Savings banks: are a type of commercial bank
Reserve funds banks are like business banks yet they are designed for serving people instead of organizations. They take stores basically from people, and their venture movement is restricted by the national government to explicit non-business speculations, for example, home loan advances.
What kind of bank is a reserve funds bank?
Reserve funds Banks
A monetary foundation coordinated to acknowledge reserve funds stores and pay interest on those investment funds stores. Reserve funds banks can have state or government affiliations (for instance, state investment funds banks and bureaucratic reserve funds banks).
Is Reserve funds Bank a monetary organization?
A reserve funds bank is a monetary organization whose main role is tolerating reserve funds stores and paying revenue on those stores.
What is the sort of business bank?
Business Banks can be additionally characterized into public area banks, confidential area banks, unfamiliar banks and Territorial Provincial Banks (RRB). Then again, helpful banks are characterized into metropolitan and country.
What is implied by reserve funds bank?
Reserve funds bank, monetary establishment that accumulates reserve funds, delivering revenue or profits to savers. It channels the reserve funds of people who wish to consume not exactly their livelihoods to borrowers who wish to spend more.
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a new employee has been hired for the customer service department and will be using a desktop computer in the office, along with the company intranet. which of the following policies would be most applicable to this user? remote access policy acceptable use policy byod privileged user policy
A network or other resource users must abide by in order to utilize it is covered by an acceptable use policy. Learn about the nine components that make up AUPs.
What is an illustration of a permissible use policy?The IT security policies of a business are governed by an AUP. These include prohibitions on utilizing public Wi-Fi, reading dubious email attachments, updating access data, such as passwords, accessing restricted information, and using authentication methods that have been approved by the firm.
What constitutes a lawful policy?An agreement between two or more parties that specifies the permitted use of access to a corporate network or the internet is known as an acceptable use policy, or AUP. is permitted and prohibited by this document is described.
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sparks corporation has a cash balance of $9,900 on april 1. the company must maintain a minimum cash balance of $8,000. during april, expected cash receipts are $52,000.
The company must maintain a minimum cash balance of $8,000. During April, expected cash receipts are $52,000. They need to take owe 4,100 more to maintain the cash balance.
How can a minimum cash balance be determined?
You may use the function MAX to model the minimal cash balance (net cash and debt, minimum cash). If there is a minimum cash limitation, you must then include the necessary debt financing to retain the cash on the balance sheet in order to model the debt balance.
What justifies maintaining a minimum cash balance?
Companies can prevent cash shortages brought on by cash outflows exceeding cash inflows during a specific accounting period by maintaining a minimum cash balance. It is the smallest sum of cash that a business maintains on hand to achieve cash maintenance and planning goals.
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Communicating Effectively
Posttest
You work as an administrative assistant in an engineering firm. A co-worker constantly makes fun of the
engineers by whispering comments to you about the engineers' appearance and behavior.
Read the following possible courses of action and decide which is the BEST way to handle the situation
and which is the WORST way to handle the situation.
1. Make fun of the co-worker behind his back to get back at him.
2. Avoid the co-worker and suggest others do the same until he stops making comments.
3. Tell the engineers exactly what the co-worker says about them.
4. Confront the co-worker and tell him to stop making fun of the other people.
Which is the BEST way to handle the situation?
Option 1
Option 2
Option 3
Option 4
>
Which is the WORST way to handle the situation?
Option 1
Option 2
Option 3
Option 4
The Best way to handle the situation or communicate effectively the problem is Confront the co-worker and tell him to stop making fun of the other people. The Worst way to handle the situation is Avoid the co-worker and suggest others do the same until he stops making comments.
Thus, the best way is option 4 and worst way is option 2.
What is effective communication?The process of exchanging ideas, opinions, knowledge, and facts in order to ensure that the message is received and understood with clarity and purpose is known as effective communication. The sender and the receiver are both delighted when we communicate successfully.
You work as an administrative assistant in an engineering firm. A co-worker constantly makes fun of the engineers by whispering comments to you about the engineers' appearance and behavior. Confronting the the co-worker and telling him to stop making fun of the other people is the effective communication for the situation and avoiding the co-worker and suggest others do the same until he stops making comments is the worst way to deal with the situation
Therefore, Option 4 and 2 are the correct answers.
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the company sold 144 units at 60 each and has a tax rate of 30 assuming that a periodic inventroy system is used what is teh ocmpanys gros profit using fifo
The option with such a cost of $2,800 is correct. Variable costs are frequently the only ones considered by COGS when trying to calculate gross profit.
How is gross revenue profit determined?Gross profit is determined by subtracting total revenue from the cost of goods sold (COGS).A gross profit percentage of 50 to 70 percent appears to be healthy for many kinds of businesses, including retailers, restaurants, manufacturers, as well as other goods producers.Sales with a profit (140 x $60) - cost of the products sold $5600 (W.N.) Gross profit = $8400 minus $5600 = $2800 cost of goods sold by using FIFO method.
entire question:
The company sold 144 units at $60 each and paid a 30% tax rate. Assuming a periodic inventory system is employed, what is the company's gross profit using FIFO?
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ontrolling part of the supply chain that involves finished product storage, outbound logistics, marketing and sales, and customer service.
The outbound logistics is concerned with the supply side of the supply-demand equation. The procedure entails storing and transporting goods to the customer or end user.
The order fulfilment, packing, shipping, delivery, and customer service related to delivery are among the steps. Typically, SCM attempts to centrally control or link a product's production, shipment, and distribution. Companies can reduce costs and deliver demand products to customers faster by managing the supply chain. Inbound and outbound logistics processes both move and deliver various goods to various parties. Outbound logistics processes move finished products from a business to the end customer or user.
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rolf, a citizen of new mexico, wants to file a suit against sandy, a citizen of texas. their diversity of citizenship may be a basis for
Rolf, a resident of New Mexico, intends to sue sandy, a resident of Texas. Because of their diversity of citizenship, a federal court might be able to exercise original jurisdiction over them.
What type of jurisdiction does the federal court exercise?Cases involving the United States government, the Constitution or federal statutes, including disputes between states or between the U.S. government and foreign governments, fall under the purview of federal courts.
In common law legal systems, a court's original jurisdiction is its authority to hear a case for the first time, as opposed to an appellate court's authority to review a lower court's ruling.
District courts, which are the trial court, circuit courts, which are the first level of appeal, and the Supreme Court of the United States, which is the ultimate level of appeal in the federal system, are the three primary levels of the federal court system.
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Complete Question:
Rolf, a citizen of New Mexico, wants to file a suit against Sandy, a citizen of Texas, relating to a motorcycle accident in which Rolf's injuries resulted in medical costs of more than $75,000. Their diversity of citizenship may be a basis for
Which of the following is NOT a tool the Fed uses to manage the money supply?
A) open market operations
B) discount policy
C) deposit insurance
D) reserve requirements
Deposit Insurance is not a tool the Fed uses to manage the money supply. Deposit Insurance is a system in which the government insures deposits made in banks and other financial institutions up to a certain amount. The purpose of this insurance is to protect depositors from losses if the bank fails. This is an important benefit to consumers, as it provides them with some financial security in the event of a bank failure.
The Fed does not directly manage Deposit Insurance. This is the responsibility of the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the federal government that is responsible for insuring the deposits of banks and other financial institutions up to a certain amount. It is also responsible for examining and supervising banks and other financial institutions to ensure they are operating safely and soundly.
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T/F the money multiplier process also works in reverse when a loan is repaid and the amount of money that is destroyed is equal to the loan repayment times the money multiplier.
When a loan is repaid, the money multiplier mechanism also acts in reverse, resulting in the destruction of an amount of money equal to the loan payback multiplied by the true value of the money multiplier.
What does term of repayment mean?The time frame from the first point on credit to the transaction's eventual maturity is referred to as the "repayment term." The accomplishment of the exporter's obligation under the export contract is often the starting point of credit ..
What loan repayment means?Repaying a loan involves paying back the money you received from a lender plus any relevant interest. The repayment plan often consists of a set process (referred to as a loan payback schedule) inside the form of equivalent monthly instalments, or EMIs.
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bocelli co. purchased $162,000 of 7%, 20-year sanz county bonds on may 11, year 1, directly from the county, at their face amount plus accrued interest. the bonds pay semiannual interest on april 1 and october 1. on october 31, year 1, bocelli co. sold $31,200 of the sanz county bonds at 96 plus $182 accrued interest less a $105 brokerage commission
Provide journal entries for the following (refer to the Chart of Accounts for exact wording of account titles): a. The purchase of the bonds on May 11 plus 40 days of accrued interest; assume a 360-day year. c. Sale of the bonds on October 31 Previous Next
When they need to raise money, governments and businesses issue bonds. You are extending a loan to the issuer by purchasing a bond.
Bonds: are they a wise investment?
The finest high-return savings account or certificate of deposit is much below what Series I savings bonds offer in terms of interest. Series I savings bonds are cautious, safe investments that grow and fall with inflation. Currently, an I bond's guaranteed rate of return stands at 6.89%.
How are bonds profitable?
The category of investments known as fixed-income securities includes bonds. They are debt obligations, which means that the investor lends a certain amount of money (the principal) to a business or government for a predetermined amount of time in exchange for a regular stream of interest payments (the yield).
Briefing:
S/n General journal Debit Credit
a Investment in Sanz County bonds $162,000
Interest $182
(162,000*7%*40/360)
Cash $162,182
(The purchase of the bonds on May 11 plus 40 days of accrued
interest; assume a 360-day year.)
b. Cash $3,600
Interest receivable $182
Interest revenue $3418
(Semiannual interest on October 1)
c. Cash(150* (99%*30,000) - $100) $29,750
Loss on sale of investments $400
Investment in Sanz County bonds $30,000
Interest revenue $150
(Sale of the bonds on October 31)
d. Interest receivables $1,365
Interest revenue $1,365
(Adjusting entry for accrued interest of $1,365 on
December 31, Year 1.)
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________ is the monetary value that is received for goods sold, services rendered, and money received from other sources.
Multiple Choice
Revenue
Gross margin
Net income
Cost of goods sold
Revenue is the monetary value that is received for goods sold, services rendered, and money received from other sources.
The total income derived from the sale of products or services pertaining to a business's core operations is referred to as revenue. Because it appears at the top of the income statement, revenue, which is also known as gross sales, is frequently referred to as the "top line." A company's overall earnings or profit are referred to as income, or net income. Revenue is the overall profit an organisation makes through its primary activities, such as the sale of goods or services, the rental of real estate, regular payments, the interest on loans, etc. Revenue in accounting refers to the entire amount of money made through the sale of products and services that are essential to the company's core operations. Sales or turnover are other terms used to describe commercial revenue.
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On the basis of the diagram above showing an economy's production possibilities curve for two goods, which of the following statements must be true?
I. The opportunity cost of moving from point P to point R is 10 units of Y.
II. The opportunity cost of moving from point R to point P is 8 units of X.
III. The opportunity cost of moving from point Q to point R is 0 units of Y.I
I and II
II and III
I, II, and III
On the premise of the diagram above displaying an economy's manufacturing opportunities curve for 2 goods, the subsequent statements have to be true: I, II, and III.
The required details for Production Possibilities Curve (PPC) in given paragraph
The Production Possibilities Curve (PPC) is a version used to reveal the tradeoffs related to allocating sources among the manufacturing of goods. The PPC may be used to demonstrate the principles of scarcity, possibility cost, efficiency, inefficiency, monetary growth, and contractions. For example, assume Carmen splits her time as a wood worker among making tables and constructing bookshelves. The PPC could display the most quantity of both tables or bookshelves she should construct given her present day sources.
The form of the PPC could suggest whether or not she had growing or regular possibility costs.
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On average, a black worker earns about cents for every dollar earn by his/her white counterpart.
The average yearly wage for African Americans in the United States as of December 15, 2022, is $78,975. That comes out to about $37.97 an hour, in case you need a quick pay calculator.
What does the typical white male earn annually?In 2021, the median income in the US was $69,717. Top paying positions: The best paid jobs in 2021 were chief executives and nurse anesthetists, who both made over $200,000. US earnings by gender: In 2021, the median male wage was $50,391, which was 27% greater than the median female wage of $36,726, which was.
What will a Black man make on average in 2022 in America?Black men's median weekly wages were $922, or 77.3 percent, less than White men's median weekly earnings ($1,192).
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The __________ refers to the tendency to disregard outward signs of success and to consider yourself a fake, a fraud, one who does not really deserve to be considered successful.O hidden selfO Johari windowO Pygmalion effectO impostor phenomenonAnswer: impostor phenomenon
The impostor phenomenon describes the propensity to discount outside indications of achievement and to think of oneself as a charlatan who doesn't truly deserve to be regarded as successful.
What causes imposter phenomenon?Perfectionism and other personality traits, as well as a person's upbringing, are likely contributing factors to imposter syndrome. One hypothesis holds that families that place a high value on achievement are the root causes of imposter syndrome.Self-doubt and a sense of personal incompetence persist despite your education, experience, and accomplishments. This is known as imposter syndrome, also known as perceived fraudulence. You might end up pushing yourself to work harder and hold yourself to higher standards in an effort to combat these feelings.The impostor phenomenon is a widespread psychological perception of perceived intellectual and professional fraudulence. Although present in clinical and healthy populations, it cannot yet be diagnosed. Impostors research is becoming more prevalent in situations more than just clinical ones.To Learn more About impostor phenomenon refer to:
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According to the bond-yield-plus-risk-premium approach, a firm's cost of retained eamings, rs, can be estimated by adding a risk premium of 3 to 5 percentage points toa. its after-tax interest cost of debt, rsTb. its cost of preferred stock, rpsC. its return on equity (ROE)d. the risk free rate of return.e. its before-tax interest cost of debt, rs.
According to the bond-yield-plus-risk-premium approach, a firm's cost of retained earnings, rs, can be estimated by adding a risk premium of 3 to 5 percentage points to its before-tax interest cost of debt, Rs.
The bond-yield plus risk premium method makes it possible to figure out how much equity capital will cost. By adding the pre-tax cost of debt and the risk premium, which accounts for the higher yield on a company's stock when compared to its bonds, it calculates the cost of common equity. This can be used in place of the CAPM in real-world applications.
The Dividend Discount Model, Capital Asset Pricing Model, and Cost of Equity are some further related topics that you could find interesting to investigate.
Anyone who aspires to work as a banker, investment professional, corporate finance practitioner, or portfolio manager would find this open-access Excel template in XLSX format helpful.
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one of four babies are now born to mothers aged thirty years or more, compared with just one of six born in 1975.
The way that the statement can be written is: baby in four is now born to a mother aged thirty or older, compared with just one in six. Option D
How has childbirth changed across age of mothers in the world?A woman may now fairly anticipate that their child would experience a healthy pregnancy and delivery when having a child in an industrialized country. Having children is often healthy and does not indicate disease or a condition.
A hundred years ago, many expectant parents had considerable anxiety before childbirth because they were aware of a parent or infant who had passed away. However, there is now a certain expectation that advancements in delivery technology would not only reduce dangers that may have resulted in death or incapacity a century ago, but will also guarantee a flawless outcome.
Additionally, women may now plan their pregnancies in many areas of the world, and they tend to have fewer children than they did a century ago.
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One of four babies are now born to mothers aged thirty years or more, compared with just one of six born in 1975.
(A) of four babies are now born to mothers aged thirty years or more, compared with just one of six born
(B) of four babies is now born to a mother whose age is thirty of older, compared to just one of six babies who were born
(C) baby in four are now born to mothers aged thirty or older, compared to just one in six
(D) baby in four is now born to a mother aged thirty or older, compared with just one in six
(E) baby in four is now born to mothers aged thirty years or more, compared to just one in six
a market where no single buyer or seller can influence the price is a: group of answer choices competitive market. factor market. seller's market. buyer's market.
No single decision maker has any impact over the market pricing because each buyer and seller is insignificant in comparison to the entire market.
A market that allows for free access and leaves is said to be competitive. This implies that every party has the freedom to enter, operate in, and quit the industry. In other words, neither a party nor a company has a significant enough stake in the sector to act as a gatekeeper.
Furthermore, prices cannot be unilaterally established by any business because they are governed by the forces of supply and demand.
The market price is not influenced by any one decision-maker.
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Simone has been tasked with delivering some sad news about a fellow employee. She is concerned about choosing the right ______ for the message.
Simone has been tasked with delivering some sad news about a fellow employee. She is concerned about choosing the right medium for the message.
Simply choosing the method of communication with which one is most at ease can result in inefficient communication. Managers must modify the medium to take into account factors including the quantity and quality of the required information, any time restraints, and the potential requirement for a paper or electronic trail.
Managers' and employees' ability to communicate both inside and outside the organisation is a requirement for organisational effectiveness.
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generally, a high ratio could lead investors and creditors to view the company as being very risky.
Generally, a high debts to owner's ratio could lead investors and creditors to view the company as being very risky.
A financial indicator that reveals how much debt and shareholder equity were used to finance a company's assets is the debt-to-equity ratio. The ratio, which is also frequently referred to as risk, gearing, or leverage, is intimately connected to leveraging. Generally speaking.
A debt-to-equity ratio of around 2 or 2.5 is considered to be favourable, though this varies by business.This ratio states that the firm obtains about 66 cents of every dollar invested in debt, with the remaining 33 cents coming through equity. If a company has a debt-to-equity ratio of 1.5, it has $1.50 in debt for every $1 in equity.
Complete question:
Generally, a high________ratio could lead investors and creditors to view the company as being very risky.
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The management of Wyoming Corporation is considering the purchase of a new machine costing $375,000. The company's desired rate of return is 6%. The present value factor for an annuity of $1 at interest of 6% for 5 years is 4.212. In addition to the foregoing information, use the following data in determining the acceptability in this situation:
Year
Income from
Operations
Net Cash
Flow
1
$18,750
$93,750
2
18,750
93,750
3
18,750
93,750
4
18,750
93,750
5
18,750
93,750
The average rate of return for this investment is:
A) 15%
B) 10%
C) 5%
D) 25%
In addition to the foregoing information, use the following data in determining the acceptability in this situation 25%.
Decide (April 7, 1951 – September 27, 1972), turned into an American Thoroughbred race horse. In a racing profession which lasted from 1953 via 1955, the California-trained colt ran 40-4 instances and won eighteen races. His excellent season became 1954 while he have become the primary grey horse to win the Kentucky Derby. determine changed into sired by using the British stallion Alibhai a son of the 1933 Epsom Derby and St. Leger Stakes winner Hyperion. Alibhai's other progeny blanketed Your Host and Flower Bowl. determine's dam became Koubis, born with a cleft palate. Her breeder, Dr. Eslie Asbury, used mainly designed instruments to restore her palate in a unique operation, but she became never raced. Koubis become a granddaughter of the mare Swing On, the dam of Seabiscuit, and was additionally related to Equipoise and deliberately.[1]
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Ray, the CEO of Textiles Inc., believes the goals of the company must be divided into smaller departmental and individual goals, and the accomplishment of these smaller goals will result in accomplishment of the bigger goals of the company. In the context of measuring performance results, Ray's belief can be best justified using _____.
The easiest way to support Ray's assertion in the context of evaluating performance outcomes is to use MBO. The company's main goals will be achieved as a result of these smaller ones being achieved.
What does "performance at work" mean?
The way a worker performs their job responsibilities and completes necessary tasks is referred to as their performance. It speaks to the usefulness, excellence, and efficacy of their product. Performance is taken into consideration when determining an employee's value to the company.
What significance does performance have?
An effective performance management system aids staff in comprehending the company's objectives and their respective roles in achieving these objectives. This shows that they are aware of how their efforts effect progress as a whole.
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a vehicle that is offered on the current u.s. market with both a gasoline engine and a gasoline hybrid engine
Plug-in hybrid electric vehicles (PHEVs) are a combination of gasoline and electric cars.
What vehicles use both gas and electricity?Plug-in hybrid electric cars combine a gasoline engine and a battery-powered electric motor that can be recharged while plugged in. They allow you to drive as far as you want while still providing all-electric power for short trips.
Exists a vehicle that can run on both gas and electricity?A battery, an electric motor, a gasoline tank, and an internal combustion engine are all components of plug-in hybrid electric vehicles (PHEVs), which combine gasoline and electricity. PHEVs burn both gasoline and electricity as fuel.
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you purchase one mbi march 120 put contract for a put premium of $10. the maximum profit that you could gain from this strategy is .
You spend $10 in put premium to buy one mBio March 120 put contract. The most money you could make with this tactic is $11,000.
How can you determine the highest profit?Profit is defined as Total Revenue - Total Cost in the profit maximization formula. Because the second order depends on the first order, a company maximizes profit when MR = MC, which is the first order. This idea differs from wealth maximization in terms of the time frame for making a profit and the objectives of the company.
An illustration of maximal profit?Consider the scenario where you believe you can sell 200 products at $10 each and make $1,000 in fixed expenses and $800 in variable expenses. 200 times $10, or $2,000, is the total revenue at this price point. Given that all costs came to $1,800, the profit is $200.
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Match the cost center on the left with the center's method of evaluation. Cost Center Ability to generate revenues - Profit center Ability to control costs - Investment center Ability to generate revenues in excess of costs - Responsibility center d. Not a specific cost center
Match the cost center on the left with the center's method of evaluation is cost center ability to control costs.
The method of evaluation or evaluation is the method to the assessment which is signified by using the criteria of the government.
The method of evaluation include measurements in the input measurement, output measurement and performance measurement, assessment in the in-comes assessment, outcomes assessment, impact assessment, standard cost etc.
Through the method of evaluation, it is used in determine the cost center ability to control costs.
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Your company is trying to decide whether to proceed with a potential project. The project has a 62% chance of producing a $100,000 profit and a 38% chance of causing a $100,000 loss. Calculate the expected monetary value (EMV) for the project Answer (show all work): a) EMV for project is:
At Potential Project, we are on a mission to make work feel more human. In this new world of work, people are focused, calm and resilient, even happy at work.
How to Choose the Right Project?Because, as demonstrated in the lectures for the PMP certification program, the primary cause is due to the project's schedule and financial restrictions. Of course, any project will be expensive to complete. However, even if the budgetary restriction is removed, other factors like market competitiveness will prevent the completion of several projects.
The various project selection techniques will be discussed in this article along with the ideal times to employ each technique. The PMP training contains more thorough information on project selection.
Project managers' responsibilities include understanding why their project was chosen and how it fits into the organization's strategic goal. Due to the fact that during the project planning process.
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Hudson is making a list of all the costs he must pay to operate his gift shop. He includes rent, utilities, employee compensation, and point-of-purchase tax. Why
should Hudson NOT have included point-of-purchase tax on his list of costs?
A. Because suppliers pay point-of-purchase tax
B.Because distributors pay point-of-purchase tax
C.Because shippers pay point-of-purchase tax
D. Because consumers pay point-of-purchase tax
Hudson NOT have included a point-of-purchase tax on his list of costs Because consumers pay point-of-purchase tax. Thus option D is correct.
What is point-of-purchase tax?Customers who purchase the priced items and operations only within the boundaries of the tax must pay a sales tax somewhere at point of the transaction. In the United States, a nation, or occasionally a municipality or county is in charge.
The tax was omitted by Hudson from his list of expenses. The cost to the user of the goods or services includes the tax in addition to the device's or provider's price. Therefore, option D is the correct option.
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Listed below are terms and definitions associated with bonds. Terms: 1. Sinking fund. 2. Secured bond. 3. Unsecured bond. 4. Term bond. 5. Serial bond. 6. Callable bond. 7. Convertible bond. 8. Bond issue costs. Definitions: a. Allows the issuer to pay off the bonds early at a fixed price. b. Matures in installments. c. Secured only by the "full faith and credit" of the issuing corporation. d. Allows the investor to transfer each bond into shares of common stock. e. Money set aside to pay debts as they come due. f. Matures on a single date. g. Supported by specific assets pledged as collateral by the issuer. h. Includes underwriting, legal, accounting, registration, and printing fees. Match (by letter) the bond terms with their definitions. Each letter is used only once.
There are various types of bonds that can be classified based on a number of factors, including the issuer, the type of security, the terms of the bond, and the nature of the interest payments.
What is bonds ?A bond is a financial instrument that represents a debt obligation between an issuer and a holder. When a company or government issues a bond, it is essentially borrowing money from the holder of the bond and agreeing to pay back the principal and interest at a later date.
Sinking fund - e. Money set aside to pay debts as they come due.
Secured bond - g. Supported by specific assets pledged as collateral by the issuer.
Unsecured bond - c. Secured only by the "full faith and credit" of the issuing corporation.
Term bond - f. Matures on a single date.
Serial bond - b. Matures in installments.
Callable bond - a. Allows the issuer to pay off the bonds early at a fixed price.
Convertible bond - d. Allows the investor to transfer each bond into shares of common stock.
Bond issue costs - h. Includes underwriting, legal, accounting, registration, and printing fees.
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This unit's discussion consists of two parts that focus on competency interviewing and other types of interview questions. Please label your initial response to the different parts as A and B.
Part A: Competency Interviewing
O Define competency interviewing.
O Explain in your own words how it is different from typical interviewing.
O Provide two examples of competency questions that might be used during an interview for your current or previous job.
In competency-based interviews, questions are used to discover how you have applied particular talents in the past and how you handle issues, tasks, and obstacles.
They are frequently used in first interviews and are also known as behavioral or situational questions.
How you might exhibit particular behaviors or talents in the workplace is demonstrated during behavioral or competency-based interviews. You'll be required to offer an example of a task or circumstance that prompted you to choose a particular course of action.
These interviews are predicated on the idea that behavior from the past is a reliable indicator of behavior from the future. They are especially helpful for hiring managers looking for "raw" talent (such as graduates for training programs where past knowledge may be less relevant than possessing the correct aptitude) and for choosing employees for promotions within an organization.
In a "regular" or unstructured interview, the employer seeks to get a general impression of the candidate by asking open-ended questions. The entire focus of the competency-based interview is on the specifics of what you can perform in regard to the requirements for this particular position.
In an interview, you might be questioned about your competencies in:Describe a scenario when you were in charge of a group.Give an instance of how you resolved a dispute at work.How do you keep a positive working connection with your coworkers?Tell me about a recent significant decision you made.To learn more about Competency Interviewing from given link
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true and false There are many advantages of an ethical organization, including that it can have a positive effect on employee commitment and motivation to excel.
There are many advantages of an ethical organization including that it can have a positive effect on employee commitment and motivation to excel is True.
Organizational ethics is the ethics of an organization and how it responds to internal or external stimuli. Organizational ethics depend on organizational culture. Organizational ethics includes various guidelines and principles that dictate how individuals should behave in the workplace.
Also refers to a code of conduct for people working in a particular organization. All organizations operate to make a profit, but more importantly how they make a profit. This means that when an employee reports misconduct, we investigate it thoroughly, and when they commit misconduct, we punish them appropriately.
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True That there are many advantages of an ethical organization, including that it can have a positive effect on employee commitment and motivation to excel.
Advantages of ethicals:- By using having a code of ethics, it affords you a tool to make constant choices approximately what is proper and wrong. this is mainly helpful while making choices in times of conflict. by means of strolling a moral operation, personnel feels like they may be contributing to society in a wonderful manner.
Ethical people are people who understand the difference between right and incorrect and constantly attempt to set an instance of right conduct. In an enterprise putting, moral behavior is behavior which means applies the standards of honesty and fairness to relationships with coworkers and clients. ethical people take the time to treat anyone with whom they arrive in contact as they could want to be dealt with themselves.
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An adjustable-rate mortgage (ARM) is another common type of mortgage. Determine whether each factor is a pro or
a con of an ARM, and place it in the correct category.
The determination of each factor as a pro or a con of an ARM is as follows:
Pros of Adjustable-Rate Mortgagesc) lower interest rates are possible
e) low beginning interest rate
Cons of Adjustable-Rate Mortgagesa) riskier than fixed-rate mortgages
b) higher payments possible
d) interest rates can be raised
What is an Adjustable-Rate Mortgage (ARM)?An adjustable-rate mortgage (ARM) is a mortgage loan with no fixed interest rate.
The interest rate of an adjustable-rate mortgage is variable, depending on the market forces.
One great advantage of an ARM is that it may attract a lower interest rate initially.
However, the interest rate can skyrocket, thereby, increasing its risk.
Thus, for the borrower, the disadvantages (cons) outweigh the pros (advantages) of an adjustable-rate mortgage.
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Question Completion:a) riskier than fixed-rate mortgages
b) higher payments possible
c) lower interest rates possible
d) interest rates can be raised
e) low beginning interest rate
day-to-day trading practices of securities firms currently may be regulated by which of the following
Day-to-Day trading practices of securities firms currently may be regulated by the following FINRA.
What values does FINRA promote?FINRA, or the Financial Industry Regulatory Authority, is a government-approved, non-profit organization that regulates American broker-dealers in order to safeguard investors and uphold the integrity of the market. Every day, we put in effort to make sure that everyone can take part in the market with assurance.
What distinguishes the SEC from the FINRA?The SEC is the ultimate financial markets regulator, and FINRA controls the securities sector by supervising stockbrokers. The work done by the SEC and FINRA contributes to the efficient operation of these organizations.
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