temporary book-tax difference of $200 million in a liability for estimated expenses. at the end of 2024, the temporary difference is $144 million. payne has no other temporary differences and no valuation allowance for the deferred tax asset. taxable income for 2024 is $360 million and the tax rate is 25%.Payne has a valuation allowance of $20 million for the deferred tax asset at the beginning of 2021.
Required:
1. Prepare the journal entry(s) to record Payne’s income taxes for 2021, assuming it is more likely than not that the deferred tax asset will be realized in full.
(A/ Record 2021 income taxes. B/Record valuation allowance for the end of 2021.
2. Prepare the journal entry(s) to record Payne’s income taxes for 2021, assuming it is more likely than not that only one-fourth of the deferred tax asset ultimately will be realized.
(A/ Record 2021 income taxes. B/Record valuation allowance for the end of 2021.

Answers

In the following question, among the various parts to solve on tax- A) Tax Payable $37.5, Tax Payable, $45 million. B) Credit Deferred Tax Asset, $20 million, Credit Deferred Tax Asset, $15 million

To record Payne's income taxes for 2021, assuming it is more likely than not that the deferred tax asset will be realized in full, the journal entries would be:
A/ Debit Tax Expense, $37.5 million; Credit Income Tax Payable, $37.5 million
B/ Debit Valuation Allowance, $20 million; Credit Deferred Tax Asset, $20 million
To record Payne's income taxes for 2021, assuming it is more likely than not that only one-fourth of the deferred tax asset ultimately will be realized, the journal entries would be:
A/ Debit Tax Expense, $45 million; Credit Income Tax Payable, $45 million
B/ Debit Valuation Allowance, $15 million; Credit Deferred Tax Asset, $15 million

For more such questions on tax

https://brainly.com/question/1775528

#SPJ11

after you submit your budget, who addresses decisions about purchasing equipment and supplies, cost accounting, and maintaining the facilities for storing the equipment and supplies?

Answers

After submitting the budget, the decisions about purchasing equipment and supplies, cost accounting, and maintaining the facilities for storing the equipment and supplies are addressed by the administrative team or management.

Budget

It is their responsibility to ensure that the budget is followed and that the equipment and supplies needed for the organization are purchased appropriately. The administrative team must ensure that the budget is followed and that the equipment and supplies are purchased as required for the organization.

Also, they must determine the best means to account for the cost and maintenance of the equipment and supplies, including budgeting for repairs and upgrades in the future. In order to ensure that the budget is followed and that the purchasing of equipment and supplies is done appropriately, there must be adequate communication between the administrative team and the purchasing department. T

Learn more about budget here:

brainly.com/question/15683430

#SPJ11

which statement about apprenticeships is true?multiple choice
a. an apprenticeship does not include any classroom training methods.
b. an apprenticeship cannot be sponsored by groups outside the firm.
c. an apprenticeship is mostly used for teaching management and interpersonal skills.
d. an apprentice can earn an income while learning a trade.
e. an apprenticeship does not offer hands-on learning and practice.

Answers

The statement about apprenticeships that is true is that an apprentice can earn an income while learning a trade. This statement is true because apprenticeships are on-the-job training programs that allow individuals to learn a specific trade or craft while working under the supervision of a skilled professional.

Apprenticeships are offered in a variety of fields, including construction, manufacturing, healthcare, and transportation.
During an apprenticeship, apprentices receive a combination of classroom instruction and on-the-job training. The length of an apprenticeship program can vary depending on the field and the complexity of the skills being taught. Apprenticeships can last anywhere from one to six years.
Apprentices are paid for their work during the program. In addition to earning a paycheck, apprentices receive benefits such as health insurance and retirement benefits. Apprenticeship programs are often sponsored by employers, industry associations, and labor unions.
In conclusion, apprenticeships are a valuable way for individuals to learn a specific trade or craft while earning a paycheck. Apprenticeships offer a combination of classroom instruction and on-the-job training and can last anywhere from one to six years. Apprenticeship programs are often sponsored by employers, industry associations, and labor unions.

For more questions on apprenticeships

https://brainly.com/question/8807113

#SPJ11

in recent years the supreme court has applied the decision across all states that individuals have the right to possess a firearm in the home for self-defense. which of the following is a reason for this?

Answers

One of the reasons that the Supreme Court has applied the decision across all states that individuals have the right to possess a firearm in the home for self-defense is that it is protected by the Second Amendment of the US Constitution.

The Second Amendment is one of the ten amendments that form the Bill of Rights, which was ratified in 1791. The Second Amendment protects the right of the people to keep and bear arms. The Supreme Court has established in several rulings that the Second Amendment protects the individual's right to own and possess firearms, including for self-defense purposes. As a result, individuals are legally permitted to have a firearm in their homes for self-defense purposes.

The Supreme Court decision also implied that the right to bear arms is a fundamental right and that states are obligated to respect this right in accordance with the United States Constitution's Bill of Rights. Therefore, people have the right to carry firearms with them for their protection.

Your question seems to be formatted wrong. The correct one should be as follows:

in recent years the supreme court has applied the decision across all states that individuals have the right to possess a firearm in the home for self-defense. what is the reason for this?

Learn more about Second Amendment at https://brainly.com/question/1750552

#SPJ11

the basis of dave needlemann's home is $105,000, and the fair market value is now $520,000. he plans to sell his home and purchase a condominium in arizona for $360,000. broker fees for the sale should be $26,000. using these figures, which of the following amounts is his taxable gain?

Answers

The amount of taxable gain will be $389,000.

This calculation is done by subtracting the basis from the fair market value of his home, then subtracting the costs of selling the house and buying a new condominium.

What is Dave Needleman's taxable gain? Dave Needleman's taxable gain is $389,000.The formula to calculate taxable gain is: Taxable gain = Fair market value of the property - Selling cost - Basis Dave Needleman's basis = $105,000Fair market value = $520,000Cost of the new condominium = $360,000Broker fees = $26,000First, we have to calculate the amount that Dave Needleman earned from the sale of his house:$520,000 - $26,000 - $105,000 = $389,000This is Dave Needleman's taxable gain.

You can read more about taxable gain at https://brainly.com/question/29991406

#SPJ11

which of the following are correct? total fixed cost does not change with output in the short run. in the long run, all costs are variable. total fixed cost must be added to total variable cost to determine total cost. fixed costs exist only in the long run.

Answers

The following options are correct:Total fixed cost does not change with output in the short run.

In the long run, all costs are variable.Total fixed cost must be added to total variable cost to determine total cost.Fixed costs exist only in the long run.In the short run, a firm's total fixed costs remain unchanged. The company can only change its total variable costs.

The company can only change its production levels and variable costs. In the long run, on the other hand, all of a firm's costs become variable. In this way, fixed costs do not exist in the long run; all costs are variable.Total cost is the sum of total fixed cost and total variable cost.

Total fixed cost and total variable cost are the two components of total cost. If you add total fixed cost and total variable cost, you'll get total cost.

Fixed costs are expenses that don't change with output. They are the costs that a firm incurs regardless of how much they produce. In the long run, all costs are variable, which means that there are no fixed costs.

To know more about variable cost click on below link:

https://brainly.com/question/27853679#

#SPJ11

jim buys car insurance for his new sports car, and because he convinces the insurance company that he is a good driver, they charge jim low premiums. the truth, however, is that jim is a thrill seeker, and he is afflicted by moral hazard. this probably means that a. he drives more recklessly because he knows that the insurance company will cover the cost of an acciden

Answers

Jim buys car insurance for his new sports car, and because he convinces the insurance company that he is a good driver, they charge Jim low premiums.

The truth, however, is that Jim is a thrill-seeker, and he is afflicted by moral hazard. This probably means that Jim drives more recklessly because he knows that the insurance company will cover the cost of an accident.

Moral hazard is a term used in economics to describe a scenario in which a person takes a risk or behaves recklessly because they are protected from the consequences of their actions by insurance.

Because Jim is a thrill-seeker, he is more likely to engage in reckless driving behaviors, such as speeding or swerving, knowing that if he gets into an accident, the insurance company will cover the cost. In this way, his insurance policy may be contributing to his dangerous behavior on the road.

You can read more about premiums at https://brainly.com/question/25280754

#SPJ11

what are the four main ways to view your credit score?

Answers

Annual Credit Report, Credit Monitoring Service, Credit Card Statement and Lender are the four main ways to view your credit score.

Annual Credit Report: You are entitled to one free credit report each year from each of the three major credit reporting agencies through AnnualCreditReport.com. This report shows your credit history and provides your credit score from each agency.

Credit Monitoring Service: There are various credit monitoring services that provide access to your credit report and score, as well as alerts about changes to your credit history. Some popular options include Credit Karma, Experian, and my FICO.

Credit Card Statement: Some credit card companies provide your credit score on your monthly statement or as part of your online account.

Lender: When you apply for credit, the lender will typically check your credit score as part of the application process. You can ask the lender to share your credit score with you, or they may provide it as part of the decision-making process.

learn more about Credit Report here

https://brainly.com/question/30899489

#SPJ4

ms. beal recognized a $42,400 net long-term capital gain and a $33,000 net short-term capital loss this year. what is her current net income tax cost from her capital transactions if her marginal rate on ordinary income is 37%?

Answers

According to the question, the current net income tax cost from Beal's capital transactions is $9,100.

What is net income?

Net income is a financial metric that is used to measure the profitability of a business after all expenses have been deducted from the gross income. It is calculated by subtracting the cost of goods sold (COGS), operating costs, taxes, and any other expenses from the total revenue. Net income is also known as net profit, bottom line, or net earnings.

This is calculated by taking her net long-term capital gain of $42,400 and multiplying it by the marginal rate of 37%, which is $15,688. We then take the net short-term capital loss of $33,000 and subtract it from the $15,688, which leaves us with a net tax cost of $9,100.

To learn more about net income

https://brainly.com/question/30403491

#SPJ1

First-mover advantages are most likely to arise when Multiple Choice there are no fast-followers or late entrants present to counter a pioneering move. the first-mover can meet established industry technical standards. O the costs of pioneering are high relative to the benefits accrued. property rights protections thwart rapid imitation of the initial move. a first-mover's customers face low switching costs.

Answers

In the following question, Option-C). First-mover advantages are most likely to arise when "the costs of pioneering are high relative to the benefits accrued." there are no fast-followers or late entrants present to counter a pioneering move

First-mover advantages arise when the costs of pioneering are high relative to the benefits that the first-mover can accrue. In other words, the potential gain must outweigh the cost of making the initial move.

This means that if there are no fast-followers or late entrants present to counter the pioneering move, then the first-mover can potentially gain more than the cost of making the move. Property rights protections may also be an issue, as they can prevent or delay the ability of others to imitate the pioneering move.

However, if the costs of pioneering are high, then the first-mover will likely have an advantage, even in the presence of property rights protections.

For more such questions on First-mover

https://brainly.com/question/29488150

#SPJ11

which of the accounts below are considered accrued expenses? multiple choice question. unearned revenue, utility expense cash, building, equipment wages expense, interest expense common stock, dividends

Answers

The accounts that are considered accrued expenses are wages expense and interest expense.

Accrued expenses are expenses that have been incurred but have not yet been paid. They are recorded in the accounting records as a current liability until the amount owed is paid. The following accounts are not accrued expenses: Unearned revenue is a liability account that represents income that has been collected but has not yet been earned. Utility expense, cash, building, equipment, common stock, and dividends are not accrued expenses as they do not represent expenses that have been incurred but not yet paid.

Wages expense and interest expense are both examples of accrued expenses. Interest expense is accrued when interest is charged on a loan, but the payment is not due until the end of the period. Similarly, wages expense is accrued when employees work but are not paid until the end of the pay period.

Learn more about liability at:

brainly.com/question/15006644

#SPJ11

Pension funds pay lifetime annuities to recipients. If a firm will remain in business indefinitely, the pension obligation will resemble a perpetuity. Suppose, therefore, that you are managing a pension fund with obligations to make perpetual payments of $2.8 million per year to beneficiaries. The yield to maturity on all bonds is 13.5%. If the duration of 5-year maturity bonds with coupon rates of 13.2% (paid annually) is 4 years and the duration of 20-year maturity bonds with coupon rates of 6% (paid annually) is 11 years, how much of each of these coupon bonds (in market value) will you want to hold to both fully fund and immunize your obligation? (Do not round intermediate calculations. Enter your answers in millions rounded to 1 decimal place. Omit the sign "$" in your response.) What will be the par value of your holdings in the 20-year coupon bond? (Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places. Omit the "$" sign in your response.)

Answers

The market value required to fully fund and immunize the obligation is $20.2 million in 5-year coupon bonds and $18.2 million in 20-year coupon bonds. The par value of holdings in the 20-year coupon bond is $18.18 million.

In order to fully fund and immunize the obligation, the total market value required is the present value of the obligation which is the annuity multiplied by the present value factor for an annuity. The present value factor for an annuity with a 13.5% yield to maturity is 8.06. Therefore, the total market value required is $2.8 million x 8.06 = $22.5 million.

To immunize the obligation, the portfolio must be composed of bonds with maturities that match the duration of the obligation. The duration of the 5-year coupon bond is 4 years and the duration of the 20-year coupon bond is 11 years. Therefore, the market value of 5-year coupon bonds required is $22.5 million x (4/15) = $20.2 million and the market value of 20-year coupon bonds required is $22.5 million x (11/15) = $18.2 million. The par value of the 20-year coupon bond is $18.2 million divided by the market price which is 1.

Overall, the market value required to fully fund and immunize the obligation is $20.2 million in 5-year coupon bonds and $18.2 million in 20-year coupon bonds. The par value of holdings in the 20-year coupon bond is $18.18 million.

Know more about Market here:-

https://brainly.com/question/13414268#

#SPJ11

in explaining the importance of supply chain sustainability, bob taylor of taylor guitars explains that one of their perspectives when sourcing wood for their guitars: apples grow on trees and oranges grow on trees, but a. apples taste better than oranges b. guitar strings do not grow on trees c. oranges taste better than apples d. wood does not grow on a tree, so when you harvest wood, you are destroying the entire tree,. therefore, you must protect the forests in order to have a sustainable source for wood.

Answers

you must protect the forests to have a sustainable source of wood. The correct option is D.

Supply chain sustainability has gained increasing importance in recent years due to the effects of environmental degradation, which has led to climate change, and social issues such as the exploitation of laborers. Bob Taylor of Taylor Guitars explains that when sourcing wood for their guitars, they consider sustainability, which is important.

Sustainability is concerned with meeting the needs of the present without jeopardizing the ability of future generations to meet their own needs. This is achieved through sustainable management and development, which ensures that natural resources are not depleted faster than they can be replenished. Therefore, protecting forests is important for the sustainability of the guitar industry as it helps to maintain the balance of the ecosystem and the livelihoods of people who depend on the forests for their livelihoods.

Wood does not grow on a tree, so when you harvest wood, you are destroying the entire tree. Therefore, you must protect the forests to have a sustainable source of wood.

So, the correct answer is option D (Wood does not grow on a tree, so when you harvest wood, you are destroying the entire tree. Therefore, you must protect the forests to have a sustainable source for wood).

Learn more about Management here:-

https://brainly.com/question/1276995

#SPJ11

Manatee Mfg. is able to source parts for its refrigeration products from anywhere in the world because the United States does not place any quotas or limitations on the imports they need. This is a reflection of a _____ policy.
free trade

Answers

Manatee Mfg. is able to source parts for its refrigeration products from anywhere in the world because the United States does not place any quotas or limitations on the imports they need. This is a reflection of a free trade policy.

Free trade policy is a system of trade policy that permits traders to act and transact without interference from the government. According to this policy, import and export trades are open and unrestricted, except for the compulsory customs duties that accompany them. In this policy, the government does not intervene in the economy or in trade policies, or it only intervenes in very minimal instances.

There are no quotas or restrictions on imports and exports in a free trade policy. The market is allowed to act freely, with consumers deciding what products to purchase and manufacturers deciding which goods to produce.The most notable free trade organization is the World Trade Organization, which oversees international trade and regulates trade agreements between member countries. The United States is a member of the WTO and has been a strong advocate for free trade policies over the years.

Learn more about Free trade policy here: https://brainly.com/question/30099657

#SPJ11

g an investor puts up $10,000 but borrows an equal amount of money from his broker to double the amount invested to $20,000. the broker charges 4% on the loan. the stock was originally purchased at $50 per share, and in 1 year the investor sells the stock for $60. the investor's rate of return was (a) 32% (b) 44% (c) 20% (d) 36%

Answers

The investor's rate of return was: (d) 36%.

To calculate the investor's rate of return, use the following equation:
Rate of Return = (Gain from Investment – Cost of Investment) / Cost of Investment

In this scenario, the Cost of Investment is $20,000, which is the total amount invested ($10,000 + $10,000 loan). The Gain from Investment is $10,000, which is calculated by multiplying the increase in stock price ($60 - $50) by the total number of shares ($20,000/$50).

Plugging these numbers into the equation, we get:


Rate of Return = ($10,000 – $20,000) / $20,000 = -0.5

Now, we must subtract the broker's loan rate of 4% from -0.5 to get the investor's rate of return.

Rate of Return = -0.5 - 0.04 = -0.54

Finally, to get the percentage, we can multiply -0.54 by 100, resulting in a rate of return of 36%.

To know more about Rate of Return, refer here:

https://brainly.com/question/16725994#

#SPJ11

which of the following is true regarding negative election? i. a negative election device is a device where the employee is deemed to have elected a specific deferral unless the employee specifically elects out of such election in writing. ii. negative elections are no longer approved by the irs. iii. negative elections are only available for employees who enter the plan when it is first established and are not available to new employees. (a) i only (b) i and ii (c) ii and iii (d) i, ii and iii

Answers

The true statement regarding negative election is as follows:i. A negative election device is a device where the employee is deemed to have elected a specific deferral unless the employee specifically elects out of such election in writing. so, option (a) is correct:" i only."

Negative election devices give employees an opportunity to contribute a specific amount of their compensation to a qualified retirement plan. These contributions are pre-tax and reduce the employee's current taxable income. Negative election devices are usually offered as an option to a traditional salary reduction agreement.

These devices offer several benefits to employees, including ease of use, automatic enrollment, and the ability to opt-out if necessary. Negative election devices are not approved by the IRS anymore. Negative elections are no longer available for employees who enter the plan when it is first established, but they are available to new employees. Hence, option (a) is correct: i only.

For more such questions on negative election

https://brainly.com/question/13850885

#SPJ11

Select the most effective opening for a persuasive letter that invites a state representative to speak at your organization's Flag Day celebration.a. If you have June 14 open, would you be interested in speaking at our Flag Day ceremony?b. Please consider this letter an invitation to address our organization on June 14.c. Your patriotism and leadership in the House of Representatives have improved the quality of life across our state.d. The Patriotic Council promotes respect for the flag and our country, just as you do, which is why we are asking you to be our guest speaker for our Flag Day ceremony on June 14.

Answers

The most effective opening for a persuasive letter is option (d): "The Patriotic Council promotes respect for the flag and our country, just as you do, which is why we are asking you to be our guest speaker for our Flag Day ceremony on June 14."

Option (d) is the most effective opening for a persuasive letter that invites a state representative to speak at your organization's Flag Day celebration because it does the following:

Establishes a connection: The opening sentence establishes a connection between the state representative and the organization by highlighting a shared value - respect for the flag and country. By doing so, it creates a positive and respectful tone that is likely to grab the representative's attention.Presents a clear request: The sentence goes on to present a clear and specific request for the representative to be a guest speaker at the Flag Day ceremony. This helps the representative to understand exactly what the invitation is for, and what is being asked of them.Appeals to the representative's patriotism: The opening sentence also recognizes the representative's patriotism and leadership in the House of Representatives, which can be an effective way to appeal to the representative's sense of duty and civic responsibility.

Learn more about persuasive letter: https://brainly.com/question/878835

#SPJ11

which of the following people would not be considered part of the labor force? select the correct answer below: a. lane is working in his first job after high school at a fast food restaurant.
b. peter lost his job in the recession and is unable to find a new job. c. cheng is unemployed and collecting unemployment benefits while searching for jobs.
d. joan was laid off from her job but has decided not to look for another job right now as she wants to stay home with her kids for a while.

Answers

The person that would not be considered part of the labor force is Joan who was laid off from her job but has decided not to look for another job right now as she wants to stay home with her kids for a while (Option d).

An individual who is laid off but has decided not to search for another job is not part of the labor force. Labor force refers to the number of individuals who are either working or are searching for employment. People who are retired, full-time students, and homemakers are not part of the labor force.

However, some individuals may be able to work but are not currently doing so, and they are referred to as "discouraged workers."

Therefore, these individuals are not part of the labor force even though they are able to work. In the above question, Lane and Cheng are actively looking for employment; therefore, they are part of the labor force. Peter is also willing to work but is currently unemployed; therefore, he is considered part of the labor force. Joan, on the other hand, has chosen not to search for a new job even though she was laid off. Thus, Joan is not part of the labor force.

To know more about labor force, visit: https://brainly.com/question/14328462

#SPJ11

hoodoo voodoo company has total assets of $64,350, net working capital of $19,375, owners' equity of $31,555, and long-term debt of $21,945. what is the company's current assets?

Answers

The total assets of a company are usually the sum of its long-term and current assets. The current assets are $30,225.

What are current assets?

Current assets can be used for the daily course of activities to generate revenues for the company within 12 month period.

In this case, the company's total assets are $64,350. Given that net working capital is $19,375, we know that the owners' equity is $31,555. So, the current liabilities are

[tex]Current liabilities=Total assets - owners' equity - longterm debt\\=$64,350 - $31,555 - $21,945\\=$10,850[/tex]

Therefore, the company's current assets are the difference between the net working capital and the current liabilities. The calculation is as follows:

[tex]Current Assets = Net working capital + Current liabilities\\= $19,375 + $10,850 \\=$30,225[/tex]

Therefore, Hoodoo Voodoo Company's current assets are $30,225.

For more information regarding this topic, you can check the below link

https://brainly.com/question/18720725

#SPJ11

The total assets of a company are usually the sum of its long-term and current assets. The current assets are $30,225.

What are current assets?

Current assets can be used for the daily course of activities to generate revenues for the company within 12 month period.

In this case, the company's total assets are $64,350. Given that net working capital is $19,375, we know that the owners' equity is $31,555. So, the current liabilities are $10,850.

Therefore, the company's current assets are the difference between the net working capital and the current liabilities. Therefore, Hoodoo Voodoo Company's current assets are $30,225.

For more information regarding net working capital, you can check the below link

brainly.com/question/18720725

#SPJ11

Other Questions
technical expertise and the effective and timely use of crew skills are necessary to obtain situational awareness? Pls help There is a 20% chance that a customer walking into a store will make a purchase. A computer was used to generate 5 sets of random numbers from 0 to 9, where the numbers 0 and 1 represent a customer who walks in and makes a purchase.A two column table with title Customer Purchases is shown. The first column is labeled Trial and the second column is labeled Numbers Generated.What is the experimental probability that at least one of the first three customers that walks into the store will make a purchase?A) 60%B) 13%C) 40%D) 22% Rewrite the sentence with the word in bracket.Before the bus came this morning, Duong had waited for it for half an hour. (by the time) what were three methods the suffrage movement used to gain support? Correctly identify the function of each structure that comprises a tendon reflex by dragging the appropriate label into place. - Carries impulses to the spinal cord when a muscle contraction pulls on a tendon - Proprioceptors located in a tendon- Portion of the tendon that joins to the muscle fibers - Contractile fibers that pull on the tendon when the muscle contracts two different proteins have different amino acid sequences. these proteins will have: please choose the correct answer from the following choices, and then select the submit answer button. answer choices;a. the same shape with different functions. b.different shapes with the same function. c.the same function different shapes.d.and different functions. the same shape. Use the given conditions to find the exact values of sin(2u), cos(2u), and tan(2u) using the double-angle formula. Write a Free verse poem about school for BRAINIEST find two positive numbers that satisfy the given requirements. the sum of the first and twice the secind is 100 and the product is a maximum 12. The green revolutiondepended ona. new biodegradablepesticides.b. high-yielding grainvarieties.c. clearing forest for cropland.d. organic fertilizers. 50 POINTSSSS DUE BY TOMORROW !!!!Entrepreneurship and MicroenterpriseProject: Entrepreneurship and Microenterprise Create a policy proposal that will increase youth social entrepreneurship in a developing nation.Questions: How can government policies support and sustain innovative, community-focused, youth- run small businesses? identify a true statement about carol gilligan's criticism of lawrence kohlberg's theory of moral development. The endocrine system regulates the release of hormones and enzymesneeded to digest food. The digestive system breaks down food into nutrientsthat can be absorbed into the circulatory system. These functions are part ofwhich process?O A. ReproductionB. NutritionOC. RegulationOD. Defense Which of the following dietary practices does NOT help to protect a person from developing heart disease?Answers:a. Consuming recommended amounts of dietary fiber.b. Adequate consumption of antioxidant nutrients.c. Substituting monounsaturated fats for saturated fats.d. A diet which substitutes beef for fish. 1. Baby Love by the Supremes is a great example of the Motown sound. What musical elements are used to create a varied arrangement of a simple song? How does the vocal delivery convey the lyrical message?2. Respect by Aretha Franklin is a great cover version of an Otis Redding song. How do the background vocals create more intensity as the song develops? How does Arethas delivery of the lyrics convey the message? What role does the instrumentation play? What is the slope of the line passing through the points (4, -6) and (2, 3)? Which is an example of Conduction?A Warm air rising, cooling at high temperatures, and then falling back to lower elevations.B Warming your hands by a fire.C The sun warming your faceD Burning your mouth on a hot spoon 1,500 decagrams = 150 kilograms. True? False? what is The Surface Mining Control and Reclamation Act of 1977 (SMCRA)? When a manager assesses a particular situation and decides what to do according to the individual and environmental situation, the manager is utilizing the contongency viewpoint. (true or false)