what is the difference between hazard insurance and homeowners insurance

Answers

Answer 1

Answer:

The difference between the two is that Hazard insurance can cover you and or protect you against "structural damage caused by natural disasters".

Meanwhile Homeowners insurance is "a financial protection against theft"...

So, long story short,

Hazard insurance=protection from natural disasters (structural damage)

Hazard insurance=protection from natural disasters (structural damage)Homeowners insurance=protection against theft and damage to your home and belongings

I hope this helped!!


Related Questions

The banking crisis of 2008 is quite interesting to analyze. The factors that led to this near banking collapse are intriguing to say the least. In this exercise you will be evaluating the factors that led up to the crisis and determining which ones could have created this scenario.

There is no simple answer to what led to the banking crisis, as there were many factors that contributed over a long period of time. Understanding the factors that led to the crisis is very important, as such an understanding will help regulators prevent similar situations in the future.

Please analyze the factors that are given to determine which ones could have potentially worked together to have created the banking crisis of 2008, and then place each factor in the category of either “Major Contributor” or “Little or No Contribution.”

Answers

Banking crisis of 2008 was due to thr global financial crisis that occure during the period

The global financial crisis was a severe worldwide economic crisis.

The financial crisis was rated the most serious financial crisis since after the Great Depression that happened in the 1920s to 1930..

1. Repeal of some provisions of the Glass-Steagall Act of 1933 is a Major contributor to the Banking crisis of 2008.

2. Savvy individual investors is not a Major contributor to the Banking crisis of 2008.

3. The Community Reinvestment Act (CRA)   is a Major contributor to the Banking crisis of 2008.

4. Borrowers’ lack of financial knowledge is a Major contributor to the Banking crisis of 2008.

5. The Troubled Asset Relief Program (TARP) is a not a Major contributor to the Banking crisis of 2008.

6. Mortgage-backed securities (MBSs) is a Major contributor to the Banking crisis of 2008.

7. Electronic Fund Transfer System (EFTS)  is not a Major contributor to the Banking crisis of 2008.

8. Looser governance of loan requirements is a Major contributor to the Banking crisis of 2008.

9. Loans with variable interest rates  is a Major contributor to the Banking crisis of 2008.

10. The creation of the FDIC is a Major contributor to the Banking crisis of 2008.

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Answer:

Explanation:

quick way to get the answer your looking for took a pic of the diagram!

Custom Quilters makes decorative comforters, quilted garments, and other products in a small sewing factory. The company expects to make 2,000 comforters during the current year. With respect to the comforters, how would the hourly wages of sewing machine operators be classified

Answers

Based on the comforters, the hourly wages of sewing machine operators would be classified as:

Direct and Variable

According to the given question, we are asked to classify the hourly wages of sewing machine operators based on the decorative comforters.

As a result of this, we can see that because the company has a fixed number of comforters it wants to produce during the current year, then the hourly wages of the operators of the sewing machine can be classified as direct and variable.

Therefore, the correct answer is Direct and Variable

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Explain the term economic activity

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Answer:

1] Income Generation. All economic activities will generate some form of income. It is not compulsory that such income...

Explanation:

Use the word SMART goal in a sentence:​

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Answer:

He was the smartest kid in the class because he knew how to solve the hardest math problem on the worksheet.

Explanation:


If the price of tortillas is $1.20 per dozen, how many dozen will suppliers offer for sale?

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Answer:

2,500

Explanation:

Mary signed up and paid $1,320 for a 6 month ceramics course on June 1st with Choplet Ceramics. As of August 1st, Choplets accounting records would indicate:

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$300 of revenue, $600 of deferred revenue. (900* 2/6 of contract) = 300
(900 contract price paid in advance -$300 revenue recognized to date) =600

Mary signed up and paid $1,320 for a 6-month ceramics course on June 1st with Choplet Ceramics. As of August 1st, Choplets accounting records would indicate 880.

What is accounting?

The financial statement of the transaction record is referred to as accounting. In essence, the procedure locates and measures the record. The company has a well-organized financial and record-keeping system.

$440 of revenue, $880 of deferred revenue.

(1,320 × 2/6 of contract) = 440

(1,320contract price paid in advance -$440 revenue recognized to date)

=880

As a result, Mary signed up and paid $1,320 for a 6 month ceramics course on June 1st with Choplet Ceramics. As of August 1st, Choplets accounting records would indicate 880.

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which policy tools are considered automatic stabilizers?

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In the fiscal policies of governments, automatic stabilizers are meant to correct and stabilize the fluctuations that arise within the economy of nations. The policy tools that are considered automatic stabilizers are;

A progressive income tax structure Government unemployment benefits

At times, the economy of a nation might experience shocks and destabilizations. These policy tools listed above are meant to generate taxes from the citizens that would cushion the effects of these shocks.

They help to increase the flow of money in the economy when it is passing through difficulties like recessions.

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If you don't meet a deadline at work, you could: *

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Answer:

Failing to meet a deadline in the workplace may result in disappointing your co-workers, receiving a negative reaction from your boss, or even hurting your company as a whole. If you cultivate time management skills early, you will have a better chance of success in your future career.

Which statement explains a reason why the United States relies more heavily on expensive, high-tech medical treatments as compared to European countries

Answers

The main reason why the U.S. relies more on this is because the its health care costs are paid from a mixture of sources which leaves no single source primarily responsible for controlling health care costs.

In Europe, the countries does not rely more heavily on expensive and high-tech medical treatments as United States does.

In conclusion, the main reason why the U.S. relies more on this is because the its health care costs are paid from a mixture of sources which leaves no single source primarily responsible for controlling health care costs.

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Identify four (4) different types of credit (purposes)

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Answer:Revolving Credit. Charge Cards. Installment Credit. Non-Installment or Service Credit

During the ________ stage of system development, systems tests are evaluated by users and reviewed by management.

Answers

Answer:

acceptance testing

Explanation:

________ are salespeople who sell a manufacturer’s products on an extended contract basis but are not employees of the manufacturer.

Answers

Answer:

manufacturer's representatives.

hope this helps! :)

Manufacture's sales representative are sales groups who sell a manufacturer’s commodities on a prolonged contract ground, but are not employees of the manufacturer.

Who is Manufacture's sales representative?

A manufacturers' representative is, in its most basic form, defines as someone who agrees to represent a firm and sell their product or service for a certain percentage fee.

He changes some basic commission on sale of the manufacture's product or commodity. Thai commission is also added to the price of commodity.

Sales organizations that market a manufacturer's commodities on a long-term contract basis, but are not employees of the manufacturer, are known as manufacturer's sales representatives.

Therefore, manufacture's sales representative is a person that sales the products on the behalf of manufacture.

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According to recent research, 91 percent of businesses with 11 or more employees and 50 percent of those with 10 or fewer employees said they had a CRM system already in place, which represents impressive growth in usage over previous years.

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The answer here is true.

A method used for establishing a logical framework for identifying the required activities for the project is called

Answers

I think it's

Work breakdown structure.

Maren received 10 NQOs (each option gives her the right to purchase 10 shares of stock for $8 per share) at the time she started working when the stock price was $6 per share. When the share price was $15 per share, she exercised all of her options. Eighteen months later, she sold all of the shares for $20 per share. What is the amount of Maren's bargain element

Answers

Based on the information given  the amount of Maren's bargain element is $700.

Using this formula

Bargain element=(Options received× Shares of stock × (Market price at exercise-Exercise price)

Where:

Options received=10

Shares of stock=10

Market price at exercise=$15

Exercise price=$8

Let plug in the formula

Bargain element=10 options× 10 shares× ($15  - $8 )

Bargain element=10 options× 10 shares×$7

Bargain element=$700

Inconclusion the amount of Maren's bargain element is $700.

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cosy corner plc case study

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Answer: https://www.igcsebusiness.co.uk/uploads/2/6/7/8/26787454/organisation_notes_final.pdf

Explanation:

Please help please please

Answers

Answer:

e you chose that includes at leasnts on your time line.) You can create the time line below or submit a separate Word or PowerPoint document containing the time line. If your tim

Explanation:

5. Submit a thematic time line for the theme yo You can create the time line below or submit a separate Word or PowerPoint document containing the time line. If your tim

The _____ must be prepared by the condominium owners association no more than 3 months prior to the date the completed certificate is delivered to the buyer.(a) Condominium Resale Certificate(b) Loan Assumption Addendum(c) Certificate of Reasonable Value(d) Title Commitment Letter

Answers

The Condominium Resale Certificate must be prepared by the condominium owners association no more than 3 months prior to the date the completed certificate is delivered to the buyer.

Taxes represent __________ of the business. Multiple Choice an equity liability a cash inflow a cash outflow an accounts receivable liability

Answers

The taxes that are being paid by a business firm represents: C. a cash outflow.

Taxation can be defined as the involuntary and compulsory fees that are usually levied on individuals or business firms (entities) by the government, so as to generate revenues which are used in funding public institutions and activities.

Basically, these taxes that are being paid by individuals or business firms (entities) is considered as a cash outflow because it represents money that are flowing out of their accounts.

In conclusion, an amount of money that is flowing out of an account such as taxes is referred to as a cash outflow.

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To succeed in the future, marketing must ________. rely more on mass marketing become more holistic focus on free-spending be more departmental build brands through promotion rather than performance

Answers

Based on marketing strategies, to succeed in the future, marketing must become more holistic.

What is marketing?

Marketing is the process of promoting commodities and services in a way that results in to increase in its demands. It usually involves advertisements mad marketing research.

However, to be more successful in the future of the business, it is believed that marketing should become holistic and less departmental.

This implies that marketing should be carried out by every segment or unit of the business and not left to

marketing department alone.

Hence, in this case, it is concluded that the correct answer is option B. "become more holistic."

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according to the u.s. constitution, any tax levied by the government must be

Answers

Answer:

C. for the common defense or general welfare.

Employee turnover at a company is low overall, but many employees from one department are seeking transfers to other divisions. Which situation is most likely an explanation for the employees seeking to leave their department

Answers

One situation that is likely to be an explanation for employees looking to leave their department is an increase in workplace conflicts.

This situation is known as voluntary turnover, where employees choose to leave a department, due to some adverse situation such as a conflict, or in search of better job opportunities.

Therefore, it is necessary to implement actions that reduce labor turnover, analyzing the causes of the increase in this instance, in an attempt to improve the work environment with greater communication, integration, training and cooperation.

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Check all of the perks a job might offer as incentives for potential applicants

A) gym membership
B) 401k investment plans
C) health benefits
D) child care services

Answers

Answer:C,D

Explanation:

C,d that is what he answers

If+you+believe+you+have+a+60%+chance+of+doubling+your+money,+a+30%+chance+of+gaining+15%,+and+a+10%+chance+of+losing+your+entire+investment,+what+is+your+expected+return?.

Answers

Answer:

t low

Explanation:

Many online stream services allow customers to use their service of limited for 30 days. This strategy tries to increase the diffusion of a new format of using the service through increasing ________.

Answers

Answer:

trialability

Explanation:

trialability is the strategy used to try to increase the diffusion of new format using the service

Daffy Duct, Inc. issued 10,000 shares of $1 par value common stock at $5 per share. The effect of this transaction on the accounting equation includes a ______. (Check all that apply.) Multiple select question. $50,000 increase in total assets. $50,000 decrease in total stockholders' equity. $10,000 increase in total assets. $50,000 increase in total liabilities. $10,000 increase in total stockholders' equity. $50,000 increase in total stockholders' equity.

Answers

The effect of this transaction on the accounting equation includes a:

$50,000 increase in total stockholder's equity, $50,000 increase in total assets.

The above means that Daffy Duct received $50,000 cash in exchange for ownership in common stock (10,000 shares at $5 each).  

Asset is what the company owns, while Equity (the difference between assets and liabilities or what it owes to the owners)

In the light of the above ,there is an increase in assets and increase the stockholder's equity.

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1. An advantage of gig work is...
A. constant workload
B. flexible work hours
C. paid sick leave
D. reliable income

2. A business that is owned by a larger company but licensed to an individual, allowing them to conduct business in the company's name, is known as
A. a branch
B. a division
C. an exchange
D. a franchise

Answers

An advantage of gig work is flexible work hours. A business that is owned by a larger company but licensed to an individual, allowing them to conduct business in the company's name, is known as a franchise.

Those who seek to combine work and home life or who have other responsibilities may find that gig employment, which often gives workers greater freedom over their schedule and allows them to work on a project basis, is suitable. Nevertheless, as these are not typically guaranteed in gig arrangements, they might not offer a steady workload, paid sick time, or dependable income.

A franchise system allows for the use of a franchisor's business model, brand, and support networks in exchange for an upfront fee and recurring royalties paid by the franchisee to the franchisor in the franchise. Although the franchisee runs their business independently, they are required to abide by certain standards and regulations imposed by the franchisor.

Gig work is a word used to describe income-generating activities that don't include regular, ongoing employer-employee interactions. Companies are increasingly offering temporary employees short-term work, and the employees—known as gig workers—accept these gigs.

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Answer: It is flexible work hours and reliable income... But it is most likely B

Explanation: Sorry if this is wrong but I am 99 percent sure it is B

Should I stay single?

Answers

Answer:  It is entirely up to you to make that decision. If you want to know, start by asking yourself if being in a relationship  really worth it. Will it have a positive impact on you? If so, I say go for it. However, if your mental health isn't doing well and you're going through a lot, I'd advise you to focus on yourself first.

Explanation: Hoped I helped :)

instructions:wikarambulan is a sound like game. by saying\pronouncing and connecting the word, reveal the elements and factors of principles, tools and techniques in creating a business. write your answer on the blank space provided in the side of the paper.
1. IS TRE ENGCKS
2. OP FORTUNE NI TEAS
3. WEEK NEST CES
4.THREE EATS
5. IN DUST TREE
6. END BY RON MEANT ALL
7. PIE HAVE FOUR ZEST
8. ENCHO NO MEEK
9. SOAP FLYER
10. COST TOO MHER​

Answers

Answer:

1.strengths

2.opportunities

3.weakneses

4.threats

5.industry

6.environment

8.economic

9.supliyer

10.customer

how much does party city charge to inflate balloons?

Answers

Answer:

Ballons bought from other stores:

Foil balloons: $1.99 to $15.99, depending on size.

Latex balloons: $0.99 to $1.29

Explanation:

Ballons bought from part city:

Foil balloons: Free!

Latex balloons: $0.99 to $1.29

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