As the typical investor ages the composition of their wealth usually switches from primarily financial to primarily human capital. Option B
What is meant by human capital?The information, skills, and health that people invest in and amass throughout the course of their life give them the opportunity to realize their potential as contributing members of society.
A nation's current pool of skill, aptitude, expertise, education, and information is referred to as its "human capital." To create more human capital from human resources, we must invest in human capital.
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Answer:
B.financial capital; human capital
Explanation:
discuss the pros and cons of a mnc having a centralized cash manager handle all investment and borrowing for all affiliates of the mnc versus each affiliate having a local manager who performs the cash management activities of the affiliate.
A centralized global is an mnc that centralizes management and decisions in the home country.
What are cash management activities?Since a multinational corporation conducts business in several different currencies, the cost of foreign exchange transactions adds another layer of complexity to the cash management process within the MNC.Establish Effective Accounts Process for collecting receivables: Any company's balance statements will have a sizable chunk devoted to receivables. Especially if you are the manager of a B2B company, the money you are due may remain in the receivables stage for months.Utilize Payment Terms: Making use of payment terms and understanding when bills are due can help you keep money in your bank account for longer and avoid potential cash flow problems while your company waits for payment from clients.A multinational organisation is an organization that has assets or centers in multiple countries. While they usually have a main workplace in their home us of a, these organizations may have offices, factories and other locations spread out across the globe.To learn more about cash management refer to:
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a regression analysis between sales (in $1000) and price (in dollars) resulted in the following equation y-hat
A regression analysis between sales (in $1000) and price (in dollars) resulted in the following equation y-hat = -0.5x + 800.This equation suggests that for every dollar increase in price, sales will decrease by $0.5 thousand.
Regression analysis is a group of statistical procedures used in statistical modelling to determine the relationships between a dependent variable (often referred to as the "outcome" or "response" variable, or a "label" in machine learning jargon), and one or more independent variables (often referred to as "predictors," "covariates," "explanatory variables," or "features"). In linear regression, the most typical type of regression analysis, the line (or a more complicated linear combination) that most closely matches the data in terms of a given mathematical criterion is found. When using the ordinary least squares method, for instance, the specific line (or hyperplane) that minimises the sum of squared differences between the genuine data and that line is computed (or hyperplane).
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Which of the following recruitment strategies can help an organization reduce labor costs and improve customer service together with accessing top talent?A. offshoringB. resume databasesC. observationD. trade fairs
Offshoring is the following recruitment strategies can help an organization reduce labor costs and improve customer service together with accessing top talent.
A talent inventory is what, exactly?A talent inventory is a database that contains information about the knowledge, experience, and career interests of the present workforce. Before you begin gathering any data, there are a few crucial questions you should ask yourself. I've included a complete list in the exercise files for you.
What does a talent inventory serve as its primary function?Employers use these inventories to determine whether their current workforce is capable of achieving their objectives. Planning strategically is aided by having a clear understanding of the company's present talent pool and future skill requirements.
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For most people, banking services consists of depositing their salaries into _____ and then writing drafts (or using debit cards) on those accounts to buy things.
For the majority of consumers, using banking services entails depositing their paychecks in CHECKING ACCOUNTS then utilizing those draughts to make purchases.
What is meant by banking?The business of banking involves safeguarding other people's money. When make loans this money, interest is generated that benefits both the bank or its clients. A financial entity with permission to receive deposits and issue loans is known as a bank. However, they might also offer additional financial services.
What are the two main types of banking?Commercial banks, which are consumer-facing like Bank of America, and central banks, which are government organisations that oversee monetary policy and regulate the sector, are included in the category of banking and finance.
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Varying a product's price according to the supply situation of the seller is called ______ pricing
Dynamic pricing refers to changing a product's price in response to the seller's supply situation.
Describe dynamic pricing and provide an example.Dynamic pricing, often referred to as surge pricing, demand pricing, or time-based pricing, is a tactic used by businesses to change the price of their products in response to shifting demand. For instance, a flight's departure time, the quantity of available seats, and the type of seat will all affect the price of a seat.
How should customers be informed about dynamic pricing?Dynamic pricing is a type of pricing strategy where changeable prices are used in place of fixed ones. The dynamic pricing model's fundamental premise is to provide the same product to various customer segments at various costs.
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Natural resources are:
Multiple Choice
Tangible assets used in the operations of the business.
Consumable assets such standing timber, mineral deposits, and oil and gas fields.
Not subject to allocation to expense over their useful lives.
Current assets because they are depleted.
Depleted using a straight-line method.
Natural resources are consumable assets such standing timber, mineral deposits, and oil and gas fields.
Natural resources are assets that can be used up. Over the course of their useful lives, natural resources are subject to expenditure. Natural resources cannot be recycled and are not renewable. The income statement is debited for depletion costs related to the utilization of natural resources.
Natural resources are substances obtained from the earth that are used to sustain life and provide for human needs. Natural resources consists things like stone, sand, metals, oil, coal, and natural gas. Air, sunlight, soil, and water are examples of other natural resources.
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this graphic organizer is used to classify systems of government according to the relationship between political and economic freedom. in which quadrant did the soviet union belong?
The Soviet Union belonged in the bottom left quadrant, where political freedom is low and economic freedom is also low. The Soviet Union was a totalitarian state that had little economic or political freedom. The state tightly controlled the economy and limited the rights of its citizens.
Here are four quadrants
Quadrant 1: High Political and Economic Freedom
Quadrant 2: High Political Freedom and Low Economic Freedom
Quadrant 3: Low Political Freedom and High Economic Freedom
Quadrant 4: Low Political and Economic Freedom
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select the data tab. check that staghorn coral, star coral, sponges, and algae are selected. populations are given as a percentage of normal populations. what do you notice about these populations?
Increased storm frequency particularly damaged the staghorn coral. I believe this is the case because of the tree's delicate limbs, which are easily broken off by storms that are this intense.
What do you mean by Data?Data is information that has been transformed into a format that is useful for transfer or processing in computing.
Coral bleaching may occur as a result of warmer water temperatures. Corals will eject the algae (zooxanthellae) dwelling in their tissues if the water is too warm, which will turn the coral entirely white. The term for this is coral bleaching.
Ocean warming is the biggest threat to staghorn coral because it causes the corals to release the algae that are a source of sustenance and live in their tissue, usually leading to their demise.
Therefore, The staghorn coral was notably hurt by an increase in storm frequency. The tree's thin limbs, which are easily broken off by storms this severe, lead me to suspect that this is the case.
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cause marketing is when a visual merchandiser uses theatrical fantasy in their window display to create drama.
Displaying products inside a classic store window is a highly organized form of theatrical retail staging.
What distinguishes window display from visual merchandising?The role of a visual merchandiser goes beyond window dressing. Visual merchandising arranges the design at a clothes store such that customers want to make purchases. Simply getting a potential consumer into the store is all that the window display merchandiser needs to do.
What does visual merchandising mean by display?Display * is the term used to describe the aesthetic and visual elements of displaying a product to a target market of consumers. Contrarily, visual merchandising covers all aspects of the corporate environment that are artistic and visually appealing. display. The presentation's artistic and visual components.
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!!NEED HELP ASAP!!
Michael Anthony is purchasing a $15 cake for his mothers birthday.
1. should he use his debit card or credit card?
2. using your answer to part 1, provide two reasons that support your choice.
As Michael Anthony is purchasing a $15 cake for his mothers birthday:
he can use a debit card to purchase the cake if he had $15 or more than in his checking account.he can use a credit card to purchase the cake if his credit service is available.What is difference between debit card or credit card?Basically, a debit card will only uses funds from your bank account while a credit card is linked to a credit line that can be paid back later mostly with an interest fee.
The difference is also that debit cards are linked to a bank account and draw directly from those moneys while credit card does not draw any money immediately and must be paid back in the future.
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according to chvorinov's rule (check the last page), in a sand casting mold, the v/a ratio of the riser should be which one of the following relative to the v/a ratio of the casting itself?
In a sand casting mold, the riser's v/a ratio should be greater than one of the following in comparison to the casting's v/a ratio in accordance with Chvorinov's rule (see the last page).
According to Chvorinov's rule, areas of the casting with a high volume-to-surface area ratio should take a while to firm. When designing castings, these hot regions should be avoided as they may be the location of porosity flaws.
In order to ensure adequate post-feeding and the subsequent correction of the risers' solidification shrinkage, Chvorinov's rule can be utilized to ensure that the risers solidify later than the casting (or that the casting solidifies prior to the risers).
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Openlane and Yearin Technologies have together invested and created a new organization, Globex Corporation, to focus on developing diagnostic devices. Through this new firm, both companies are attempting to combine their core competencies to innovate and reduce their risks associated with transaction-specific investments. However, the new organization operates independent of Openlane and Yearin Technologies. Which of the following alternatives to integration does this scenario best illustrate? a licensing contract a franchisee a joint venture a corporate acquisition
ANSWER: Joint venture illustrate this scenario perfectly.
WHAT IS A JOINT VENTURE?In order to accomplish a shared goal, two or more commercial organizations can form a joint venture (JV). Combining the advantages of each unit is the goal of the JV. Also, when the vulnerabilities are combined, they are lessened. A JV's participants may occasionally create a completely new company. They refer to it as a limited liability company, corporation, or a partnership in that situation. In the absence of such a JV agreement, the associated business entities maintain their current identities.
Resources, assets, and equity are shared by partners in a joint venture. The majority of the time, a joint venture is started with a specific goal in mind, such as product research or production. It can, however, also be developed for a persistent goal. The companies are not obligated to continue the joint venture after the agreed-upon duration because it is only a temporary agreement. According to a mutual agreement, the precise length of the collaboration is set.
FOUR MAIN REASONS WHY COMPANIES FORM JVs:
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Typical capital budgeting decisions include ______ decisions.
O employee hiring and firing
O cost reduction
O lease or buy
O equipment selection
O product and service pricing
Answer: cost reduction
lease or buy
equipment selection
Typical capital budgeting decisions include decisions related to cost reduction, lease or buy, and equipment selection.
Capital budgeting is the evaluation of potential big projects or investments by a corporation. Construction of a new facility or a substantial investment in an external enterprise are examples of undertakings that require capital budgeting prior to approval or rejection.
As part of capital planning, a corporation may evaluate the lifetime cash inflows and outflows of a prospective project to determine whether the anticipated returns generated reach an acceptable threshold. The practice of capital budgeting is also known as investment evaluation.
Companies use capital budgeting to analyze significant projects and investments, such as new factories or equipment.
The procedure entails assessing the cash inflows and outflows of a project to evaluate whether the predicted return satisfies a predetermined benchmark.
The primary techniques for capital planning are discounted cash flow, payback, and throughput analyses.
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With a floating exchange rate, an increase in the U.S. demand for Japanese exports will cause the supply curve for yen to: become less elastic decrease. Increase remain unchanged.
Investors will be less likely to supply yen for speculative purposes as the yen appreciates, resulting in a decline in the supply of yen. The Yen will ultimately appreciate as a result.
What causes the supply curve to change?
change in the supply curve An complete supply curve may move to the right or left due to changes in manufacturing costs and associated variables. As a result, a bigger or lower amount is provided at a specific price. The premise of ceteris paribus Assuming no other things change, supply curves show how prices and quantity delivered are related.
What kinds of supply curves are there?
Individual supply curves and market supply curves are the two categories of supply curves, respectively. Market supply curves depict the market supply timetable, whereas individual supply curves show the individual supply schedule.
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A cost is determined for each period, based on when the activities that make up the work package are scheduled to be performed, to create...
a. the time-phased budget.
b. an example budget.
c. an adjusted budget
d. the actual costs of the project.
Based on the times that the tasks that make up the work package are planned to be completed, a cost is calculated for each period and is stated below.
What is the blank's answer?The time-phased budget is created by calculating a cost for each period based on the times that the tasks that comprise the work package are expected to be finished.
What does time-phased budget mean?You can plan where to spend money in the months of the project's active fiscal cycle using a time-phased budget. To plan out your budget cost per cost item, you should be able to time phase your budget. Your spending is being distributed throughout the project for each cost item.
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FILL IN THE BLANK. according to the text, economists are starting to understand that matter(s) just as much as to occupational success according to the text, economists are starting to understand that matter(s) just as much as to occupational success extroversion; conscientiousness social dynamics; personality dynamics personality traits; cognitive ability iq; cognitive ability
According to the text, economists are starting to understand that matter(s) just as much as occupational success according to the text, economists are beginning to understand that matter(s) is personality traits.
The five broad personality traits defined by the theory are extraversion (also regularly spelled extroversion), agreeableness, openness, conscientiousness, and neuroticism. The 5 fundamental character trends is a concepts that evolved in 1949 through D. W.
Many present-day persona psychologists believe that there are 5 basic dimensions of personality, frequently called the "big five" personality traits. these five primary personality developments are extraversion (additionally frequently spelled extroversion), agreeableness, openness, conscientiousness, and neuroticism.
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you borrow a full-amortized mortgage of $200,000 at 5% mortgage rate for 20 years with monthly payments.
If you borrow a full-amortized mortgage of $200,000 at 5% mortgage rate for 20 years with monthly payment of $1,457.55.
A mortgage is a long-term loan provided to help you buy a house. In addition to the principal, you are required to pay interest to the lender. Collateral is the house and the surrounding land. But if you want to buy a house, you need to know additional specifics. This concept is frequently used in business, especially in relation to shutdown points and fixed costs.
Your monthly mortgage payments are mostly determined by the loan's size and length. The loan's size and duration are its borrowing and repayment terms, respectively. The longer your term, the less money you'll pay each month generally.
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Suppose a tax of $5 per unit is imposed on a good. The supply curve is a typical upward-sloping straight line, and the demand curve is a typical downward-sloping straight line. The tax decreases consumer surplus by $10,000 and decreases producer surplus by $15,000. The deadweight loss of the tax is $2,500. The tax decreased the equilibrium quantity of the good from a. 6,500 to 5,500. b. 5,500 to 4,500. c. 5,000 to 3,000. d. 6,000 to 4,000.
The tax decreased the equilibrium quantity of the good 5,500 to 4,500
what is mean by equilibrium?
The Latin word libra, which means weight or balance, is the origin of the word equilibrium.A situation is in equilibrium when multiple forces or factors are in balance.a situation when conflicting forces or actions are evenly distributed and neither is stronger or more significant than the other.Stable equilibrium, Unstable equilibrium, and Neutral are the three stages. Biology, chemistry, physics, and economics all have different definitions of equilibrium, yet they all refer to the harmony of opposing forces.When all of the forces acting on an object from outside the system of reference are balanced, the object is said to be in equilibrium.To learn about equilibrium refer to
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two logging companies, peehl brother and stump logging, share the rights to log national forest land. they agree to cut trees 4 feet in diameter or greater to sustain the plot. they can cheat and cut smaller diameter trees and earn greater profit. the payoff matrix of their profits under different strategies is shown.
If Peehl is cutting trees 4 feet and greater, Stump's dominant strategy is to cut anything. This is true. Thus, the given statement is true.
If Peehl is cutting trees 4 feet and greater, and Stump's strategy is to maximize profit, then it is likely that Stump's dominant strategy would be to cut anything (including trees with smaller diameters).
This is because if Peehl is only cutting larger trees, Stump may have a competitive advantage by cutting smaller trees and earning greater profit. However, without specific values in the payoff matrix, it is challenging to determine the precise dominant strategy.
Thus, the given statement is true.
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Probably the full question is:
Two logging companies, Peehl Brothers and Stump Logging, share the rights to log national forest land. They agree to cut trees 4 feet in diameter or greater to sustain the plot. They can cheat and cut trees with smaller diameters and earn greater profit. The payoff matrix of their profits under different strategies is shown.
True or False: If Peehl is cutting trees 4 feet and greater, Stump's dominant strategy is to cut anything. This is _____.
Tax depreciation shelters a portion of annual operating income from taxation. However, the amount of cumulative tax depreciation is taxed when the property is sold. Suppose that your taxes due on sale will be $35,000 greater than if the property had not been depreciated. If the sale were to occur five years from now, determine the present value of the tax on depreciation recapture in the year of sale assuming a discount rate of 9.5%.
A) $31,963
B) $22,233
C) $55,098
D) $134,390
Tax depreciation shelters a portion of annual operating income from taxation.The closest answer choice to this value is $22,233, so the correct answer is B) $22,233.
What is Tax depreciation?Generally, To determine the present value of the tax on depreciation recapture in the year of sale, we can use the present value formula:
PV = FV / (1 + r)^n
Where PV is the present value, FV is the future value, r is the discount rate, and n is the number of periods.
Plugging in the given values, we get:
PV = $35,000 / (1 + 0.095)^5
= $35,000 / 1.503787
= $23,226.45
The present value of the tax on depreciation recapture in the year of sale is $23,226.45.
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at the closing, the buyer will be credited for a number of costs that have been paid up-front (or will be paid after closing) as well as a number of prorated expenses that account for the period of time during which the seller occupied the house. all of the following items detailed in the closing costs involve credits that are commonly passed on to the buyer except:
In the closing costs involve credits that are commonly passed on to the buyer except: hazard insurance premiums.
What do you mean by hazard insurance premiums?
When you pay for hazard insurance with a portion of your mortgage payment, you're probably using an escrow account to pay for your homeowners insurance. In other words, your lender is paying your insurance on your behalf by collecting the money you owe.PMI and hazard insurance are not the same things even though they are both types of insurance. Private mortgage insurance, or PMI, is something to keep in mind. In the event that a borrower is unable to continue making mortgage payments, it safeguards lenders. Hazard insurance (covered by a homeowner's insurance policy) and PMI are paid for by the borrower.To know more about Insurance here
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FILL IN THE BLANK. one of the true risks of high national debt is an equity issue in that upper-income individuals may benefit more through expanded investment opportunities at the cost of___lower-income individuals.
The private sector's inability to utilize savings properly is one of the real problems associated with the massive national debt.
What does "debt" mean?Debt may well be defined as the amount that the borrow owes the lender. A debt refers to a sum of income that has been taken for a specified time frame and must be repaid, plus interest. That debtor's reputation affects both the debt's size and its clearance.
What kind of debt are there?Loan payments, housing, and credit card transactions are typical examples. But did you guys know there are several sorts of debts, in addition to the loans? Four kinds of debt are frequently used: secured, unsecure, revolving, and monthly.
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8
Select the correct answer.
What is credit?
O A. an arrangement in which you receive money, goods, or services now in exchange for the promise of payment later
O B. an arrangement in which you receive goods or services in exchange for other goods and services
OC. an arrangement in which you receive money now and pay it back later with fees
Reset
Next
Credit is an arrangement in which you receive money, goods, or services now in exchange for the promise of payment later. Thus the correct option is A.
What is the importance of taking credit?In credit, you can take loans for items you need right away, like a vehicle loan or a credit card, with the commitment to pay it back later. To position yourself for success in the future, it's critical to build credit while you're still younger.
Service credit is the form of credit employed for services. With service credit, paying for utilities like gas, energy, water, phone service, etc. under one account might be quicker.
Therefore, option A is appropriate.
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Suppose the total monetary value of all final goods and services produced in a particular country during 2010 is $600 billion, and the total monetary value of final goods and services sold is $450 billion. We can conclude that ___. real GDP in 2010 is $450 billion nominal GDP in 2010 is $600 billion inventories in 2010 fell by $50 billion nominal GDP in 2010 is $500 billion
We can infer that: A. The GDP was $450 billion in 2008. NDP was $450 billion in 2008. $500 billion was the GDP in 2008. D.
What is the total economic value of all finished products, services, and buildings created within a nation's borders over a 12-month period?A measure of total production is a country's Gross Domestic Product (GDP). In more precise terms, it is the total monetary value of all finished goods and services produced in a nation or region over a certain time frame.
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Using the percentage-of-receivables basis, the uncollectible accounts for the year is estimated to be $33,000. If the balance for the Allowance for Doubtful Accounts is a $5,000 credit before adjustment, what is the amount of bad debt expense for the period? a. $5,000 b. $28.000 c. $33,000 d. $513,000
$513,000 is the amount of bad debt expense for the period. The percentage of bad debts that a company anticipates may encounter is calculated using the percentage of receivables method.
The method is used to fill out the allowance for dubious accounts, a counter account that deducts from the asset for accounts receivable. Divide the entire accounts receivable for a period by the bad debt amount, then multiply the result by 100. The main benefit of employing the percent of receivables technique is that it gives more accurate findings than others because it takes into account the company's real receivables as well as the length of time they have been past due.
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closed-loop supply chains are:multiple choiceare a strategic, cross-functional initiative.are a strategic, cross-functional initiative and require the cooperation of suppliers.are a strategic, cross-functional initiative, require the cooperation of suppliers and require reverse logistics capabilities.
Note that closed-loop supply chains are: " a strategic, cross-functional initiative, require the cooperation of suppliers and require reverse logistics capabilities." (Option D)
Why are closed-loop supply chains important?A closed-loop supply chain may assist a company in becoming more environmentally friendly by cutting manufacturing costs, reducing waste, improving service delivery, increasing customer loyalty, and minimizing environmental pollution.
Modern supply chains assist to raise living standards by allowing people to purchase necessary goods at cheaper prices. This is due to the fact that an efficient supply chain speeds the process of bringing items to market and, eventually, to customers.
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Counselors can encourage ethnic minority clients to learn skills they can use to interact successfully with various forces in their community by acting as their:
Counselors can encourage ethnic minority clients to learn skills they can use to interact successfully with various forces in their community by acting as their consultant.
Who in the UK is an ethnic minority?Except for the white British group, all ethnic groups are referred to as "ethnic minorities" in this context. White minorities like the Gypsy, Roma, and Irish Traveler communities are examples of ethnic minorities.
Which ethnic minority is a good illustration of?Numerous studies conducted in the United States have revealed stark and enduring disparities in health among racial and ethnic minorities (including Blacks/African-Americans, Hispanics/Latinos, Asians and Pacific Islanders, as well as American Indians and Alaska Natives) across a wide range of significant health indicators.
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Revenue generated by online TV and movies is expected to grow by nearly 30% between 2018 and 2021. Group of answer choices True False Millennials are the first generation to be born into the digital revolution of the twentieth century. Group of answer choices True False Which of the following magazines underwent a digital remaking following the introduction of a metered paywall in 2014? Group of answer choices The New Yorker Sports Illustrated Time Newsweek
1. True, Revenue generated by online TV and movies is expected to grow by nearly 30% between 2018 and 2021.
2. True, 1. Group of answer choices True False Millennials are the first generation to be born into the digital revolution of the twentieth century.
3. The New Yorker Sports underwent a digital remaking following the introduction of a metered paywall in 2014
What is meant by digital remaking?The act of employing digital technology to build new business processes, cultures, and customer experiences—or adapt current ones—in order to satisfy shifting business and market requirements is known as digital transformation. Digital transformation refers to this reinvention of company in the digital age.
Business executives must be willing to make significant changes as a result of digital transformation, even if those changes go against their current goals and convictions. Automation and data-driven insights may help a business realize that its current methods are ineffective or wrong.
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Assume that Jill spends all her allowance on only two goods whose prices are equal. To maximize utility Jill will
A. Spend the same total dollar amount on each good
B. Purchase the same number of units of each good
C. Purchase a combination of the two goods so that the utility of each good is the same
D. Purchase a combination of the two goods so that the marginal utility of the last unit purchased of each good is the same
E. Purchase a combination of the two goods so that the marginal utility of the last unite purchased of each good divided by the price is equal to one
To maximize utility Jill will spend the same total dollar amount on each good. The idea behind utility maximisation is that people and organisations should aim to get the most happiness possible out of their financial choices.
The degree to which an individual's fulfilment is realised is measured by utility function. Making economic organisations that ensure the maximum possible level of customer happiness is known as utility maximisation (benefit). An illustration would be if a consumer chose to buy more "Product A" and less "Product B" since the former combination ensures greater benefit (utility) per dollar. The utility-maximizing condition is when overall expenditures are equal to the available budget.
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TRUE/FALSE. an excise tax placed on gasoline would: group of answer choices decrease the demand for gasoline and not change the supply of gasoline. increase the demand for gasoline and increase the supply of gasoline. decrease the demand for gasoline and decrease the supply of gasoline. not change the demand for gasoline and decrease the supply of gasoline.
False. gasoline would see a fall in both supply as well as demand if an excise tax were imposed on it.
The increased price of gasoline brought on by the excise tax would result in a decrease in demand since consumers are less inclined to buy gasoline when it is more expensive. The supply of gasoline would decrease if demand dropped because manufacturers would be less likely to produce it.
Excise duty is imposed on goods produced domestically, as opposed to customs duty, which is imposed on goods entering the country from overseas.
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