Short-run aggregate supply changes the price level and unemployment, Price Level Unemployment. Decrease Decrease. Option B
What is Short-run aggregate supply?Generally, Important word. A graphical model that illustrates the positive link between the aggregate price level and the quantity of aggregate production delivered in an economy is referred to as a short-run aggregate supply (SRAS) model.
In the short term, the aggregate supply reacts to greater demand (and prices) by raising the amount of already used inputs in the manufacturing process.
This is done in order to maximize output. In the short term, the level of capital is fixed, which means that a corporation cannot, for instance, establish a new plant or adopt new technology in order to boost production efficiency. In other words, the level of capital cannot rise.
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the ferguson company estimated that october sales would be 126,000 units with an average selling price of $8.60. actual sales for october were 131,000 units, and average selling price was $8.55. the sales volume variance was: multiple choice $43,000 favorable. $42,750 unfavorable. $43,000 unfavorable. $42,750 favorable.
According to the given situation in the question the sales volume variance was $6550. Unfavourable
What does a variance mean in plain English?The spread between the numbers in a data collection is the simplest definition of variance. Each number's variance, or distance from the average and from all other numbers in the set, is measured statistically.
Briefing:Variance = (budgeted selling price - actual selling price) X actual units sold
Variance = (8.60 - 8.55) * 131,000 = $6550.Unfavourable
as if the budgeted price was charged it would result in higher revenue at the current level of activity.
The sales volume variance on the other hand is favourable as more units were sold than budgeted.
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CH2MHill employees are evaluated against ________ to determine performance, which the chapters states is an important part of employees maintaining their ______________.atheir potential; authoritybperformance of other employees; chain of commandcgoals and objectives; accountabilitydprevious performance data; accountabilityetheir core competencies; authority
Hill employees are evaluated against previous performance data to determine performance, which the chapters states is an important part of employees maintaining their accountability. Option D
What is meant by workers performance evaluation?Organizations use employee performance evaluations, commonly referred to as "performance reviews," to provide employees with feedback on their job performance and formally record that performance. Although each company sets its own evaluation cycles, the majority of them carry out annual employee performance reviews.
A periodical examination and review of an employee's performance at work is known as an employee performance evaluation. Normally, managers carry out a thorough performance evaluation once a year with ongoing follow-ups.
Employee performance evaluation makes clear to staff what management's goals and objectives are. They learn that their efforts are being assessed and valued. For the benefit of the company as a whole as well as them, it's critical to maintain high performance.
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one of four babies are now born to mothers aged thirty years or more, compared with just one of six born in 1975.
The way that the statement can be written is: baby in four is now born to a mother aged thirty or older, compared with just one in six. Option D
How has childbirth changed across age of mothers in the world?A woman may now fairly anticipate that their child would experience a healthy pregnancy and delivery when having a child in an industrialized country. Having children is often healthy and does not indicate disease or a condition.
A hundred years ago, many expectant parents had considerable anxiety before childbirth because they were aware of a parent or infant who had passed away. However, there is now a certain expectation that advancements in delivery technology would not only reduce dangers that may have resulted in death or incapacity a century ago, but will also guarantee a flawless outcome.
Additionally, women may now plan their pregnancies in many areas of the world, and they tend to have fewer children than they did a century ago.
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One of four babies are now born to mothers aged thirty years or more, compared with just one of six born in 1975.
(A) of four babies are now born to mothers aged thirty years or more, compared with just one of six born
(B) of four babies is now born to a mother whose age is thirty of older, compared to just one of six babies who were born
(C) baby in four are now born to mothers aged thirty or older, compared to just one in six
(D) baby in four is now born to a mother aged thirty or older, compared with just one in six
(E) baby in four is now born to mothers aged thirty years or more, compared to just one in six
a vehicle that is offered on the current u.s. market with both a gasoline engine and a gasoline hybrid engine
Plug-in hybrid electric vehicles (PHEVs) are a combination of gasoline and electric cars.
What vehicles use both gas and electricity?Plug-in hybrid electric cars combine a gasoline engine and a battery-powered electric motor that can be recharged while plugged in. They allow you to drive as far as you want while still providing all-electric power for short trips.
Exists a vehicle that can run on both gas and electricity?A battery, an electric motor, a gasoline tank, and an internal combustion engine are all components of plug-in hybrid electric vehicles (PHEVs), which combine gasoline and electricity. PHEVs burn both gasoline and electricity as fuel.
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dustin, a recent college graduate with a degree in accounting, is helping a newly formed construction company set up its accounting system. although the company had purchased accounting software, dustin wants to make certain that future reports will distinguish between current liabilities and long-term liabilities. in the future, he will need to know the amount of total current liabilities in order to
Dustin, a recent college graduate with a degree in accounting, is helping a newly formed construction company set up its accounting system. he will need to know the amount of total current liabilities in order to analyze whether the company has enough funds to pay the near-term bills
What is an accounting system.?Generally, Your company's financial records are maintained via the use of an accounting system. You would enter transactions such as invoices, money spent from the firm's bank account, bills from suppliers, and money you've spent personally on business charges into the accounting system that you use.
For the most accurate and thorough tracking of its revenue and expenditures, a company has to make use of all three of the different forms of accounting. Among them are cost accounting, management accounting, and financial accounting; each of these will be discussed in turn below.
Online accounting software, often known as software that is hosted in the cloud, is the most prevalent kind of automated accounting system. Automating tasks within the accounting cycle, such as the recording of journal entries, is one of the many benefits offered by cloud-based accounting software.
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Answer:analyze whether the company has enough funds to pay the near-term bills
Explanation:
T/F. flow time depends not only on the actual time to perform the tasks required, but also on how many other entities are in the work-in-process stage.
"Flow time depends not only on the actual time to perform the tasks required, but also on how many other entities are in the work-in-process stage." is True Option A
What is the work-in-process stage??Generally, These are items for sale that are presented through one or more stages of the production process. Due to the fact that they are in an incomplete condition, you are unable to sell them. You should consider anything to be in the process of being worked on after it has been touched by human hands. Finished Goods are the items that have undergone their final assembly and are now ready to be sold.
Flow time, also known as cycle time, is the time it takes for a product or service to be completed from start to finish. It is affected by the actual time required to perform the tasks involved in the process, as well as the number of other entities that are in the work-in-process (WIP) stage at the same time.
If there are many other entities in the WIP stage, it can increase the flow time because it may take longer to complete the tasks, as resources may be stretched thin and there may be more competition for those resources.
On the other hand, if there are fewer entities in the WIP stage, it may take less time to complete the tasks, resulting in a shorter flow time.
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day-to-day trading practices of securities firms currently may be regulated by which of the following
Day-to-Day trading practices of securities firms currently may be regulated by the following FINRA.
What values does FINRA promote?FINRA, or the Financial Industry Regulatory Authority, is a government-approved, non-profit organization that regulates American broker-dealers in order to safeguard investors and uphold the integrity of the market. Every day, we put in effort to make sure that everyone can take part in the market with assurance.
What distinguishes the SEC from the FINRA?The SEC is the ultimate financial markets regulator, and FINRA controls the securities sector by supervising stockbrokers. The work done by the SEC and FINRA contributes to the efficient operation of these organizations.
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you are analyzing the cost of debt for a firm. you know that the firm's 14-year maturity, 7.8 percent coupon bonds are selling at a price of $1,052.38. the bonds pay interest semiannually. if these bonds are the only debt outstanding for the firm, answer the following questions.
Debt cost after tax amounts 8.75%. If the company's only outstanding debt is these bonds.
What is a cost, exactly?Cost is the sum of money spent by a business to produce or create goods or services. It excludes the overall profit markup. Cost is the sum of revenue spent on making a good or product, viewed from the seller's view.
Briefing:
Find the YTM which is the pretax cost of debt.
Using a financial calculator, input the following and adjust the coupon payment, time and interest rate to semi-annual basis.
Maturity of the bond; N= 14*2=28
Face value : FV = 1000
Price of the bond ; PV =$1,052.38
Semiannual Coupon payment; PMT = semiannual coupon rate* Face value
Semiannual Coupon payment; PMT = (7.8%/2)*1000 = 39
then compute the semiannual rate; CPT I/Y = 6.25%
Annual rate; YTM ; pretax cost of debt = 6.25*2 = 12.5%
Next, find after tax cost of debt;
After tax cost of debt = pretax cost of debt (1-tax)
= 0.125 (1 -0.30)
= 0.0875 or 8.75% as a percentage
Therefore; after tax cost of debt = 8.75%
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in , workers are trained to do all or most of the jobs in the unit, they have no immediate supervisor, and they make decisions previously made by first-line supervisors
In self-managed teams, workers are trained to do all or most of the jobs in the unit, they have no immediate supervisor, and they make decisions previously made by first-line supervisors.
What is a supervisor's job description?
The supervisor's overall responsibilities include communicating organizational needs, monitoring employee performance, offering direction and support, identifying areas for development, and managing the mutually beneficial interaction among both the employees and the company to ensure that both parties succeed.
What does a supervisor look like?
A supervisor is an individual who is in the position of overseeing and guiding a team or a project. A supervisor is someone who manages the workforce at work but instead assigns tasks.
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On average, a black worker earns about cents for every dollar earn by his/her white counterpart.
The average yearly wage for African Americans in the United States as of December 15, 2022, is $78,975. That comes out to about $37.97 an hour, in case you need a quick pay calculator.
What does the typical white male earn annually?In 2021, the median income in the US was $69,717. Top paying positions: The best paid jobs in 2021 were chief executives and nurse anesthetists, who both made over $200,000. US earnings by gender: In 2021, the median male wage was $50,391, which was 27% greater than the median female wage of $36,726, which was.
What will a Black man make on average in 2022 in America?Black men's median weekly wages were $922, or 77.3 percent, less than White men's median weekly earnings ($1,192).
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if the entrepreneur fails to pay the loan, that collateral is given up or surrendered to satisfy payment of the debt.
The statement " if the entrepreneur fails to pay the loan, that collateral is given up or surrendered to satisfy payment of the debt." is true.
Give a brief account on collateral.Often, the sort of loan will predetermine the kind of collateral. Your home becomes the security for a mortgage when you apply. When you take out a car loan, the vehicle serves as collateral. Cars, provided they are fully paid off, bank savings deposits, and investment accounts are among the main forms of collateral that lenders accept. Retirement savings are rarely accepted as security.
Not only from payday lenders, but for other types of extremely short-term loans as well. Such loans are provided by conventional banks; the periods are often no more than a few weeks. Even in cases of true emergencies, you should carefully read the tiny print and compare rates. These short-term loans are an option.
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Simone has been tasked with delivering some sad news about a fellow employee. She is concerned about choosing the right ______ for the message.
Simone has been tasked with delivering some sad news about a fellow employee. She is concerned about choosing the right medium for the message.
Simply choosing the method of communication with which one is most at ease can result in inefficient communication. Managers must modify the medium to take into account factors including the quantity and quality of the required information, any time restraints, and the potential requirement for a paper or electronic trail.
Managers' and employees' ability to communicate both inside and outside the organisation is a requirement for organisational effectiveness.
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On the basis of the diagram above showing an economy's production possibilities curve for two goods, which of the following statements must be true?
I. The opportunity cost of moving from point P to point R is 10 units of Y.
II. The opportunity cost of moving from point R to point P is 8 units of X.
III. The opportunity cost of moving from point Q to point R is 0 units of Y.I
I and II
II and III
I, II, and III
On the premise of the diagram above displaying an economy's manufacturing opportunities curve for 2 goods, the subsequent statements have to be true: I, II, and III.
The required details for Production Possibilities Curve (PPC) in given paragraph
The Production Possibilities Curve (PPC) is a version used to reveal the tradeoffs related to allocating sources among the manufacturing of goods. The PPC may be used to demonstrate the principles of scarcity, possibility cost, efficiency, inefficiency, monetary growth, and contractions. For example, assume Carmen splits her time as a wood worker among making tables and constructing bookshelves. The PPC could display the most quantity of both tables or bookshelves she should construct given her present day sources.
The form of the PPC could suggest whether or not she had growing or regular possibility costs.
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________ is the monetary value that is received for goods sold, services rendered, and money received from other sources.
Multiple Choice
Revenue
Gross margin
Net income
Cost of goods sold
Revenue is the monetary value that is received for goods sold, services rendered, and money received from other sources.
The total income derived from the sale of products or services pertaining to a business's core operations is referred to as revenue. Because it appears at the top of the income statement, revenue, which is also known as gross sales, is frequently referred to as the "top line." A company's overall earnings or profit are referred to as income, or net income. Revenue is the overall profit an organisation makes through its primary activities, such as the sale of goods or services, the rental of real estate, regular payments, the interest on loans, etc. Revenue in accounting refers to the entire amount of money made through the sale of products and services that are essential to the company's core operations. Sales or turnover are other terms used to describe commercial revenue.
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The process of assembling into one package a number of mortgage loans, prior to selling them to an investor is:
Before selling them to an investor, a number of mortgage loans are put together into a package using the following process is Warehousing
Bonds or loans that will be securitized through a collateralized debt obligation transaction are gathered and kept in storage as part of the Warehousing.
An intricately designed financial product called a collateralized debt obligation (CDO) is backed by a collection of loans and other interest-bearing assets.
The underwriting bank is exposed to the risks associated with keeping those assets during this interim period of three months prior to the transaction's completion. In order to prepare for releasing a collateralized debt obligation onto the market, an investment bank stores the assets. Until the goal amount is attained, the assets are kept in a warehouse account. Then, they are transferred to the corporation or trust created for the CDO.
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1.
2.An advertising company wishes to plan its advertising strategy in three different media – television, radio and magazines. The purpose of advertising is to reach as large a number of potential customers as possible. Following data has been obtained from market survey:
Television Radio Magazine I Magazine II
Cost of an advertising per unit Br30,000 Br20,000 Br15,000 Br10,000
No. of potential customers reached per unit 200,000 600,000 150,000 100,000
No. of female customers reached per unit 150,000 400,000 70,000 50,000
The company wants to spend no more than br450, 000 on advertising. Following are the further requirements that must be met:
(i) at least 1million exposures take place among female customers
(ii) advertising on magazines be limited to br150,000
(iii) at least 3 advertising units be bought on magazine I and 2 units on magazine II and
(iv) the number of advertising units on television and radio should each be between 5 and 10
Formulate an LPM for the problem
Answer:
Explanation:
According to the conditions mentioned in the question following LPM can be used
Conditions Satisfied
1. At least 1 million exposure is there for female customers
2. Advertising on magazines has been limited to br15,0,000
3. 3 advertising units of magazine 1 and 2 units of magazine 2 has been used
4. The units of advertisement TV and Radio has been used for 5 units each
Number of units for advertisement
TV= 4 units
Radio= 5 units
Magazine1= 3 units
Magazine2= 2 units
Cost for advertisement according to number of units for advertisement
TV= br30,000*5 units=br1,50,000
Radio= br20,000*5 units=br100,000
Magazine1= br15,000*3 units=br45,000
Magazine2= br10,000*2 units=br20,000
Total Cost= br 3,15,000
Number of female customers reached
TV=1,50,000*5=7,50,000
Radio=4,00,000*5=20,00,000
Magazine1=70,000*3=2,10,000
Magazine2=50,000*2=1,00,000
Total customers reached= 30,60,000
The tax multiplier is smaller in absolute value than the government purchases multiplier because some portion of theA) decrease in taxes will be saved by households and not spent, and some portion will be spent on imported goods.B) decrease in taxes will be saved by households and not spent, and some portion will be spent on consumer durable goods.C) increase in government purchases will be saved by households and not spent, and some portion will be spent on imported goods.D) increase in government purchases will be saved by households and not spent, and some portion will be spent on consumer durable goods.
Decrease in taxes will be saved by households and not spent, and some portion will be spent on imported goods is the correct statement.
What is tax ?A tax is a monetary fee or other levy that a state, or its functional equivalent, such as a local government, imposes on taxpayers to pay for various public expenses. Tax evasion or resistance is against the law, as is failing to pay taxes.Taxes can be paid in cash or in the labour equivalent and can be either direct or indirect. The tax system can be divided into direct and indirect taxes. Direct taxes are levied on the income or wealth of households or businesses. These taxes are paid directly to the government by the taxpayer. Examples of direct taxes include personal income tax, corporate income tax, and property tax.To learn more about tax refer :
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deacon inc. experienced the following transactions during year 1, its first year in operation. issued common stock for $12,000 cash. provided $4,600 of services on account. paid $3,200 cash for operating expenses. collected $3,800 of cash from customers in partial settlement of its accounts receivable. paid a $200 cash dividend to stockholders. The amount of net cash flow from operating activities shown on deacon Company's Year 1 statement of cash flows is
The amount of net cash flow from operating activities shown on deacon Company's Year 1 statement of cash flows is 600
How to calculate net cash flow ?Cash flow is a metric for how much money a company earned or spent overall during a given period of time. On the statement of cash flows, a common financial statement, cash flow is often divided into cash flow from operating operations, cash flow from investing activities, and cash flow from financing activities.
Spending that occurs in the normal course of business is included in cash flow from operations. Payroll, the cost of items sold, rent, and utility bills are a few examples of these cash outflows. When corporate operations are very seasonal, cash outflows might vary greatly.
Given,
$3,800 of cash from customers
$3,200 cash for operating expenses.
$3,800 cash collected from revenue − $3,200 cash paid for expenses = $600 cash flow from operating activities
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Wealth equals:
A. current income minus spending on current needs.
B. assets minus liabilities.
C. saving minus investment.
D. investment minus saving.
Answer : B. assets minus liabilities.
Wealth equals assets minus liabilities.
Wealth is often measured by the value of a person's assets, such as cash, investments, and property, minus their liabilities, which are their debts and financial obligations. This calculation can give a rough idea of a person's net worth, or the amount of money they would have if they sold all their assets and paid off all their debts.
However, wealth is a complex concept that can also be influenced by other factors, such as a person's income, education, and skills, as well as the overall economic conditions in which they live. Thus, Wealth is the profusion of priceless material or financial things that can be transformed into a form usable for commerce.
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in email marketing efforts, soft bounces indicate an email address is fake typically indicate an email inbox is full indicate a recipient has not opened an email in several months typically indicate an email went directly to a trash folder
Soft bounces indicate an email address is fake typically indicate an email inbox is full indicate a recipient has not opened an email in several months typically indicate an email went directly to a trash folder. It is True.
What is Soft bounces?In email marketing, a soft bounce is an email that reaches the recipient's mail server but bounces back as undeliverable before it reaches the inbox.
As opposed to a hard bounce, which is a persistent deliverability issue, a soft bounce is a transient issue.
A soft bounced email can be deliverable at a later time. The majority of email clients automatically resend emails, with a usual time limit of 72 hours for doing so.
Your email deliverability will be harmed by both soft and hard bounces, therefore you should take urgent action.
You must take specific actions that will aid when running an email marketing campaign to lower the amount of soft bounces.
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the marginal product of labor is the: change in average product divided by the change in the quantity of labor. change in labor divided by the change in total product. change in total product divided by the change in labor. inverse of the slope of the total product of labor curve.
Its marginal product of labour, also known as MPL, is the rise in total production that a company experiences when one extra unit of labour (often one additional employee) is added while all other production-related factors stay constant.
What, in plain English, is marginal production?If all other units remain constant, margin production is the allowing greater that a business produces simply adding one additional labour unit. You can enhance the quantity of product you create by introducing new factors of production.
What is AP Economics' marginal product?The amount of total output created by each extra input unit used in the manufacturing process is known as the marginal product, or MP. To determine this, divide the change in the finished product by the increase in the inputs. Increasing Marginal Returns: Each new variable input produces greater output than the previous one.
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Equal opportunity laws
regulate employee rights to a safe work environment and reasonable minimum wage
regulate employee rights to medical services and compensation resulting from job-related injuries
require employers and employees to contribute to the Social Security fund
require employers to disregard gender, race, and ethnicity during the hiring process
Equal opportunity laws regulate employee rights to a safe work environment and reasonable minimum wage.
What is Equal opportunity laws?
Laws governing equal employment opportunities (EEO) forbid some forms of job discrimination in particular workplaces. The Civil Rights Center and the Office of Federal Contract Compliance Programs are two U.S. Department of Labor (DOL) organizations that deal with EEO monitoring and enforcement.
EEO is monitored in programs and initiatives receiving federal funding by the Civil Rights Center. Equal opportunity is likewise guaranteed by CRC for all DOL candidates and employees.
Employers with federal contracts and subcontracts are regulated by the Office of Federal Contract Compliance Programs.
The Equal Employment Opportunity Commission (EEOC) is an independent federal organization that works to advance equal opportunity in the workplace by enforcing federal civil rights laws administratively and legally, as well as by providing information and technical support.
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According to the bond-yield-plus-risk-premium approach, a firm's cost of retained eamings, rs, can be estimated by adding a risk premium of 3 to 5 percentage points toa. its after-tax interest cost of debt, rsTb. its cost of preferred stock, rpsC. its return on equity (ROE)d. the risk free rate of return.e. its before-tax interest cost of debt, rs.
According to the bond-yield-plus-risk-premium approach, a firm's cost of retained earnings, rs, can be estimated by adding a risk premium of 3 to 5 percentage points to its before-tax interest cost of debt, Rs.
The bond-yield plus risk premium method makes it possible to figure out how much equity capital will cost. By adding the pre-tax cost of debt and the risk premium, which accounts for the higher yield on a company's stock when compared to its bonds, it calculates the cost of common equity. This can be used in place of the CAPM in real-world applications.
The Dividend Discount Model, Capital Asset Pricing Model, and Cost of Equity are some further related topics that you could find interesting to investigate.
Anyone who aspires to work as a banker, investment professional, corporate finance practitioner, or portfolio manager would find this open-access Excel template in XLSX format helpful.
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attacks require adversaries to send packets to a known service on the intermediary with a spoofed source address of the actual target system whereas
In reflection attacks require adversaries to send packets to a known service on the intermediary with a spoofed source address of the actual target system.
What in marketing terms is a direct attack?a frontal assault
This is a frontal assault that draws on the strength of the opponents. Typically, the attack is carried out by providing clients with reduced prices, better products, aggressive advertising, or improved service quality. This kind of attack is dangerous because losing will harm your business's reputation, clients, and sales.
How does reflection attack work?In a reflection attack, the attacker sends a request for information, typically using the User Datagram Protocol (UDP) or, in some cases, the Transmission Control Protocol, while impersonating the target's IP address (TCP). The server then replies to the request by delivering a response to the IP address of the destination.
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T/F: Buyers of a particular new car model are being offered zero-percent financing. This is an example of a promotional allowance.
It is true that buyers of a particular new car model are being offered zero-percent financing. This is an example of a promotional allowance.
A price cut or discount given by a manufacturer to a representative of the marketing channel in exchange for unique product promotion.
The term "promotional allowances" refers to the retail value of any complementary goods or services given to customers, including but not limited to lodging, food, drinks, merchandise, chips, tokens, entertainment, and other services.
Discounts are the term for incentives used to encourage sales, whereas allowances are the term for incentives used to encourage payments (which apply only to purchases made on credit). Retail and wholesale businesses employ discounts most frequently (for instance, when a store has a 10% off sale). A marketing cooperative allowance or promotional allowance are other names for an advertising stipend. A strategy like this is an economical way to assist producers, distributors, wholesalers, etc.
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Match the key terms with their definitions. Write the key term letter by the appropriate numbered definition. A productivity software suite including a set of software applications, each one specializing in a type of output. The Iong bar located just beneath the title bar containing tabs, groups, and commands. A custom program or additional command that extends the functionality of a Microsoft Office program. A collection of design choices that includes colors, fonts, and special effects used to give a consistent look to a document, workbook, or presentation. A data element or metadata that is added as a document property. A component of Office that provides a concise collection of commands related to an open file and includes save and print options. A tool that displays near selected text that contains formatting commands. Relational database software used to store data and convert it into information. A feature in a document that consists of one or more lines at the bottom of each page. A predesigned file that incorporates formatting elements, such as a theme and layouts, and may include content that can be modified. A feature that enables you to search for help and information about a command or task you want to perform and will also present you with a shortcut directly t that command. A tool that copies all formatting from one area to another. Stores up to 24 cut or copied selections for use later in your computing session. A task-oriented section of a ribbon tab that contains related commands. An online app used to store, access, and share files and folders. Provides handy access to commonly executed tasks, such as saving a file and undoing recent actions. The Iong bar at the bottom of the screen that houses the Zoom slider and various View buttons. The area of blank space that displays to the left, right, top, and bottom of a document or worksheet. A technology used to store files and to work with programs that are stored in a central location on the Internet. A feature in a document that consists of one or more lines at the top of each page. or presentation.
Productivity software program is a class of application applications that assist users produce matters such as documents, databases, graphs, spreadsheets and presentations. Productivity software will increase effectivity by using facilitating people's tasks.
What are the four most common kinds of productiveness software?Common kinds of productivity software include database management structures (DBMS), word processors, spreadsheet applications, and graphics software.
What is productiveness software program software for language educating and learning?Productivity software is a device such as Excel, PowerPoint, Word, Kid Pix, publisher, and many more. These packages beautify a teacher's lesson diagram and allow the teacher to take their students beyond textbooks and boring lectures.
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https://brainly.com/question/29846545#SPJ4if a bank has actual reserves of $110,000, checkable deposits of $100,000 and a reserve ratio of 20%, its excess reserves are ________
if a bank has actual reserves of $110,000, checkable deposits of $100,000 and a reserve ratio of 20%, its excess reserves are 90,000.
What is reserve ratio?The reserve ratio is the portion of reservable liabilities that commercial banks must hold onto, rather than lend out or invest. This is a requirement determined by the country's central bank, which in the United States is the Federal Reserve. It is also known as the cash reserve ratio.The minimum amount of reserves that a bank must hold on to is referred to as the reserve requirement, and is sometimes used synonymously with the reserve ratio. The reserve ratio is specified by the Federal Reserve Board’s Regulation D. Regulation D created a set of uniform reserve requirements for all depository institutions with transaction accounts, and requires banks to provide regular reports to the Federal Reserve.To learn more about Regulation refer to:
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This unit's discussion consists of two parts that focus on competency interviewing and other types of interview questions. Please label your initial response to the different parts as A and B.
Part A: Competency Interviewing
O Define competency interviewing.
O Explain in your own words how it is different from typical interviewing.
O Provide two examples of competency questions that might be used during an interview for your current or previous job.
In competency-based interviews, questions are used to discover how you have applied particular talents in the past and how you handle issues, tasks, and obstacles.
They are frequently used in first interviews and are also known as behavioral or situational questions.
How you might exhibit particular behaviors or talents in the workplace is demonstrated during behavioral or competency-based interviews. You'll be required to offer an example of a task or circumstance that prompted you to choose a particular course of action.
These interviews are predicated on the idea that behavior from the past is a reliable indicator of behavior from the future. They are especially helpful for hiring managers looking for "raw" talent (such as graduates for training programs where past knowledge may be less relevant than possessing the correct aptitude) and for choosing employees for promotions within an organization.
In a "regular" or unstructured interview, the employer seeks to get a general impression of the candidate by asking open-ended questions. The entire focus of the competency-based interview is on the specifics of what you can perform in regard to the requirements for this particular position.
In an interview, you might be questioned about your competencies in:Describe a scenario when you were in charge of a group.Give an instance of how you resolved a dispute at work.How do you keep a positive working connection with your coworkers?Tell me about a recent significant decision you made.To learn more about Competency Interviewing from given link
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Keep-Or-Drop Decision, Alternatives, Relevant Costs
Reshier Company makes three types of rug shampooers. Model 1 is the basic model rented through hardware stores and supermarkets. Model 2 is a more advanced model with both dry-and wet-vacuuming capabilities. Model 3 is the heavy-duty riding shampooer sold to hotels and convention centers. A segmented income statement is shown below.Model 1 Model 2 Model 3 Total
Sales $270,000 $598,000 $606,500 $1,474,500 Less variable costs of goods sold (89,500) (163,640) (352,800) (605,940) Less commissions (6,000) (27,500) (20,250) (53,750) Contribution margin $174,500 $406,860 $233,450 $814,810 Less common fixed expenses: Fixed factory overhead (410,000) Fixed selling and administrative (299,000) Operating income $105,810 While all models have positive contribution margins, Reshier Company is concerned because operating income is less than 10 percent of sales and is low for this type of company. The company’s controller gathered additional information on fixed costs to see why they were so high. The following information on activities and drivers was gathered:
Driver Usage by Model
Activity Activity Cost Activity Driver Model 1 Model 2 Model 3
Engineering $76,000 Engineering hours 710 71 219 Setting up 177,000 Setup hours 12,300 12,700 29,219 Customer service 112,000 Service calls 14,300 1,580 19,219 In addition, Model 1 requires the rental of specialized equipment costing $25,000 per year.
1. Reformulate the segmented income statement using the additional information on activities. Use a minus sign to indicate any negative margins. Do NOT round interim calculations and, if required, round your answer to the nearest dollar.
Reshier Company
Segmented Income Statement
Model 1
Model 2
Model 3
Total
$
$
$
$
Contribution margin
$
$
$
$
Less traceable fixed expenses:
Product margin
$
$
$
$
Less common fixed expenses:
Operating income
$
The amount that has been added to the dropping model is $31,547.
Here we have given that Reshier Company makes three types of rug shampooers.
And we need to find the amount added to the dropping model.
While we are looking into the given question, we have identified the value of each of the department expenses as,
=> Engineering rate = $86,000 ÷ (730 + 76+ 194) = $86
=> Setting up = $196,000 ÷ (12,100+ 13,200 + 29,179) = $3.5977
=> Customer Service = $100,000 ÷ (13,400 + 1,480+ 19,179) = $2.9360
=> Fixed factory overhead = $385,000 - 86,000-195,999 - 22,000 = $81,001
=> Selling and administrative expenses= $307,000 - 99,997 = $207,003
Now, we have to reformulated income statement suggests that the profit of model 1 is negative, then the company can choose either model 2 or 3. Therefore, the product margin of model 2 is maximum, choosing model 2 will be more cost effective,
Then the Dropping model 1 will add $31,547 to the operating income.
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An adjustable-rate mortgage (ARM) is another common type of mortgage. Determine whether each factor is a pro or
a con of an ARM, and place it in the correct category.
The determination of each factor as a pro or a con of an ARM is as follows:
Pros of Adjustable-Rate Mortgagesc) lower interest rates are possible
e) low beginning interest rate
Cons of Adjustable-Rate Mortgagesa) riskier than fixed-rate mortgages
b) higher payments possible
d) interest rates can be raised
What is an Adjustable-Rate Mortgage (ARM)?An adjustable-rate mortgage (ARM) is a mortgage loan with no fixed interest rate.
The interest rate of an adjustable-rate mortgage is variable, depending on the market forces.
One great advantage of an ARM is that it may attract a lower interest rate initially.
However, the interest rate can skyrocket, thereby, increasing its risk.
Thus, for the borrower, the disadvantages (cons) outweigh the pros (advantages) of an adjustable-rate mortgage.
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Question Completion:a) riskier than fixed-rate mortgages
b) higher payments possible
c) lower interest rates possible
d) interest rates can be raised
e) low beginning interest rate
