Answer: The answer is D. Information that his or her principal is engaged in criminal activity. Agents are not obligated to keep information confidential if it is related to criminal activity.
Explanation: An agent is an individual who has been appointed to act on behalf of someone else in business transactions or other legal matters. They are sometimes referred to as power-of-attorney or attorney-in-fact, and they are normally required to maintain the confidentiality of the principal's affairs.
It is the agent's responsibility to ensure that any confidential data shared with them by their principal or client is kept private and is only shared with people who are authorized to receive it.
Agents, on the other hand, do not have a duty of confidentiality with regards to information that their principal is engaged in criminal activity, as this information may be reported to the authorities if necessary.
Learn more about confidential information here:
https://brainly.com/question/27208943
#SPJ11
after a year during which interest is compounded quarterly, an investment of $800 is worth $851. what is the annual rate of interest? what is the effective annual yield?
The annual rate of interest of the investment is 25.5%. The effective annual yield on this investment is 26.67%.
To find the annual rate of interest, we can use the formula for compound interest:
A = P(1 + r/n)^(nt)
where A is the ending amount, P is the principal (starting amount), r is the annual interest rate, n is the number of times the interest is compounded per year, and t is the number of years.
In this case, we have P = $800, A = $851, n = 4 (since interest is compounded quarterly), and t = 1 (since we're looking at the growth over one year). Solving for r:
$851 = $800(1 + r/4)⁴
1.06375 = 1 + r/4
r/4 = 0.06375
r = 0.255 or 25.5%
So the annual rate of interest is 25.5%.
To find the effective annual yield, we can use the formula:
Effective Annual Yield = (1 + r/n)ⁿ - 1
where r is the annual interest rate and n is the number of times interest is compounded per year. In this case, we have r = 0.255 and n = 4, so:
Effective Annual Yield = (1 + 0.255/4)⁴ - 1
Effective Annual Yield = 0.2667 or 26.67%
So the effective annual yield on this investment = 26.67%.
Learn more about annual rate here:
https://brainly.com/question/15728540
#SPJ11
the law of one price is best described as: the true fundamental value of an asset. earning a risk-free profit without committing any capital. two assets that will produce the same cash flows in the future must sell for equivalent prices.
The law of one price is best described as: two assets that will produce the same cash flows in the future must sell for equivalent prices.
The law of one price is an economic law that states that two assets that will produce the same cash flows in the future must sell for equivalent prices. The law of one price is an important economic theory that is used to explain the prices of goods and services in the market.The true fundamental value of an asset is a term used to describe the value of an asset based on its underlying fundamentals, such as its revenue, earnings, and assets.
Earning a risk-free profit without committing any capital is not an accurate description of the law of one price, as the law refers to the prices of assets that produce the same cash flows in the future, not to profits or capital investments.
For more about cash flow:
https://brainly.com/question/29768594
#SPJ11
daniel has an excellent idea to increase productivity on his assembly line. however, the original idea he sent to his superiors was altered along the way and became ineffectual. this occurrence is known as question 9 options: summarization. withholding. gatekeeping. upward general distortion.
The occurrence where an idea is altered along the way and becomes ineffectual is known as "gatekeeping".
Gatekeeping refers to the process of controlling the flow of information or ideas from one person to another in an organization.
It involves filtering and modifying information or ideas as they move up or down the hierarchy of an organization.
Sometimes, gatekeepers may alter or distort ideas unintentionally or intentionally, resulting in ineffective or watered-down versions of the original ideas.
This can happen due to various reasons, such as personal biases, organizational politics, or communication breakdowns.
Learn more about Gatekeeping here:
https://brainly.com/question/31222959
#SPJ11
The Kingston County Basketball Conference (KCBC) is an amateur basketball association. Each city in the county has one team that represents it. Each team has a maximum of twelve players and a minimum of nine players. Each team also has up to three coaches (offensive, defensive, and PT coaches.) Each team plays two games (home and visitor) against each of the other teams during the season.
a. Draw the ER diagram.
b. Create a relational model based on the ER diagram.
A relational model is a way of representing data in a database using tables with rows and columns.
The ER diagram for the Kingston County Basketball Conference (KCBC) can be used to create a relational model. The model would have one table for each of the teams, with columns for the team name, the players, the three coaches, and the two games played (home and visitor). It would also have a table for each game, with columns for the team name, the players, the coaches, and the city of the game.
This model would allow for efficient retrieval of data related to KCBC teams, players, coaches, and games. It also allows for easy updating of data such as players and coaches, and for the tracking of game outcomes. By using a relational model, the KCBC can easily track and manage their data.
Know more about ER diagram here:-
https://brainly.com/question/30710118#
#SPJ11
Businesses typically have many systems, some internally developed, some purchased, and others acquired. Businesses want these systems to communicate with one another and provide users with easier access to data. There are three systems configurations that consolidate and coordinate data across multiple locations. These three include centralized systems, decentralized systems, and distributed systems. Each configuration has advantages and disadvantages.
Which of the following is a disadvantage of decentralized systems?
-It is the most expensive option as it involves higher maintenance costs.
-Since each location has its own system, there is an increase in security risk as more systems must be protected and monitored.
- The risk of business disruption is greater because any disruption impacts the entire system.
-It is more difficult to implement as it is the most complex of the three.
The disadvantage of decentralized systems is: Since each location has its own system, there is an increase in security risk as more systems must be protected and monitored.
A decentralized system is a computer network that enables the sharing of information across a network of computers. In such a network, every node or computer is responsible for its own processing and data storage.
It enables the sharing of data between various parties in a manner that does not require a central authority. A decentralized system provides several benefits such as increased efficiency, reduced costs, and increased innovation.
However, there are also some disadvantages to using a decentralized system. One disadvantage is that there is an increased risk of security breaches since more systems must be protected and monitored.
Learn more about disadvantge decentralized system https://brainly.com/question/13717247
#SPJ11
an organization provides in service treatment for alcoholic clients and receives virutally all of these referrals from the family service agencies this is an example of what kind of relationship?
This kind of relationship between an organization that provides in-service treatment for alcoholic clients and receives virtually all of these referrals from the family service agencies is an example of a referral relationship.
What is an organization?An organization is a social entity created to achieve a shared objective. It can range from a single person to tens of thousands of people in many locations, working to achieve a common goal. Organizations are typically made up of a group of people working together to accomplish a common goal. These groups may have a formal structure, with a set of regulations and procedures to follow. The majority of firms aim to make a profit or serve their clients in the best possible way.
A referral relationship, on the other hand, is a sort of relationship between two or more organizations where one refers clients or customers to the other. The referral relationship will work in a way that the first organization referred clients or customers to the second, with the objective of receiving something in return, such as commission or incentives.
Learn more about referral relationships here:
brainly.com/question/10431968
#SPJ11
the book value per share of common stock is computed as follows: question 49 options: assets/number of shares outstanding. liabilities/number of shares outstanding. total common stockholders' equity/number of shares outstanding. value of the company's assets/price of the book it's listed in.
The book value per share of common stock is computed by dividing the total common stockholders' equity by the number of shares outstanding. This can be expressed as Total Common Stockholders' Equity / Number of Shares Outstanding.
What is Stock?
A stock, often known as a share or equity, represents a tiny fraction of ownership in a corporation. Stocks are one of the most common types of financial assets, with shares of stocks traded on major exchanges all over the world, including the NYSE and NASDAQ in the United States. Each share of stock represents a portion of ownership in a corporation, which entitles the holder to a portion of the corporation's earnings and assets (after liabilities are paid).
learn more about Stock here:
https://brainly.com/question/19383566
#SPJ11
socioeconomic diversity requires that managers be sensitive and responsive to .multiple choice question.women and minoritiesthose who once lived in povertythose with very high incomesthose who are not as well off as others
Socioeconomic diversity in an organization is important because it can reflect the reality of the society in which the company operates. As such, managers must be sensitive to the needs and concerns of all team members, including those from different socioeconomic backgrounds.
This may involve answering multiple-choice questions that address issues related to socioeconomic diversity, such as what policies can be implemented to promote equal opportunity and skills development for employees from diverse socioeconomic backgrounds. In addition, managers can take steps to ensure that company policies do not discriminate against individuals based on their socioeconomic background.
In conclusion, managers should be aware of socioeconomic diversity in their organization and should take steps to ensure that all team members have equal opportunities and are treated fairly and with respect, regardless of their socioeconomic background. This can improve employee morale and satisfaction, which in turn can have a positive impact on productivity and the overall success of the company.
Lear More About Socioeconomic diversity
https://brainly.com/question/29430730
#SPJ11
Net Income and OCF [LO2] During 2009, Raines Umbrella Corp. Had sales of $730,000. Cost of goods sold, administrative and selling expenses, and depreciation expenses were $580,000, $105,000, and $135,000, respectively. In addition, the company had an interest expense of $75,000 and a tax rate of 35 percent. (Ignore any tax loss carryback or carryforward provisions. ) a. What is Raines's net income for 2009? b. What is its operating cash flow? c. Explain your results in (a) and (b)
Raines Umbrella Corp.'s net income for 2009 was $107,250 and Raines Umbrella Corp.'s operating cash flow for 2009 was $242,250
a. To find the net income, we need to start with the company's revenue and subtract all expenses, including interest expense and taxes:
Revenue = $730,000
Cost of goods sold = $580,000
Administrative and selling expenses = $105,000
Depreciation expenses = $135,000
Interest expense = $75,000
Earnings before taxes (EBT) = Revenue - Cost of goods sold - Administrative and selling expenses - Depreciation expenses - Interest expense
EBT = $730,000 - $580,000 - $105,000 - $135,000 - $75,000
EBT = $(165,000)
Taxes = EBT * Tax rate
Taxes = $(165,000) * 35%
Taxes = $57,750
Net income = EBT - Taxes
Net income = $(165,000) - $57,750
Net income = $107,250
Therefore, Raines Umbrella Corp.'s net income for 2009 was $107,250.
b. To find the operating cash flow (OCF), we need to start with the company's net income and add back non-cash expenses like depreciation:
Net income = $107,250
Depreciation expenses = $135,000
OCF = Net income + Depreciation expenses
OCF = $107,250 + $135,000
OCF = $242,250
Therefore, Raines Umbrella Corp.'s operating cash flow for 2009 was $242,250.
c. Raines Umbrella Corp. had a net income of $107,250 for 2009, meaning that after all expenses and taxes were paid, the company had a profit of $107,250. This is a measure of the company's financial performance over the years.
Learn more about Raines Umbrella Corp. here:https://brainly.com/question/2551046
#SPJ4
strong property rights are important for modern economic growth because group of answer choices business cycle fluctuations will be smaller and less likely to disrupt investment patterns. they ensure an equitable distribution of income. people are more likely to invest if they don't fear that others can take their returns on investment without compensation they allow governments to extract the gains from private citizens' investments
Strong property rights are important for modern economic growth because people are more likely to invest if they don't fear that others can take their returns on investment without compensation.
What are property rights?Property rights refer to the ownership and control of an economic resource. Ownership provides the right to use the resource as you see fit, while control refers to the right to receive income from the resource. Property rights, in essence, allow for the creation of wealth and incentivize individuals and businesses to use and develop their resources fully.
What is economic growth?Economic growth refers to the increase in the amount of goods and services produced by a country or region over a given period. It is measured by the increase in real GDP, employment, and investment in physical and human capital.The importance of strong property rights for modern economic Growth
Strong property rights are critical to modern economic growth for several reasons.
Learn more about property rights at
https://brainly.com/question/29613081
#SPJ11
on april 1, a company paid the $3,150 premium on a three-year insurance policy with benefits beginning on that date. what amount of insurance expense will be reported on the annual income statement for the first year ended december 31? multiple choice $1,050.00. $87.50. $3,150.00. $787.50. $2,362.50.
Answer:
For the first year ended December 31, the insurance expense would be $1,050.00
Explanation:
An insurance policy is a contract between an individual or an entity and an insurer or insurance company in which the insurer promises to pay the insured or policyholder a specified amount of money in the event of an accident, injury, illness, or other covered losses or damages. The policyholder, on the other hand, agrees to pay the insurer a premium, which is the cost of the policy. The benefit is the payout that the policyholder will receive from the insurer if they suffer a covered loss or damage. The insurance expense is the cost of an insurance policy that a policyholder pays in exchange for the benefits that the policy provides. When a company purchases an insurance policy, the cost of the policy is considered an insurance expense. Insurance expense is charged to the income statement over the period for which the policy provides benefits. It is reported as an expense in the period in which it is incurred rather than in the period in which it is paid.
On April 1, the company paid a $3,150 premium on a three-year insurance policy with benefits beginning on that date. For the first year ended December 31, the insurance expense would be $1,050.00. This is because the annual insurance expense would be $3,150.00 (the total cost of the policy) divided by three years (the term of the policy), resulting in $1,050.00 in insurance expenses for each year of the policy. Therefore, the correct option is $1,050.00.
Learn more about insurance polic here.
https://brainly.com/app/ask?q=insurance+policy
#SPJ11
For the first year ended December 31, the insurance expense would be $1,050.00. This is because the annual insurance expense would be $3,150.00
What is an Insurance policy?An insurance policy is a contract between an individual or an entity and an insurer or insurance company in which the insurer promises to pay the insured or policyholder a specified amount of money in the event of an accident, injury, illness, or other covered losses or damages. The policyholder, on the other hand, agrees to pay the insurer a premium, which is the cost of the policy.
On April 1, the company paid a $3,150 premium on a three-year insurance policy with benefits beginning on that date. For the first year ended December 31, the insurance expense would be $1,050.00. This is because the annual insurance expense would be $3,150.00 (the total cost of the policy) divided by three years (the term of the policy), resulting in $1,050.00 in insurance expenses for each year of the policy. Therefore, the correct option is $1,050.00.
Learn more about insurance policies here.
https://brainly.com/question/17479291
#SPJ11
Esquire Comic Book Company had income before tax of $1,750,000 in 2021 before considering the following material items: 1. Esquire sold one of its operating divisions, which qualified as a separate component according to generally accepted accounting principles. The before-tax loss on disposal was $415,000. The division generated before-tax Income from operations from the beginning of the year through disposal of $650,000. 2. The company incurred restructuring costs of $80,000 during the year. Required: Prepare a 2021 income statement for Esquire beginning with income from continuing operations. Assume an income tax rate of 25%. Ignore EPS disclosures. (Amounts to be deducted should be Indicated with a minus sign.) ESQUIRE COMIC BOOK COMPANY Partial Income Statement For the Year Ended December 31, 2021
Income from continuing operations Discontinued operations: Income from operations of discontinued component 199,000 Income tax expense (49,750)
Income (loss) on discontinued operations 149,250 Net income (loss)
From the information that can be retrieved, the income statement shows the net income (loss) is $ 1,284,250.
Prepare a 2021 income statement for Esquire beginning with income from continuing operations. Assume an income tax rate of 25%. Ignore EPS disclosures. (Amounts to be deducted should be Indicated with a minus sign.)
Esquire Comic Book Company Partial Income Statement For the Year Ended December 31, 2021
Income from continuing operations: $1,135,000
Discontinued operations:
Income from operations of discontinued component $199,000Income tax expense $(49,750)Income (loss) on discontinued operations $149,250Net income (loss) $1,284,250Learn more about Income Statement: brainly.com/question/15169974
#SPJ11
Oceanic Pacific fleet has just decided to use a pole-and-line method of fishing instead of gill netting to catch tuna. The latter method involves the use of miles of nets strung out across the ocean and therefore entraps other sea creatures besides tuna (e.g., porpoises, sea turtles). Concern for endangered species was one reason for this decision, but perhaps more important was the fact that the major tuna canneries in the United States will no longer accept tuna caught by gill netting. Oceanic Pacific decided to conduct a series of experiments to determine the amount of tuna that could be caught with different crew sizes. The results of these experiments follow.
Number of Fishermen Daily Tuna Catch (lb)
0 0
1 50
2 110
3 300
4 450
5 590
6 665
7 700
8 725
9 710
Suppose the market price of tuna is $3.50/pound. How many fishermen should the company use if the daily wage rate is $100?
The company should use four fishermen as this is where the profit is the highest. Therefore, it can earn a profit of $200 per day by using four fishermen.
Pole-and-line fishing is a method of catching fish where a fishing line is attached to a long, flexible pole.
Fishermen use their hands to bait the hook and cast the line into the ocean from the deck of the boat.
Tuna is a species of fish that is often caught using this technique.
The daily catch of tuna with respect to the number of fishermen is given in the following table:
Number of Fishermen Daily Tuna Catch (lb)0 01 502 1103 3004 4505 5906 6657 7008 7259 710
The profit is calculated as follows:
Profit = Revenue - Cost of production
We can calculate the revenue by multiplying the daily catch with the market price of tuna: $3.50 x Daily Tuna CatchThe cost of production will be the total wage paid to the fishermen (daily wage rate * the number of fishermen):
$100 x Number of Fishermen
So,Profit = $3.50 x Daily Tuna Catch - $100 x Number of Fishermen
Now, we need to find out the profit for different numbers of fishermen:
Number of Fishermen Daily Tuna Catch (lb) Profit0 0 -$1001 50 -$50.002 110 $40.003 300 $100.004 450 $200.005 590 $270.006 665 $190.007 700 $100.008 725 $75.009 710 -$190.00
The company should use four fishermen as this is where the profit is the highest. Therefore, it can earn a profit of $200 per day by using four fishermen.
Learn more about profit here:
https://brainly.com/question/1078746
#SPJ11
Chang, the founder of a multinational corporation, believes that his business should mainly focus on the benefit of those people who own its stock. In this scenario, he most likely follows _______, a model of business management.
a. Stakeholders model
b. Shareholders primacy
c. Customer value
Option B). The model of business management that Chang is most likely following if he believes that his business should mainly focus on the benefit of those people who own its stock is "Shareholder primacy."
What is Shareholder Primacy?b The shareholder primacy model of business management is a management model that emphasizes the interests of shareholders over the interests of other stakeholders, such as employees, customers, and the general public, who are seen as secondary. The goal of a company following this model is to maximize shareholder wealth, which is accomplished by maximizing profits, increasing share prices, and paying dividends to shareholders. Why Shareholder Primacy is important? Shareholder primacy can be beneficial in some circumstances, such as when shareholders are actively involved in the business and have a long-term perspective. However, it can be detrimental in other circumstances, such as when shareholders prioritize short-term profits over long-term growth or when they engage in unethical or illegal activities to boost share prices. Therefore, the shareholder primacy model of business management has been the subject of debate in recent years, with some arguing that it needs to be revised to better balance the interests of all stakeholders.
For more such questions on Shareholders
https://brainly.com/question/28452798
#SPJ11
Chang's belief that his business should mainly focus on the benefit of those people who own its stock suggests he follows the Shareholders Primacy model of business management.
This model assumes that the primary purpose of a business is to increase shareholder wealth, and all decisions should be based on this goal. This model encourages businesses to maximize profits, often by cutting costs and increasing efficiency, while maintaining a focus on long-term growth and sustainability.
It also encourages businesses to have a more disciplined approach to capital allocation, using resources in a way that will generate the greatest return for shareholders.
This model seeks to ensure that the interests of shareholders are maintained and that their investments are managed in their best interests. As such, it typically involves strategies and tactics that focus on profit maximization, cost cutting, and increasing shareholder value.
Know more about Shareholders here
https://brainly.com/question/19162424#
#SPJ11
serena is preparing her budget for the upcoming year. this would be good time for her to a. run best-case and worst-case scenarios. b. enforce a cost-containment strategy. c. communicate with her suppliers and scrutinize her relationships with them. d. up her expectations for the upcoming year.
serena is preparing her budget for the upcoming year. this would be a good time for her to run best-case and worst-case scenarios. Option A is the correct answer.
Serena is preparing her budget for the upcoming year, and it would be a good time for her to run best-case and worst-case scenarios.
This involves analyzing different financial projections based on various scenarios and assumptions, such as changes in revenue, expenses, and market conditions.
By doing so, Serena can be better prepared for unexpected events and make informed decisions about how to allocate her resources.
This approach can also help her identify potential risks and opportunities, and adjust her budget accordingly to optimize her financial outcomes.
Therefore, option A is the correct option, run best-case and worst-case scenarios.
Learn more about budget here:
https://brainly.com/question/8647699
#SPJ11
when purchasing for a franchised operation, the franchisee will: group of answer choices buy from approved suppliers buy from the company commissary or central distribution center all of the above buy from any suppliers that meet the quality standards
When purchasing for a franchised operation, the franchisee will buy from approved suppliers, buy from the company commissary or central distribution center and buy from any suppliers that meet the quality standards.
A franchised operation is a business that allows an individual to run their own business under the banner of an already established business. The franchisee typically pays a fee for the privilege of using the name and branding of the franchisor, as well as other support services. The franchisor may have certain restrictions or guidelines for the franchisee's business operations. Therefore, when purchasing for a franchised operation, the franchisee will buy from approved suppliers, buy from the company commissary or central distribution center and buy from any suppliers that meet the quality standards.
Learn more about franchised operation https://brainly.com/question/16826168
#SPJ11
The LIBOR zero curve is flat at 5% (continuously compounded) out to 1.5 years. Swap rates for 2- and 3-year semiannual pay swaps are 5.4% and 5.6%, respectively. Estimate the LIBOR zero rates for maturities of 2.0, 2.5, and 3.0 years. (Assume that the 2.5-year swap rate is the average of the 2- and 3-year swap rates and use LIBOR discounting.) Explain.
The LIBOR zero rates for maturities of 2.0, 2.5, and 3.0 years are 4.79%, 5.01% and 5.22% respectively.
The LIBOR zero curve is flat at 5% (continuously compounded) out to 1.5 years. Swap rates for 2- and 3-year semiannual pay swaps are 5.4% and 5.6%, respectively. To estimate LIBOR zero rates for maturities of 2.0, 2.5, and 3.0 years. The LIBOR curve will be constructed using the swap rates and assuming that the swap cash flows will be discounted using the LIBOR curve.
1. For 2-year Swap: Calculate the discount factor for 2 years using the swap rate and assuming that the swap cash flows will be discounted using the LIBOR curve, this discount factor will be used to construct the LIBOR curve.
Discount factor for 2-year swap:
$0.054*(1+0.05/2)^{-4}+ $0.054*(1+X/2)^{-2} = $1
Solving for X, we get X = 4.79
Thus the 2-year zero LIBOR rate is 4.79%
2. For 3-year Swap: Discount factor for 3-year swap:
$0.056*(1+0.05/2)^{-6} + $0.056*(1+0.054/2)^{-4} + $0.056* (1+X/2)^{-2} = $1
Solving for X, we get X = 5.22%
Thus the 3-year zero LIBOR rate is 5.22%
3. For 2.5 years Swap:
We are given that the 2.5-year swap rate is the average of the 2- and 3-year swap rates:
Swap rate for 2.5 year= (5.4%+5.6%)/2= 5.5%
Discount factor for 2.5 year swap:
$0.055*(1+0.05/2)^{-5} + $0.055*(1+0.054/2)^{-3} + $0.055*(1+0.0522/2)^{-1} + $0.055*(1+X/2)^{-2} = $1
Solving for X, we get X = 5.01%
Thus the 2.5-year zero LIBOR rate is 5.01%
The LIBOR zero rates for maturities of 2.0, 2.5, and 3.0 years are 4.79%, 5.01% and 5.22% respectively.
Learn more about "LIBOR"; https://brainly.com/question/13014728
#SPJ11
Which of the following may the president do to control the implementation of a policy agenda?
A The president can veto particular items or language in a bill he disagrees with while enacting the remainder of the bill
B The president can veto a congressional bill that has passed the House and the Senate
C The president can refuse to spend money that Congress appropriated
D The president can impeach selected members of Congress
Which of the following may the president do to control the implementation of a policy agenda?
A The president can veto particular items or language in a bill he disagrees with while enacting the remainder of the bill
B The president can veto a congressional bill that has passed the House and the Senate
C The president can refuse to spend money that Congress appropriated
D The president can impeach selected members of Congress
The president can refuse to spend money that Congress appropriated is what the president can do to control the implementation of a policy agenda. The correct option is C)
What can the president do to control the implementation of a policy agenda?The President of the United States can use a variety of methods to implement their policy agenda. One of the ways the president can control the implementation of a policy agenda is by refusing to spend the money that Congress has allocated.What is a policy agenda?The policy agenda is a collection of issues that the federal government is interested in addressing. These concerns are frequently used as the basis for future legislative action or executive branch directives. The policy agenda is a crucial tool for identifying the most pressing issues facing the country at any given moment.What is the role of the President of the United States in implementing a policy agenda?The President of the United States is responsible for implementing the policy agenda. The president has a variety of tools at his or her disposal for ensuring that policy priorities are pursued. The president can veto a bill, make executive orders, refuse to spend money, and utilize the power of persuasion to get people on board. The president can work with members of Congress to pass legislation and provide guidance and support to executive branch departments and agencies tasked with carrying out his or her policy priorities.
for more questions on Congress
https://brainly.com/question/325850
#SPJ11
Economic stress can be ______ or ______. Normative, situational. Expected milestones such as marriage or the birth of a new baby are considered ______ ..
Economic stress can be normative or situational. Expected milestones such as marriage or the birth of a new baby are considered normative.
Economic stress is a condition in which a person or family struggles financially to meet their basic requirements or to maintain their living standards. Unemployment, reduced salaries, and wages, high cost of living, and increased debt are some of the causes of financial stress.
Economic stress can be either normative or situational. Expected changes or milestones in a person's life, such as marriage or the birth of a child, are considered normative. Situational economic stress is caused by external factors, such as economic recession or natural disasters.
Learn more about economic stress at https://brainly.com/question/27900100
#SPJ11
Which of the following statements is CORRECT? a. Since the ROA measures the firm's effective utilization of assets without considering how these assets are financed, two firms with the same EBIT must have the same ROA
b. Suppose a firm wants to maintain a specific TIE ratio. It knows the amount of its debt, the interest rate on that debt, the applicable tax rate, and its operating costs. With this information, the firm can calculate the amount of sales required to achieve its target Tie ratio, c. Suppose ali firms follow similar financing policies, face similar risks, have equal access to capital, and operate in competitive product and capital markets. However, firms face different operating conditions because, for example, the grocery store industry is different from the airtime industry. Under these conditions, firms with high profit margins will tend to have high asset turnover ratios, and firms with low profit margins will tend to have low turnover ratios. d. Klein Cosmetics has a profit margin of 5.0, a total assets turnover ratio of 15 times, no debt and therefore an equity multiplier of 1.0, and an ROE of 75%. The CFO recommends that the firm borrow funds using long-term debt, use the funds to buy back stock and raise the equity multiplier to 20. The size of the firm cassets) would not change. She thinks that operations would not be affected, but interest on the new debt would lower the profit margin to 4,5%. This would probably not be a good move, as it would decrease the ROE from 7.5% to 6.5% e. Even though Firm A's current ratio exceeds that of Firm B, Firm O's quick ratio might exceed that of A. However, if A's quick ratio exceeds B's, then we can be certain that A's current ratio is also larger than B's
The correct statement is: c. Suppose all firms follow similar financing policies, face similar risks, have equal access to capital, and operate in competitive product and capital markets.
However, firms face different operating conditions because, for example, the grocery store industry is different from the airtime industry. Under these conditions, firms with high-profit margins will tend to have high asset turnover ratios, and firms with low-profit margins will tend to have low turnover ratios.
Explanation:
a. This statement is incorrect because ROA does not solely depend on EBIT, but also on the amount of assets employed by the firm, which may differ between two firms with the same EBIT.
b. This statement is incorrect because the TIE ratio is calculated as EBIT/Interest Expense, and the firm cannot determine the required sales to maintain a specific TIE ratio without knowing its expected EBIT.
d. This statement is incorrect because the CFO's recommendation to increase the equity multiplier by using debt to buy back stock would increase the financial risk of the firm and decrease its ROE, contrary to what is stated.
e. This statement is partially correct. The quick ratio considers only the most liquid current assets, whereas the current ratio considers all current assets.
Therefore, it is possible for Firm A to have a higher current ratio than Firm B but a lower quick ratio. However, if Firm A's quick ratio is higher than Firm B's, then it is certain that Firm A's current ratio is also higher than Firm B's, as the quick ratio is a subset of the current ratio.
You can read more about capital at https://brainly.com/question/15300072
#SPJ11
european pastries has an isurable loss of 82,500, while having insurance coverage beyond coinsurance reuirements. the insurance is divided between company a with $125,000 coverage, company b with $100,000 coverage, and company c with 175,000 coverage. find the amount of loss paid by each of the insurance companies
The amount of loss paid by each insurance companies is that Company A will pay $29,464.29, Company B will pay $23,571.43, and Company C will pay $29,464.29.
European Pastries has an insurable loss of $82,500, with insurance coverage beyond coinsurance requirements. The insurance is divided between company A with $125,000 coverage, company B with $100,000 coverage, and company C with $175,000 coverage.
The amount of loss paid by each of the insurance companies is given below:
Calculation of insurance coverage ratios:Company A = 125,000 / (125,000 + 100,000 + 175,000) = 0.3571
Company B = 100,000 / (125,000 + 100,000 + 175,000) = 0.2857
Company C = 175,000 / (125,000 + 100,000 + 175,000) = 0.3571
Calculation of insurance coverage amountsCompany A = 0.3571 * $82,500 = $29,464.29
Company B = 0.2857 * $82,500 = $23,571.43
Company C = 0.3571 * $82,500 = $29,464.29
Therefore, the amount of loss paid by each of the insurance companies is as follows: Company A: $29,464.29, Company B: $23,571.43, Company C: $29,464.29.
Learn more about Insurable loss:
https://brainly.com/question/30592253
#SPJ11
which three events would likely reduce an owl population?
Risks to owl include climate change, habitat degradation from logging, and competition with an increase in barred owl populations.
The cactus ferruginous pygmy owl is another little owl that, in contrast to most other owls, is actually nocturnal. Effective conservation and preservation actions for owls and other endangered species are necessary for a healthy ecosystem.
Giving endangered animal species a safe environment and protecting them from the dangers of poaching and illegal trafficking are the main strategies for bringing them back to life. Owing of their limited thermal niche, owls in this region face threats from habitat degradation and population declines brought on by development, as well as hotter and drier conditions brought on by climate change.
Learn more about owls at
https://brainly.com/question/24205311
#SPJ4
An alpha testing group is made up of members who ____ worked on the project, while a beta testing group is made up of members who _____ worked on the project.
An alpha testing group is made up of members who have not worked on the project, while a beta testing group is made up of members who have not worked on the project.
Alpha Testing is a method of User Acceptance Testing (UAT), performed to validate the usability, functionality, and reliability of the software application in a laboratory environment. It is usually done by the software developer team. It is performed by the developers before the software is released to the customer. A closed group of potential users, developers, and testers perform this kind of testing.Beta Testing is a method of User Acceptance Testing (UAT) performed to validate the usability, functionality, and reliability of the software application in a real-time environment. It is usually done by a group of potential users. It is performed after Alpha Testing is completed. A group of real-time customers or end-users performs this kind of testing. Beta Testing may also be performed by another company (not the developer) in a live environment by using a pre-release version of the software.
For more questions on Testing
https://brainly.com/question/15980493
#SPJ11
Current Liabilities and Ratios Several accounts that appeared on Kruse's 2017 balance sheet are as follows: Accounts Payable $55,000 Equipment $950,000 Marketable Securities 40,000 Taxes Payable 15,000 Accounts Receivable 180,000 Retained Earnings 250,000 Notes Payable, 12%, due in 60 days 20,000 Inventory 85,000 Capital Stock 1,150,000 Allowance for Doubtful Accounts 20,000 Salaries Payable 10,000 Land 600,000 Cash 15,000 Required: 1. Prepare the Current Liabilities section of Kruse's 2017 balance sheet. Kruse Partial Balance Sheet As Of December 31, 2017 Current liabilities: Accounts payable $ 55,000 Notes payable, 12%, due in 60 days 20,000 Taxes payable 15,000 Salaries payable 10,000 Total current liabilities $ 100,000 Feedback Prepare the liabilities section of the balance sheet. 2. Compute Kruse's working capital. __ 3. Compute Kruse's current ratio. __: 1
In the following question, among the conditions given in the missing blanks about Current Liabilities, Kruse's working capital would be "$220,000". Kruse's current ratio would be "3.3:1."
The Current Liabilities section of Kruse's 2017 balance sheet would include the following accounts:
Accounts Payable: $55,000
Notes Payable, 12%, due in 60 days: $20,000
Taxes Payable: $15,000
Salaries Payable: $10,000
Total Current Liabilities: $100,000
Kruse's working capital is calculated by subtracting current liabilities from current assets. Current assets are Accounts Receivable ($180,000), Marketable Securities ($40,000), Inventory ($85,000), and Cash ($15,000). Therefore, Kruse's working capital would be $220,000.
Kruse's current ratio is calculated by dividing current assets by current liabilities. Current assets are $330,000 (Accounts Receivable $180,000 + Marketable Securities $40,000 + Inventory $85,000 + Cash $15,000), and current liabilities are $100,000. Therefore, Kruse's current ratio would be 3.3:1.
For more such questions on Current Liabilities
https://brainly.com/question/29341666
#SPJ11
which aspect of preparing an accounting worksheet typically requires the greatest involvement by the accountant?
Adjustments is an aspect of preparing an accounting worksheet typically requires the greatest involvement by the accountant. It is one of the most crucial task of an accountant.
Adjustments are accounting entries made at the end of the accounting period to adjust accounts for the effects of internal and external events that have not been recorded. They are necessary to ensure that the financial statements are accurate and complete.
Adjustments are classified into two types, namely accruals and deferrals. Accruals are revenues or expenses that have been earned or incurred but not yet recorded, while deferrals are revenues or expenses that have been recorded but not yet earned or incurred.
However, it is important to take the time to ensure that the financial statements are accurate, as errors or omissions can lead to serious consequences for the organization, such as legal problems or financial problems.
Know more about financial statements here:
https://brainly.com/question/14951563
#SPJ11
accounts receivable. at year-end, the l. cole company has completed services of $21,500 for a client, but the client has not yet been billed for those services. interest receivable. at year-end, the company has earned, but not yet recorded, $490 of interest earned from its investments in government bonds. accounts receivable. a painting company bills customers when jobs are complete. the work for one job is now complete. the customer has not yet been billed for the $1,500 of work. Determine what current balance equals.
If the accounts receivable of the l. Cole company is $21,500 and $1,500, while the interest receivable is $490, its current balance is $23,490.
Accounts receivable is a current asset on a company's balance sheet that represents the amount of money owed to the company by its customers for goods or services that have been sold but not yet paid for.
The current balance would equal the sum of the three items listed in the question, since they all represent amounts that the company has earned but not yet received:
Current balance = $21,500 (accounts receivable for services completed but not yet billed) + $490 (interest receivable on government bonds) + $1,500 (accounts receivable for completed painting job not yet billed)
Current balance = $23,490
Learn more about account receivable here:
https://brainly.com/question/24871345
#SPJ11
The following materials standards have been established for a particular product:Standard quantity per unit of output 4.9 gramsStandard price $12.00 per gramsThe following data pertain to operations concerning the product for the last month:Actual materials purchased 3,800 gramsActual cost of materials purchased $44,270Actual materials used in production 3,100 gramsActual output 570 unitsThe direct materials purchases variance is computed when the materials are purchased.Required:a. What is the materials price variance for the month?b. What is the materials quantity variance for the month?
a. Materials price variance for the month is $1,330. b. Materials quantity variance for the month is $1,032.
Materials price variance for the month = ($12.00 - $11.65) x 3,800 gm = $1,330
Materials quantity variance for the month = ($12.00 x (3,100 - 570 x 4.9)) - ($12.00 x 3,100) = $1,032.
Variance refers to the deviation or difference between the actual and planned or expected performance.
It is a statistical measure that is calculated by taking the average squared deviation from the mean of data. It measures the dispersion or distribution of the data around the mean. The variance can be expressed in percentage, as a ratio or as a simple number.Standard refers to the fixed criteria or benchmark that is established for a particular product, service, or process.
It is the acceptable level of quality, performance, quantity, or time that is determined by the management or organization. Standards provide a common reference point for comparison and evaluation of performance. They help to maintain consistency, uniformity, and reliability of the products or services. It also helps to improve the efficiency, effectiveness, and competitiveness of the organizationThe quality of the output should not be compromised while increasing the quantity. Quality refers to the standard, specification, or requirement that is expected or desired by the customer, end-user, or stakeholder
. It is the degree of excellence, suitability, or fitness of the product, service, or process. Quality can be measured in terms of accuracy, reliability, durability, speed, flexibility, or innovation.
Learn more about standard quality here: https://brainly.com/question/29240046
#SPJ11
Consider the CO2 Emissions project.
Which of these visual recipes can NOT be used to restrict the datasets in the project to the years 2008-2012?
A Sample/Filter recipe
A Sync recipe
A filter processor in a Prepare recipe
The pre-filter step of a Join recipe
The datasets in the CO2 Emissions project can be limited to the years 2008–2012 using any of the previously stated visual recipes.
What types of recipes can you find on Dataiku?Both a Prepare Recipe's storage type and a visual analysis's interpretation are associated with each column. Both a Prepare Recipe and a visual analysis allow you to work interactively because they both use a sample of the dataset.
What does Dataiku's "visual recipe" mean?In the Flow, recipes are used to alter current datasets to produce new datasets. The DSS "visual recipes," which cover a number of typical analytic use cases like aggregations or joins, are the primary method for performing transformations.
To know more about project visit:-
https://brainly.com/question/29564005
#SPJ1
disney facilitates skill transfer among its different business units. this is a function of what type of relatedness? a. operational b. corporate c. vertical d. multipoint
Disney facilitates skill transfer among its different business units. This is a function of the a) operational type of relatedness.
What's operational relatedness?The operational relatedness is the way in which the business units share their value chain's activities with each other. The business units can learn from each other and acquire the skills to perform better than the competition when the operations are related to one another.
For example, Disney Channel, Disney Store, and Disney World all provide information and feedback to each other, which helps them develop strategies that drive profits and increase sales. It also ensures that the management can enhance the efficiency and effectiveness of the value chain by leveraging the skills across the different businesses.
This also helps in leveraging the economies of scope to the fullest, which further improves the operational efficiency of the company.
Disney facilitates skill transfer among its different business units. This is a function of the operational type of relatedness. The operational relatedness is the way in which the business units share their value chain's activities with each other.
The business units can learn from each other and acquire the skills to perform better than the competition when the operations are related to one another. For example, Disney Channel, Disney Store, and Disney World all provide information and feedback to each other, which helps them develop strategies that drive profits and increase sales.
It also ensures that the management can enhance the efficiency and effectiveness of the value chain by leveraging the skills across the different businesses. This also helps in leveraging the economies of scope to the fullest, which further improves the operational efficiency of the company.
Learn more about relatedness at
https://brainly.com/question/30515252
#SPJ11
Which of these will ensure an economy experiences sustained economic growth?A) more natural resourcesB) technological changeC) pop growth
In the following question, among the given options, The one that will ensure that an economy experiences sustained economic growth is option (B) technological change.
Let's explore it further below. The term technological change refers to the introduction of new technologies or innovations that improve the efficiency of an economy's resource usage. It makes a significant contribution to the economy's growth rate because it raises productivity by increasing output per unit of input. Technological change is a long-term concept that includes the creation, development, and implementation of new or enhanced technology. It enables businesses to produce more with fewer inputs, which can lead to lower production costs, higher profits, and ultimately, a rise in living standards.
Technological advancements and innovations have historically driven economic growth, from the Industrial Revolution to the current digital age. Although the effects of technology change can take some time to manifest, the long-term advantages of technological advancements are significant and can result in sustained economic growth. Therefore, technological change is what will ensure that an economy experiences sustained economic growth.
For more such questions on economic growth
https://brainly.com/question/29621837
#SPJ11
