Answer: True
Explanation:
Human capital refers to the skills, health and knowledge that people invest in which allows them to realize their potential.
Individuals can differentiate themselves by making human capital investments. This enables them standout from others just exactly as a firm can differentiate itself by paying higher wages.
Firms that specialize in helping companies raise capital by selling securities to the public are called _________.
Answer:
Firms that specialize in helping companies raise capital by selling securities to the public are called investment banks .
If variable costs per unit decreased because of a decrease in utility rates, the break-even point would
Answer:
Decrease
Explanation:
The break-even point will decrease because the variable cost increases when the volume of quantity increases and it decreases when the volume of quantity decreases. Therefore, due to a decrease in utility rates, the decrease in variable cost will decrease the break-even point because it will fall the quantity and revenue simultaneously.
If denied a loan, which of the following changes to your application process will not increase your chances of approval when you re-apply? a. Apply for a larger loan amount. b. Increase your gross monthly income. c. Have a cosigner apply for the loan with you. d. Eliminate some of your debt before you re-apply. Please select the best answer from the choices provided A
Answer:
a. Apply for a larger loan amount.
Explanation:
In the case when the loan is re-applied after rejecting so if we applying for a larger loan should be rejected even quickly. As if the financial insitution found that the smaller amount loan is been rejected so application made for larger amount of loan should not be helped out for approve. Also there is proper tracking of loans with regard to the customer names
Hence, the option a is correct
Answer:
Apply for a larger loan
Explanation:
edge and quizlet 2021
When the decision maker prefers a guaranteed payoff value that is smaller than the expected value of the lottery, the decision maker is
Answer:
Risk avoider
Explanation:
Answer to the following question is risk avoider;
A risk avoider is someone who makes decisions because they are afraid to make mistakes. A risk avoider is a person who exclusively examines options that do not contain any hazards. A risk avoider avoids making actions that might result in a disastrous outcome.
_____________risk is the possible outcome that can occur when an organization or business unsuccessfully addresses its fiscal obligations.
Answer:
Financial Risk
Explanation:
Financial risk is the possibility of a negative consequence if a company or organisation fails to meet its financial commitments.
The chance of making a loss on an invest or business endeavour is referred to as financial risk. Financial risk is a form of threat that might cause interested parties to lose money. For governments, this may entail losing control of financial markets and defaulting on bonds or even other debt obligations.
Why do companies like Abercrombie & Fitch and Zara think that opening retail outlets in Japan will help them with their future products?
Answer: opportunity
Explanation:
Saw a question like this before. Because it's a opportunity to get more customers and doing it in other countries gives you opportunity for it
Answer:
Because of opportunity
If both buyers and sellers expect the price of a commodity to fall in the future, it is likely that the market clearing price ________ and the equilibrium quantity ________.
Answer:
Fall; Can not be determined
Explanation:
Fall; Can not be determined
The fall in the prices of commodities in future will result in a decrease in demand at present and the seller will try to sell at the highest possible price so it will increase the supply. Resulting, the demand curve will shift leftwards and the supply curve will shift rightwards. But, the magnitude of shift in supply curve will decide the quantity. So, quantity can be increased or decreased. Thus prices will fall but quantity can not be determined.
Determine which of the statements below describes a petty cash receipt. (Check all that apply.)A. A petty cash receipt is rarely prenumbered.B. All petty cash receipts are turned in to the company cashier at the end of each day.C. The petty cashier must present all paid receipts to the company cashier in order to replenish the fund.D. Any person wishing to withdraw funds from a petty cash fund must complete a petty cash receipt.E. A petty cash receipt is sometimes called a petty cash ticket.F. A petty cash receipt will have a signature line for the person receiving a disbursement from the fund.
Answer:
C. The petty cashier must present all paid receipts to the company cashier in order to replenish the fund.
D. Any person wishing to withdraw funds from a petty cash fund must complete a petty cash receipt.
E. A petty cash receipt is sometimes called a petty cash ticket.
F. A petty cash receipt will have a signature line for the person receiving a disbursement from the fund.
Explanation:
A petty cash receipt is a form that is used in the documentation of cash payments from the petty cash box. The petty cash receipt is also referred to as the petty cash ticket.
The petty cashier must present all paid receipts to the company cashier in order to replenish the fund and any individual who wants to withdraw funds from a petty cash fund must complete a petty cash receipt.
Reviewing and evaluating records used to prepare a company's financial statements is referred to as ______.
Answer:
Auditing
Explanation:
Auditing means the audits of the financial statement or the objective examination and the financial statement of the company could be evaluated. It is performed by the third party i.e. auditor. It can be performed by the internal parties and government entity like the internal revenue service
So the review and evaluation of the financial records is called as the auditing
Adam smith suggested that increase competition will allow prices to be kept
A. Umeasurable
B. High
C. Low
D. None of these
The argument of Adam Smith was that if there was competition, it would allow prices to be kept C. Low.
Who was Adam Smith?He was a leading economist in his day and has been credited with coming up with the Absolute Advantage theory.
He supported competition in the market because he claimed that more suppliers would equal a lower price as they competed for customers.
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A seller entered a contract with a buyer under which the buyer agreed to purchase certain corporate securities for $500,000. The buyer refused to go through with the purchase, contending that the entire transaction was void because of federal securities statutes. The seller thus sold the securities to another party but was able to sell them for only $420,000. The seller filed an action against the buyer in federal district court, alleging that the transaction did not violate federal securities statutes and seeking $80,000 for the buyer's breach of contract. The seller and the buyer are both citizens of the same state. Does the federal court have subject matter jurisdiction over the action
Answer:
Yes. The federal court has subject matter jurisdiction over the action because it is based on a federal statute.
Explanation:
While the state court will always have subject matter jurisdiction over most cases involving citizens of the same state, the statute under contention is a federal statute, and the defendant is claiming that the transaction violated some federal securities statutes. Moreover, the amount that the plaintiff is asking for is more than $75,000. As it is, the federal court has subject matter jurisdiction to hear the case.
Find the average variable cost for producing 18 sneakers. Round your answer to the nearest hundredth.
Answer: $2.78
Explanation:
Average variable cost is calculated by dividing the total variable cost of producing a certain number of units of a good by that same number of units.
Average variable cost = Variable cost of producing 18 sneakers / 18
= 50 / 18
= 2.7778
= $2.78
An analyst observes that the historic geometric nominal return for equities is 9%. Given a real return of 1% for riskless Treasury bills and annual inflation of 2%, the real rate of return and risk premium for equities are closest to:
Answer:
Real rate of return= 6.9%
Risk premium for equities= 5.8%.
Explanation:
Calculation to determine what the real rate of return and risk premium for equities are closest to:
Real rate of return =(1 + 0.09)/(1 + 0.02) - 1
Real rate of return=1.09/(1.02)-1
Real rate of return= 6.9%
Risk premium for equities=(1 + 0.09)/(1 + 0.01) - 1
Risk premium for equities=1.09/(1.01)-1
Risk premium for equities= 5.8%
Therefore the real rate of return and risk premium for equities are closest to:
Real rate of return 6.9%
Risk premium for equities 5.8%
The level of concern for, or interest in, the purchase process triggered by the need to consider a particular purchase is
Answer:
purchase involvement
Explanation:
Purchase involvement can be regarded as level of concern or interest that is been raised in course of purchase process, any trigger as a result of
the need to consider a particular purchase result in Purchase involvement. level of consumer involvement is been seen as how interested the consumer is as regards buying as well as consuming a particular product. Those Low-involvement products are been seen as inexpensive, they usually pose low risk if the buyer make a purchase to that product mistakenly.
It should be noted that purchase involvement is the level of concern for, or interest in, the purchase process triggered by the need to consider a particular purchase.
Answer: It is purchase involvement.
Last summer, Fabia applied for three jobs. The first required a resume, but nothing else. The second required both a resume and a long personal statement. The third required a resume and indicated that a long personal statement was optional (recommended but not required; Fabia went ahead and wrote one anyway). Suppose that Fabia was turned down by all three jobs. Which rejection was she probably MOST upset about
Answer:
The rejection by the third job
Explanation:
Resumes
This is simply known as the normal means or method of an introduction to potential (assumed) employer. it containsmore relevant/more accurate information about the person and it is resume used as a basis for deciding which candidates to investigate further. The resume of candidates shows if identifies candidates meeting requirements.
There are various steps taken by the selection process in every organizations during employment exercise. They includes
1. Screening applications and resumes
2. Testing and reviewing work samples
3. Interviewing candidates
4. Checking references and background
5. Lastly, making a selection
The third one will be the most painful one to her as she has put more work into it than the rest.
When you lease your apartment from a nonprofit corporation that owns the building and you own a share of the nonprofit corporation, you own a: Group of answer choices single-family home. cooperative apartment. condominium. row house. mobile home.
Answer:
Cooperative apartment
Explanation:
Cooperative
This is simply refered to as a housing ( dwelling) unit that is said to be owned by a corporation whereby owners of these dwelling units owns stock that is equal commensurate) with the value of his or her apartment when compared to the value of the building as a whole. The stockholder therefore has a proprietary lease to the apartment.
Key documents in a cooperative sale/purchase:they includes;
1) Contract of sale: Buyer, seller, purchase price, financial requirements and also subject to approval
2) Offering plan: this contains all the key information that is required to be disclosed about the cooperative or the condo.
3) Amendments to the offering plan etc.
The buyer is assuming a mortgage presently on the property in the amount of $110,000. What is the adjustment made at closing
Answer:
debit seller 110k
credit buyer 110k
Explanation:
Jackie works as a sales rep for a company that produces and sells steel used in building construction. Jackie is in __________ sales. G2B B2C B2B C2C G2G
Answer:
B2B
Explanation:
B2B (business-to-business) is a marketing strategy that deals with meeting the needs of other businesses, by selling products or services to the organizations for resale to other consumers, used in production of goods or for the operation of an organisation.
Generally, a B2B (business-to-business) model focuses on facilitating sales transactions between businesses.
In this scenario, Jackie is employed to work as a sales rep for a company that is into the production and sales of steel used in building construction.
Hence, Jackie is in Business to business (B2B) sales.
When comparing a Variable Rate Demand Obligation (VRDO) to an Auction Rate Security (ARS), which statement is FALSE?
Answer:
Both have tender options.
Explanation:
Variable rate demand obligation and Auction rate securities both are long term bonds which have interest rate that reset weekly or monthly. This advantages the issuer with lower short term rates despite of long term security. Both of these securities are subject to credit risk of the issuer and they are marketed by broker dealers.
S. Lawyer performed legal services for E. Corp. Due to a cash shortage, an agreement was reached whereby E. Corp. would pay S. Lawyer a legal fee of approximately $15,000 by issuing 8,000 shares of its common stock (par $1). The stock trades on a daily basis and the market price of the stock on the day the debt was settled is $1.80 per share. Given this information, the best journal entry for E. Corp. to record for this transaction is
Answer: C.Legal Expense 14,400 Common Stock 8,000 Paid-in Capital in Excess of Par - Common 6,400
Explanation:
With the information given in the question, the journal entry for E. Corp. to record for this transaction will go thus:
Debit Legal expense $14400
Credit Common stock $8000
Credit Paid-in Capital in Excess of Par - Common $6400
Note that Paid-in Capital in Excess of Par - Common was calculated as:
= 8000(1.80 - 1.00)
= 6400
A company is considering two investment projects. Both have an initial cost of $50,000. One project has even cash flows and the other uneven cash flows. Which evaluation method would be most appropriate
Answer:
Net present value
Explanation:
From the question we are informed about A company who is considering two investment projects. Both have an initial cost of $50,000. One project has even cash flows and the other uneven cash flows. The appropriate evaluation method would be Net present value.
Net present value (NPV) can be regarded as difference that exist between the present cash outflows value as well as present cash inflows value in particular period of time. NPV can be engaged in capital budgeting as well as investment planning so that the profitability of a projected investment as well as a project can be analysed.
A company purchased equipment for $50,000 on January 1 of its first year. The equipment’s original estimated useful life is 8 years and its estimated salvage value is $10,000. The company uses the straight-line method of depreciation. On December 31 of its second year, before year-end adjusting entries have been recorded, the company decides to shorten the estimated useful life by 3 years giving it a total life of 5 years. The company did not change the salvage value and continues to use the straight-line method. How much depreciation expense should be recorded for the second year?
Answer:
$7000
Explanation:
The following steps would be taken to determine the answer
1. Calculate depreciation expense given the initial information
2. Determine the book value
3. calculate the depreciation expense using the new information and the book value
Straight line depreciation expense = (Cost of asset - Salvage value) / useful life
($50,000 - $10,000) / 8= $5,000
Book value = $50,000 - $5,000 = $45,000
(45,000 - 10,000) / 5 = $7000
The company should record $8,750 as the depreciation expense for the second year.
Data and Calculations:
Cost of equipment on January 1 = $50,000
Estimated useful life = 8 years
Estimated salvage value = $10,000
Depreciable amount = $40,000 ($50,000 - $10,000)
Annual depreciation expense based on Straight-line method = $5,000 ($40,000/8)
Net book value = $45,000 ($50,000 - $5,000)
Re-estimated total useful life = 5 years
Remaining useful life after the first year = 4 years (5 - 1)
Estimated salvage value = $10,000
Depreciable amount = $35,000 ($45,000 - $10,000)
Annual depreciation expense based on Straight-line method = $8,750 ($35,000/4)
Thus, the depreciation expense for the second year is $8,750.
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In the three-lines-of-defense model of risk management, the enterprise risk management program is responsible for controlling risk on a daily basis. True False
Answer:
False
Explanation:
The three lines of defense are Operational Management, Risk Management, and Internal Audit.
Operational Management's goal is to prepare and maintain internal controls that will help in executing risk and control procedures on a daily basis. While the purpose of risk management is to ensure that the first line of defense (i.e. operational management) is functioning properly as required.
Keeping the above points in view the statement "the enterprise risk management program is responsible for controlling risk on a daily basis" is false as it is responsible for overseeing the operational management rather than controlling risk on daily basis.
Item 14If a check correctly written and paid by the bank for $272 is incorrectly recorded in the company's books for $227, how should this error be treated on the bank reconciliation
Answer:
Reduce the Cash Book Balance by $45
Explanation:
The Cash Book Balance will be $45 too much (overstated) and should be reduced. Thus, this error be treated on the bank reconciliation by reducing the Cash Book Balance by $45.
A joint stock company is an artificial person, created by law having a separate legal existence with a perpetual succession and a common seal. justify?
Answer: See explanation
Explanation:
joint-stock company is a business that is being owned by its investors, such that the share owned is based on the stock that been bought.
In a joint stock company, it should be noted that the members are liable for the debts of the company only based on the extent of the amount that they've contributed.
At least one shareholder owns the joint stock company and it's managed by at least one director. In the case of death or disability, the life of the company won't be affected which indicates the perpetual succession.
Grace is waiting in her office to meet Joseph, the new sales representative for Powerslam shoe company. Joseph arrives promptly and Grace notices he is well-dressed, sounds intelligent, and has a firm handshake. Joseph immediately inquires about what shoe styles would sell best in Grace's store and how many pairs she is interested in ordering. He listens attentively to her reply. What key element in Joe's sales approach is lacking
Answer : Building rappport
Explanation:
Stephen is a professor at a university. He tells his students that rich countries continue to stay rich because they control the economies of poor countries. He also states that they exploit the poor countries because workers in poor countries depend on external markets for jobs. He argues that rich countries set prices for agricultural products exported by poor countries regardless of market values. Which theory is he describing to his students
Answer: World-system theory
Explanation:
World-system theory are various approach to how past events in the world played out alongside social changes and it's impact on the people.
They are many claims the rich make their wealth off the poor, many of those claims could be true, as we are surrounded with a few rich and many struggling person's in the society. These theories and many more which tell how past events play out is known to be World-system theory.
Mercedes has decided that she wants to be an electrician. She discovers that her local power company has a program where she can get on-the-job experience and go to school. This will eventually get her the background she needs to be an electrician. What kind of program is this?
A.
gap year
B.
apprenticeship
C.
advanced degree
D.
certificate program
Answer:
B
Explanation:
An apprenticeship lets you work and go to school while teaching you how to correctly do the job.
Vicki just opened her new cupcake store. She knew from conducting online research what the most popular cupcake was and planned her menu accordingly. When she opened her doors there was a small trickle of steady customers for a month, but not the anticipated flood she was hoping for. What mistake did Vicki make
Answer: She failed to research on the general demand for cupcakes.
Explanation:
Vicki did a good thing checking what types of cupcakes were in demand and then planning her menu accordingly but she should have checked for cupcakes demand in general. From the looks of this, it would seem that cupcakes were just not as popular as they used to be so regardless of the type of cupcakes sold, Vicki will not see a huge demand.
This is like oil companies discovering a way to make gasoline cleaner but it still wouldn't sell as much because less people are using gasoline in general.
The mistake that Vicki made was relying solely on online research to determine the most popular cupcake without conducting thorough market research or validating the demand in her specific location.
While online research can provide valuable insights, it may not accurately reflect the preferences and tastes of the local market.
By not conducting thorough market research, Vicki failed to assess the specific needs, preferences, and demographics of the local customer base.
This could have led to a mismatch between her menu offerings and the actual demand in her area. As a result, she experienced a lower than anticipated customer turnout.
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Although monetary policy cannot reduce the natural rate of unemployment, other types of government policies can. a. True b. False
Answer:
False
EXPLANATION:
