stripped bonds are bonds whose cash flows have been transformed into a security representing the principal payment only and a security representing interest payments only. a. true b. false

Answer: product user

The positioning base for a product or service focuses on a personality or type of consumer called the product user.

What is a product user? A product user is a method of positioning a product based on the type of person who would use it. For example, when targeting a certain demographic, a business might create an advertising campaign that appeals to that demographic's characteristics in order to draw them in.

Let's look at some examples:

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If an associate broker falls behind on child support payments with no plan to make up the delinquent payments, the commission will most likely be garnished by a court order.

An associate broker is a real estate professional who has taken advanced courses and has completed the necessary experience requirements for a broker’s license. Associate brokers can work independently as real estate brokers, but they usually work under the supervision of a real estate broker. Commission on a real estate sale. A commission is a percentage of the sale price of a property that is paid to a real estate agent or broker.

Typically, the commission is split between the seller's agent and the buyer's agent, with the listing agent receiving a higher percentage because they are responsible for advertising and selling the property. The commission is usually paid at the closing of a real estate transaction. If an associate broker falls behind on child support payments with no plan to make up the delinquent payments, the commission will most likely be garnished by a court order.

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d) Insurer D increased renewal premiums for all its insureds who are age 71 and over.

This increase in premiums is considered a legitimate increase for existing insureds because the insurer is basing the increase on the insured's age. Age is a factor that is taken into account when determining the premiums for LTC policies.

This increase is not based on any particular individual's claims experience or cognitive abilities; rather, it is a blanket increase based on the age of the insured. This increase is also likely within the insurer's authority to make, as it is not discriminatory and is based on a legitimate factor.

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The one that is most likely to be included in the positive side of the U.S. current account balance is the money earned by U.S. firms in Europe. Therefore, the correct answer is D.

Current account refers to that part of the balance of payments that measures the inflow and outflow of goods, services, investment incomes, and unilateral transfers. The current account comprises four components: trade in goods, trade in services, investment income, and unilateral transfers.

The US current account balance reflects the overall trade balance of the US. A trade deficit occurs when imports exceed exports, resulting in a negative current account balance. A trade surplus is recorded when exports exceed imports, resulting in a positive current account balance. Thus, money earned by US firms in Europe is most likely to be included in the positive side of the US current account balance.

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Increasing the production capacity of product Able should be Andrews' priority in the next round to maximize sales volumes, would be the priority for company Andrews in the next round for product Able to maximize sales volumes.

Market share is the percentage of the total sales of a particular product or service by a company in a given market. It is calculated by dividing a company's sales revenue by the total revenue generated by all companies in that particular market.

Discussion of Andrews' priorities In the next round for product Able to maximize sales volumes, Andrews should increase the production capacity.

The reason behind this is that the chart shows that the company's current market share is below its potential, which means that there is a chance to capture more of the market.

Increasing the production capacity will allow Andrews to produce and sell more units of product Able, which will increase its market share.

Since the market share of other companies is relatively stable, increasing Andrews' market share will inevitably result in an increase in sales volume.

Therefore, increasing the production capacity of product Able should be Andrews' priority in the next round to maximize sales volumes.

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The given statement, "Direct denial should be used by salespeople when a prospect's objections are based on inaccurate information about the seller's firm" is true (T) because direct denial is a sales technique used to correct inaccurate information.

Direct denial is also used to clarify any misunderstandings a prospect may have about the seller's firm.

A salesperson can use direct denial to challenge the correctness of the customer's objection by directly contradicting it in this method. If a prospect's objection is based on incorrect information about the seller's company, direct denial should be employed to refute it. Salespeople use direct denial to refute a customer's objection by directly contradicting it in this method.

A customer may ask a salesperson a question or present an objection based on faulty information, and the salesperson may respond using direct denial by stating that the information presented by the customer is incorrect.

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When a company purchases 2,000 shares of its own $1 par value common stock for $16 per share and then resells 400 of these shares for $20 per share, the sale of the shares is recorded in the financial records of the company.

The answer to the question is as follows: The recorded item at the time of the resale is the amount of capital stock that is retired plus the amount that is received in excess of the carrying amount. When a company reacquires shares of its own stock, it records the purchase price paid to buy back the shares in the treasury stock account. When the company then resells the shares, the excess of the selling price over the carrying amount of the shares is credited to the additional paid-in capital account. Therefore, the correct answer is the additional paid-in capital.

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the economy's current account balance is -50. Therefore, the option (a) is correct.

Given, the small open economy with a saving curve s(dcrw) = 100 + 2000rw, and the investment curve is 10(TW) = 300 – 1000rw. If the interest rate is 5%, then we need to determine the current account balance of the economy. The formula for the current account balance of a small open economy is as follows: Current account balance (CAB) = X – M + NY X is the total value of exports, M is the total value of imports, and NY is the net income earned from abroad. If CAB is positive, the economy is a net lender to the world. If CAB is negative, the economy is a net borrower from the world. If CAB is zero, the economy is a balanced economy. We need to calculate X and M separately. Given that the interest rate is 5%, rw = 0.05. Savings curve, s(dcrw) = 100 + 2000rw ⇒ s(dc0.05) = 100 + 2000(0.05) = 200 Investment curve, 10(TW) = 300 – 1000rw ⇒ 10(T0.05) = 300 – 1000(0.05) = 250 Given that the economy is small and open, it follows the law of one price, where the domestic price and the international price of goods are equal. Therefore, the domestic price of goods can be taken as the price of exports and imports. Thus, X = 200 and M = 250. Hence, CAB = X – M + NY = 200 – 250 + NY = –50

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The cost of buying and selling a stock consists of broker's commissions and dealer's bid-asked spread.

The answer is    Option What is stock trading? Stock trading involves purchasing and selling shares of a publicly traded corporation on an exchange. Brokerages, stockbrokers, and brokerage firms provide investors with the necessary trading tools to buy and sell stocks. Stock trading includes a number of costs, including brokerage fees, dealer bid-asked spread, and price concessions an investor may be compelled to make. When purchasing and selling stocks, an investor must consider these expenses to determine the true cost of a trade. Therefore, the cost of buying and selling a stock consists of broker's commissions and dealer's bid-asked spread.

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The (A) nonrational models of decision making describe how managers actually make decisions.

These models recognize that decision making is often based on incomplete information, intuition, and personal biases, rather than a rational and systematic approach. Nonrational models include the political model, which emphasizes the importance of bargaining, negotiation, and power, and the garbage can model, which views decision making as a messy, unstructured process in which problems, solutions, and decision makers are constantly changing and interacting.

Therefore, the correct answer option is A.

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The sale of merchandise for cash is not an investing activity. An investing activity is defined as the act of utilizing funds to acquire assets with the purpose of earning a profit on them over time. The process of investing can take many forms, from buying stocks and bonds to purchasing real estate or starting a small business.

Some types of investing activities are as follows:

However, the sale of merchandise for cash is not an investing activity. It is an operating activity. Operating activities are the main revenue-generating activities of a company's core business operations. The company generates cash by selling its goods and services, and this cash is used to pay expenses such as salaries, rent, and utilities.

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In the following alternative situations, in options a & b, condominiums should be treated as residences for tax purposes and in options, c & d condominiums should be treated as non-residence for tax purposes.

What is Condominium?

The condominium is a kind of housing in which parts of it, such as apartments, are owned privately while other parts of the housing, such as hallways, elevators, and recreational facilities, are owned and managed by the property owner or by a corporation that owns the property.

For tax purposes, the condominium should be treated as follows:

The term 'residence' is used when someone is living in the condominium, and 'nonresidence' is used when it is being rented out for longer than the amount of time it is lived in.

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The upside-down pyramid approach helps the entrepreneur understand competitors' strengths and weaknesses. is the implication of the upside-down pyramid approach to industry analysis by an entrepreneur of a new venture .Option (b)

The upside-down pyramid approach is a strategic framework used for industry analysis that involves starting with a broad view of the industry and then narrowing down to specific competitors and their strengths and weaknesses. This approach helps entrepreneurs to gain a deep understanding of their industry, identify key trends and drivers, and assess the competitive landscape.

By understanding their competitors' strengths and weaknesses, entrepreneurs can better position their own venture in the market and develop a more effective strategy. Therefore, option B is the correct answer.

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Long tail marketing attempts to leverage the fact that there is always some demand, however small, for a product. The answer is option a.

Long tail marketing is a marketing strategy that emphasizes targeting niche markets or audiences with unique interests, needs, or tastes that are otherwise overlooked or underserved by mass-market or mainstream products or services. In this approach, businesses can cater to the individual needs and preferences of a smaller market, which might not be large enough to justify mass marketing or advertising budgets.

Long tail marketing is particularly useful for businesses that sell digital or online products, such as e-books, music, movies, or apps, that can be distributed cost-effectively through digital channels like the internet. In these markets, businesses can reach a global audience without the need for physical stores or sales staff. They can also reduce production, distribution, and inventory costs by selling digital products, which can be easily replicated and stored without physical constraints.

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a) No, Player 1 doesn't have a strictly dominant strategy.

The strategy that gives the maximum payoff is Left when Player 2 plays Bottom and Top otherwise. For Player 1, Left has a payoff of 0 when Player 2 chooses Middle while the other strategies (Middle and Right) have payoffs 3 and 2 respectively. Therefore, Left is not a strictly dominant strategy.

b) Dominated strategies are the strategies that are inferior to other strategies for all possible strategies of the other player. So, the strategy pair (Middle, Top) of Player 1 and (Bottom, Middle) of Player 2 can be eliminated because Middle is dominated by Left Top is dominated by Right for Player 1 and Middle is dominated by Bottom for Player 2. So, we get the game as player 1 chooses rows; Player 2 chooses columns left Right0;7 2;4 1;1 4;5 2;2 2;5

c) To find the Nash equilibrium, we need to find the intersection of the best responses of the two players. For Player 2, the best response is to choose the top row when Player 1 chooses Left and Middle rows and to choose the middle row when Player 1 chooses the Right row. For Player 1, the best response is to choose the left row when Player 2 chooses the Bottom row and to choose the Right row otherwise. Therefore, the game has one Nash equilibrium, (Left, Top).

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Suppose that p x y (q) is $5000 million a year and the quantity of money (m) is $500 million, the velocity of circulation is 10.

The equation of exchange relates the quantity of money, the velocity of circulation, the price level, and the level of real output as follows:

m x v = p x y

where:

m = quantity of money

v = velocity of circulation

p = price level

y = level of real output

We are given that p x y (q) is $5000 million a year and the quantity of money (m) is $500 million. Substituting these values into the equation, we get:

500 million x v = 5000 million

Solving for v, we get:

v = 5000 million / 500 million

v = 10

Therefore, the velocity of circulation is 10. This means that on average, each dollar of money is used to purchase goods and services 10 times per year.

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Answer:

false

Explanation:

The statement "Licensures make sure that employees have at least a minimally acceptable level of skill proficiency upon completion of a training unit." is true because it ensures that professionals have demonstrated a minimum level of competence in their field of study.

Licensure programs safeguard the public's health and well-being by ensuring that people who hold professional licenses have been trained and examined according to predetermined requirements.

Licensure refers to the process of granting licenses to individuals who have demonstrated a minimum standard of competency in a particular profession. Licensure is intended to guarantee the public that the practitioner is qualified to provide safe and effective services. Individuals who have obtained a license have met a minimum set of criteria established by the governing body. They have demonstrated competency through training and testing and have completed the education and experience required by the board or agency. Once licensed, practitioners must abide by the regulatory board's laws and ethics, as well as the profession's standards and rules.

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A(n) timing difference in cash occurs when a company records a transaction either before or after the bank records the same transaction. Timing differences arise because it takes time for a transaction to be initiated, recorded, processed, and cleared through the banking system.

When a company records a transaction in its books of account, it might not always coincide with the date the bank records the transaction in its books. This time lag creates a timing difference, which is resolved when the bank statement is received by the company. It might be favorable or unfavorable.

An example of a favorable timing difference is when a company deposits a check into its bank account at the end of the month, but the bank does not process it until the first day of the next month. In this scenario, the company's cash balance on its books is higher than what is recorded in the bank's books. This difference is favorable to the company and is called a deposit in transit. It will be resolved when the bank statement is received, and the company records the deposit.

An example of an unfavorable timing difference is when a company writes a check on the last day of the month, but the bank does not process it until the first day of the next month. In this case, the company's cash balance on its books is lower than what is recorded in the bank's books. This difference is unfavorable to the company and is called an outstanding check. It will be resolved when the bank statement is received, and the company records the check.

Therefore, timing differences occur when a transaction is recorded either before or after the bank records the same transaction. This difference is resolved when the bank statement is received by the company, and the company records the transaction as per the bank records.

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The Weighted Average Method is used to calculate the equivalent units of production for both direct materials and conversion costs.

This method takes into account the amount of work completed on partially completed units in the beginning inventory as well as the work done on units that have been completed and transferred out.

For Swasey Fabrication, Inc., the physical flow schedule is as follows:
Units to Account For:
- Units, beginning work in process: 41,500
- Units started (transferred in): 121,600
- Total units to account for 163,100

Units Accounted For:
- Units completed and transferred out: 121,600
- Units, ending work in process: 13,400
- Total units accounted for: 135,000

The equivalent units of production for both direct materials and conversion costs are calculated using the Weighted Average Method, as follows:
Direct Materials:
(41,500 x 0.2) + 121,600 = 141,400
Conversion Costs:
(41,500 x 0.8) + 121,600 = 135,000

The unit cost under weighted average is then computed as follows:
Unit direct materials cost = $2,440,000/141,400 = $17.24
Unit conversion costs = $3,474,700/135,000 = $25.76
Total unit cost = $17.24 + $25.76 = $43.00

The cost of goods transferred out is then calculated as follows:
Cost of goods transferred out = 121,600 x $43.00 = $5,216,800
The cost of ending inventory is then calculated as follows:
Ending WIP = 13,400 x $43.00 = $573,200

The journal entry that transfers the goods from Cutting to Welding is as follows:
Work in Process-Welding        $5,216,800
Work in Process-Cutting       $5,216,800

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If aggregate demand rises the answer is d. Real GDP will rise. Consider the simple Keynesian model in the AD-AS framework.

In the AD-AS framework, if aggregate demand increases, it will shift the AD curve to the right, resulting in an increase in both the price level and real GDP. This is because the AS curve is initially in a horizontal position and will remain so until the equilibrium point (Q1) is reached. At that point, the AS curve will become vertical and any further changes in AD will be reflected in a change in the price level, while real GDP remains the same.

An increase in aggregate demand means that the total demand for goods and services in an economy has increased, leading to an increase in the overall price level (inflation) and an increase in real GDP (economic growth), provided that there is spare capacity in the economy.

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The journal entry would debit $2000 from accounts receivable and credit $2000 from sales revenue in order to reflect the initial sale gross of any discounts.

Due to the fact that the sale hasn't been paid for, when a business sells products on account, it records a receivable, an asset account. Additionally, the sale is recorded as income, increasing the business's revenue.

The customer may receive a 2% discount if they pay within 10 days of the sale's conditions of 2/10, n/30; else, they must pay the entire price within 30 days. Therefore, the journal entry should be recorded before the customer pays the amount due, as the sale has already been made.

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During which part of the revenue recognition process does a change in control of the assets occur?The change in control of the assets occurs at the end of the revenue recognition process, and the revenue is recognized.

Revenue is recognized in the period when the work is done, and the money is exchanged for the services rendered. It is the fourth and final phase of the revenue recognition process. It is in this step where the recognition of the revenue is accomplished. This is achieved when the seller has passed control over the goods and services to the buyer. In order to recognize revenue, the following criteria must be met: the price of the goods or services has been agreed upon or is ascertainable, the seller's ability to provide the product or service has been demonstrated, and the seller has received payment or payment is expected to be received in the future. Hence, the correct option is option C, at the end.

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The cost of goods sold section of Gap Inc.'s 2015 income statement can be reconstructed by taking the merchandise inventory as of January 31, 2015 ($1,623) and adding it to the cost of goods purchased during the year.

Cost of goods available for sale is calculated by subtracting the merchandise inventory as of January 31, 2016 ($1,613) from the cost of goods available for sale.

Gap Inc.'s 2015 Cost of Goods Sold:
Merchandise Inventory 1/31/15: $1,623
Cost of Goods Purchased: $9,261
Cost of Goods Available for Sale: $10,884
Merchandise Inventory 1/31/16: $1,613
Cost of Goods Sold: $9,271

Gap Inc.'s gross profit ratio for 2015 is calculated by taking the gross profit ($5,254) divided by the net sales ($14,525) and multiplying by 100. This gives us a gross profit ratio of 36.1%.

Gap Inc.'s gross profit ratio for 2014 is calculated by taking the gross profit ($5,885) divided by the net sales ($14,657) and multiplying by 100. This gives us a gross profit ratio of 40.2%.

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Josh is taking an Intro to Computers course and needs to use Microsoft Office to complete a variety of assignments. He has purchased the software, now he must install it so he can start his assignments.

What is Microsoft Office? Microsoft Office is a collection of software programs that are widely used in businesses and schools all around the world. It is a suite of productivity tools that includes Microsoft Word, Excel, PowerPoint, Outlook, OneNote, Access, and Publisher.

What does it mean to install Microsoft Office? To install Microsoft Office, you must first buy a license key and download the installation files from Microsoft's website. The installation process will then begin, and you will be asked to enter your license key.

After you have entered your license key, you will be guided through the rest of the installation process, which involves selecting which components of Office you want to install, agreeing to the license agreement, and configuring your settings.

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True, a local university is facing some tough decisions, so they are using the decision tree, which contains individuals, websites, and organizations that specialize in handling sensitive and difficult decisions.

What is a decision tree?

A decision tree is a graphic depiction of the possible consequences of a sequence of decisions that helps with determining the best course of action for solving problems, determining opportunities, and making decisions.

A decision tree's objective is to provide a cost-effective method for decision-making that minimizes risks, uncertainty, and unanticipated outcomes. It also helps in selecting the most effective course of action to accomplish the predetermined objectives.

The advantages of using a decision tree are:

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In the context of technology configurations, it is true of continuous process technologies that:They tend to require more supervision than other technologies. So, the correct option is A.

Continuous process technology is a technological approach that is widely used in manufacturing. It’s a production process that runs continuously, making it possible to produce goods at a constant speed. This is in contrast to batch production, which produces a certain number of items at a time.

Continuous process technologies have the following features:It is a production process that runs continuously, allowing for constant speed manufacturing of goods

.Automation is used to improve the efficiency of the process.Machines carry out the bulk of the work, and people only supervise.The technologies used are complex and need constant supervision.In conclusion, option A. They tend to require more supervision than other technologies is true of continuous process technologies in the context of technology configurations.

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Rationing was used by governments to ensure that everyone received a fair portion of food. People began engaging in illicit activities including buying and selling on black markets as a result of this action.

A rationing system often results in the formation of black markets because it creates an imbalance between supply and demand. When the government imposes restrictions on the supply of a particular good or service, there is often an increased demand for that item among consumers. This can lead to shortages, which in turn create opportunities for black market sellers to sell the restricted goods at higher prices.

Black markets can thrive because they offer consumers a way to obtain restricted goods that they might not be able to get through legal channels. Black market sellers may be willing to pay higher prices to obtain the restricted goods and then sell them at an even higher price to consumers who are willing to pay a premium for the product.

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Answer:

efficiency

Explanation:

meaning they are doing with in time which is one factor for productivity