Private mortgage loans were helped to be guaranteed by the companies Freddie Mac and Fannie Mae.
What is a Private mortgage?
A private mortgage is a contract between a borrower and a private, individual lender wherein the lender gives the borrower financing so that they can buy a house. Lenders frequently give private mortgages to family members, friends, and other people with whom they have a close relationship in order to make financial profits.
Some people might think about this choice because they might not be able to get a mortgage from a conventional lender or because they might want to bypass some red tape throughout the purchasing process. The loan itself operates similarly to a standard mortgage in that you have a set amount of time in which to repay it plus interest. If you don't repay the loan, the lender has a lien on your home that can be foreclosed.
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if an article states that members of a certain group are persecuted, what does the article mean?
if an article states that members of a certain group are persecuted, This means that They are being treated cruelly or unfairly.
What is an article on minorities?Generally, If an article states that members of a certain group are persecuted, it means that they are subjected to harassment, discrimination, or violence on the basis of their membership in that group.
Persecution is often motivated by prejudice or hatred towards a particular group and can take many forms, including physical violence, economic discrimination, social exclusion, or psychological abuse.
Persecution can also involve the systematic denial of basic rights and freedoms, such as the right to education, employment, or freedom of movement.
In general, persecution refers to the intentional and persistent mistreatment of a group of people based on their identity or beliefs.
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in regard to the command staff, who is responsible for interfacing with the public and media and/or with other agencies with incident-related information requirements?
The public information officer (POI) is in charge of communicating with the general public, the media, and/or other agencies who need information about an incident.
Public information officer: Who are they?The PIO is the person in charge of informing the public, the media, and/or other agencies as needed about incident-related information requirements.
What qualifications do public information officers need?In leveraging social media sites, analytics programs, and online application technologies, public information officers (POI)should be technically skilled and digitally knowledgeable. For handling a variety of media contacts & campaigns at simultaneously, they should possess great leadership, administrative, and problem-solving skills.
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to reveal the nonmonotonic relationships found to be significant in cross-tabulation tables, researchers often turn to powerpoint presentations, as pictures will show the relationships well. true false
Researchers frequently use PowerPoint presentations to highlight the nonmonotonic associations shown to be important in cross-tabulation tables because visuals will depict relationships clearly. This claim is false.
Researchers frequently use graphical presentations to demonstrate nonmonotonic correlations shown in cross-tabulation tables, as visuals will display associations effectively.
The use of points, lines, areas, and other geometric shapes and symbols to illustrate, understand and analyze numerical data is a highly developed field of knowledge.
The data is presented in the graph in a way that is simpler to comprehend. In contrast to tables, it enables us to portray statistical data in an appealing manner. Users may quickly comprehend the key characteristics, patterns, and volatility of the data.
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a mutation that inserts or deletes one or two nucleotides is usually more harmful than a mutation that substitutes one base for another because —
It causes several mistakes by changing the start codon for the remaining code.
What results in DNA alterations?Errors in Dna or the detrimental consequences of genotoxicity, such as radiation or chemicals which interact with DNA and alter the architecture of individual nucleotides, are the two main causes of mutations. DNA repair enzymes are present in all cells and work to reduce the frequency of mutations (Section 14.2).
What does mutation look like in the real world?Angelman syndrome, Canavan illness, color vision loss, ree syndrome, cystic fibrosis, Congenital, Duchenne muscular dystrophy, haemophilia, Klinefelter syndrome, genetic defects, Prader-Willi syndrome, Tay-Sachs disease, and Turner syndrome are additional examples of common mutations in people.
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Which of the following were effects of the War of 1812? Select the three correct answers. Please help! Always helps me so much <3
1- Americans became very patriotic
2- Americans focused more on agriculture
3- Americans earned respect around the world
4- Manufacturing increased and factories were built
Americans became very patriotic as the outcome of the War of 1812. Hence, option A is appropriate.
What was the War of 1812?The War of 1812 was a battle between both Great Britain and the United States that lasted from June 18, 1812, until February 17, 1815. The exchange of Treaty of Ghent ratifications marked its conclusion.
The United States entered the War of1812 for a variety of reasons, including British meddling in its trade and the recruitment of its seamen, the intent to expand the peace deal into Indian, British, as well as Spanish territories, the desire to take Canada and sever British influence in North America, and the preservation of national integrity.
Hence, option A is correct.
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brady is a child with a learning disability. he attends the local public school. which law passed by the federal government protects brady's educational needs?
Brady's educational needs are protected by federal legislation known also as Individuals with Disability Education Act.
In a nutshell, what is government?
A government is indeed the system in place to govern a country or a community. The Columbia Compendium defines govt as "a method of social control in which the power to create legislation, and the correct to impose them, is intimately involved in a specific group in society". Your govt is the group of people, laws, as well as officials who define and govern the country in which you live.
What are the government's seven functions?
The government has seven basic functions.
Giving away public goods.Externalities must be managed.Spending by the government.Income Distribution.The federal budget.Taxation.Social Security benefits.To know more about Government visit:
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please track the major tendencies in the popular views on and practice of sexuality throughout the soviet period and afterward. how change in political climate of the country affected the changes that took place with regard to ideology and practice of sexuality, as applied to marriage and extramarital affairs, homo- and heterosexuality, sexual education and family planning.
The idea that being heterosexual is normal. People who think that heterosexuality is not only the norm but also something natural are those who do not wish to grant homosexuals the same rights as heterosexuals do.
Numerous studies have demonstrated that homosexuality exists in animals and is crucial to evolution. They don't think it's normal or that they should be entitled to marriage equality. Extramarital sex can be seen as a mechanism for restoring equity in the following ways the deprived partner may use it to actually achieve equity it may be a sign that a partner is prepared to end the relationship because he believes he can "do better;" or it may be a sign that a partner wants to achieve equity in an alternative relationship when inequity permeates the primary one.
Using information from a large-scale Psychology today survey, the hypothesis that the inequitable/undebriefed group should be more likely than the equitable group or the inequitable/over benefited group to have engaged in extramarital sex was evaluated.
The findings showed that extramarital affairs were more common and started earlier for men and women in inequitable/undebriefed relationships compared to those in equitable and inequitable/over benefited relationships.
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hunger is best described as a group of answer choices good appetite. craving for a food. rumbling in your stomach. physiological need for sustenance.
The best way to define hunger is as the physiological need for food. a feeling of unease brought on by a lack of nourishment.
Which type of physiological is an instance of?Physiological factors are bodily functions that normally take place outside of consciousness. An example of a physiological element would be espresso stimulation, hemorrhages, or even just stubbing one's toe.
What exactly is a physiological classic sign?Somatic symptoms that appear when you're stressed out or under pressure are known as symptoms. These are physical responses that other people might notice. The individual showing them will always perceive them as being stronger and more obvious than just the person experiencing them.
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Question 8(Multiple Choice Worth 2 points)
(02.03 LC)
Paraphrasing is
rearranging exact words in a new way.
rewriting ideas in your own words.
using quotation marks to cite information.
using someone else's information.
Answer:l
Explanation:
What steps should you take when the results of an experiment do not support your hypothesis?.
Answer:
When the results of an experiment do not support your hypothesis, there are a few steps that you should take:
1. Review your data: The first step is to carefully review your data to make sure that it is accurate and complete. This will help you to identify any errors or inconsistencies that may have affected your results.
2. Consider alternative explanations: It is also important to consider alternative explanations for your results. Your hypothesis may not have been supported by the data, but that does not necessarily mean that it is incorrect. It is possible that there are other factors that could explain your results.
3. Modify your hypothesis: If your data and alternative explanations do not support your original hypothesis, you may need to modify your hypothesis. This could involve making changes to your experimental design or adjusting the variables that you are testing.
4. Conduct additional experiments: Finally, it may be necessary to conduct additional experiments in order to test your modified hypothesis. This will help you to further evaluate your hypothesis and determine its validity.
Overall, when the results of an experiment do not support your hypothesis, it is important to carefully review your data, consider alternative explanations, and conduct additional experiments in order to better understand the underlying phenomena that you are studying.
Explanation:
In data and process modeling, a(n) ____ model shows what the system must do, regardless of how it will be implemented physically.a. operational b. physicalc. logicald. relational
In data and process modeling, a logical model shows what the system must do, regardless of how it will be implemented physically. Thus, the correct answer is option C.
What is data modelling?Data modelling is the process of creating a visual representation or blueprint that defines an organization's information gathering and management systems.
Data modelling allows us to understand data and select the best technology to store and manage it. Before developing database solutions for their organizations, business stakeholders create data models. What needs to be done is illustrated by the logistics data model of reporting contextual class data into technical data structures.
Therefore, the logical data model provides more detail about the data concepts and complex data relationships identified in the context of the data model.
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What happened in Western Europe during the 4th & 5th centuries that caused this map to take shape
Answer: Middle AGES: Europe AFTER THE FALL OF ROME
Explanation: With little organized resistance, Germanic invaders raided western European cities and monasteries. Because kings were often too weak to repel the invaders, many city dwellers moved into the countryside in hopes of greater safety.
a recent study of a group of 1200 teenagers, showed that teenagers who had night lights in their rooms as babies are more likely to suffer from myopia (nearsightedness) than teenagers who had not used night lights. but genetic factors are known to play a role, and nearsighted parents are more likely to install a night light in their children's room. this makes it hard to tell if the night light caused the myopia. this is an example of...
This is an example of the placebo effect.
What is placebo effect?If you give your mind the chance, it can be a potent tool for healing. Since ancient times, people have believed that your brain can trick your body into believing that a fake treatment is the real deal—a process known as the placebo effect—and thereby promote healing. Science has now discovered that, in the right situations, a placebo can be just as effective as conventional therapies."The placebo effect involves more than just having faith that a treatment or procedure will be effective. It aims to strengthen the relationship between the brain and body and the manner in which they cooperate "According to Professor Ted Kaptchuk, whose studies on the placebo effect are affiliated with Harvard and conducted at Beth Israel Deaconess Medical Center.To learn more about brain refer to:
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is life meaningful? defend an argument for a pessimistic or optimistic outlook on the question of life's meaning.
The phrase "life is meaningful" refers to the importance of existence or living in general.
How would you define the significance of your life?Living a meaningful life means being engaged, feeling a sense of purpose, and being able to align your passions and gifts with your highest ideals. Meaningfulness, according to Martin Seligman, a psychologist widely regarded as the founder of contemporary positive psychology, is a factor in happiness. Higher degrees of concern, tension, and anxiety were associated with greater meaningfulness but lower happiness, suggesting that tackling difficult or challenging issues that go beyond one's own or one's pleasures encourages meaningfulness but not happiness. Living in the present, according to Schopenhauer, was the secret to surviving in a terrible world.
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people bring their abilities, goals, and experiences to each and every situation, which often changes the situation. conversely, because situations have unique characteristics, such as opportunities and rewards, they change people. this dynamic reflects the interactional perspective, which explains that behavior is a function of
Behavior is a function of interdependent person and situation factors.
Interdependence means being dependent on one another. Interdependent person is a person who is dependent on another one. Interdependent people have a sense of dependency among them.
Situational factors which are also known as external factors, where someone gets influenced by external factors and gets affected.
Individuals bring their ability, goals and experiences in their daily life situations where others may get influenced based on someone’s achievements or rewards. This functional behavior is of Interdependent person and situation factors.
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The midterm elections concluded this week with a runoff election for a senate seat in georgia. who won?
Democratic Sen. Raphael Warnock defeated football star Herschel Walker in a runoff election for a senate seat in Georgia.
What is an Election?A formal process of communal decision-making, an election is how a population chooses a person or people to hold a public office.
Elections are the process through which citizens can choose national representatives regularly and replace them whenever they so want. Who will enact laws on their behalf is up to them. They have the power to decide who will lead the country and make important choices .
Representatives are chosen democratically through elections. They make sure that representatives follow the will of the people while making decisions. Voters can choose representatives in elections who will represent them in making laws, forming the government, and making important decisions.
Elections are a political procedure that allows voters to select their representatives. The fundamental tenet of democracy is that people elect their representatives. Elections can be held to accomplish this.
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Psychology studies how the nature of situations in which individuals find themselves influence their behavior.a. True
b. False
It is True, Social Psychology studies how the nature of situations in which individuals find themselves influence their behavior.
What exactly does social psychology mean?The objective of social psychology is to understand how social norms and the actual or perceived presence of others influence people's attitudes, feelings, and actions.
In order to understand human behavior as a result of the relationship between mental states and social conditions, social psychologists look at the social contexts in which ideas, feelings, and behaviors emerge as well as how these elements shape social interactions.
Social psychologists focus on societal problems that have a big impact on both people's wellbeing and the wellbeing of society as a whole, such as substance abuse, crime, racism, domestic violence, public health, bullying, and antagonism.
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how did nationalism play an important role in Latin America during the 19th century?
A. Civil wars broke out in most Latin American countries
B. Europeans colonized much of Latin America during this time
C. The united States took control of many Latin American colonies
D. Many Latin American countries fought for independence
Answer:
b
Explanation:
truth-in-sentencing laws, in the majority of states, require murderers and other offenders convicted of serious crime to serve at least of the sentence handed down by the judge. a. 25 percent b. 75 percent c. 85 percent d. 95 percent
Truth-in-sentencing laws, in the majority of states, require murderers and other offenders convicted of serious crime to serve at least of the sentence handed down by the judge is 85 percent.
What is meant by Truth-in-sentencing law?85% or more of their sentence. A sentence is a declaration of punishment. A sentence in law defines the conclusive evidence of a judge-ruled procedure and, in addition, the central act symbolic of his authority. The sentence can often include a detention order, a fine, or possibly other sanctions against a respondent who has been charged with a crime.A truth-in-sentencing statute, which requires offenders to serve a significant amount of their sentences and lowers the discrepancy between the term issued and actual time served in jail, has recently been passed by many States.The four primary objectives of sentencing are, in general, retribution, deterrent, isolation and confinement of the criminal, and rehabilitation.To learn more about Truth-in-sentencing law refer to:
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Which case established that police must obtain search warrants if they want to make subsequent return visits to a crime scene?
Answer:
The case of Mincey v. Arizona (1978)
Explanation:
The case of Mincey v. Arizona (1978) established that police must obtain search warrants if they want to make subsequent return visits to a crime scene. In this case, the police entered a man's home without a warrant to investigate a homicide, and then returned to the scene several times over the course of four days to conduct further searches. The Supreme Court ruled that the police's actions were unconstitutional, as the Fourth Amendment protects against unreasonable searches and seizures. The Court held that the police must obtain a warrant before conducting any subsequent searches of a crime scene, unless there are exigent circumstances that justify bypassing the warrant requirement. This decision established an important precedent for protecting the rights of individuals against unreasonable search and seizure by the police.
kayla is interested in working with a therapist to resolve some relationship problems, but does not want to commit to a long-term therapy. an alternative short-term dynamic therapy may be:
Counselors work with couples who have been together for some time in couples counseling.
What can a relationship in its optimal state stand for?When you "stay in the moment, know one another deeply, or accept one another's personality," you know your relationship is healthy. Rules for Having a Great Relationship, not Perfect Relationship Rules. embracing one another for who we are—strengths and weaknesses included.
Why is a kiss so important in a relationship?Kirshenbaum asserts that the neurotransmitters and hormones involved in romantic relationships, such as oxytocin, serotonin, and adrenaline, are affected by kissing. For example, oxytocin is linked to feelings of safety, love, and connection. When you show someone you love affection, oxytocin levels may rise.
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When you are considering changing careers, it is important to manage the process to achieve your desired outcome. please select the best answer from the choices provided t f
Answer:
True is the correct answer.
Explanation:
marcy views herself as being generally capable and competent in most aspects of her life. according to the text, marcy has a high degree of
Marcy considers herself to be capable and competent in most facets of her life. Marcy has a high sense of global self-worth, according to the text.
Global self-worth has been defined as the knowledge of one's own good and relates to one's entire assessment of one's worth or value as a person.
Self-worth is the subjective sensation of being good enough and deserving of others' affection and belonging. Self-worth is sometimes mistaken for self-esteem, which is defined by external criteria such as triumphs and achievements and can be inconsistent, causing someone to struggle with feeling worthy.
Knowing self-worth requires understanding why it is so essential and how it may transform the way we conduct our daily lives. If you have a strong sense of self-worth, you will look at yourself favorably and believe that you can establish and achieve your objectives.
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enlightened thinker that believed that all people are naturally good but are corrupted by society was
Answer: Jean-Jacques Rousseau
Explanation:
Rousseau believed that "man was in chains" but were born naturally good before society 'corrupted' them.
According to the triangular theory of love, what type of love is defined by passion and intimacy but no commitment?
mr. rosado is an experienced kindergarten teacher. in his classroom he provides real life activities and hands-on activities with concrete objects and manipulatives. he seeks to create lessons that are meaningful and related to what the children know. mr. rosado's curriculum can be described as
Mr Rosado will use Developmentally Appropriate Practice.
What is developmentally appropriate practice?A teacher supports a child's growth according to the concept of developmentally appropriate practise, or DAP, in early childhood education (social, emotional, physical, and cognitive)
This strategy was implemented by (NAEYC) in 1987.
The NAEYC identifies five key early learning practices for effective teaching, including building a caring learning community, enhancing development, and learning through instruction and fostering reciprocal relationships.
Understanding typical growth and learning at various ages gives you a benchmark that will help you get ready to decide on the surroundings, interactions, activities, and materials.
You may learn about each child's interests, abilities, and level of development by watching them play and observing how they interact with their friends and environment.
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kimberly is a 22-year-old african american female who has been passed over for a promotion for 5 years at her company. she feels as if her age, race, and sex have prevented her from climbing the executive ladder. this is an example of which concept?
This is an example of intersectionality since the woman believes that her age, race, and sexual preference have impeded her from advancing up the corporate ladder.
In layman's words, what else does intersectionality mean?Intersectionality is the understanding that every person experiences discrimination and oppression differently, and that all factors that might marginalize people must be properly considered, including gender, ethnicity, class, sexual orientation, physical ability, etc.
What does diversity's notion of intersectional mean?Intersectionality: What is it? Intersectionality refers to the interconnected relationship between various social categories (such race, gender, and sexual orientation) when they are applied to a person or a group in the framework of diversity and inclusion (D&I).
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which view states that becoming a criminal is a learning process in which potential delinquents master skills that enable them to counterbalance conventional values and drift back and forth between illegitimate and conventional behavior?
As per the social learning hypothesis, misconduct is the result of an experiential cycle where youth figure out how to esteem their support in wrongdoing and other dangerous ways of behaving.
The social cycle hypothesis sees culpability as an element of individuals' cooperation with different associations, establishments, and cycles in the public eye; individuals in varying backgrounds can become hoodlums if they keep up with horrendous social connections.
The social learning hypothesis of wrongdoing contends that certain individuals figure out how to perpetrate violations through a similar cycle through which others figure out how to adjust. The hypothesis expects that individuals, upon entering the world, have neither an inspiration to carry out wrongdoing nor to adjust.
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Which one of the following statements is not correct in respect of New Public Management ?(A) It has market orientation(B) It upholds public interest(C) It advocates managerial autonomy(D) It focuses on performance appraisal
The answer is C. It advocates managerial autonomy.
New Public Management does not advocate managerial autonomy.
New public management is an approach used by government in running public service organizations, public service institutions and agencies, at both sub-national and national levels.
What are the elements of new public management?Administrators play the role of managers.Organizational Flexibility.Promotes Efficiency.Market Based Approach.Decentralization.Result Oriented.Measures Outputs.Responsiveness.In the options provided in the question, option C is the only incorrect statement.
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what is the difference between crush and love ?
