Francina, who just started her first job, had been repaying her luxury sports car loan until she stopped payments two months ago. Her car was repossessed. What could have been good preventive behavior in this case?

Answers

Answer 1

Answer:

Not taking out a loan in the first place to buy that car

Explanation:

She obviously didn' t plan very well in the first place and just wanted to show off cause she got a new job. Maintaining oneself in personal budget is pretty important.

Answer 2

The best preventive behavior in this case would have been to report the situation to the Consumer Financial Protection Bureau.

What is the role of Consumer Financial Protection Bureau?

It is an agency that enforces that the markets for consumer financial products are fair, transparent and competitive.

Therefore, she could report to the Consumer Financial Protection Bureau agency to recover the car back because she have been making repayment for the car loan.

Read more about CFPB

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Related Questions

MycroFiber is a producer of microfiber material for the auto detailing industry. Jamal, the owner of MycroFiber is highly skilled in the technical and manufacturing areas, but does not understand pricing. Jamal knows he wants to cover the cost of production when selling his material and needs revenue to cover his overhead costs and to make a profit. To be sure he meets these goals, Jamal decides to take a cost-based pricing approach. If MycroFiber's cost of production is $4 a square yard, Jamal and Jamal prices his material at $10 a square yard, what is MycroFiber's margin percentage?

a. 40%.
b. 150%.
c. 60%.
d. 250%.

Answers

Answer:

40%

Explanation:

The MycroFiber's cost of production is $4 a square yard.

The Price of the material is $10 a square yard

The margin percentage is calculated as shown below:

Profit Margin = Profit/Revenue

Profit Margin = ($4/$10)* 100%

Profit Margin 40%

MycroFiber's margin percentage is 40%

The correct option will be "a. 40%."

If you were the leader of a special-purpose team developing a new computer game and conflicts arose related to power and status differences among team members, what would you do? How might you use the various conflict-resolution techniques

Answers

I would listen to the team’s differences and finally come to an agreement that will be the best benefit for everyone.

distinguish between supermarket and hypermarket (five points each)​

Answers

Answer:

A Supermarket is a large store, but a Hypermarket is much bigger than a Supermarket. Hypermarkets store a higher number of FMCG products than a Supermarket.

Plzzz help me with this one

Answers

Answer:

what the question.....

In a perfectly competitive market: Group of answer choices every seller tries to distinguish itself by offering a better product than its rivals every seller tries to undercut the prices charged by its rivals every sellet takes the price of its product as set by market conditions one seller has successfully outcompeted its rivals so no other sellers remain

Answers

Answer:

Every seller takes the price of its product as set by market conditions.

Explanation:

The correct answer is "every seller takes the price of its product as set by market conditions".

In a perfectly competitive market, the price is determined by the market condition such as demand and supply. Thus, the price will be set at the level where the demand and supply curve intersects. So at this point, the price determined is called the equilibrium price.

Dobris Networks Inc. provides network traffic awareness, analysis, and control solutions for broadband service providers in USA. The company plans to expand its business in Austria. The directors of the company want a group of top level managers to take a call on the expansion strategy by studying the situation on hand. The task assigned to the group is an example of _____ tasks.

Answers

Answer:

D. intellective

Explanation:

The Intellective task is the task that includes the group capability for making the decision or the judgement

Since in the given situation it is mentioned that the company directors wants the group of the top level manager where the expansion strategy should be called via having the situation on the hand so here the task allocated to the group represent the example of the intellective task

When the Fed is acting as fiscal agent for the Treasury, it will
Select one:
a. buy securities from the Treasury, thereby providing the Treasury with money to pay the government's bills.
b. receive and process bids for Treasury securities in preparation for the Treasury's auction of securities.
c. serve as a lender of last resort.
d. supply the Treasury with paper money whenever the Treasury does not have enough funds to meet its bills.
e. supervise the Treasury by examining its books.

Answers

Answer:

b. receive and process bids for Treasury securities in preparation for the Treasury's auction of securities.

Explanation:

The Fed and their regional banks are authorized by the Federal Reserve Act of 1913 to act as fiscal agents if the Secretary of the Treasury requires them to do so. Theoretically, this shouldn't be a normal activity, it should only happen on demand of the Secretary of the Treasury.

Use the following information to determine the ending cash balance to be reported on the month ended June 30 cash budget.

Beginning cash balance on June 1, $95,000.
Cash receipts from sales, $418,000.
Budgeted cash disbursements for purchases, $273,000.
Budgeted cash disbursements for salaries, $96,000.
Other budgeted cash expenses, $58,000.
Cash repayment of bank loan, $33,000.
Budgeted depreciation expense, $35,000.
A. $111,000.
B. $86,000.
C. $76,000.
D. $53,000.

Answers

Answer:

D. $53,000.

Explanation:

The computation of the ending cash balance is shown below:

Beginning cash balance $95,000

Add: Receipts  

Cash sales  $418,000

Total cash receipts (a) $513,000

Deduct: Payments:  

Cash payment for purchases -$273,000

 Cash payment for salaries -$96,000

Other cash expenses -$58,000

Repayment of bank loan -$33,000

Total cash payments (b) $460,000

Net receipts /( payments) (a) - (b) $53,000

substance secreted by the liver to emulsify fats​

Answers

Answer:

bile juice

Explanation:

reckon it's bile juice

Will the fact that the euro has become the standard currency in the EU help or hinder a new McDonald's franchise in Europe?

Answers

mmfnfmmfnnhngnnng

ts.iOD6DYOYDO.toss.to.taia.tgamys.k.syky.soky.sSLYi

Answer:

a new McDonald's franchise in Europe?

According to the Coase theorem, private parties can solve the problem of externalities if a. the cost of bargaining is small. b. the initial distribution of legal rights favors the person being adversely affected by the externality. c. the number of parties involved is sufficiently large. d. All of the above are correct.

Answers

Answer:

the cost of bargaining is small.

Explanation:

A good has externality if other economic agents that are not involved in either production or consumption are affected by economic activities

types of externalities

A good has positive externality if the benefits to third parties not involved in production is greater than the cost. an example of an activity that generates positive externality is research and development. Due to the high cost of R & D, they are usually under-produced. Government can encourage the production of activities that generate positive externality by granting subsidies.

A good has negative externality if the costs to third parties not involved in production is greater than the benefits. an example of an activity that generates negative externality is pollution. Pollution can be generated at little or no cost, so they are usually overproduced. Government can discourage the production of activities that generate negative externality by taxation. Taxation increases the cost of production and therefore discourages overproduction. Tax levied on externality is known as Pigouvian tax.

Coase theorem has been proposed as a solution to externality. According to this theory, when there are conflicting property rights, bargaining between parties involved can lead to an efficient outcome only if the bargaining cost is low

Which of the statements below is​ FALSE?
A. Shareholders with super voting right shares have multiple votes per share a fact that increases their influence and control over the company.
B. Some firms issue several classes of common​ stock, and these classes may have unequal voting rights.
C. The standard of one vote for each share cannot be altered.
D. Common stock usually carries the right to participate in the management of the firm through the right to vote for the members of the Board of Directors and for changes to the charter and bylaws of the company.

Answers

Answer:

C. The standard of one vote for each share cannot be altered.

Explanation:

Shares are sold to individuals that now obtain ownership rights of a company.

Common share holders are entitled to voting in of new board members and also have the ability to vote for changes in bylaws of the company.

Also common shareholders are shares have different classes with different voting rights.

However it is not true that the standard of one vote for each share cannot be altered.

When more shares are issued by a company it can result in dilution of shares. That means for example if a person has 10,000 shares in a company with 1 million shares, and the company now issues an extra 1 million shares making 2 million in total now.

The shareholder's standard of vote for each share is now halved

Can someone co-sign on multiple car loans?


I want to get a car right now, but my mom is co-signing on my sister's car. Is she able to co-sign on my car loan as well, or can she only co-sign on one?

Answers

Answer:

Yes

Explanation:

I believe so as long as you do the credit check and as long as you can afford the price you should be fine.

I am not 100% sure but I am pretty sure you can. Make sure you get others answers before making a definite decision.

Hope this helps and if it does, don't be afraid to give my answer a "Thanks" and maybe a Brainliest?

Answer:

She should be allowed to co-sign both of you.

Explanation:

Disclaimer: Not an expert on this topic, but can give you relevant info I found.

I goog.led it and it said that she can infact co-sign both of you if she has good enough credit history and is financially stable. Here's the websites that say that:

"You can even co-sign multiple car loans at the same time."

https://www.autocreditexpress.com/blog/can-i-cosign-if-i-have-a-car-loan-already/

https://itstillruns.com/can-cosign-multiple-cars-7746994.html

P.s. the car dealer you go to can also clarify these things more clearly or your bank would be more credible so feel free to reach out to them.

Advertisers in our economy target society's _____ to make people believe they can't live without a product.

Answers

Rudbwnsfhsnajx sanders

The only way workers in industrialized countries can compete with their counterparts in the developing world will be through:
A) increased use of the cost leadership strategy.
B) increased diversity within the organization.
C) increased empowerment of employees.
D) increased productivity by using technologically-intensive manufacturing technologies.
E) increased flat organization structure.

Answers

Answer: D. Increased productivity by using technologically-intensive manufacturing technologies.

Explanation:

Technology has made work easier in many industies. Artificial intelligence has made things much easier, involving lots of robots and reducing human efforts, which tends to make things faster and smarter. People who work in industies of industrialized countries can compete with those of developed world by technology, because both party make use of technology, so the input and output from their industry would be same based on the facilities they use.

Inkamva Lethu was established to offer counseling service for drug addicts and raise substance abuse awareness at no cost, identify form of ownership for this statement

Answers

Answer: Nonprofit Corporation

Explanation:

A Nonprofit corporation is one where the organization works to promote the good of the public in general either through charity, education, science, health and the like. These organizations provide their services at no cost and therefore rely on donations from benefactors to keep them going.

Inkamva Lethu is a Nonprofit corporation as it works for the public good by counseling drug addicts and raising awareness of substance abuse. They do this at no cost as well so they are a nonprofit corporation.

Organizations can use common core security principles recommended as industry best practices when developing policies, standards, baselines, procedures, and guidelines. Which principle states that policy and standards library documents should be written to consider everyone affected, including technical, administrative, organizational, operational, commercial, educational, and legal personnel

Answers

Answer:

Multidisciplinary principle

Explanation:

In simple words, multidisciplinary approach refers to the framework for business management under which the administration makes rules and procedures to operate in such a way that every individual at stake will be equally impacted from them.

This is a modern technique for management and avoids every kind of bias like gender, race etc.

If the Purchasing Power Parity (PPP) holds, even in the short run, then: Group of answer choices Quoted exchange rates should decrease over time Quoted exchange rates should remain constant over time Real exchange rates should decrease over time Real exchange rates should remain constant over time Real exchange rates should increase over time

Answers

Answer:

Real exchange rates should remain constant over time.

Explanation:

Price can be defined as the amount of money that is required to be paid by a buyer (customer) to a seller (producer) in order to acquire goods and services. Thus, it refers to the amount of money a customer or consumer buying goods and services are willing to pay for the goods and services being offered. Also, the price of goods and services are primarily being set by the seller or service provider.

Purchasing power parity (PPP) can be defined as an economic theory of exchange rate determination which states that, the exchange rates between currencies of two different countries are in equilibrium when their price level of a fixed basket of goods and services (purchasing power) are the same.

According to the flexible-price monetary model which was developed by Frenkel and Mussa in 1976, it states that the prices of goods are flexible while the purchasing power parity (PPP) is always constant i.e the real exchange rate is always constant over a specific period of time.

Hence, if the Purchasing Power Parity (PPP) holds, even in the short run, then real exchange rates should remain constant over time.

Three sisters are interested in forming a business together. They have three initial concerns: How to maximize their benefits from the fact that the business is not expected to earn money for at least the first 2 years Making sure that the business will be able to continue in the event one or two of the sisters dies Minimizing their personal liability for the obligations of the business On the basis of the sister's concerns, which form of business is appropriate for the situation

Answers

Answer:

Limited liability company

Explanation:

A limited liability company is one that the owners are not personally liable for the business. Rather the company is a legal entity on its own and can be sued legally as a sepearte entity from its owners.

It combines features of a corporation and a partnership or sole proprietorship.

This will be the best type of business given that the business will not be expected to earn for the first two years. The sisters will not be personally liable for any debt incurred.

Also the business will continue even if only one of the sisters remains.

So an LLC is the best option for them.

A restaurant has an average check of $15, with an average variable cost of $6. Fixed costs are $150000. What is breakeven sale revenue?

Answers

Answer:

Break-even point (dollars)= $250,000

Explanation:

Giving the following information:

Selling price= $15

Unitary variable cost= $6

Fixed cost= $150,000

To calculate the break-even point in sales dollars, we need to use the following formula:

Break-even point (dollars)= fixed costs/ contribution margin ratio

Contribution margin ratio= unitary CM / Selling price

Contribution margin ratio= (15 - 6) / 15

Contribution margin ratio= 0.6

Break-even point (dollars)= 150,000 / 0.6

Break-even point (dollars)= $250,000

Memphis Company anticipates total sales for April, May, and June of $910,000, $1,010,000, and $1,060,000 respectively. Cash sales are normally 20% of total sales. Of the credit sales, 40% are collected in the same month as the sale, 55% are collected during the first month after the sale, and the remaining 5% are not collected. Compute the amount of cash received from credit sales during the month of June.
A. $925,600.
B. $687,200.
C. $723,600.
D. $995,600.
E. $783,600.

Answers

Answer:

E. $783,600.

Explanation:

The computation of the amount of cash received from credit sales is shown below

Months Credit sales(80%)

April         728000

May       808000

June      848000

Now the amount of cash received is  

= ($848,000 × 0.4) + ($808,000 × 0.55)

= $783,600

During team meetings Amber Downing always notices that Rhoma Law tends to ask innumerable questions and suggest ideas at each discussion. However, Law stands out in the meetings only because she is the only one making suggestions. If both of them were part of team meetings where almost all member made w o rd asked questions, Law would not have drawn as much attention from Downing. Which of the following factors has most likely influenced Downing's perception of Law
A) expectation
B) interest
С) pault experience
D) context Emotive

Answers

Answer: context

Explanation:

The factor that has most likely influenced Downing's perception of Law is context.

Context refers to the situation for the occurence of a event. It's vital to look at the circumstances that were present at the time of the behavior of a person when attempting to understand the person's behavior.

Assuming both of them were part of team meetings where almost all member gave their own suggestions, then Law would not have drawn as much attention from Downing.

write any five higher level profession​

Answers

Answer:

Computer programming(NASA)

Physician

Statistics

Data scientist

Physiology


Task 1: An advertising technique that uses a new kind of technology to communicate its
message
Type your reponse here:


Task 2:
An advertising technique that is most effective at the point of sale (i.e. at the moment the
customer purchases the product)
Type your reponse here:


Task 3:
A real-world case study of a company that was legally penalized for making false advertising
claims
Type your reponse here:

Answers

Answer:

Task 1: Contextual Advertising

Task 2: Point of Sale Promotional Advertising technique

Task 3: Airborne Herbal supplement that claimed to have the keep germs and  bacteria to prevent common cold and flu

Explanation:

Task 1

Contextual advertising is a form of advertising that uses automated systems that references the identity and he content of the opened page to select and serve adverts on mobile platforms, websites and browsers, including on newly developed social media applications

AdSense is an example of contextual advertising

Task 2

Promotional marketing and advertisement are desirous to customers interested in buying more for less and includes 'deals', 'favorite items', and 'new arrivals'

Task 3

False advertising includes the making of insufficiently verified claims about products that can lead to being legally penalized

The effectiveness of Airborne to keep germs off germs away was being questioned by the Center for Science in Public Interest, due to the non existence of standard scientific studies to support the claim

How much do alcohol related crashes cost Florida every year

Answers

like $44 millon

hopes it help

After serving a good number of customers in its home state, Marble Cakes, Inc. has set up business in three other states with additional menu options of cupcakes, donuts, and coffees to generate new customers. This has enabled the company to successfully maintain its corporate strategy. Marble Cakes, Inc. is engaging in which of the following? Select one.
a)Vertical integration
b)Horizontal diversification
c)Horizontal specialization
d)Vertical specialization

Answers

Answer:

b)Horizontal diversification

Explanation:

Horizontal diversification is defined as the process by which a business starts providing a product that is unrelated to its previous products supplied.

However the market is a similar one.

In the given scenario Marble Cakes, Inc. has set up business in three other states with additional menu options of cupcakes, donuts, and coffees to generate new customers.

The new set of products are completely different from the one initially supplied, but sales is in similar market as before.

XYZ Co. purchased merchandise on June 10 at a $5,000 invoice price with terms of 2/10, n/30 and paid for the merchandise on June 25. Illustrate the required entries to record and pay for this purchase under both the gross method and the net method by matching the action on the left with the method on the right. (Assume a perpetual inventory system is used.)

Answers

Answer:

Credit Cash for $5,000 on June 25.: Both methods

Credit Cash for $4,900 on June 25.: Neither method

Debit Discounts lost for $100 on June 25.: Net method

Debit Merchandise inventory for $5,000 for June 10.:Gross method

Explanation:

Based on the information given the required entries to record and pay for this purchase under both the GROSS METHOD and the NET METHOD by matching the action on the left with the method on the right will be :

Credit Cash for $5,000 on June 25.: BOTH METHODS

Credit Cash for $4,900 on June 25.: NEITHER METHOD

(100%-2%*$5,000)

Debit Discounts lost for $100 on June 25.: NET METHOD

(2%*$5,000)

Debit Merchandise inventory for $5,000 for June 10.:GROSS METHOD

The economic order quantity (EOQ) of Dennis Co.’s only product is 100 units per month. When developing the budget for the next year, the CFO estimated that the annual demand for the product will increase by 3,000 units, but the cost per order and the carrying cost per inventory unit will remain unchanged at $30 and $15, respectively. What is the estimated annual demand for the next year?

Answers

Answer:

5,500 units

Explanation:

Use the economic order quantity (EOQ) formula to calculate the estimated annual demand

EOQ = [tex]\sqrt{\frac{2DS}{H} }[/tex]

Where

EOQ = 100 units

S = Oerdering cost = $30

H = Carrying cost per unit = $15

D = Annua Demand = ?

Placing values in the formula

100 units = [tex]\sqrt{\frac{2D (30) }{15} }[/tex]

Taking Square on both sides

[tex]100^{2}[/tex] = [tex](\sqrt{\frac{2D (30) }{15} })^{2}[/tex]

10,000 = [tex]\frac{2D (30) }{15} }[/tex]

10,000 = [tex]\frac{60D }{15} }[/tex]

10,000 = 4D

D = 10,000 / 4

D = 2,500 units

Now calculate the estimated annual demand

Estimated annual demand = Annual Demand + Expected Increase in next month = 2,500 units + 3,000 units = 5,500 units

The _____ prohibits the transfer of personal data to non-European Union nations that do not meet the European adequacy standard for privacy protection. Group of answer choices European Data Transfer Act Organization for Economic Cooperation and Development privacy guideline Code of Fair Information Practices European Union Data Protection Directive

Answers

Answer:

European Union Data Protection Directive

Explanation:

The European Union Data Protection Directive was implemented in October 1995 and regulates the processing of personal information of citizens of the European Union. It is also mean to protect personal information from being accessed by countries outside of the European Union.

The General Data Protection Regulation enacted in April 2016 eventually replaced the European Union Data Protection Directive.

Personal data of individuals should not be processed at all if the following conditions are not met: legitimate purpose, transparency, and proportionality.

An example of a normative economic argument is: Group of answer choices arguing that high degrees of income inequality is inefficient because it leads to greater expenditures on health care costs. arguing that universal health care should be adopted because overall costs are lower under that type of health care system. arguing that high degrees of income inequality is inefficient because it leads to greater governmental expenditures on welfare programs. arguing that high degrees of income inequality is immoral and unjust. all of the available answers are correct.

Answers

Answer:

arguing that universal health care should be adopted because overall costs are lower under that type of health care system

Explanation:

Normative economics is one that states what should be as opposed to what is obtainable. It is a prescriptive view of a situation involving investment projects, economic development, statements, and scenarios.

In the given instance the normative statement is: arguing that universal health care should be adopted because overall costs are lower under that type of health care system.

The view here is that the present cost in health care system is presently high.

To reduce the overall costs we should use universal health care as a way to reduce costs.

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