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Answer 1

1) Assuming the tuition per annum is $10,000, Jada will owe $21,200 in student loans by the time she graduate.

2) The starting salary for graphic designer and Accountant according to the directory at "My Next Move" are:  $31, 310 and $47, 970 respectively

3)  If she thinks she'll like both careers equally, she should consider majoring in Accounting, from a student debt perspective. This is because, she can still learn Graphic Design as an elective and earn higher when she graduates at a higher starting salary than a graphic designer. She can still do Graphic Design as a side hustle.

4) Other facts might she want to took up for each career before making a final decision are: Career prospects, growth opportunities etc

What are growth opportunities career-wise?

Growth opportunities refer to chances for professional development, advancement, and increased responsibilities in a job or career. Such opportunities can include promotions, lateral moves, cross-training, leadership development programs, continuing education and skill-building, and networking.

In the above analysis, the Accounting Carrer path offers a lot of Growth Opportunities such as:

Certified Public Accountant (CPA)Managerial accountantFinancial analystInternal auditorInformation technology accountant

Also starting with a higher salary will enable Jada pay off her student loan in time.


The computation for how mush Jada will owe by the time she graduates is given as follows;


Total debt = (Federal loans offered per year + private loans taken per year - EFC per year) x number of years in school + tuition per year x number of years in school

Total debt = ($5,500 + $4,200 - $4,200) x 4 + $10,000 x 4

Total debt = $21,200

Therefore, Jada will owe $21,200 by the time she graduates.

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Full Question:

Although part of your question is missing, you might be referring to this full question:

To save on room board, decided to attend local state and live with her parents.

Financial aid offer offers her $5,500 per year in Federal loans

Expected family contribution (EFC) is $4200 per year

Neither she nor her family can afford $4200, yearly, so she plans

to take private student loans for that full amount

Trying to decide between two career tracks, both of which are offered by her college:

Graphic designer, because she's artistic and loves computersAccountant, because she's great at math and she's done job shadowing in this area

Uses the directory at My Next Move to look up the staring salaries for the positions she is interested in. (For the purpose of this activity, assume lowest salary is starting salary.)

1. How much will Jada owe in student loans by the time she graduates?

2. What's the starting salary for each career? (Tip: For each occupation, go to its page and scroll down to the Outlook box for salary information.)

3. If she thinks she'll like both careers equally, which should she consider majoring in, from a student debt perspective? Why?

4. What other facts might she want to took up for each career before making a final decision?


Related Questions

Discuss the importance of feedback in the strategic- management model.​

Answers

Explanation:

Feedback is an essential component of the strategic management model. It is the process of providing information to individuals or organizations about their performance, behavior, or decisions, which can be used to improve their future actions. Feedback can come from various sources, such as customers, employees, shareholders, or other stakeholders, and can be used to evaluate the effectiveness of the strategy and make necessary adjustments.

Here are some reasons why feedback is important in the strategic management model:

Evaluate performance: Feedback helps in evaluating the performance of the organization, its leaders, and its employees. It provides valuable insights into the effectiveness of the strategy and helps in identifying areas of improvement.

Correct mistakes: Feedback allows for the identification of mistakes or errors in the strategy, and provides an opportunity to correct them. It helps in ensuring that the organization stays on track towards achieving its objectives.

Identify opportunities: Feedback can help in identifying new opportunities that were previously unknown or overlooked. It can provide insights into customer needs, market trends, or technological advancements that can be leveraged to gain a competitive advantage.

Improve communication: Feedback helps in improving communication within the organization. It provides a platform for open and honest discussions, which can help in building trust and strengthening relationships between different stakeholders.

Foster innovation: Feedback can help in fostering a culture of innovation within the organization. It encourages experimentation, risk-taking, and continuous learning, which are critical to staying ahead in a rapidly changing environment.

In conclusion, feedback is a crucial component of the strategic management model. It helps in evaluating performance, identifying mistakes and opportunities, improving communication, and fostering innovation. Organizations that embrace feedback and use it to continuously improve their strategy are more likely to achieve their objectives and succeed in today's dynamic business environment.

Major League Baseball salaries averaged 1.5 million with a standard deviation of 0.8 million in 1994. Suppose a sample of 100 major league players were taken. Find the approximate probability that the average salary of a hundred players exceeded 1 million

Answers

The approximate probability that the average salary of a hundred players exceeded 1 million is approximately 1

How to solve

standard deviation of average salary of 100 players = (standard deviation )/√n = 0.8/√100 = 0.08

z value for 1 is (1-1.5)/0.08 = -6.25, correspoding p value using z-table is approximately 0

P(X<1) = approximately 0

so P(X>1) = approximately 1

The probability that an average salary of 100 players will exceed $1 is approximately 1

A probability value represents the likelihood that an event will take place. In terms of percentage notation, it is expressed as a number between 0 and 1, or between 0% and 100%.

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Which of the following is the first step in developing an effective integrated communications and promotion program?
A) designing a message
B) identifying the target audience
C) determining the communication objectives
D) collecting feedback
E) choosing the media through which to send a message

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the correct option is B) identifying the target audience is the first step in developing an effective integrated communications and promotion program.

Ways Of deciding Your Target Audience

1. Break down Your Client Base and Do Client Meetings

One of the most outstanding ways of figuring out who your target audience is is to see who as of now purchases your item or administration. How old would they say they are, where do they reside, and what are their inclinations? An effective method for realizing this is through connecting on social or disseminating client reviews.

2. Direct Market Research and Recognize Industry Patterns

Take a gander at the market research for your industry to figure out where there are openings in the help that your item can fill. Take a gander at patterns so that comparable items could see where they are centering endeavors, then sharpen in additional on your item's special worth.

3. Examine Contenders

Marketers can glean some significant knowledge by taking a gander at contenders to see what their identity is generally offering to, and how they go about it. Is it true or not that they are utilizing on the web or disconnected channels? Could it be said that they are zeroing in on the leader or the ally?

4. Characterize Who Your Target Audience Isn't

There will unquestionably be shoppers who are near your target segment, however, they won't follow up on informing. Attempt to be explicit in figuring out who your audience is and who it isn't. Are your segment ladies, or ladies between the ages of 20 and 40? Realizing this will hold your group back from committing promotion dollars to portions that won't yield returns.

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The price of two funds are as follows at the end of the day of Tuesday, January 15th:
NAV Offering Price Net Asset Change
Fund X 10.20 10.95 -0.04
Fund Z 11.80 12.57 -0.08
One of your clients called and entered a redemption order for 250 shares of Fund X on that Tuesday morning. What would this investor receive?
[A] The investor will receive $2,550, less any change in market value.
[B] The investor will receive $2,550.
[C] The investor will receive $2,540 less any change in market value.
[D] The investor will receive $2,540

Answers

[B] The investor will receive $2,550.

What does an investor do?

An investor is someone who invests money in a business or stocks with the expectation of making a profit. Investors use various strategies to make decisions when investing, such as analyzing the company or stock performance and researching the industry. They also use various methods to evaluate the risk of their investments, such as the expected return on their investments and the volatility of the market. Investors typically diversify their portfolios to spread out their risk and maximize their return. Depending on their risk tolerance and investment objectives, investors may choose to invest in a variety of assets, including stocks, bonds, mutual funds, commodities, and real estate.

When an investor redeems the shares, they will receive the next calculated NAV calculated at the close of the day on the day the order was entered (Tuesday). This would be $10.20 times the 250 shares redeemed. $10.20 X 250 = $2,550.

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Which of the following is not a reason for the downward slide in the number of employees working for self-employed businesses? a) desire over control of one's career b) difficulty in finding qualified employees c) gig economy employment d) outsourcing activities

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The right response is A- which favors desire over career management. The decline in the number of employees working for self-employed businesses is not due to a desire for career control.

Demand in economics refers to a consumer's willingness and desire to purchase products and services at a specific price. When the price of a good or service increases, demand often decreases.

Demand is the consumer's immediate need to purchase goods and services and pay the corresponding price. Demand is the quantity of goods that consumers are prepared and willing to buy at different prices within a certain time frame.

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a salesperson may work for someone other than his employing broker under which of the following circumstances?

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A salesperson may work for another broker under certain circumstances, such as when their employing broker is not licensed in a particular state.

Other factors can be -when their employer has no authority to conduct business in a particular state or countrywhen the salesperson needs additional assistance from another broker to complete a transaction.

Who is a salesperson?

A salesperson is an employee who sells a particular company's products or services. They are also known as salespeople or salespeople and their main function is to convince customers to buy what they offer. 

The sales representative position is virtually a mandatory job for many different companies. They are an integral part of the business as they are responsible for generating revenue and finding new customers while maintaining healthy relationships with old customers. 

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Reich asks, “Why didn’t the nation respond to the Great Regression that started around 1980!??” He argues there were 3 ways the middle class figured out how to cope with flattening/declining incomes - what are they?

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Robert Reich, a former US Secretary of Labor, argues in his book "The System: Who Rigged It, How We Fix It" that the American middle class has been coping with flattening or declining incomes since around 1980. He identifies three ways in which they have adapted.

What is the Great Regression that started around 1980?

Women entering the workforce: With wages stagnating or declining for many men, women increasingly entered the workforce to help support their families.

This increased the overall household income, but it also led to longer work hours and greater work-life imbalance for many families.

Going into debt: Another coping mechanism was for families to take on more debt, such as mortgages, credit cards, and student loans. This allowed them to maintain their standard of living, but it also left them vulnerable to financial shocks and crises.

Cutting back on savings: Finally, some families coped with declining incomes by reducing their savings rates or dipping into their savings to make ends meet.

This left them less financially secure in the long run, and it also meant that they had less money to invest in their future or to pass on to their children.

Reich argues that these coping mechanisms were not sustainable in the long run, and that they ultimately contributed to the growing inequality and political polarization that we see today.

Therefore, He calls for a new social compact that prioritizes the needs of the middle class and addresses the root causes of their economic insecurity.

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Consider the following price (per unit) and output data for a hypothetical economy during a recent year. Price Output Pizzas $15 50 million Laptops $400 10 million Yachts $1 million 2000 The GDP for this economy is $____ million.

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Take into account the output and pricing (per unit) information provided below for a fictional economy in a recent year. Pizzas Cost Output $15 50 Million Computers $400 $1,000,000 Yachts for $10,000,000 The GDP of this country in 2000 was $12,050 billion.

Which of the following is not taken into account while determining GDP?

Which of the following approaches to calculating GDP is not one? Three methods—the income method, the spending method, and the product approach—are used to determine national income.

Which of the following is not taken into account while calculating GDP?

GDP is a measure of all the products and services generated over the course of an economy. Hence, the response that is correct is the choice. B) imports b) imports b) imports b) imports.

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Identify 10 businesses within your area or municipality. Write about their contributions to the economic growth of your area and municipality.

Answers

Some businesses in municipalities that contribute to the economic growth of the area include:

Tech companyManufacturing Small business Healthcare provider Restaruant Construction company Retail company Tourism company Financial institution Renewable energy

How do these companies contribute to economic growth ?

Tech provides high-paying jobs and attracts talent to the area, as well as contributing to innovation and technological advancement in the region. Small businesses contributes to the local economy by providing goods and services to the community, creating jobs, and supporting other businesses in the area.

Manufacturing company creates jobs and generates revenue through the production and sale of goods, as well as providing opportunities for local suppliers and vendors.

This is basically the same for all the other types of companies as they mostly give people jobs and contribute to economic growth in their industry specifitc way.

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Calculating Activity Based Costing Overhead Rates

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Activity-based costing (ABC) is a costing method that assigns overhead and indirect costs to related products and services. This accounting method of costing recognizes the relationship between costs, overhead activities, and manufactured products, assigning indirect costs to products less arbitrarily than traditional costing methods. However, some indirect costs, such as management and office staff salaries, are difficult to assign to a product.

What is an activity cost in activity-based costing?

Activity based costing (ABC) assigns manufacturing overhead costs to products in a more logical manner than the traditional approach of simply allocating costs on the basis of machine hours. Activity based costing first assigns costs to the activities that are the real cause of the overhead.

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Terry is the leader of a team with a job to do. When the team meets, Terry takes a vote of all team members to decide who will
do what task to complete the job. What style of leadership is Terry using?
a. Democratic
O b. Autocratic
O c. Laissez-Faire
O d. Behavioral

Answers

It would be A) democratic
Answer is A. Democratic

ceteris paribus, which of the following is most likely to cause a decrease in the supply of strawberries?

Answers

Some strawberry producers leave the market and start producing kiwi.

Which of the following will extend the quantity furnished of a product ceteris paribus?

Price and the Supply Curve

Ceteris paribus, the receipt of a greater rate increases income and induces marketers to enlarge the volume they supply.

Economists say the law of demand demonstrates that ceteris paribus, more items have a tendency to be bought at lower prices. Or that, if demand for any given product exceeds the product's supply, ceteris paribus, expenses will in all likelihood rise. In this situation, the rate of an item is the only variable that must change.

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Building production capacity in locations outside of Europe can threaten ________, an issue typically raised when investing in China.
European economic risk
intellectual property rights protection
European investment potential
balance of trade

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Building production capacity in locations outside of Europe can threaten intellectual property rights protection, an issue typically raised when investing in China.

Intellectual property rights protection refers to the legal rights granted to a creator or owner of a work or invention, which usually includes patents, trademarks, and copyright. Building production capacity in locations outside of Europe can threaten IPR protection, an issue typically raised when investing in China.

If a company builds production capacity outside of Europe, the company may face risks associated with intellectual property rights protection in the new country. This could include the risk that local companies may copy the company's inventions without permission, or that the company's trademarks and patents may not be enforceable in the new country.

In addition to intellectual property rights protection, European companies may also face other risks when building production capacity outside of Europe. These can include currency risks, legal risks, political risks, balance of trade issues, and cultural risks.

Currency risks include the risk that changes in exchange rates could cause a company to lose money. Legal risks include the risk that the company may be subject to different laws than in its home country. Political risks include the risk that a government may interfere with a company's business operations or limit access to certain markets.

Balance of trade issues include the risk that goods produced in the new country may take business away from goods produced in Europe. Finally, cultural risks include the risk that the company may not be able to properly adapt its goods or services to the local culture.

Overall, European companies building production capacity outside of Europe can face a range of risks, including those associated with intellectual property rights protection. Companies should consider these risks carefully and develop strategies to mitigate them in order to ensure a successful transition.

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Howie Long has just learned he has won a $500,000 prize in the lottery. The lottery has given him two options for receiving the payments. (1) If Howie takes all the money today, the state and federal governments will deduct taxes at a rate of 46% immediately. (2) Alternatively, the lottery offers Howie a payout of 20 equal payments of $36,000 with the first payment occurring when Howie turns in the winning ticket. Howie will be taxed on each of these payments at a rate of 25%

Answers

Howie would receive $270,000 if he took all the money today, but the state and federal governments would deduct taxes at a rate of 46% right away.

What tax is imposed on a lottery win of Rs. 5 crore?

The prize winner's bank account would contain Rs. 15.75 crores after deducting the 10% agent commission and the 30% tax. If they have more than 5 crores in their bank account, the prize winner must also forfeit 37% of the fee.

This decision will be made based on Howie's need for quick money and the rate of inflation. If there is no inflation—the topic made no mention of it—and if Howie favors the course of action that yields the most financial gain, just determine how to reduce the tax in each situation before comparing them.

Scenario 1: When tickets are delivered, the full amount is deducted by 46%.

46% = 46 \ 100 = 0.46

Let's multiply the sum by 0.46 to determine the amount to be subtracted.

500,000 * 0.46 = $ 230,000

Hence, Howie would benefit $ 500,000- $ 230000 = $ 270,000

Scenario 2: 25% off each of 25 installments totaling $36,000

The final sum will be 25x $ 36,000 = $ 900,000

To find the tax amount, it is now sufficient to subtract 25% from the total.

25% = 25 \ 100 = 0.25

$ 900,000 * 0.25 = $ 225,000

Finally, simply divide the tax amount by the sum received:

$ 900,000- $ 225,000 = $ 675,000

Howie would therefore benefit more if he chose the installment payment.

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According to ________, various economic classes have different degrees of power when it comes to who can make and enforce laws in society.a. C. Wright Millsb. Karl Marxc. Robert Mertond. Emile Durkheim

Answers

Different economic strata have varying degrees of authority when it comes to who may enact and enforce rules in society, according to C. Wright Mills.

American sociologist C. Wright Mills is credited with creating the idea of the power elite. The power elite, in Mills' view, consists of a small number of individuals who control a disproportionate amount of social power. Leaders from the political, economic, and military spheres collaborate to reshape society in accordance with their goals.

Mills held that the power elite acted covertly, using their clout to sway public opinion, enact and uphold laws, and affect the direction of society. He maintained that different economic classes have varying degrees of influence on who may enact and uphold social laws.

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Exercises 4. If the GASB has not issued a pronouncement on a specific issue, which of the following is true with respect to FASB pronouncements? a. They would automatically govern b. They could be taken into account but would have no higher standing than other accounting literature c. They are irrelevant d. They could be taken into account by the reporting entity but only if disclosure is made in notes to the financial statements The FASB is to the GASB as a. A brother is to a sister b. A father is to a son c. A son is to a father d. An aunt is to a niece 5. 6. Standards promulgated by the FASB are most likely to be adhered to by which of the following governmental units? a. A police department b. A public school c. An electric utility d. A department of highways 7. Which of the following practices is most likely to undermine interperiod equity? a. Paying for a new school building out of current operating funds b. Paying the administrative staff of a school out of current operating funds c. Issuing 20-year bonds to finance construction of a new highway d. Recognizing gains and losses on marketable securities as prices increase and decrease

Answers

If the GASB has not issued a pronouncement on a specific issue, then FASB pronouncements could be taken into account but would have no higher standing than other accounting literature.

The FASB is to the GASB as a father is to a son, since the FASB is the governing body of GAAP, while the GASB is the governing body of state and local governmental accounting standards.  Standards promulgated by the FASB are most likely to be adhered to by a public school, since FASB pronouncements are the accepted standard for all US GAAP accounting.  

Paying for a new school building out of current operating funds is most likely to undermine inter period equity, since current operating funds are limited and using them to finance long-term projects can deplete them.  Recognizing gains and losses on marketable securities as prices increase and decrease can also undermine inter period equity if the gains and losses are not adjusted for inflation or other economic changes.

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A stock is priced at $50 with a volatility of 35 percent. A call option with an exercise price of $50 has an expiration in one year. The risk-free rate is 5 percent. Construct a table for stock prices of $5, 10, 15, ..., 100. Compute the Black–Scholes–Merton price of the call and the European lower bound and verify that the former is at least as large as the latter. explain in detail

Answers

A stock is a sort of firm investment. Businesses issue stock shares to obtain funds for operating requirements and to fuel expansion, and investors acquire those stock shares in order to get a return on their investment.

How does the stock work?

The company's board of directors approves a proposal to distribute profits as a dividend. Dividends are paid out each share of stock. Dividends are often paid quarterly, monthly, or semiannually by firms in the United States. The corporation announces the dividend payment date, amount, and ex-dividend date. If you expect stocks to do well in the future, you buy them now while they are inexpensive. As a consequence, the stock price considers all of the elements that may impact a firm in the future. This is referred to as 'pricing in' or 'discounting'.

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You've indicated that you'd categorize yourself as a moderate investor. Of the following, which would be the most suitable investments for you?
-Mutual fund that invests in a 60/40 mixture of stock and bond investments
-Medium-quality preferred stocks

Answers

As a moderate investor, the most suitable investment for you would be a mutual fund that invests in a 60/40 mixture of stock and bond investments.

This type of investment will provide you with a balanced portfolio, as stocks generally have higher growth potential but come with higher risk, while bonds offer more steady returns with less risk. Medium-quality preferred stocks are also suitable for moderate investors, as they provide some of the same advantages as bonds, such as consistent dividends and lower volatility, with higher potential returns.

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The product life cycle presents challenges. Which of the following is LEAST likely torequire a company to adapt its marketing strategies?A) developments in technologyB) decreased manufacturing costsC) competitionD) changing tastes of consumersE) aging of products

Answers

B) A corporation is least likely to need to modify its marketing methods in response to decreased manufacturing costs.

Reduced manufacturing costs can have an impact on a firm's pricing strategy, although they normally do not necessitate significant modifications to the marketing plans of the company. On the other hand, changes in consumer preferences brought on by competition, aging products, and technological advancements can all have a big impact on a company's marketing tactics and necessitate adaptation in order to remain competitive in the market. The features of the stage in PLC include high costs, the need to generate demand, the need to encourage buyers to try the product, delayed sales volume starts, and the inability to generate revenue at this stage.

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multiple choice question more than 93 percent of all blank are distributed as freestanding inserts in newspapers.

Answers

More than 93 percent of all Coupons are distributed as freestanding inserts in newspapers. Therefore the correct option is option B.

A coupon is a document or a ticket that can be used to get a financial discount or rebate when buying a product. Customarily, coupons are delivered to consumers via mail, magazines, newspapers, and the internet.

Coupons are a promotional tool used by companies to increase sales, and they can be a cost-effective way to draw new customers.

Coupons encourage repeat purchases, as well as customer loyalty, and are frequently used in stores, restaurants, and other retail establishments, as well as online shopping. Therefore the correct option is option B.

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The following question may be like this:

More than 93 percent of all ______ are distributed as freestanding inserts in newspapers.

A. rebates

B. coupons

C. premiums

D. samples

Which of the following was a long-term reaction to the actions of the youth addressed in the excerpt?
A
The establishment of organizations to address environmental concerns
B
The expansion of United States military involvement in Southeast Asia
C
The rejection of nonviolent tactics by the majority of civil rights groups
D
The emergence of a conservative backlash against perceived cultural decline

Answers

The emergence of a conservative backlash against perceived cultural decline was a long-term reaction to the actions of the youth addressed in the excerpt Thus Correct option (d).

What is the primary goal of youth?

Kids are society's future. The youthful generation just needs to renew, refresh, and sustain society's existing standing. When young people contribute their thoughts and energy to resolving societal concerns, they develop into effective leaders who can make a difference in the lives of others.

In a broad sense, youth is the phase of life between childhood and adulthood. It is defined as a period of experimentation with roles and identities, when the kids are still free of the burdens of societal standards and duties, but when they are gradually preparing for their life as complete members of the social collective.

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Personal selling serves three major roles in a firm’s overall marketing effort: (1) it creates a critical link between the firm and its customers; (2) salespeople are the company in a customer’s eyes; and (3) it may play a dominant role in a firm’s marketing program. This final point is illustrated by Hope Springs. The company knows that business-to-customer (B2C) sales are not enough to maintain profitability; it must rely on business-to-business (B2B) sales to maintain a profitable bottom line. Xiu Li, a marketing executive with Hope Springs, uses available advertising and promotion tools to reach the company's target customer markets. However, she also realizes the importance of her direct sales force in reaching business customers such as Martha at the Coffee Collective. Through effective sales force management, Xiu Li and her team must effectively communicate to business customers like the Coffee Collective to help demonstrate how its bottled water will sell well to her customers and increase overall sales.
Personal selling is an important vehicle for communicating with present and potential buyers, especially in the B2B, or business-to-business, market. This activity is important because personal selling represents an essential component of the marketing strategy as virtually every occupation that involves customer contact has an element of personal selling. The goal of this activity is to demonstrate an understanding of the key functions involved in managing a sales force the value added by the salesperson.
When Xiu Li, a marketing executive with Hope Springs, sends out employees of the firm to build relationships with B2B customers, like the Coffee Collective, it is using
Multiple Choice
sales engineers.
independent agents.
company sales force.
manufacturer’s representatives.
sales support.
In order for Hope Springs to effectively sell its bottled water, the company needs to be effective at ________, which is the practice of building ties to customers through a salesperson's attention and commitment to customer needs over time.
Multiple Choice
science selling
customer development
direct selling
relationship selling
sales management
Xiu Li believes that her sales force should sell by identifying prospective clients, such as the Coffee Collective, providing them with information, persuading them to buy, closing the deal, and then following up with them after the purchase. This type of salesperson is referred to as a(n)
Multiple Choice
order-getter.
consultant.
order clerk.
closer.
inside order-taker.
As Hope Springs continues to grow and establish its business-to-business market, Xiu Li is considering changing her sales force philosophy to focus on _______ salespeople who simply process orders and reorders for products that that were already sold by Hope Springs.
Multiple Choice
order-getter
closer
consultant
order-taker
relational

Answers

When Xiu Li sends out employees of Hope Springs to build relationships with B2B customers like the Coffee Collective, it is using the company sales force. (option 3)In order for Hope Springs to effectively sell its bottled water, the company needs to be effective at relationship selling, which is the practice of building ties to customers through a salesperson's attention and commitment to customer needs over time. (Option 4)Xiu Li believes that her sales force should sell by identifying prospective clients, providing them with information, persuading them to buy, closing the deal, and then following up with them after the purchase. This type of salesperson is referred to as an order-getter. (Option 1)As Hope Springs continues to grow and establish its business-to-business market, Xiu Li is considering changing her sales force philosophy to focus on order-taker salespeople who simply process orders and reorders for products that were already sold by Hope Springs. (Option 4)

Explanation 1: The question is asking about the type of sales force used by Hope Springs to build relationships with B2B customers. In this scenario, Hope Springs is sending out its own employees to build relationships, so it is using the company sales force.

Explanation 2: The question is asking about the practice that Hope Springs needs to be effective at in order to sell its bottled water. Relationship selling involves building a long-term relationship with the customer, focusing on their needs, and providing personalized attention and service.

Explanation 3: The question is asking about the type of salesperson that Xiu Li believes her sales force should be. An order-getter is a salesperson who actively seeks out new customers, provides them with information, and persuades them to buy a product or service.

Explanation 4: The question is asking about the type of salespeople that Xiu Li is considering focusing on as Hope Springs grows and establishes its B2B market. An order-taker is a salesperson who primarily focuses on processing orders and reorders for products that were already sold by the company. This type of salesperson is more focused on administrative tasks rather than actively seeking out new customers.

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Complete Question:

Read the passage and answer the questions:

Personal selling is an important vehicle for communicating with present and potential buyers, especially in the B2B, or business-to-business, market. This activity is important because personal selling represents an essential component of the marketing strategy as virtually every occupation that involves customer contact has an element of personal selling. The goal of this activity is to demonstrate an understanding of the key functions involved in managing a sales force the value added by the salesperson.

When Xiu Li, a marketing executive with Hope Springs, sends out employees of the firm to build relationships with B2B customers, like the Coffee Collective, it is using

Multiple Choice:

sales engineers.independent agents.company sales force.manufacturer’s representatives.sales support.

In order for Hope Springs to effectively sell its bottled water, the company needs to be effective at ________, which is the practice of building ties to customers through a salesperson's attention and commitment to customer needs over time.

Multiple Choice:

science sellingcustomer developmentdirect sellingrelationship sellingsales management

Xiu Li believes that her sales force should sell by identifying prospective clients, such as the Coffee Collective, providing them with information, persuading them to buy, closing the deal, and then following up with them after the purchase. This type of salesperson is referred to as a(n)

Multiple Choice:

order-getter.consultant.order clerk.closer.inside order-taker.

As Hope Springs continues to grow and establish its business-to-business market, Xiu Li is considering changing her sales force philosophy to focus on _______ salespeople who simply process orders and reorders for products that were already sold by Hope Springs.

Multiple Choice:

order-gettercloserconsultantorder-takerrelational.  

Postindustrial:
The economy of the US is said to be in a postindustrial phase. which of these would most accurately describe this phase?
A. Deemphasis on the need for imports to the US
B. increased demand for workers in high-tech and service industries
C. increased investment in all industries.
D. Reemergence of the importance of primary industries

Answers

Postindustrial: The economy of the US is said to be in a postindustrial phase. Increased demand for workers in high-tech and service industries would most accurately describe this phase. The option B is correct.

It created a thriving middle class and a new class of affluent industrialists. Moreover, a significantly larger blue collar working class was created. Millions of recently arrived immigrants and much more migrants from rural regions made up the work force that enabled industrialisation.

An industrialised economy or country enters a post-industrial phase of growth during which the relative importance of manufacturing declines while that of services, information, and research increases. Postindustrial society, a society in which the economy has shifted from one based on manufacturing to one focused on services. Option B is Correct.

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these institutions are popular with those who have poor credit ratings, but offer only high interest rates whose maximums are state-regulated.

Answers

Answer:

Consumer Finance Companies

Explanation:

Consumer finance companies are also referred to as small loan companies. Their borrowers typically have trouble getting loans elsewhere due to poor credit ratings and are greater risks than many other borrowers. As such, borrowers are subject to higher interest rates. To prevent these companies from taking unfair advantage of their customers, state governments set interest-rate caps on how much they can charge. Loans are usually $5,000 or less.

Assignment 2R (20 points) Assignment 2R: Customers, Inventory, and Safety Instructions Save this file in your course folder, and name it with Assignment, the assignment letter, the section number, and your first initial and last name. For example, Jessie Robinson's assignment 1R for Section 1 would be named Assignment1RJRobinson. Type the answers to the assignment questions below. Use complete sentences unless the question says otherwise. You will have more than one day to complete an assignment. At the end of each day, be sure to save your progress. Review Lesson 4 of the Course Overview for instructions about turning in your assignments. Assignment Questions In Section 2, you learned about customers, inventory, and safety. Now, you'll apply what you learned. 1. Choose a well-known company, and describe its brand promise. Describe at least three ways that the company uses to create that brand promise. (1-5 sentences. 3.0 points) 2. Choose a type of company you would like to work for or start up yourself, and then answer the questions below. a. Describe the type of company and the product it would sell. TIP: This can be the same or different from the company you described in Assignment 1R. (1-3 sentences. 1.0 points) b. Describe at least two categories you could group the company's target customers into, if the company were using channel management. (1-2 sentences. 1.0 points) c. Describe at least two ways that the company might decide to treat those two categories of customers differently, and explain why it might do that. (1-5 sentences. 4.0 points) d. Would the type of channel management described in questions 2b and 2c above be likely to lead to unfair treatment of some groups? Why or why not? How could you make sure that didn't happen? (1-5 sentences. 4.0 points) 3. Imagine that you are working at a clothing or grocery store, and answer the questions below about inventory and merchandising for the store. a. Describe at least two factors you could consider to help decide how much inventory to ke

Answers

If company were using channel management, it could group its target customers into two broad categories based on their buying behavior and the preferences are retail customers and business customers.

What is channel management?

Channel management refers to the process of developing and maintaining effective relationships with intermediaries, such as wholesalers, retailers, and distributors, to ensure that a company's products or services reach the end customers in a timely and efficient manner. This involves selecting appropriate channel partners, setting goals and objectives for them, and providing support and resources to help them achieve those goals. Effective channel management requires careful planning and coordination, as well as ongoing communication and collaboration with channel partners to ensure that they have the tools and resources they need to succeed. By managing channels effectively, companies can improve their reach and visibility in the marketplace, increase sales and revenue, and build stronger relationships with customers.

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FILL IN THE BLANK ___ is defined as the sustained display of hostile verbal and nonverbal behaviors, excluding physicalcontact

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Aggression is defined as the sustained display of hostile verbal and nonverbal behaviors, excluding physical contact.

Aggressive behavior can include verbal outbursts such as shouting and cursing, as well as nonverbal cues such as glaring and grimacing. Aggression is distinct from physical contact, such as hitting, kicking, and pushing. Aggression is a form of communication and is often a response to perceived provocation, although it may also be used to intimidate and gain power over someone.

Verbal aggression includes insulting and demeaning language, name calling, and spreading rumors.

Nonverbal aggression can include posturing, such as standing tall and making oneself look larger, and facial expressions such as glaring and grimacing.

Physical aggression involves hitting, kicking, and pushing, and can be very dangerous.

Aggression can also take the form of passive aggression, which is indirect and manipulative, and involves withholding cooperation or being hostile.

Aggression can lead to physical, psychological, and social harm. It can disrupt relationships, lead to feelings of shame, guilt, and depression, and can create a hostile and threatening environment. Therefore, it is important to understand and recognize the signs of aggression in order to address and prevent it.

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One of your clients purchases a municipal bond at issuance. The bond is purchased at a premium and the customer pays 107 for the bond. Which of the following is true regarding the tax treatment of the premium?
[A] The bondholder will have no tax consequences at maturity of the bond.
[B] The bondholder can immediately deduct the premium amount from ordinary income taxes owed for the year in which the bond was purchased.
[C] The bondholder can write off the premium amount as a capital loss in the year of the bond's maturity.
[D] The bondholder must hold the bond for a minimum of 1 year, after which the bondholder can write off the premium amount as a capital loss.

Answers

When a client purchases a municipal bond at issuance, and the bond is purchased at a premium, then the client pays 107 for the bond, then the following statement regarding the tax treatment of the premium is true: [B] The bondholder can amortize the premium over the life of the bond and reduce taxable interest income.

Municipal bonds are debt securities issued by state and local governments, such as cities, counties, and states. They are commonly referred to as "munis" or "muni bonds" for short. Municipal bonds are a popular choice for investors who are seeking a stable source of income, as they are typically exempt from federal income tax and, in some cases, state and local income tax. When a municipal bond is issued, it is often sold at a premium or a discount. When a bond is sold at a premium, the price that the bond is sold for is greater than its face value.

When a bond is sold at a discount, the price that the bond is sold for is less than its face value. The premium on a municipal bond can be amortized over the life of the bond. This means that the premium can be deducted from the bond's interest income over the course of the bond's life. By doing so, the bondholder can reduce their taxable interest income. Therefore, the bondholder can amortize the premium over the life of the bond and reduce taxable interest income. This is the correct statement regarding the tax treatment of the premium.

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Which of the following are constructive steps that can be taken to address workplace cyber incivility?relaxation
defusing
reinterpretation

Answers

The three main constructive steps that can be taken to address workplace cyber incivility are relaxation, defusing, and reinterpretation.

Workplace cyber incivility can negatively affect employees and organizations. To address cyber incivility in the workplace, there are constructive steps that can be taken. These steps include relaxation, defusing, and reinterpretation.

Relaxation: This constructive step involves taking a break, relaxing, and clearing the mind. This approach is aimed at reducing stress and tension that may be associated with cyber incivility. Relaxation can be achieved through various methods, including deep breathing exercises, physical exercises, listening to music, or engaging in hobbies.

Defusing: This approach involves decreasing the intensity of the situation by separating the problem from emotions. This constructive step involves acknowledging that the problem exists, but it does not define you. It aims at reducing tension and conflicts in the workplace. One way to achieve defusing is by using humor or simply ignoring the comments that are aimed at upsetting you.

Reinterpretation: This approach involves changing the meaning of the incivility message to reduce its negative impact. This approach involves perceiving the message in a more positive light or from a different perspective. Reinterpretation helps reduce negative emotions and reduces the impact of cyber incivility.Conclusively, these three constructive steps can help employees and organizations deal with workplace cyber incivility. Relaxation helps to reduce stress and tension, defusing aims to separate the problem from emotions while reinterpretation helps to change the meaning of the message to reduce its negative impact.

By using these three constructive steps, individuals can create a positive work environment and reduce the negative effects of cyber incivility.

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A mortgage is a type of installment loan. How does an adjustable rate mortgage work?

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Answer:

A fixed-rate mortgage has a set interest rate for the entire duration of the loan (typically 15 or 30 years). It's a type of installment loan, similar to a student loan or personal loan, with fixed monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change during the course of the loan.

The following selected accounts from the Blue Door Corporation's general ledger are presented below for the year ended December 31, 2017 $ 30,000 67,000 24,000 535,000 675,000 8,500 70,000 Sales returns and allowances1,000 2,400,000 55,000 Interest revenue Advertising expense Common stock Cost of goods sold Depreciation expense Dividends 250,000 Inventory 1,085,000 Rent revenue 125,000 Retained earnings 150,000 Salaries and wages expense 25,000 Sales discounts Income tax expense Insurance expense Interest expense 15,000 Sales revenue 70,000 Prepare a multiple-step income statement. BLUE DOOR CORPORATION Income

Answers

The multiple-step income statement for the Blue Door Corporation for the year ended December 31, 2017 is as follows: Net Sales of $2,470,000, Cost of Goods Sold of $1,620,000, Gross Profit of $850,000, Operating Expenses of $209,500, and Net Income of $640,500.

The multiple-step income statement for the Blue Door Corporation is presented below:

Net Sales: $70,000 + 2,400,000 = $2,470,000
Cost of Goods Sold: 535,000 + 1,085,000 = $1,620,000
Gross Profit: $2,470,000 - $1,620,000 = $850,000
Operating Expenses: Advertising Expense 67,000 + Salaries and Wages Expense 25,000 + Depreciation Expense 24,000 + Insurance Expense 8,500 + Interest Expense 15,000 + Income Tax Expense 70,000 = $209,500
Net Income: $850,000 - $209,500 = $640,500

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