Badger Bank and Trust (Badger) is a community bank in Oshkosh, Wisconsin. Badger loaned $5,000 to Plessy and charged him an interest rate that was five (5) percent higher than the statutorily- allowed maximum. This loan would be considered____.
a. usurious
b. fraudulent
c. valid, since Badger can determine what potential profit is necessary to compensated it and its owners for the assumed risk
d. voidable at the election of Badger
e. void at the election of Plessy​

Answers

Answer 1

Based on the rate charged to Plessy, we can determine that this loan is a. usurious.

When a loan is usurious:

It means that the interest charged is exorbitant It is considered immoral It can be considered illegal if it is above the rate required by law for such loans.

The interest charged is 5% higher than what the law allows here which means that the rate must be quite high.

We can therefore conclude that this loan is usurious and action can be taken against it.

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Answers

Explanation:

Học thuyết về Nhà nước của Chủ nghĩa Marx-Lenin hay còn gọi là Lý luận về Nhà nước và Pháp luật của Chủ nghĩa Marx-Lenin là hệ thống những kiến thức của chủ nghĩa Marx-Lenin về những quy luật phát sinh, phát triển đặc thù, những đặc tính chung và biểu hiện quan trọng nhất của nhà nước nói chung và nhà nước Xã hội chủ nghĩa nói riêng.[1] Tập trung vào phân tích nguồn gốc và bản chất của nhà nước, Lý luận của những người Marxist đi sâu nghiên cứu về nhà nước một cách tổng thể những vấn đề chung nhất về bản chất, chức năng, vai trò của nhà nước, hình thức nhà nước, bộ máy nhà nước và làm sáng tỏ mối quan hệ giữa các bộ phận trong thượng tầng kiến trúc chính trị-pháp lý với các tổ chức xã hội, giữa nhà nước với cá nhân.

According to Goldstein, what is the proper role of politics in policing, and what is an improper role?


Criminal justice masterworks : a history of ideas about crime, law, police, and corrections

Answers

According to Herman Goldstein, the proper role of politics in policing is allocating resources to ensure adequate problem-oriented policing followed by close monitoring of police activities.

Political influences should not have a place in policing a society. According to Goldstein, policing is itself an aberration in a free society. Adding politics to the activities of the police department will decrease society's freedom and individual liberty and complicate societal relationships.

In dealing with crime and law enforcement, police should be mindful of social and physical disorders and help the government curtail such occurrences. The improper role of politics in policing occurs when policing is used by politicians to subject opposition members to oppression or harassment.

Thus, the proper role of politics in policing is to ensure that there are adequate resources for policing, monitoring the outcome of policing in the society, and not intervening in policing based on political affiliations.

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What is the difference between precedent and law

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Answer:

Precedent is only constitutive. A judge is bound by the precedent of the higher courts and the enacted law. If a precedent checks the operation of a rule it is only on the ground that it is not law. But, when a rule is established as law, a precedent cannot abrogate it.

Explanation:

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