The phrases that has been identified as problematic by fannie mae and should not be used in future appraisals is But “desirable” — or “desirable neighborhood”.
Who was fannie mae?The Federal National Mortgage Association, better known as Fannie Mae, has identified "problematic terms" that ought to be avoided in appraisals — the value studies on which it and others rely to offer finance to prospective homeowners. The June edition of Fannie Mae's bulletin for appraisal experts includes four illustrations of this terminology: All of these terms—including "crime-ridden region," "attractive neighborhood," "affordable neighborhood," and "integrated community"—are now seen negatively for business. Instead, Fannie Mae advises using more factual representations, such as mentioning a region's crime statistics.
It should be noted that But “desirable” — or “desirable neighborhood” — can be regardrd as one of the terms Fannie Mae said appraisers should avoid because it can be racially coded for white.
Therefore, option A is correct.
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Missing options;
A.But “desirable” — or “desirable neighborhood”
B. The undesirable can be identified.
choose three key events before, during, or after the war of 1812 and explain their importance.
how were the criteria for choosing a regional board member different than those criteria for choosing a member of the board of governors?
It is run by seven members, or "governors," who are nominated by the President of the United States and confirmed in their positions by the U.S. Senate.
What is a governor?The main executive officers of the United States' fifty-five states, commonwealths, and territories are governors, who are all elected at large. Governors are in charge of carrying out state legislation and directing how the state executive branch is run in their capacity as state managers. also referred to as a "governor" A representative who is chosen or appointed to serve as the leader, chief executive, or nominal head of a political entity is an example of someone who exerts authority, particularly over a region or group. Each state's or territory's governor is the head of the executive arm of government and, depending on the specific jurisdiction, may have significant authority over budgeting, the appointment of numerous officials, including numerous judges, and a significant role in legislation.
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The term __________ is used to describe what those in one country buy from those in
other countries.
A. exports
B. imports
C. trade
D. surplus
what is the difference between crush and love ?
russia released brittney griner, the american basketball star, from a penal colony under what condition?
According to the information provided, there will be a prisoner swap.
Is an ailment a disease?Similarly, when a harsher phrase would not be preferable, condition understood particularly to signify the existence of pathology or sickness may occasionally be employed as a value-neutral term. A condition that causes sickness can also be categorized as a sickness or a disorder if these factors are not present.
We utilize conditions because:Why Conditions Are Used: Conditions provide us the ability to direct the program's behavior and carry out various "if, then" logic-based tasks. The capacity of computer programs to communicate with users is what makes them so amazing, but only under circumstances that permit this kind of engagement.
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functional/professional touch is the most highly dictated, generally by implicit cultural rules. true
Laws that govern social behavior, as well as implicit cultural traditions. Role. a specific social position that is controlled by a set of accepted standards of conduct.
What does it mean to be cultural?
His cultural background included a strong sense of personal honor, which was related to a particular society's values, customs, and art. Synonyms: racial, national, indigenous, and folk More the opposites of cultural. Adverb of culture.
There are five cultures:
Human societies often share five basic cultural characteristics. The fact that culture is imprinted, communicative, symbolic, interconnected, and dynamic is among them. Culture is not thought to be innate or genetic. In contrast, people learn cultural customs from those around them.
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people bring their abilities, goals, and experiences to each and every situation, which often changes the situation. conversely, because situations have unique characteristics, such as opportunities and rewards, they change people. this dynamic reflects the interactional perspective, which explains that behavior is a function of
Behavior is a function of interdependent person and situation factors.
Interdependence means being dependent on one another. Interdependent person is a person who is dependent on another one. Interdependent people have a sense of dependency among them.
Situational factors which are also known as external factors, where someone gets influenced by external factors and gets affected.
Individuals bring their ability, goals and experiences in their daily life situations where others may get influenced based on someone’s achievements or rewards. This functional behavior is of Interdependent person and situation factors.
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Psychology studies how the nature of situations in which individuals find themselves influence their behavior.a. True
b. False
It is True, Social Psychology studies how the nature of situations in which individuals find themselves influence their behavior.
What exactly does social psychology mean?The objective of social psychology is to understand how social norms and the actual or perceived presence of others influence people's attitudes, feelings, and actions.
In order to understand human behavior as a result of the relationship between mental states and social conditions, social psychologists look at the social contexts in which ideas, feelings, and behaviors emerge as well as how these elements shape social interactions.
Social psychologists focus on societal problems that have a big impact on both people's wellbeing and the wellbeing of society as a whole, such as substance abuse, crime, racism, domestic violence, public health, bullying, and antagonism.
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foreign intelligence entities seldom use elicitation to extract information from
Elicitation is rarely used by foreign intelligence agencies to obtain information from those who have access to sensitive or classified data. Foreign Intelligence Entities (FEI) hardly ever use social networking platforms or the Internet as a method of collection.
What is the internet?The Internet, sometimes known as "the Net," is a global system of computer networks. It is a network of networks that allows users at any one computer to obtain information from any other computer with permission (and sometimes talk directly to users at other computers).
They make an effort to gather data on our plans, technology, activities, and operations in order to defeat our goals and advance their interests. They may engage in clandestine influence internet operations in an effort to alter and falsify the intelligence we receive.
Therefore, The use of the Internet or social networking sites for data collection.
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which institutions were created to house, and remove, people with psychological disorders?
The earliest institutions designed specifically to house persons with psychological problems were mental asylums, but they were more concerned with isolating these individuals from society than with curing their disorders.
What is mental asylums?
Hospitals or wards that specialize in the treatment of severe mental disorders, such as schizophrenia, bipolar disorder, eating disorders, dissociative identity disorder, major depressive disorder, and many others, are known as psychiatric hospitals, also known as mental health hospitals or mental asylums, behavioral health hospitals, or colloquially, nuthouses.
The ancient lunatic asylum gave way to the contemporary mental asylum or hospital, which ultimately took its place. Early mad asylums occasionally treated their patients brutally and prioritized containment and constraint.
Thus institutions were created to house, and remove, people with psychological disorders are mental asylum.
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what city got all the economic benefits of the fur trade for Mountain men
The city that benefited most economically from the fur trade in the United States during the 19th century was probably St. Louis, Missouri. St. Louis was a major hub of the fur trade, and it was the starting point for many expeditions to the West by fur traders, known as mountain men. These expeditions were often organized by fur trading companies based in St. Louis, and the furs that were collected by the mountain men were brought back to St. Louis to be sold to European buyers. The fur trade was a major source of income for St. Louis and helped to make the city one of the most important economic centers in the United States at the time.
Which of the following were effects of the War of 1812? Select the three correct answers. Please help! Always helps me so much <3
1- Americans became very patriotic
2- Americans focused more on agriculture
3- Americans earned respect around the world
4- Manufacturing increased and factories were built
Americans became very patriotic as the outcome of the War of 1812. Hence, option A is appropriate.
What was the War of 1812?The War of 1812 was a battle between both Great Britain and the United States that lasted from June 18, 1812, until February 17, 1815. The exchange of Treaty of Ghent ratifications marked its conclusion.
The United States entered the War of1812 for a variety of reasons, including British meddling in its trade and the recruitment of its seamen, the intent to expand the peace deal into Indian, British, as well as Spanish territories, the desire to take Canada and sever British influence in North America, and the preservation of national integrity.
Hence, option A is correct.
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enlightened thinker that believed that all people are naturally good but are corrupted by society was
Answer: Jean-Jacques Rousseau
Explanation:
Rousseau believed that "man was in chains" but were born naturally good before society 'corrupted' them.
a right turn starts in the right-hand lane and end in: any lane available the lane closest to the curb the left lane submit answer
Start in the right-hand lane and finish in the lane that is closest to the curb if you are turning right onto a two-way street from another two-way street.
When making a right turn from a two-way street you should?Turns should always be made in the lane that is closest to the curb on the right and should also be completed in the same lane. Show your turn signal. Crossing pedestrians should be given the right-of-way. Be on the lookout for any cyclists in your way.
Drive close to the right lane line to make a right turn. Drive into the bike lane if there is one no more than 200 feet before the turn. Keep an eye out for anyone who might step in front of your car or bike or ride a motorcycle. 100 feet before the turn, start flashing the signals.
Left-turning drivers are required to stop for straight-ahead incoming traffic. A driver who arrives at the intersection first at a four-way stop may move forward ahead of the other motorists (after coming to a complete stop). To avoid hitting oncoming traffic, drivers entering a road from an alley, driveway, or roadside must yield.
Therefore, the correct answer is option b) The lane closest to the curb.
The complete question is:
To make a right turn onto a two-way street from a two-way street, start in the right-hand lane and end in:
a) The left lane.
b) The lane closest to the curb.
c) Any lane that is available.
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Anti-Federalists chose to ratify the Constitution largely because of the promise of a bill of individual rights. However, they still feared that a federal system would become too powerful. Did the federal government grow too powerful under the Washington and Adams administrations? If so, what are some specific examples where this happened? Or did the Federalists manage to avoid the kinds of abuses the Anti-Federalists feared? What are some examples?
This continued tussle between the federalists and anti-federalists led to many important political changes and decisions.
The federalists did wield central government power in ways that made anti-federalists fearful about the concentration of power under George Washington and John Adams represented a dangerous threat to liberty. As they introduced many policies. Some of them are given below-
Political decisions that took place during George Washington's times-1. George Washington and his support of heavy taxation policies. This allows the national bank to collect, taxes to pay off the interest on the national debt.
2. He also imposed taxes on imported goods. And in 1791 his government approved imposing taxes produced on goods made in the U.S.
3. The Alien and Sedition Acts came due to arising anti-French feelings in the USA. The Federalists supported the Sedition Act.
Political decisions that took place during the Adams administration-1. The federal government believed that Adams and Congress needed to be protected from public criticism.
But, throughout this, the Anti-Federalists viewed all these laws as an attempt to suppress Americans who disagreed with the Federalist Party.
They maintained that it violated the rights of freedom of speech and freedom of the press.
As a result of it, both these rights were protected under the First Amendment of the Constitution. Also, they both established the cabinet under their administration.
So, we can say that federal government managed to avoid many anti- federalists fears.
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(q009) william j. goode identifies several important changes in global family and marriage patterns. one of the main effects of these changes is that they are
Such trends in other regions of the world would then resemble those in Western, developed nations.
What does an individual's global mean?
Global meaning is the internal organization of universal concepts, objectives, and attitudes into a coherent conceptual framework. This universal meaning is the basis for how individuals regard themselves, their role in the world, as well as how they evaluate occasions and circumstances.
What does a global perspective entail?
By "global," we mean using common standards, systems, regulations, and processes to connect the various parts. Branding must be consistent. It demands complete respect for any concept or person's capacity to influence an organization from anywhere in the world.
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if an article states that members of a certain group are persecuted, what does the article mean?
if an article states that members of a certain group are persecuted, This means that They are being treated cruelly or unfairly.
What is an article on minorities?Generally, If an article states that members of a certain group are persecuted, it means that they are subjected to harassment, discrimination, or violence on the basis of their membership in that group.
Persecution is often motivated by prejudice or hatred towards a particular group and can take many forms, including physical violence, economic discrimination, social exclusion, or psychological abuse.
Persecution can also involve the systematic denial of basic rights and freedoms, such as the right to education, employment, or freedom of movement.
In general, persecution refers to the intentional and persistent mistreatment of a group of people based on their identity or beliefs.
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one weakness shared by critical and critical feminist theories is that they can be difficult to apply. group of answer choices true false
Critical and critical feminist theories both have the drawback of being hard to put into practice. This assertion is accurate.
The question of how race, class, gender, sexual orientation, ability, and other qualities interact and support patriarchal frameworks of oppression and knowledge is central to critical feminist education.
Research that employs sex as a control variable frequently fails to shed light on the factors that predict female criminality since the feminist criticism of criminology involves the viewpoint that the routes to crime differ for males and females.
In feminist theory, examining gender inequality is a common subject. Discrimination, objectification, stereotyping, oppression, patriarchy, art history and contemporary art, and aesthetics are some of the topics that feminist theory frequently examines.
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which treatment modality involves 5–10 people with the same issue or concern meeting together with a trained clinician?
The treatment modality which involves 5–10 people with the same issue or concern meeting together with a trained clinician is known as group therapy.
What is group therapy?A number of patients receive psychotherapy from one or more mental health professionals during each session in a sort of group therapy.
Bringing people together who have experienced similar things is one of the objectives of group therapy.
Group counseling sessions are open to everyone. However, group therapy can be especially beneficial for those who have little access to mental healthcare, such as those who reside in underserved or rural areas where there are few or no healthcare clinics.
People in groups typically range in terms of where they are in their treatment.
By acknowledging when current and previous group members make progress toward their objectives, therapists can inspire hope in the participants.
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what is the current status of multiculturally oriented research on personality disorders, especially borderline personality disorder?
there is very limited multiculturally oriented research is conducted on personality disorders, especially borderline personality disorder.
The main traits of borderline personality disorder (BPD), the most prevalent variety of PD, include emotion deregulation and interpersonal hypersensitivity. Cultural norms and circumstances directly influence these personality issues. The egocentric dichotomy, the creation of self-concept and self-image, and the identification of biases in the clinical investigation of PDs are all significantly influenced by culture. The individual in the context of the culture and society in which they live must be taken into account in the diagnosis and treatment of personality disorders. Cultural norms and context have a particular impact on core personality issues, including emotion deregulation and interpersonal functioning.
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In data and process modeling, a(n) ____ model shows what the system must do, regardless of how it will be implemented physically.a. operational b. physicalc. logicald. relational
In data and process modeling, a logical model shows what the system must do, regardless of how it will be implemented physically. Thus, the correct answer is option C.
What is data modelling?Data modelling is the process of creating a visual representation or blueprint that defines an organization's information gathering and management systems.
Data modelling allows us to understand data and select the best technology to store and manage it. Before developing database solutions for their organizations, business stakeholders create data models. What needs to be done is illustrated by the logistics data model of reporting contextual class data into technical data structures.
Therefore, the logical data model provides more detail about the data concepts and complex data relationships identified in the context of the data model.
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which view states that becoming a criminal is a learning process in which potential delinquents master skills that enable them to counterbalance conventional values and drift back and forth between illegitimate and conventional behavior?
As per the social learning hypothesis, misconduct is the result of an experiential cycle where youth figure out how to esteem their support in wrongdoing and other dangerous ways of behaving.
The social cycle hypothesis sees culpability as an element of individuals' cooperation with different associations, establishments, and cycles in the public eye; individuals in varying backgrounds can become hoodlums if they keep up with horrendous social connections.
The social learning hypothesis of wrongdoing contends that certain individuals figure out how to perpetrate violations through a similar cycle through which others figure out how to adjust. The hypothesis expects that individuals, upon entering the world, have neither an inspiration to carry out wrongdoing nor to adjust.
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please track the major tendencies in the popular views on and practice of sexuality throughout the soviet period and afterward. how change in political climate of the country affected the changes that took place with regard to ideology and practice of sexuality, as applied to marriage and extramarital affairs, homo- and heterosexuality, sexual education and family planning.
The idea that being heterosexual is normal. People who think that heterosexuality is not only the norm but also something natural are those who do not wish to grant homosexuals the same rights as heterosexuals do.
Numerous studies have demonstrated that homosexuality exists in animals and is crucial to evolution. They don't think it's normal or that they should be entitled to marriage equality. Extramarital sex can be seen as a mechanism for restoring equity in the following ways the deprived partner may use it to actually achieve equity it may be a sign that a partner is prepared to end the relationship because he believes he can "do better;" or it may be a sign that a partner wants to achieve equity in an alternative relationship when inequity permeates the primary one.
Using information from a large-scale Psychology today survey, the hypothesis that the inequitable/undebriefed group should be more likely than the equitable group or the inequitable/over benefited group to have engaged in extramarital sex was evaluated.
The findings showed that extramarital affairs were more common and started earlier for men and women in inequitable/undebriefed relationships compared to those in equitable and inequitable/over benefited relationships.
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four violent prisoners must move to another prison. matias, a prison guard, must drive them to the new prison using an old bus. according to the class material, which prisoner is most likely to behave aggressively toward matias?
according to the class material, (b) Bold Bob, who is squeezed next to the luggage and is next to the smelly bathroom prisoner is most likely to behave aggressively toward matias.
What is prison violence?Due to the diversity of individuals with different criminal histories in prisons, prison violence occurs frequently. Inmate on inmate, inmate on guard (and vice versa), and self-inflicted are the three distinct sorts of attacks. These assaults can either be rash and unplanned or deliberate and well-planned. Violent attacks can be attributed to a variety of factors, including gang rivalry, congestion, small conflicts, and prison architecture. By being proactive, prisons aim to prevent or at least better handle these situations. They are doing things like isolating violent inmates and gang leaders, balancing the cells by carefully assessing each prisoner to determine where they are most likely to live peacefully, decreasing blind spots, and training and educating the police.
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According to the triangular theory of love, what type of love is defined by passion and intimacy but no commitment?
What other mammal structures or parts are similar to the human hand?
how did nationalism play an important role in Latin America during the 19th century?
A. Civil wars broke out in most Latin American countries
B. Europeans colonized much of Latin America during this time
C. The united States took control of many Latin American colonies
D. Many Latin American countries fought for independence
Answer:
b
Explanation:
in psychoanalysis, a patient's hesitation to free associate is most likely a sign of group of answer choices transference. resistance. counterconditioning. unconditional positive regard.
in psychoanalysis, a patient's hesitation to free associate is most likely a sign of resistance.
Hence, option b is correct.
Psychological resistance, also referred to as psychological resistance to change, is a phenomenon that is frequently seen in clinical practice where patients display paradoxical opposing behaviors either directly or indirectly in what is thought to be a clinically initiated push and pull of a change process.Resistance in psychoanalysis is often understood as a client's reluctance to bring up a specific subject during therapy. For instance, a client in psychotherapy may exhibit resistance when discussing his or her father if they feel uncomfortable doing so.To know more about psychoanalysis here
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which of the following statements about environmental hazards in american communities is not accurate? group of answer choices economic resources and political clout have little to do with where polluting facilities are constructed. poorer communities are more likely to be victims of toxic waste exposure than are more affluent or even average (middle class) communities. environmental hazards are located disproportionately in minority and poor neighborhoods. polluting facilities are often built in neighborhoods undergoing demographic and social transition. polluting industries are more likely to target communities with fewer resources to organize a resistance.
Option A is correct, The only option in this situation that is incorrect is "economic resources and political power have little to do with where polluting facilities are constructed."
Natural resources can be depleted and pollution can be produced during the production and usage of commodities. Along with consumption rising in scope as wealth rises, consumption composition also alters, which may either worsen or lessen an individual's environmental impact and causes environmental hazard. Additionally, "modern environmentalism was a political and activist mass movement that called for a fundamental shift in the social structures and values of society."
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which activity is an example of a cognitive skill? group of answer choices organizing one's daily schedule using an escalator buttoning one's jeans opening a car door
Organizing one's daily schedule is an example of a cognitive skill.
What is cognitive skill?Critical Thinking refers to the cognitive abilities that a troubleshooter employs to comprehend and explain an event or situation.The ability to reason, remember, understand, solve problems, and make decisions is referred to as cognitive ability. Intelligence. Those characteristics centered on information processing, problem solving, and adapting to new or changing situations.Cognitive skills are the fundamental abilities that your brain employs to think, read, learn, remember, reason, and pay attention. They collaborate to move incoming information into the knowledge bank you use every day at school, work, and in life.Cognitive skills include things like attention, memory, visual processing, and problem solving. Cognitive abilities serve as the foundation for learning.To learn more about cognitive skill refer to :
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