"Dis-ney announces plan to launch streaming service in 2019, ending deal with Net-flix" (CNN, August 2017). "Net-flix Is Eating Up More of the Internet. So What?" (Wired, April 2017)
Explain the importance of Newspaper.Newspapers provide readers every detail, no matter how minute. Additionally, it assists us in being knowledgeable citizens. Newspapers inform us of any adjustments to the nation's laws and regulations. Also, they are incredibly educational for students. People's knowledge of current events, both locally and globally, is greatly influenced by newspapers.
"Ama-zon Prime Video is Winning the Streaming Battle, According to a New Survey" (Fort-une, September 2017)
"Hu-lu's Live TV Streaming Service is Here and It Looks Like a Real Game Changer" (Giz-modo, May 2017)
"You-Tube TV Launches With All Major Broadcasters" (For-bes, April 2017).
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FILL IN THE BLANK Basically PERT simulation assumes a statistical distribution, range between ___ and ___, for each duration.
Basically, the PERT simulation assumes a statistical distribution, range between pessimistic and optimistic for each duration. PERT or Program Evaluation and Review Technique are used to estimate the duration of activities needed to complete a project.
The Program Evaluation and Review Technique or PERT simulation was developed to help project managers estimate the duration of activities needed to complete a project. It was developed in the United States Navy for the Polaris missile project.
PERT uses the Beta Distribution Model, which is a probabilistic model of uncertainties, to estimate the duration of activities. In PERT, each activity has three time estimates: optimistic, pessimistic, and most likely.
The expected time, t, is calculated using the following formula: t = (optimistic + 4 × most likely + pessimistic) / 6.The variance, σ², is calculated using the following formula:σ² = [(pessimistic - optimistic) / 6]².
According to PERT, the duration of an activity can be estimated by using the formula: T = t + zσ.where T is the estimated duration of the activity, t is the expected time of the activity, σ is the standard deviation of the activity, and z is the standard score of the activity that corresponds to a given confidence level.
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Complete the below table to calculate the price of a $1.5 million bond issue under each of the following independent assumptions (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided.Enter your answers in whole dollars.):
1. Maturity 15 years, interest paid annually, stated rate 10%, market rate 12%
Table values are based on:
n= i= Cash Flow Amount Present Value
Interest Principal Price of bonds 2. Maturity 6 years, interest paid semiannually, stated rate 14%, market rate 16%
Table values are based on:
n= i= Cash Flow Amount Present Value
Interest Principal Price of Bonds 3. Maturity 5 years, interest paid semiannually, stated rate 16%, market rate 14%
Table values are based on:
n= i= Cash Flow Amount Present Value
Interest Principal Price of bonds 4. Maturity 20 years, interest paid semiannually, stated rate 14%, market rate 16%
Table values are based on:
n= i= Cash Flow Amount Present Value
Interest Principal Price of Bonds 5. Maturity 20 years, interest paid semiannually, stated rate 14%, market rate 14%
Table values are based on:
n= i= Cash Flow Amount Present Value
Interest Principal Price of bonds
An explanation for 1st: To calculate the price of the bond, we need to use the present value of the interest and principal payments discounted at the market rate of 12%. Using the PV of $1 table, we can calculate the present value factors for the interest and principal payments. Multiplying these factors by the corresponding cash flows and summing them up gives us the price of the bonds, which is $1,130,863.
An explanation for 2nd: To calculate the price of the bond, we need to use the present value of the interest and principal payments discounted at the market rate of 16%, which is the semiannual equivalent of the annual rate of 14%. Using the PV of $1 table, we can calculate the present value factors for the interest and principal payments. Multiplying these factors by the corresponding cash flows and summing them up gives us the price of the bonds, which is $816,059.
An explanation for 3rd: To calculate the price of the bond, we need to use the present value of the interest and principal payments discounted at the market rate of 14%, which is the semiannual equivalent of the annual rate of 16%. Using the PV of $1 table, we can calculate the present value factors for the interest and principal payments. Multiplying these factors with the corresponding cash flows and summing them up gives us the price of the bonds, which is $1,120,893.
An explanation for 4th: To calculate the price of the bond, we need to use the present value of the interest and principal payments discounted at the market rate of 16%, which is the semiannual equivalent of the annual rate of 14%. Using the PV of $1 table, we can calculate the present value factors for the interest and principal payments. Multiplying these factors by the corresponding cash flows and summing them up gives us the price of the bonds, which is $685,601.
An explanation for 5th: When the stated rate is equal to the market rate, the price of the bond is equal to its face value, which is $1,000,000 in this case. The present value factors for the interest and principal payments are both equal to 1, so we don't need to use the PV tables to calculate the price of the bonds.
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Complete Question:
Complete the following to calculate the price of a $1.5 million bond issue under each of the following independent assumptions (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided.Enter your answers in whole dollars.):
1. Maturity 15 years, interest paid annually, stated rate 10%, market rate 12%
Table values are based on:
n= i= Cash Flow Amount Present Value
Interest Principal Price of bonds
2. Maturity 6 years, interest paid semiannually, stated rate 14%, market rate 16%
Table values are based on:
n= i= Cash Flow Amount Present Value
Interest Principal Price of Bonds
3. Maturity 5 years, interest paid semiannually, stated rate 16%, market rate 14%
Table values are based on:
n= i= Cash Flow Amount Present Value
Interest Principal Price of bonds
4. Maturity 20 years, interest paid semiannually, stated rate 14%, market rate 16%
Table values are based on:
n= i= Cash Flow Amount Present Value
Interest Principal Price of Bonds
5. Maturity 20 years, interest paid semiannually, stated rate 14%, market rate 14%
Table values are based on:
n= i= Cash Flow Amount Present Value
Interest Principal Price of bonds
which ot the following is considered a money market instrument / asset treasury notes commercial paper municipal bonds corporate bonds
All of the listed instruments are considered money market instruments or assets and can be used for a variety of reasons.
The answer to this question is that all of the listed instruments are considered money market instruments or assets. Treasury notes are debt securities issued by the U.S. Department of the Treasury that have maturities of one year or less. They are used to raise funds to finance the federal government’s activities.
Commercial paper is a short-term unsecured promissory note with a maturity of up to 270 days issued by corporations. It is used to meet short-term liquidity needs.
Municipal bonds are debt instruments issued by state and local governments to finance public projects, such as building infrastructure or funding education.
Corporate bonds are debt instruments issued by companies to raise funds for a variety of reasons, such as expanding operations, financing research and development, or repaying existing debt.
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which of the following steps are necessary to reconcile the bank balance and the cash account balance.
Adjusting the cash balance to match the bank statement balance is the necessary step to reconcile the bank balance and cash account balance.
The following steps are required to reconcile the bank balance and the cash account balance :1) Compare the bank statement balance with the book balance
2) Document any reconciling items such as outstanding checks, deposits in transit, and bank fees
3) Adjust the cash balance to match the bank statement balance
4) Prepare a bank reconciliation statement that summarizes the reconciliation process
5) Retain a copy of the bank reconciliation statement.
Bank balance Vs Cash account balance -The bank balance is the company's cash position in the company's bank accounts as reported according to the month-end bank statement. As debits and credits are processed through your bank account, these amounts are reflected in your bank account's cash balance. However, there are some scenarios where a company's book balance differs from its bank balance.
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What structural changes must an organization undertake to switch from a product to a customer orientation? Should companies start investing in such structural changes
Answer:
To switch from a product to a customer orientation, companies must undertake structural changes that align with their new focus on customer management. Companies should invest in process harmonization, standardization, and formal IT-enabled workflows to make cross-functional and cross-unit coordination easier. Additionally, companies must adapt their organizational structure, goals, purpose, strategy, mission, and employee performance to align with the new customer orientation
Explanation:
Companies should consider the following structural changes:
Structural change: Companies must adapt their organizational structure to align with the new customer orientation. This includes changing the organization's hierarchy, chain of command, management systems, job structure, and administrative procedures.
Strategic change: Companies must make changes to the overall goals, purpose, strategy, or mission of the organization. This involves changing what products or services the company offers, the target customer segments or markets the company tries to reach, how the company distributes its products or services, its position in the global economy, and who it will partner with for manufacturers, distributors, and other logistical needs.
People changes: Companies must improve employee performance, skills, attitudes, behaviour, and loyalty to the organization, as well as enhance manager-subordinate relationships, group cohesion, and employee sense of achievement. This involves replacing all of the top-level managers in hopes of creating a new organizational culture, or small-scale changes such as working to change employee attitudes through things such as team building or other behavioral activities.
Process change: Companies must improve the overall workflow efficiency and productivity within an organization. This involves making changes to an organization's production operations, such as how it produces its products, how it delivers its services or how it handles everyday business practices.
true/false. some governments initiate restrictive standards that detail exactly how a product must be sold in a country. trade experts call these restrictions
In the following question, among the given options, the statement is said to be True. Some governments initiate restrictive standards that detail exactly how a product must be sold in a country. Trade experts call these restrictions.
A restrictive standard is a regulation that restricts the use of, performance, or features of a product or service that deviates from a certain specification or standard, and that is intended to provide a specific degree of protection. Regulatory agencies, such as the International Standards Organization, frequently establish restrictive standards.
To limit the importation of foreign goods, some governments have implemented restrictive standards. A country's environmental laws,
for example, may mandate specific labeling for certain products or restrict the importation of products that do not meet specific environmental standards. Restrictive standards can also be used to promote local industries or to protect consumers by ensuring that products imported into the country meet specific safety or quality requirements.
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According to ________, various economic classes have different degrees of power when it comes to who can make and enforce laws in society.a. C. Wright Millsb. Karl Marxc. Robert Mertond. Emile Durkheim
Different economic strata have varying degrees of authority when it comes to who may enact and enforce rules in society, according to C. Wright Mills.
American sociologist C. Wright Mills is credited with creating the idea of the power elite. The power elite, in Mills' view, consists of a small number of individuals who control a disproportionate amount of social power. Leaders from the political, economic, and military spheres collaborate to reshape society in accordance with their goals.
Mills held that the power elite acted covertly, using their clout to sway public opinion, enact and uphold laws, and affect the direction of society. He maintained that different economic classes have varying degrees of influence on who may enact and uphold social laws.
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ceteris paribus, which of the following is most likely to cause a decrease in the supply of strawberries?
Some strawberry producers leave the market and start producing kiwi.
Which of the following will extend the quantity furnished of a product ceteris paribus?Price and the Supply Curve
Ceteris paribus, the receipt of a greater rate increases income and induces marketers to enlarge the volume they supply.
Economists say the law of demand demonstrates that ceteris paribus, more items have a tendency to be bought at lower prices. Or that, if demand for any given product exceeds the product's supply, ceteris paribus, expenses will in all likelihood rise. In this situation, the rate of an item is the only variable that must change.
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https://brainly.com/question/868746#SPJ1TRUE/FALSE. When caused by demographic trends, transformations in markets and customer demands for new products are unpredictable.
FALSE. While demographic trends can be unpredictable to some extent, transformations in markets and customer demands for new products are not entirely unpredictable.
Demographic trends can certainly have a significant impact on markets and consumer behavior. For example, as the baby boomer generation ages and retires, their spending habits and preferences may change, leading to shifts in demand for certain types of products and services. Similarly, as younger generations become more digitally connected and environmentally conscious, may need to adapt their marketing strategies and product offerings to cater to these changing customer demands.While it is true that demographic trends can be difficult to predict with complete accuracy, businesses can use a range of tools and techniques to analyze and forecast potential changes in customer behavior. Market research, for instance, can help businesses understand consumer preferences and identify emerging trends that may signal future shifts in demand. By gathering data on customer demographics, lifestyle habits, and spending patterns, businesses can develop a more nuanced understanding of their target audience and make more informed decisions about product development, marketing, and sales strategies.Moreover, advances in technology and data analytics are enabling businesses to capture and analyze vast amounts of customer data in real-time, allowing them to quickly adapt to changing market conditions and customer preferences. By leveraging data analytics tools such as machine learning and predictive modeling, businesses can identify patterns and trends in customer behavior that might be missed through more traditional market research methods.In short, while demographic trends can certainly pose challenges for businesses looking to stay ahead of the curve, they need not be entirely unpredictable. By using a range of analytical tools and techniques, businesses can gain a deeper understanding of their target audience and make data-driven decisions that position them for success in a rapidly changing marketplace.
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Which of the following is the first step in developing an effective integrated communications and promotion program?
A) designing a message
B) identifying the target audience
C) determining the communication objectives
D) collecting feedback
E) choosing the media through which to send a message
the correct option is B) identifying the target audience is the first step in developing an effective integrated communications and promotion program.
Ways Of deciding Your Target Audience
1. Break down Your Client Base and Do Client Meetings
One of the most outstanding ways of figuring out who your target audience is is to see who as of now purchases your item or administration. How old would they say they are, where do they reside, and what are their inclinations? An effective method for realizing this is through connecting on social or disseminating client reviews.
2. Direct Market Research and Recognize Industry Patterns
Take a gander at the market research for your industry to figure out where there are openings in the help that your item can fill. Take a gander at patterns so that comparable items could see where they are centering endeavors, then sharpen in additional on your item's special worth.
3. Examine Contenders
Marketers can glean some significant knowledge by taking a gander at contenders to see what their identity is generally offering to, and how they go about it. Is it true or not that they are utilizing on the web or disconnected channels? Could it be said that they are zeroing in on the leader or the ally?
4. Characterize Who Your Target Audience Isn't
There will unquestionably be shoppers who are near your target segment, however, they won't follow up on informing. Attempt to be explicit in figuring out who your audience is and who it isn't. Are your segment ladies, or ladies between the ages of 20 and 40? Realizing this will hold your group back from committing promotion dollars to portions that won't yield returns.
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The product life cycle presents challenges. Which of the following is LEAST likely torequire a company to adapt its marketing strategies?A) developments in technologyB) decreased manufacturing costsC) competitionD) changing tastes of consumersE) aging of products
B) A corporation is least likely to need to modify its marketing methods in response to decreased manufacturing costs.
Reduced manufacturing costs can have an impact on a firm's pricing strategy, although they normally do not necessitate significant modifications to the marketing plans of the company. On the other hand, changes in consumer preferences brought on by competition, aging products, and technological advancements can all have a big impact on a company's marketing tactics and necessitate adaptation in order to remain competitive in the market. The features of the stage in PLC include high costs, the need to generate demand, the need to encourage buyers to try the product, delayed sales volume starts, and the inability to generate revenue at this stage.
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which of the following describes the location where an administrator would terminate a bundle of cat5e cables?
The location where an administrator would terminate a bundle of CAT5e cables is the D. Patch panel.
The patch panel is a device that receives cables from a network or server room and then relays them to their respective ports for users in other areas of a building or complex. The back of the panel includes a series of ports or slots, which are typically numbered or labeled . Each port is connected to a cable that runs through the building, and a small metal spring-loaded lever known as a punch-down tool is used to connect the wire from the incoming cable to the port.
Once a wire has been attached to a port, it is very unlikely to come loose unless someone deliberately pulls on it. Patch panels are often used in telecommunications rooms to connect the network equipment to cables that run to different locations throughout a building or campus. In addition, they can also be used to connect servers in a server room or data center to other equipment or devices on the network. Patch panels come in various types, including unshielded twisted pair (UTP) and fiber optic patch panels, and are typically used in conjunction with switches or routers. Therefore the correct option is D
The Question was Incomplete, Find the full content below :
Which of the following describes the location where an administrator would terminate a bundle of CAT5e cables?
A. Switch
B. Smart jack
C. Router
D. Patch panel
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Building production capacity in locations outside of Europe can threaten ________, an issue typically raised when investing in China.
European economic risk
intellectual property rights protection
European investment potential
balance of trade
Building production capacity in locations outside of Europe can threaten intellectual property rights protection, an issue typically raised when investing in China.
Intellectual property rights protection refers to the legal rights granted to a creator or owner of a work or invention, which usually includes patents, trademarks, and copyright. Building production capacity in locations outside of Europe can threaten IPR protection, an issue typically raised when investing in China.
If a company builds production capacity outside of Europe, the company may face risks associated with intellectual property rights protection in the new country. This could include the risk that local companies may copy the company's inventions without permission, or that the company's trademarks and patents may not be enforceable in the new country.
In addition to intellectual property rights protection, European companies may also face other risks when building production capacity outside of Europe. These can include currency risks, legal risks, political risks, balance of trade issues, and cultural risks.
Currency risks include the risk that changes in exchange rates could cause a company to lose money. Legal risks include the risk that the company may be subject to different laws than in its home country. Political risks include the risk that a government may interfere with a company's business operations or limit access to certain markets.
Balance of trade issues include the risk that goods produced in the new country may take business away from goods produced in Europe. Finally, cultural risks include the risk that the company may not be able to properly adapt its goods or services to the local culture.
Overall, European companies building production capacity outside of Europe can face a range of risks, including those associated with intellectual property rights protection. Companies should consider these risks carefully and develop strategies to mitigate them in order to ensure a successful transition.
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If a broker-dealer executes a short sale in its investment account, it may borrow the shares from all of the following EXCEPT
The following, with the exception of a customer's cash account, are the sources from which a broker-dealer may borrow shares when it completes a short sale inside its investment account.
By the customer's cash account, what do you mean?In a cash account, the user must pay the entire price for any securities they wish to purchase. A cash account holder is prohibited from borrowing money from their broker-dealer to cover transactions made in the account. Cash books, or account balances where all money transactions are recorded, are another name for cash accounts, which are used in accounting.
Complete Question : All of the following, WITH THE EXCEPTION of a customer's cash account, may be used by a broker-dealer to borrow shares in the event that it completes a short sale in its investment account.
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Which of the following factors is least significant in determining whether an item of personal property has legally become a fixture?
A. The intent of the party who installed the item to the real property
B. The adaptability of the item to the real estate
C. Whether there is attachment
D. The cost of the item
The least significant factor in determining whether an item of personal property has legally become a fixture is D) the cost of the item.
D) The cost of the item does not determine whether an item of personal property has legally become a fixture, though it can be a factor taken into account when determining intent. The more important factors in determining whether an item of personal property has legally become a fixture are the intent of the party who installed the item to the real property, the adaptability of the item to the real estate, and whether there is attachment.
The intent of the party who installed the item to the real property is often the most important factor in determining whether an item has become a fixture. The court looks to see if the item was installed with the intent of it becoming part of the real property, as opposed to it simply being temporarily on the property.
The adaptability of the item to the real estate is also an important factor. If an item can be used in such a way as to benefit the real property or the owner of the property, it is likely to be considered a fixture.
Finally, the attachment of the item is a factor in determining whether an item has become a fixture. The attachment can be physical or symbolic, such as in the case of an item that has been attached to the property with nails or screws, or an item that has been integrated with the existing structure, such as built-in shelving.
In conclusion, the least significant factor in determining whether an item of personal property has legally become a fixture is the cost of the item. The more important factors in determining whether an item of personal property has legally become a fixture are the intent of the party who installed the item to the real property, the adaptability of the item to the real estate, and whether there is attachment.
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A customer places the following instructions with his registered representative: "Buy 100 shares of ABC if the market rises to $45, but don't buy the stock for more than $50." What is the appropriate order to be placed?
Buy ABC 45 Stop 50 Limit this is the appropriate order to be placed. If the market increases to $45 per share, this consumer wants to purchase the shares.
A buy-stop order is the only type of order that permits buying stock over the going rate. Because a purchase limit order is placed below the current market, it cannot be utilised. The order must therefore read: Purchase 100 ABC $45 Stop. There is a problem, though. The order is elected and turns into a market order to buy if the price of the stock rises to $45 or more. This customer doesn't want to spend more than $50 per share, however, the execution might take place at any price.
Hence, the order must read: Purchase 100 ABC at 45 Stop; 50 Limit. The order is elected and changes to a purchase order at the limit price of $50 if the market climbs to $45. (or lower). It will thus only be filled at a price of $50 or less per share.
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Which of the following are effective ways for managers to try to boost a company's stock price? Increase the company's dividend payments to shareholders each year by at least $0.05 per share, repurchase shares of common stock, and make every effort to achieve annual increases in earnings per share. Make every effort to achieve a branded market share in each geographic region that is at least equal to the industry average, keep the company's dividend payout ratio in the range of 50%, and repurchase shares of common stock. Increase the company's dividend payments to shareholders each year, keep the company's credit rating at A (or above), strive to increase the company's retained earnings each year by a minimum of 5%, and not issue more than 5,000 shares of common stock in any one year. Spend amounts on corporate citizenship and social responsibility that are above the industry average, boost the company's dividend payout ratio to more than 100%, and issue additional shares of common stock to raise the funds to pay off all long-term debt within 2 years. Cut the dividend to zero and issue additional shares of stock so as to increase the funds available for quickly paying off all long-term debt (ideally in no more than 2 years); then the company should avoid further use of long-term debt, striving to achieve and maintain a credit rating of A or A+.
Managers can attempt to enhance a company's stock price by increasing dividend payments to shareholders by at least $0.05 per share annually.
repurchasing shares of common stock, and making every effort to increase earnings per share on a yearly basis.
This plan focuses on increasing earnings per share, which can increase the company's appeal to investors, while also returning value to shareholders through dividend payments and share buybacks.
The other suggested solutions are ineffective means of increasing a company's stock price. For instance, maintaining the company's dividend payment ratio in the vicinity of 50% and repurchasing shares of common stock may be advantageous, but efforts to boost profitability or other elements that might support a higher stock price are not mentioned.
Investors are unlikely to view actions like increasing the dividend payout ratio to above 100% or slashing the dividend to zero while issuing additional shares of stock favorably because they suggest that the company may be having financial difficulties or may not be committed to returning value to shareholders.
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COMPLETE QUESTION -
Which of the following are effective ways to try to boost a company's stock price?
a) Strive to increase earnings per share, boost the company's dividend payout ratio to more than 100%, and increase the company's retained earnings.
b) Pay off all long-term debt as rapidly as possible, strive to achieve a credit rating of at least an A, and try to boost the company's image rating above 75.
c) Strive to achieve a ROE above 20%, quickly pay off all long-term debt, and keep the company's dividend payout ratio below 50%.
d) Strive to increase earnings per share each years, raise the company's dividend each year (ideally by at least $0.05 per share), and repurchase shares of common stock.
e) Increase the company's retained earnings each year, boost spending for corporate citizenship and social responsibility, and offer a wider variety of models/styles of branded footwear.
Which of the following approaches to process improvement could be described as competitive benchmarking? O Employees at XEROX visit GM to pick up ideas on processing customer orders. O Employees at XEROX ignore the way they have always processed customer orders and design an entirely new way to do so. O Employees at XEROX take classes in quality improvement and make small, incremental changes to their order filling processes. O Employees at XEROX purchase a Canon copier and take it apart to get design ideas for their next generation of copiers. Electra wants to purchase a laptop for use in her MBA program so she can work on assignments and surf the web while the professor drones on endlessly. After consulting with her colleagues, she chooses the dimensions of cost, weight, processor speed, and touchscreen capability as critical to her long term success and amusement. She evaluates four different laptops and rates their performance on each criterion on a scale from 1 (poor) to 5 (excellent). Which laptop should Electra purchase? Dimension Importance Sir Face Toybook Air Knockoff High Priced Weight 3 4 4 3 5 Speed 5 4 5 4. 5 Cost 1 2 2 5 1 Touchscreen 3 5 2 3 3 O Knockoff Sir Face O High Priced Toybook Air
The approach to process improvement that could be described as competitive benchmarking is when Employees at XEROX visit GM to pick up ideas on processing customer orders.
For Electra's laptop purchase, the best choice would be the High Priced Toybook Air. Even though it has a higher cost, it has the highest rating in three of the four dimensions that are important to Electra's success and amusement - weight, speed, and touchscreen capability.
The High Priced Toybook Air is the best option for Electra's laptop buy. Despite being more expensive, it has the best ratings in three of the four factors that are crucial to Electra's success and entertainment: weight, speed, and tablet functionality.
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People's perception of _____ depends on their judgment that the consequences of a decision to employees are just.
A. employment at will
B. procedural justice
C. interactional justice
D. arbitration
E. outcome fairness
People's perception of outcome fairness depends on their judgment that the consequences of a decision to employees are just. option E is correct.
Outcome fairness is the perception that the rewards and benefits allocated to employees are just and equitable in relation to their contributions, abilities, and performance. It refers to the distribution of rewards and benefits based on the outcome of the employee's actions. Interactional justice, on the other hand, refers to the extent to which people feel treated with dignity, respect, and sensitivity while interacting with decision-makers. It reflects the fairness of interpersonal treatment received during the decision-making process.In terms of employee perceptions of fairness, both outcome fairness and interactional justice are crucial. If employees believe that the outcomes are fair and that they are being treated fairly during the decision-making process, they are more likely to view the decision as fair and acceptable.Therefore, people's perception of outcome fairness depends on their judgment that the consequences of a decision to employees are just. In conclusion, outcome fairness and interactional justice are two essential factors in shaping employee perceptions of fairness in the workplace.for more such question on contributions
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Mr. Kiwat borrowed GH¢200,000 from his bankers to buy his dream house. Repayment is over
4 years and first payment is due one year from hence. He will make equal payments to amortize
both the principal and interest, which is calculated on a reducing balance basis. The bank will
charge 5% above its current base rate of 20% per annum.
Required:
i. Calculate Mr Bruce’s annual payments
ii. Show a table on how the annual payment will liquidate the loan and interest.
Answer:
Mr. Kiwat borrowed GH¢200,000 from his bankers to buy his dream house. Repayment is over
4 years and first payment is due one year from hence. He will make equal payments to amortize
both the principal and interest, which is calculated on a reducing balance basis. The bank will
charge 5% above its current base rate of 20% per annum.
Required:
i. Calculate Mr Bruce’s annual payments
ii. Show a table on how the annual payment will liquidate the loan and interest.
Explanation:
i. To calculate Mr. Kiwat's annual payments, we first need to determine the total amount of interest he will pay over the 4-year period.
The bank's current base rate is 20%, and they are charging 5% above that, which means Mr. Kiwat's interest rate is 25% per annum. The loan amount is GH¢200,000, and it will be repaid over 4 years, so the total interest paid will be:
Total interest = loan amount x interest rate x time
Total interest = GH¢200,000 x 0.25 x 4
Total interest = GH¢200,000
Therefore, the total amount Mr. Kiwat will pay over the 4-year period is GH¢400,000 (GH¢200,000 for the loan amount and GH¢200,000 for the interest).
To calculate his annual payments, we divide the total amount by the number of years:
Annual payment = total amount / number of years
Annual payment = GH¢400,000 / 4
Annual payment = GH¢100,000
Therefore, Mr. Kiwat's annual payments will be GH¢100,000.
ii. Here is a table showing how Mr. Kiwat's annual payments will be applied to the loan and interest:
Year Beginning balance Payment Interest Principal Ending balance
1 GH¢200,000 GH¢100,000 GH¢50,000 GH¢50,000 GH¢150,000
2 GH¢150,000 GH¢100,000 GH¢37,500 GH¢62,500 GH¢87,500
3 GH¢87,500 GH¢100,000 GH¢21,875 GH¢78,125 GH¢9,375
4 GH¢9,375 GH¢100,000 GH¢2,344 GH¢97,656 0
In the first year, Mr. Kiwat will pay GH¢100,000, of which GH¢50,000 will be applied to the interest and GH¢50,000 to the principal. The ending balance for that year will be GH¢150,000.
In the second year, the beginning balance is GH¢150,000, and the payment is again GH¢100,000. However, the interest charged will be lower, as it is based on the reduced balance. The principal payment will be higher, as the interest payment is lower. The ending balance for that year will be GH¢87,500.
The same pattern continues for the third year, and by the fourth year, the remaining balance is only GH¢9,375, which is paid off with a final payment of GH¢100,000.
The total amount Mr. Kiwat will pay over the 4-year period is GH¢400,000 (GH¢200,000 for the loan amount and GH¢200,000 for the interest).
i. To calculate Mr. Kiwat's annual payments, first determine the total amount of interest that will be paid in the 4-year period.
Current base rate = 20%, and they are charging 5% above that, which amounts to an interest rate of 25% per annum.
The loan amount is GH¢200,000, and it will be repaid over 4 years.
Total interest = loan amount x interest rate x time
= GH¢200,000 x 0.25 x 4
= GH¢200,000
Mr. Kiwat will pay over the 4-year period GH¢200,000 for the loan amount and GH¢200,000 for the interest.
ii. Annual payment = total amount / number of years
= GH¢400,000 / 4
= GH¢100,000
Mr. Kiwat's annual payments will be GH¢100,000.
A table showing how Mr. Kiwat's annual payments will be applied to the loan and interest:
Year Beginning balance Payment Interest Principal Ending balance
1 GH¢200,000 GH¢100,000 GH¢50,000 GH¢50,000 GH¢150,000
2 GH¢150,000 GH¢100,000 GH¢37,500 GH¢62,500 GH¢87,500
3 GH¢87,500 GH¢100,000 GH¢21,875 GH¢78,125 GH¢9,375
4 GH¢9,375 GH¢100,000 GH¢2,344 GH¢97,656 0
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In almost all present value and future value calculations, it is implicitly assumed that Select one: a. Cash flows occur annually. b. Interest rate is compounded semi-annually 0 c. Cash flows occur at the beginning of each period. O d. Interest rate is quoted per annum e. Cash flows occur at the end of each period
In almost all present value and future value calculations, it is implicitly assumed that cash flows occur at the end of each period. Therefore the correct option is option E.
Present value and future value calculations are used to determine the value of an investment in today's currency by considering the amount of money to be received in the future.
In almost all present value and future value calculations, it is implicitly assumed that cash flows occur at the end of each period.
For instance, let's assume that you have to pay $10,000 in 3 years, and you want to know how much it would cost if you had to pay it today. You can use a present value calculator to estimate the value of the $10,000 bill in today's currency.
In such a case, you need to use the formula: PV = FV / (1 + r)n PV = Present Value FV = Future Value R = Interest Rate
n = Number of Periods To get the PV of $10,000 in 3 years, you must calculate its PV today (i.e., at year 0). The interest rate is 4%, and the future value is $10,000.
Calculate the present value of this $10,000 payment if you're given the same assumptions as above. Therefore the correct option is option E.
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fill in the blank. ___ is a small data warehouse designed for a strategic business unit or in a department that does not rely on the data warehouse for its content.
A Data Mart is a condensed model of Data Warehouse and is designed for use via a particular department, unit or set of users in an organization. E.g., Marketing, Sales, HR or finance. It is often controlled by a single branch in an organization.
What is a small information warehouse called?A facts mart is a subset of a statistics warehouse centered on a unique line of business, department, or challenge area. Data marts make specific data on hand to a defined team of users, which lets in those customers to shortly get right of entry to vital insights besides wasting time looking via an entire facts warehouse.
An alternative being used by using many companies is to create a decrease cost, scaled-down version of the statistics warehouse known as the "data mart." A statistics mart is a small warehouse designed for the strategic business unit (SBU) or branch level.
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https://brainly.com/question/26771965#SPJ1According to material in this textbook, what is the number one reason a business chooses to use social media? Increase exposure for a business.
The number one reason a business chooses to use social media is to increase their exposure and reach a wider audience.
By utilizing social media platforms, businesses can post content that can be seen by more people, create a presence in the digital space, and expand their customer base. Additionally, social media allows businesses to better engage with potential customers, build relationships, and monitor customer feedback. Social media also offers a cost-effective form of advertising, which can be used to promote products, services, and content. Furthermore, businesses can utilize social media to increase their visibility and reputation, reach more potential customers, and keep current customers informed about company updates. Ultimately, using social media is an effective way for businesses to expand their reach and promote their products and services.
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Howie Long has just learned he has won a $500,000 prize in the lottery. The lottery has given him two options for receiving the payments. (1) If Howie takes all the money today, the state and federal governments will deduct taxes at a rate of 46% immediately. (2) Alternatively, the lottery offers Howie a payout of 20 equal payments of $36,000 with the first payment occurring when Howie turns in the winning ticket. Howie will be taxed on each of these payments at a rate of 25%
Howie would receive $270,000 if he took all the money today, but the state and federal governments would deduct taxes at a rate of 46% right away.
What tax is imposed on a lottery win of Rs. 5 crore?The prize winner's bank account would contain Rs. 15.75 crores after deducting the 10% agent commission and the 30% tax. If they have more than 5 crores in their bank account, the prize winner must also forfeit 37% of the fee.
This decision will be made based on Howie's need for quick money and the rate of inflation. If there is no inflation—the topic made no mention of it—and if Howie favors the course of action that yields the most financial gain, just determine how to reduce the tax in each situation before comparing them.
Scenario 1: When tickets are delivered, the full amount is deducted by 46%.
46% = 46 \ 100 = 0.46
Let's multiply the sum by 0.46 to determine the amount to be subtracted.
500,000 * 0.46 = $ 230,000
Hence, Howie would benefit $ 500,000- $ 230000 = $ 270,000
Scenario 2: 25% off each of 25 installments totaling $36,000
The final sum will be 25x $ 36,000 = $ 900,000
To find the tax amount, it is now sufficient to subtract 25% from the total.
25% = 25 \ 100 = 0.25
$ 900,000 * 0.25 = $ 225,000
Finally, simply divide the tax amount by the sum received:
$ 900,000- $ 225,000 = $ 675,000
Howie would therefore benefit more if he chose the installment payment.
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Exercises 4. If the GASB has not issued a pronouncement on a specific issue, which of the following is true with respect to FASB pronouncements? a. They would automatically govern b. They could be taken into account but would have no higher standing than other accounting literature c. They are irrelevant d. They could be taken into account by the reporting entity but only if disclosure is made in notes to the financial statements The FASB is to the GASB as a. A brother is to a sister b. A father is to a son c. A son is to a father d. An aunt is to a niece 5. 6. Standards promulgated by the FASB are most likely to be adhered to by which of the following governmental units? a. A police department b. A public school c. An electric utility d. A department of highways 7. Which of the following practices is most likely to undermine interperiod equity? a. Paying for a new school building out of current operating funds b. Paying the administrative staff of a school out of current operating funds c. Issuing 20-year bonds to finance construction of a new highway d. Recognizing gains and losses on marketable securities as prices increase and decrease
If the GASB has not issued a pronouncement on a specific issue, then FASB pronouncements could be taken into account but would have no higher standing than other accounting literature.
The FASB is to the GASB as a father is to a son, since the FASB is the governing body of GAAP, while the GASB is the governing body of state and local governmental accounting standards. Standards promulgated by the FASB are most likely to be adhered to by a public school, since FASB pronouncements are the accepted standard for all US GAAP accounting.
Paying for a new school building out of current operating funds is most likely to undermine inter period equity, since current operating funds are limited and using them to finance long-term projects can deplete them. Recognizing gains and losses on marketable securities as prices increase and decrease can also undermine inter period equity if the gains and losses are not adjusted for inflation or other economic changes.
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fill in the blank. ____ is recommended for promotion when a high degree of service or support, known as ancillary services, is required after the sale of the product.
Customer service is recommended for promotion when a high degree of service or support, known as ancillary services, is required after the sale of the product.
Providing good customer service is an important part of ensuring customer satisfaction and helps to promote a positive image of the business.
By taking extra steps to ensure a positive customer experience after the sale, businesses can encourage future sales. The word "solution" is recommended for promotion when a high degree of service or support, known as ancillary services, is required after the sale of the product. The solution is an ideal word to use in situations where customers expect more than just the sale of a product. Customers desire personalized assistance with every aspect of their purchase, including maintenance, support, and warranties
Ancillary services refer to all of the services offered to customers following the sale of the product or service. This is especially true in situations where goods or services require ongoing support, technical assistance, or maintenance. Customers expect ancillary services to provide assistance with problem resolution, help with installation, and training when necessary.
Here are some examples of ancillary services: Warranties Technical support after sales Repairs and maintenance Assistance with the installation of new products Personalized training programs for staff Software updates and technical assistance for software products, etc.
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Following are the merchandising transactions for Dollar Store Nov. 1 Dollar store purchases merchandise for $1,600 on terms of 2/5, n/30, FoB shipping point, invoice dated November 1. 5 Dollar Store pays cash for the November 1 purchase 7 Dollar Store discovers and returns $200 of defective merchandise purchased on November 1 and paid for on November 5 for a cash refund 10 Dollar Store pays $80 cash for transportation costs for the November 1 purchase 13 Dollar Store sells merchandise for $1,728 with terms n/30. The cost of the merchandise is $864. 16 Merchandise is returned to the Dollar Store from the November 13 transaction. The returned items. are priced at $290 and cost $145 the items were not damaged and were returned to inventory Journalize the above merchandising transactions for the Dollar Store assuming it uses a perpetual inventory system and the gross method
In the following question, among the various parts to solve on merchandising transactions for Dollar Store. the solution is as follows:
1. On November 1, Dollar Store purchases merchandise for $1,600 on terms of 2/5, n/30, FOB shipping point, invoice dated November 1:
Debit: Inventory $1,600
Credit: Accounts Payable $1,600
2. On November 5, Dollar Store pays cash for the November 1 purchase:
Debit: Accounts Payable $1,600
Credit: Cash $1,600
3. On November 7, Dollar Store discovers and returns $200 of defective merchandise purchased on November 1 and paid for on November 5 for a cash refund:
Debit: Cash $200
Credit: Inventory $200
4. On November 10, Dollar Store pays $80 cash for transportation costs for the November 1 purchase:
Debit: Cash $80
Credit: Transportation Costs $80
5. On November 13, Dollar Store sells merchandise for $1,728 with terms n/30. The cost of the merchandise is $864:
Debit: Accounts Receivable $1,728
Credit: Sales Revenue $1,728
Debit: Cost of Goods Sold $864
Credit: Inventory $864
6. On November 16, Merchandise is returned to the Dollar Store from the November 13 transaction. The returned items are priced at $290 and cost $145 the items were not damaged and were returned to inventory:
Debit: Accounts Receivable $290
Credit: Sales Returns and Allowances $290
Debit: Inventory $145
Credit: Cost of Goods Sold $145
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Which of the following features of e- commerce technology allows users to participate in the creation of online content? * Ubiquity Global reach Information density Social technology
Social Technology is the answer to this question.
What exactly is social technology?Any technology that promotes social interactions and is supported by a communications capability, such as the Internet or a mobile device. Social software (e.g., wikis, blogs, social networks) and communication capabilities (e.g., Web conferencing) are examples of communication capabilities that are aimed at and enable social interactions. Social technology is a method of influencing social processes by utilising human, intellectual, and digital resources.
Social networking services can assist young people in developing their interests and connecting with others who share those interests.
They can help introduce young individuals to novel things and ideas while also deepening admiration for existing ones.
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When ice melts at its normal melting point; 273.16 K and 1 atmosphere; which of the following is true for the process shown? A) AH < 0, AS > 0, AV >0 8) AH < 0, 4s 0,Av > 0 C) AH > 0, As < 0, AV < 0 D) AH > 0, 4S > 0,Av > 0 E) AH > 0, 4s > 0, AV < 0
The process is endothermic, meaning that heat is absorbed, and the temperature remains constant during the melting process. The correct answer is (D) AH > 0, AS > 0, AV > 0.
The process described is the melting of ice at its normal melting point of 273.16 K and 1 atmosphere. The enthalpy of fusion (AH) is the energy required to convert one mole of a substance from the solid state to the liquid state at a constant temperature and pressure.
The entropy of fusion (AS) is the change in entropy that occurs during this process, and the change in volume (AV) is the difference between the molar volumes of the solid and liquid phases. The positive value of AH indicates that energy is absorbed during the melting process, while the positive values of AS and AV indicate an increase in entropy and volume, respectively, which are expected during a phase change from solid to liquid.
Therefore, during the melting of ice at its normal melting point, the energy is absorbed, and the entropy and volume of the substance increase.
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38. Which of the following procedures most likely would give the greatest assurance that securities held as investments are safeguarded?
A. There is no access to securities between the year-end and the date of the auditor's security count.
B. Proceeds from the sale of investments are received by an employee who does not have access to
securities.
C. Investment acquisitions are authorized by a member of the Board of Directors before execution.
D. Access to securities requires the presence of two designated officials.
The procedure that would most likely give the greatest assurance that securities held as investments are safeguarded is D. Access to securities requires the presence of two designated officials.
The company's responsibility is to protect and secure its investment and securities. Therefore, safeguarding the investment is a priority of the company. Securities held as investments require the use of control procedures to protect them. Such measures should not only protect investments from theft or loss but should also ensure that they are not subject to illegal transactions. Access to securities requires the presence of two designated officials. This procedure will ensure that no unauthorized person has access to the securities held as investments.
The procedure of having two designated officials should cover the holding area and the securities in the investment record. Thus, it will give the greatest assurance that securities held as investments are safeguarded. Access to securities held as investments should be protected by employing certain control procedures. These procedures include the requirement of two designated officials.
This ensures that no unauthorized person can access the securities held as investments. It also protects the securities from theft, fraud, or any other illegal transactions. Access to securities requires the presence of two designated officials, which is the procedure that would most likely give the greatest assurance that securities held as investments are safeguarded. Therefore the correct option is D.
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